₦airaland Forum

RHINO123:
can you explain How's the POS operator fault?

POS is being used to stea, collect ransom....it is illegal in a saner clime.

She need to inform Lagos consumer protection unit if na lagos.

Jumia wan do me similar thing then they helped

Cyber crime detectives, where are you?
1. It is impossible for the same card that was trapped in an ATM to be used physically to withdraw money from a Pos while the card is still trapped.
It's likely her card was swapped without her knowing. Hence the card got trapped because she entered her correct pin on the wrong card.

Getting out the card will prove that.

2. The next question is who did it and how was it done?
It could be someone close to her, that gained access to her pin(I have seen this happen) , or a stranger pretending to help which is usually the case.

We are just too emotional in this country. We just jump into conclusion without proper investigation.

Truth is, the woman may not be saying the whole truth. What I feel happened based on someone's experience is that, they might have swapped her card before she even attempted the withdrawal and maybe while she might have tried the swapped card using her PIN thinking it's her card, the ATM will seize the card. Main while the fraudster who swapped the card may be using it somewhere else like POS in her case while she is expecting to retrieve her supposed card from the bank.

So, how can these be ascertained, let her wait for the card to be retrieved and let her confirm if the card is hers but in a case where the name on it is no longer visible, she can visit her bank and they will confirm if through the card serial number if it's hers or it was swapped.

So let's not jump into emotional conclusion

234GT:
Idiot. Bastard. By the time the bank shows the foolish woman the cctv video, she will get gentle.

who be idiot and bastard,hope no be me, before I giv ur history

Sonnobax15:

Those security agents should be held responsible it's obvious they're working hand in hand with those low budget yahoo boys

BTW,who still goes to the ATM to make withdrawals these days?,when POS vendors are everywhere? Even transferring of funds have made it easy for Nigerians.......

I can't even remember the last time I visited an ATM stand,even bank let alone to witness such nonsense

My brother the thing weak, you want to pay shop rent, weytin you dey do for Bank, she could have made an online transfer or pay 1k to get your 240k from POS OPERATOR

Sonnobax15:

Those security agents should be held responsible it's obvious they're working hand in hand with those low budget yahoo boys

BTW,who still goes to the ATM to make withdrawals these days?,when POS vendors are everywhere? Even transferring of funds have made it easy for Nigerians.......

I can't even remember the last time I visited an ATM stand,even bank let alone to witness such nonsense :-\

The bolded is completely unnecessary and only shows you don't have sense. You're 99% more likely to have your money stolen from using POS than using ATM. The matter at hand is someone having her money stolen not who uses POS or who doesn't

The withdrawal is most likely not done in bank or bank staff. Based on experience, the ATM could possibly have been swapped without the woman knowing.

If the trapped ATM is retrieved, there 💯 assurance the woman ATM will not be there.

She might likely requested for an assistant to operate the ATM, in the course of that, the presumed Samaritan would have swapped the ATM not knowing

She has fallen victim to a card swap fraudster. Don't allow strangers to assist you at the ATM if you don't want to fall victim. To be forewarned is to be forearmed

Na wa o




Women will be like don't cum inside me oo 😏 They think is easy to jump down from a running train😄😄

ElevationD:
Is it not time to put an end to POS operations?
These people do more harm than good to citizens.

The POS terminal and operator can be located, even if the operator is mobile. All the terminals have their IDs and the withdrawal information is in her bank.

Again, you never can trust some bank officials. Some crooked elements work in the bank, collaborating with external criminals to steal from people’s accounts.

Wetin concern pos ppl with this case again... Omoh, u hate pos die! Shey na cus of the small change them dey charge for operation..?

The thing seems like this:

her account was possibly hacked by an earlier transaction she did with a POS Machine. so on going to the bank, the fraudsters having her card pin, details etc. easily caused her network disruption/seizing of arm card.
With her card in the machine, the fraudsters will quickly siphon her funds so the bank will bear the loss

Something similar happened to someone I know

Reason I hardly use use ATM card to withdraw from POS machines. I'd rather transfer with bank app to the POS Account

The Person has access to her bank details specifically her date of birth.

Most people's 4 digit ATM pin is their date of birth.

so sad. I'm familiar with this kind of story. it's obvious her ATM card was swapped by people around the ATM. She should tell the full story. someone must have offered to help her withdraw and in the process swapped her card with an expired card which will be immediately swallowed by the ATM. She must have even given the good (bad) samaritan her details. I was a victim of this although Immediately blocked my card before they could withdraw.

higgs:
She has fallen victim to a card swap fraudster. Don't allow strangers to assist you at the ATM if you don't want to fall victim. To be forewarned is to be forearmed

this is exactly what happened. The bank is innocent.

