₦airaland Forum

santaclaws:
They are real a55wipes and their aim is to milk people dry and tarnish their image.

I am currently working on getting some of them banned. Even after you pay off the loans, they keep spamming your phones with unsolicited calls and adverts on a daily basis, just to make sure you keep coming back.

They've put a lot of people in a vicious cycle of loan collection.

calabaman:
Anything loan is not good.

Aswear!

Difrent:
Na WA for you o, how do you want financial institutions to make money

ify2016:
https://www.legit.ng/people/1639049-after-2-years-man-owing-n80k-redownloads-loan-app-cries-debt-climbs-n14-million/

Ringstonermasks:
d barrister is smoking cow shit


Let me give d man d correct advise... if it from any loan app that is not registered by the government or insured by FDIC, give dem ur middle finger... let dem fuk demselves


If it Okash or Fairmoney or those loan apps that are FDIC insured and recognised by government, u can then reach out to them at ur own convenience. Don't beg dem with ur salary o. Make sure u av eaten well and there is money left to give away, then contact dem to come and take what u av... With toothpick sef, pay dem small small bt tell dem u will only pay 120k. And listen to their explanation.

Currency dey fall and interest dey high ?



Mind u, it won't affect anything. How many people dey talk abt credit scores for Nigeria ? if u want loan from Lapo or loan creditors in d future, they won't look into that. that's a fact.

I know people would say am encouraging debtors, bt let tell d truth without putting d guy into panic mood.

EndBuhariNow:
Nigeria appex bank and government are useless, I think they are owners of all these loan app, how can someone loan you money with 110% interest , if you take 190k from fairmony, you will pay 80k each every month for 5 months, imagine that nonsense..... You might need that loan for short term but they will drag it long with no options of repayment, in other places loan are given to soften hardship but here its different game... Everyone has his or her own price

AKWATGOLD1:
Why will he obtained a loan from fintech app without paying back for two (2) solid years. The outcry is not needed.

Ringstonermasks:
d barrister is smoking cow shit


Let me give d man d correct advise... if it from any loan app that is not registered by the government or insured by FDIC, give dem ur middle finger... let dem fuk demselves


If it Okash or Fairmoney or those loan apps that are FDIC insured and recognised by government, u can then reach out to them at ur own convenience. Don't beg dem with ur salary o. Make sure u av eaten well and there is money left to give away, then contact dem to come and take what u av... With toothpick sef, pay dem small small bt tell dem u will only pay 120k. And listen to their explanation.

Currency dey fall and interest dey high ?



Mind u, it won't affect anything. How many people dey talk abt credit scores for Nigeria ? if u want loan from Lapo or loan creditors in d future, they won't look into that. that's a fact.

I know people would say am encouraging debtors, bt let tell d truth without putting d guy into panic mood.

almarthins:
Person wey never fit pay 80k na him wan pay 1.2million. Oga, u self think am.

For me o, those loan shark just wicked but the borrower self no try.

Ochibaisik:
-Don't get a loan if you don't have a means of paying back.
-Don't get a loan for a lavished lifestyle but majorly for a business that could multiply the loan.

Thomthom:
The story self. A man re-download, a man re-download I want to start reading, I saw another a man re-download. How many times the man re-download the app. I go blame the guy for this one. You took loan of 80k. May be because them too disturb you, you delete the app. Waiting come make you no pay back the 80k small small.. A whole 2 years.

Thomthom:
The story self. A man re-download, a man re-download I want to start reading, I saw another a man re-download. How many times the man re-download the app. I go blame the guy for this one. You took loan of 80k. May be because them too disturb you, you delete the app. Waiting come make you no pay back the 80k small small.. A whole 2 years.

ADAMUdaCOWBOY:
When I saw "credit score" I laughed. Credit score for naija?

Thomthom:
The story self. A man re-download, a man re-download I want to start reading, I saw another a man re-download. How many times the man re-download the app. I go blame the guy for this one. You took loan of 80k. May be because them too disturb you, you delete the app. Waiting come make you no pay back the 80k small small.. A whole 2 years.

