₦airaland Forum

ElevationD:
Is it not time to put an end to POS operations?
These people do more harm than good to citizens.

The POS terminal and operator can be located, even if the operator is mobile. All the terminals have their IDs and the withdrawal information is in her bank.

Again, you never can trust some bank officials. Some crooked elements work in the bank, collaborating with external criminals to steal from people’s accounts.

Is it the fault of the pos that did th4 transactions or the fault of the woman that allow total strangers to help before the gain access to swap her card?

uthman2019:
Is it the fault of the pos that did th4 transactions or the fault of the woman that allow total strangers to help before the gain access to swap her card?

“ According to reports, her bank’s ATM seized her card while she was trying to withdraw cash. She went inside to report the issue to the bank staff, but they told her to return the following Monday to retrieve it. However, just 20 minutes later, over ₦240,000 was withdrawn from her account via a POS terminal”.

Aboki, that’s part of the story posted.
Oya, tell me where you read about total strangers helping the woman.

Once my card has any story, I BLOCK the card. The cost of a new card will save you from any funny game. I also login to the account online and transfer the funds somewhere else.

THE WOMAN WAS NOT SMART AT ALL.

bigpicture001:
Wetin concern pos ppl with this case again... Omoh, u hate pos die! Shey na cus of the small change them dey charge for operation..?

How old are you again?
Are you too young to understand the crimes perpetrated through POS agents?

A customer in the queue swapped her card

Bank

Creamypie:
Na bank do am

Nah.
Her card was swapped by someone that deceitful tried to help her. Gave her the wrong card, she slotted the wrong card in the ATM and input her pin and it was seized due to incorrect pin
E no pass like that

ATM did not trap the card but the card was swapped...
What you will made to belief is that ATM trapped her card but once you checked the cctv, you would see the syndicates beside her acting as if they are helping her. One will be swapping the card while the other will be noting than the PIN.
They will made her insert already stolen card and of cause, ATM will automatically trap 'reported lost card '. They will advise her to go and report to security and in less that 10mns, they would have withdrawn all the money in the account since they have their POS terminal.
We call it 'card swap fraud'

Make sure there is no body beside you when you are using ATM. You have right to be alone in front of the machine.

Mandate1:
she either suffered a card swap by a thief who posed to assist her on the terminal or her card came out when she went to complain. No bank staff will indulge in such nonsense.

Assuming but not conceding that her card shot out while she went to report the seizure in the ATM machine, except the thief was close by observing her pin code, how else would the money be stolen in the few minutes that she was away from there? There’s the possibility of a card swap. However without close contact to view the pin, it is worthless to steal from within those twenty or so minutes.

If you read through, you’d see that there were several people around the machine. If the card shot out, did others not see it along with or before the assumed thief?

When your card is withheld by the machine, in the instant the officer in charge right inside the bank, can retrieve it and return it to you, if that card belongs to the same bank. Do you not know that the ATM has a tiny camera that films pin codes? What if the officer has access and can tag pins to cards using the codes? Is it not possible, knowing what some crooked bank officials do, for the bank officer to collude with outsiders to withdraw the funds? Are you not aware that a lot of bank staff have their own POS terminals and agents working for them?

Ezsam70:
Same happen to my wife via gtb

Did anyone come close to her at the ATM machine to help her with the withdrawal process.

I asked this question because of those who have quickly assumed it was a card swap. For the sake of clarity, can you tell us what happened in the case of your wife?

Quebec91:
Did you read the thread at all? 🤷‍♂️ cuz i no know wetin concern PoS with ATM machine🙄

I read it with clear understanding. Do you read it or you are following the crowd here?

ElevationD:
Did anyone come close to her at the ATM machine to help her with the withdrawal process.

I asked this question because of those who have quickly assumed it was a card swap. For the sake of clarity, can you tell us what happened in the case of your wife?

Even the wife will tell you that no body helped her but once you check the cctv, you will see it clearly. It just 'card swap' and it's very rampant now. We just have to be smart.

Before the era of POS, once they swapped, the went straight to another ATM and the bank will request for the footages and the details of the transactions from the other bank. And they will be able to nail the syndicates. But with the POS, there is very little banks can do as there is nothing to work it.

kennyshaddy:
Even the wife will tell you that no body helped her but once you check the cctv, you will see it clearly. It just 'card swap' and it's very rampant now. We just have to be smart.

Before the era of POS, once they swapped, the went straight to another ATM and the bank will request for the footages and the details of the transactions from the other bank. And they will be able to nail the syndicates. But with the POS, there is very little banks can do as there is nothing to work it.

Ok.

That means someone with access to the ATM copied how she input the pin too.

It has to be in those southern states.

GOFRONT:
Dog chop dog in Naija

These days thieves steal from their victims with hate. They can take ₦100k and be okay, they had to clean her account. You would think she was the enemy.

inside job. bank staff did it. it happened to me before and bank assured me that the card is already blocked but someone started using it to buy things.

bank compensated me after i complained. it is bank's fault once the ATM seizes the card and someone starts withdrawing from it

Fiscus105:
....and if, after she waited for like 10 minutes she left, probably cos network failure, and wen network came back, the card came out to the the hands of stranger?