This same First Bank is why I stopped using ATM especially if it's not my bank's. On this particular occasion, their bank's ATM seized my card and when I went inside to retrieve it, I was told it can't be released to me, that it was one stupid CBN policy. I mean, they won't release the card to me, and won't release it to my bank either. Very anyhow bank.

The bank should be held responsible.

Banks should begin to go careless with their ATMs, a Finger print reader should be included in ATMs, you type your Account number, Bank and account type, you place your finger on the finger print reader and it allows you carry out your transaction from your bank. Guys let's forward this to CBN to beat ATM scammers. Avoid weekend transactions, scammers take advantage of Banks closure to commit their crime.

Fiscus105:
....and if, after she waited for like 10 minutes she left, probably cos network failure, and wen network came back, the card came out to the the hands of stranger?


......if the woman gave it to stranger and told the person her password to help her collect the money and the stranger use cunning way to change her 🏧, meanwhile after the person withdrew it, the woman now shouting "it was inside ATM machine, knowing fully well that her husband might sent her parking if she says, she gave it for someone to assist? "Saying inside machine as a way of soft landing".


Oga stop believing hook line and sinker what saying,and stop giving people sympathy base on emotions they display.

You are the only one with insight as to what happened.

Her ATM was swapped by the person she asked to help... That's what happened. But that part, she will hide it.

From experience I think what happened to her was that probably while trying to make the withdrawal, someone might have approached her pretending to help her but instead swapped her ATM card. Maybe she only enter a wrong pin on the swapped card and as a result of this got swallowed by the machine. Something similar to this happened in one UBA Bank at dopemu under bridge last year December.

Money made tru body work, gone in smoke.

It might have been planned by the security man and someone on the queue behind the woman, immediately she was adviced to go in and complain, the person behind her would have removed the ATM card and go to the nearby POS. The ATM will not be found at the ATM vault, the person behind her in pretence of withdrawing money would have removed the ATM card. It has happened to one of my church members before.
Next time, don't leave the ATM vault and watch closely the next person that mount to withdraw.

Nigerian banks have outlived their usefulness. Opay is 1million times better than Nigeria's epileptic banks.

Sharpsharp00123:
bro let me tell u one reality

If your card get stucked n u enter instantly, no b security go get access to your card. It is only people designated to load the ATM machine n they are few.

So if she's sure the ATM machine swallowed her card, n before she stepped out of the bank she got alert the best thing is to stay in d bank n let customer care trace transaction alert instantly

Because there's no way your ATM card can get stucked n it will b taken out of the bank that very moment

All these stories no dey add up for my side abeg

Thank you for saving the stress to shalaye.

The level of ignorance is so frightening that you wonder what people who claim to be educated actually know.

The number of cock and bull stories flying around is alarming.

.

Nobody is stating the obvious. The woman withdrew all the money and then put back her ATM and purposely typed in wrong PIN like 3 times and the ATM seized the card. Meaning she had this whole elaborate scheme planned out so she can deceive maybe her husband who owns the money. She wants to keep the money for herself. So this display of emotion is to prove that she genuinely lost the money 😆😆😆😆

Trash.... believe this at your own foolishness

Which one is ATM machine, what is the M there?
Madam sorry, ATM has a hidden camera.

BABANGBALI:
Na wa o




Women will be like don't cum inside me oo 😏 They think is easy to jump down from a running train😄😄

You need to get more responsible Sir. Have a blessed weekend.

This same thing happened to my neighbor last year October. He sent her daughter to a zenith bank near our street to withdraw 5k , The card got stocked in the ATM. Before the girl could digest the instruction of “go and call the account owner” by the security personnel her mother mother have called and asked her why she withdrew 450k. T

Rebuker:
Woman in Tears as ₦243K Vanishes 20 Minutes After ATM Seizes Card —Inside Job Suspected?

A woman was filmed crying uncontrollably while a crowd watched, refusing to be consoled after the money her husband gave her for shop rent was wiped from her account.

According to reports, her bank’s ATM seized her card while she was trying to withdraw cash. She went inside to report the issue to the bank staff, but they told her to return the following Monday to retrieve it. However, just 20 minutes later, over ₦240,000 was withdrawn from her account via a POS terminal.

The question is, who is behind the withdrawal, considering that her ATM card was still stuck in the machine? Obviously, someone must have gained access to the card. Since this happened within just 20 minutes of her card getting stuck, it is safe to assume that the person behind the withdrawal is an insider at the bank, possibly using a POS machine located inside the bank or within its premises.

What are your thoughts on this? Please drop your advice in the comments!


https://www.youtube.com/watch?v=4jg0u1_Rac8?si=X7g2-bJute04h72A

Her card must have been swapped by a "good Samaritan" and when she tried to use it and entered her PIN severally, the machine seized it... meanwhile the person that swapped her card and probably watched the owner enter her PIN, went to another ATM/POS to make withdrawal...