Ringstonermasks:
d barrister is smoking cow shit


Let me give d man d correct advise... if it from any loan app that is not registered by the government or insured by FDIC, give dem ur middle finger... let dem fuk demselves


If it Okash or Fairmoney or those loan apps that are FDIC insured and recognised by government, u can then reach out to them at ur own convenience. Don't beg dem with ur salary o. Make sure u av eaten well and there is money left to give away, then contact dem to come and take what u av... With toothpick sef, pay dem small small bt tell dem u will only pay 120k. And listen to their explanation.

Currency dey fall and interest dey high ?



Mind u, it won't affect anything. How many people dey talk abt credit scores for Nigeria ? if u want loan from Lapo or loan creditors in d future, they won't look into that. that's a fact.

I know people would say am encouraging debtors, bt let tell d truth without putting d guy into panic mood.

EndBuhariNow:
Nigeria appex bank and government are useless, I think they are owners of all these loan app, how can someone loan you money with 110% interest , if you take 190k from fairmony, you will pay 80k each every month for 5 months, imagine that nonsense..... You might need that loan for short term but they will drag it long with no options of repayment, in other places loan are given to soften hardship but here its different game... Everyone has his or her own price

Ringstonermasks:
d barrister is smoking cow shit


Let me give d man d correct advise... if it from any loan app that is not registered by the government or insured by FDIC, give dem ur middle finger... let dem fuk demselves


If it Okash or Fairmoney or those loan apps that are FDIC insured and recognised by government, u can then reach out to them at ur own convenience. Don't beg dem with ur salary o. Make sure u av eaten well and there is money left to give away, then contact dem to come and take what u av... With toothpick sef, pay dem small small bt tell dem u will only pay 120k. And listen to their explanation.

Currency dey fall and interest dey high ?



Mind u, it won't affect anything. How many people dey talk abt credit scores for Nigeria ? if u want loan from Lapo or loan creditors in d future, they won't look into that. that's a fact.

I know people would say am encouraging debtors, bt let tell d truth without putting d guy into panic mood.

bid4rich:
I am not interested in hearing excuses—I hold the man in question fully responsible. He has a clear obligation to repay his debt, regardless of any explanation.

The lawyer has provided sound advice.

Even if unforeseen circumstances arose, he should have approached the company to renegotiate his repayment terms or seek a loan restructuring to make repayment more manageable.

If he believes he is free from his obligation, he is mistaken.

At this point, he will no longer be able to secure a loan from any bank in this country.

Mexyz:
Loan sharks don go hire 'Esquire' to spread fear and panick amongst debtors

No be only credit score, na jamb score

Inosky:
In China, you will go to jail and your credit score is looked at wherever you send applications be it school, govt or private. In fact, your credit score is a skill to prove your personality.

HydraFeeds:
I paid them back immediately. I don't like debts .

Loan app is bad and should be discouraged.

Some time last year, I was dead broke and I had no option but to borrow 1500 from a loan app for a week with about 90% increase ,on the due date ,I was being threatened that I will be called criminal and all my friends that have forgotten me will remember me for bad when they post my picture to them .

I also borrowed 300k from fairmoney last year and I paid back over 500k now they are calling me to come and borrow 550k ,when I check the interest rate ,I will be paying back over 1m .

This is ridiculous.

ednut1:
People who take loans without the intention to pay should be jailed

HydraFeeds:
I paid them back immediately. I don't like debts .

Loan app is bad and should be discouraged.

Some time last year, I was dead broke and I had no option but to borrow 1500 from a loan app for a week with about 90% increase ,on the due date ,I was being threatened that I will be called criminal and all my friends that have forgotten me will remember me for bad when they post my picture to them .

I also borrowed 300k from fairmoney last year and I paid back over 500k now they are calling me to come and borrow 550k ,when I check the interest rate ,I will be paying back over 1m .

This is ridiculous.

ify2016:
https://www.legit.ng/people/1639049-after-2-years-man-owing-n80k-redownloads-loan-app-cries-debt-climbs-n14-million/

ify2016:
I thought as much . Maybe the Lawyer is attached to those loan quacks.