......if the woman gave it to stranger and told the person her password to help her collect the money, in which the stranger used cunning way to change her 🏧. Meanwhile, after the person withdrew it, the woman now shouting "it was inside ATM machine, knowing fully well that, her husband might sent her parking if she says, she gave it for someone to assist? That's, "Saying, inside machine as a way of soft landing".


Oga stop believing hook line and sinker what people saying, and stop giving people sympathy base on emotions they displaying most especially women.

Yes, it is from the bank officials, it has happened to 2 of my colleagues in the office, immediately the card was seized by the ATM machine, there was cash withdrawal from their accounts, one was from FCMB Ikorodu branch, the other one GTB. Since then it has thought me a great lesson that the amount I am using for ATM withdrawal should be the exact amount in that account, I normally have 2: accounts, I usually transfer money from the main account to the account I am using for ATM/ POS. I prefer transfer charges as against total illegal withdrawal from my account

Fiscus105:
....and if, after she waited for like 10 minutes she left, probably cos network failure, and wen network came back, the card came out to the the hands of stranger?


......if the woman gave it to stranger and told the person her password to help her collect the money, in which the stranger used cunning way to change her 🏧. Meanwhile, after the person withdrew it, the woman now shouting "it was inside ATM machine, knowing fully well that, her husband might sent her parking if she says, she gave it for someone to assist? That's, "Saying, inside machine as a way of soft landing".


Oga stop believing hook line and sinker what people saying, and stop giving people sympathy base on emotions they displaying most especially women.

This is the most probable scenario because it happened to my aged father

She must have compromised her pin, prolly with those guys that hover around atm terminals offering to help people who wants to use the atm. Those guys are so clever and swift in swapping atm cards with the one with them. Imputing your pin on the swapped card will trapped your card automatically after 3 attempts and they, with the your card and prolly with the knowledge of your pin will move to another location to loot your account. I witnessed so many cases when I was working in a bank.

Simply card swap. Don't allow strangers assist you at ATM terminals they won't listen.
Fraudsters will swap your card without you noticing.

tabaski:
She must have compromised her pin, prolly with those guys that hover around atm terminals offering to help people who wants to use the atm. Those guys are so clever and swift in swapping atm cards with the one with them. Imputing your pin on the swapped card will trapped your card automatically after 3 attempts and they, with the your card and prolly with the knowledge of your pin will move to another location to loot your account. I witnessed so many cases when I was working in a bank.

You're right and I can bet You work in the bank.

ElevationD:
How old are you again?
Are you too young to understand the crimes perpetrated through POS agents?

Like which crime..?

Ijaya123:
You have not explained how the scammer got her password?

When he will stand behind her trying to help her when she is punching her password repeatedly? She will just not admit what she stupidly did. ATM points have cameras, they should refer to them, they'd see what she did.

Exactly what happened to me two years ago.

Sonnobax15:

Those security agents should be held responsible it's obvious they're working hand in hand with those low budget yahoo boys

BTW,who still goes to the ATM to make withdrawals these days?,when POS vendors are everywhere? Even transferring of funds have made it easy for Nigerians.......

I can't even remember the last time I visited an ATM stand,even bank let alone to witness such nonsense

I thought is only me that doesn't go to ATM stand.
Even the POS, I don't use ATM card.

Two things are involved in this scenario, either a SWIFT CARD SWAPPER or INSIDE JOB.
nothing you wan tell me!

Bank: First Bank
Location: Nigeria
Verdict: Money is gone forever.

Rebuker:
Woman in Tears as ₦243K Vanishes 20 Minutes After ATM Seizes Card —Inside Job Suspected?

A woman was filmed crying uncontrollably while a crowd watched, refusing to be consoled after the money her husband gave her for shop rent was wiped from her account.

According to reports, her bank’s ATM seized her card while she was trying to withdraw cash. She went inside to report the issue to the bank staff, but they told her to return the following Monday to retrieve it. However, just 20 minutes later, over ₦240,000 was withdrawn from her account via a POS terminal.

The question is, who is behind the withdrawal, considering that her ATM card was still stuck in the machine? Obviously, someone must have gained access to the card. Since this happened within just 20 minutes of her card getting stuck, it is safe to assume that the person behind the withdrawal is an insider at the bank, possibly using a POS machine located inside the bank or within its premises.

What are your thoughts on this? Please drop your advice in the comments!


https://www.youtube.com/watch?v=4jg0u1_Rac8?si=X7g2-bJute04h72A

I had a similar experience today 70K went away from my account, but mine was a victim of card swap I believe she had the same thing.

I don't understand this.
Can you talk more about it?
What are the benefits of this?

Govocrete:
Let us all learn this lesson.

Setup an only ATM/POS account and from you main account you will fund the ATM/POS account when you need to use ATM/POS.

I think what happened to her was a card swap. The Card that was trapped in the machine was properly not her own.

90 percent of bank staffs are criminals. When I have millions in my account they will be smiling at me and be pampering me but when my account is lean ,they will ignore me. I don't give them my account no but it use to surprise me

One needs to be very careful with Nigeria banks. Banks are actively stealing people's money from their accounts. My father inlaw had similar experience with pos machine. All our thoughts was that the pos man was behind it. After reviewing transactions history and nothing was found, we got court order to query the bank. The money was returned before we delivered the court order and the bank cannot provide any genuine explanation as to what happened to the money in the first place.