When Was The Last Time You Used An ATM? - Business (2)

When Was The Last Time You Used An ATM? - Business (2) - Nairaland

Nairaland Forum › Nairaland General › Business › When Was The Last Time You Used An ATM? (8478 Views)

Re: When Was The Last Time You Used An ATM? by polite2(m): 7:00am On Apr 26, 2025

Seriously it's been ages...I preferred using POS.. Avoiding ATM trapping your card. Moving distance just to access an ATM.

POS all the way

2 Likes

Re: When Was The Last Time You Used An ATM? by gloryman91(m): 7:00am On Apr 26, 2025

2021

Re: When Was The Last Time You Used An ATM? by bluefilm: 7:06am On Apr 26, 2025

OlawaleBammie:
ATMs are easy to use, no stress.

Just give it to the vendor and let her start the stressing herself , just is just to put the pin and continue watching ur Facebook reels

I think you are mistaking POS for ATM

The OP is asking about the last time you went to the ATM at the bank and made withdrawals from there

3 Likes

Re: When Was The Last Time You Used An ATM? by livebullet(m): 7:11am On Apr 26, 2025

blackboy:
Pos is corruption by the banks. Those POS machines are from the banks too. They collabo with bank staff

Your ignorance dey smell... Fintechs took over that's a simple knowledge ...

Re: When Was The Last Time You Used An ATM? by Love800(m): 7:19am On Apr 26, 2025

If your ATM has expired, you can't do POS and transfer. So how come you said, "no need for ATM!"

oluseyiforjesus:
With POS n transfer d ATM no need

1 Like

Re: When Was The Last Time You Used An ATM? by Zonefree(m): 7:21am On Apr 26, 2025

OlawaleBammie:
ATMs are easy to use, no stress.

Just give it to the vendor and let her start the stressing herself , just is just to put the pin and continue watching ur Facebook reels

There's a big difference between ATM and ATM card.

4 Likes

Re: When Was The Last Time You Used An ATM? by Love800(m): 7:23am On Apr 26, 2025

Pls, can you explain more on this MTN moni microfinance banking. How does it look like?

DrTee1:
With electronic banking where everyone who has a phone can use MTN Momo Microfinance Banking payment options even in remote areas?

Why do we focus on cash so much in this country?

In places as close as Kenya, most payments are virtual. The locals ask for your Pesa or so to transfer money freely. There should be less pressure on paper cash. That's the way to go.

Commercial banks all have various digital payment options. All major businesses have account numbers which can receive digital payments. So what's the craze about POS or ATM?

Re: When Was The Last Time You Used An ATM? by Love800(m): 7:24am On Apr 26, 2025

So how do you withdraw money without an ATM card?

Shurtman79:
W😯W you make me remember my ATM this morning I don't even know where the thing dey sef

1 Like

Re: When Was The Last Time You Used An ATM? by Love800(m): 7:26am On Apr 26, 2025

So for the ones that don't require card details, how do you then withdraw cash?

IPDGP:
I only keep my ATM card because of some online transactions that require card details .
It's more than 3years I use ATM

Re: When Was The Last Time You Used An ATM? by samijet: 7:28am On Apr 26, 2025

I can't even remember when I use the machine last. Most fintech companies allowed you to apply for ATM card online you can also log for dispute with ur app.

1 Like

Re: When Was The Last Time You Used An ATM? by Godsonkemz(m): 7:37am On Apr 26, 2025

My ATM card expired two years ago and before that time, I could count the number of times it was used for transactions.

As for ATM machine, the last time I used it was 2020 during end SARS

2 Likes

Re: When Was The Last Time You Used An ATM? by GanagiBitrus: 7:39am On Apr 26, 2025

meedoLock:
...
I can't even tell where I placed my debit card at home. Because you can't confidently go to the bank ATM stand when you need a cash.
...

So your Debit Card is only for ATM use?

So How do you buy fuel in a Filling station or pay for goods & services without Debit Card?
By Transfers?

&How do you get cash from PoS without Debit Card?
By transfers?

Yes, ATM is becoming less relevant, but Debit Card is still very useful & is far more convenient & faster than making Transfers.

2 Likes

Re: When Was The Last Time You Used An ATM? by nonny1212: 7:54am On Apr 26, 2025

Whats ATM card and its uses?

Re: When Was The Last Time You Used An ATM? by Sonofgod1990(m): 7:57am On Apr 26, 2025

I stopped using ATM since 2016. Mobile banking is a bae

1 Like

Re: When Was The Last Time You Used An ATM? by VinnyBaba: 8:04am On Apr 26, 2025

Since 2023.

The Top men in the Banking Industry have POS businesses running and have rendered ATM useless. sad

Shows you how Blackman is very selfish and Loves to Destroy, so that he can gain. undecided

2 Likes

Re: When Was The Last Time You Used An ATM? by meedoLock(op): 8:12am On Apr 26, 2025

rowland545:
Trust me banks dont like pos machine they r loosing money and customers to this microfinance bank...

Are you sure of this??

Re: When Was The Last Time You Used An ATM? by kpankpangolo: 8:13am On Apr 26, 2025

Yesterday. They are my preferred means to withdraw money especially with POS agents’ exorbitant charge fees. My gripe is the sums are not uniform. Some collect 100 Naira per transaction while others 200 and some as high as 600 Naira. Na to use bank ATM, last last. I don’t get charged most times. Transfers are now 107 Naira which doesn’t pinch so far one has money. Whichever agency is in charge should look into empty machines. Most banks have as many as four ATM machines with money being in one. It makes zero sense.

2 Likes

Re: When Was The Last Time You Used An ATM? by 8starmember: 8:15am On Apr 26, 2025

Can't remember though

Re: When Was The Last Time You Used An ATM? by wale2020: 8:20am On Apr 26, 2025

Over the past one year now, I have not been able to get an ATM card, let alone visiting the ATM machine. Every sector is corrupt.

Re: When Was The Last Time You Used An ATM? by geechy: 8:26am On Apr 26, 2025

IPDGP:
I only keep my ATM card because of some online transactions that require card details .
It's more than 3years I use ATM

Na me be dis.

But why you dey copy me, sir?

1 Like

Re: When Was The Last Time You Used An ATM? by DMCA: 8:26am On Apr 26, 2025

OlawaleBammie:
Today..

I use it almost everyday sef, I hate opening apps for transactions, so I give u my atm and u battle with it

Re: When Was The Last Time You Used An ATM? by Akinpresident: 8:30am On Apr 26, 2025

2019 when POS went mainstream.
Till date, I've never used an ATM and not sure anything will take me to it

Re: When Was The Last Time You Used An ATM? by LOVEGINO(m): 8:32am On Apr 26, 2025

meedoLock:
So, it's weekend tomorrow and I had a course to enter First Bank for a business tax payment yesterday for my boss. So the thought crossed my mind after I was told there was no network that "come o, when was even the last time I used my commercial bank to dispense cash'

I can't even tell where I placed my debit card at home. Because you can't confidently go to the bank ATM stand when you need a cash.

Thanks to mini bank (pos). And this lack of service never stopped these banks from debiting your accounts every now and then for ATM services. How!!!! When

My concern is that govt are really not doing anything about this long time financial injustice. We seriously need our banks back?

more than 3 years.

1 Like

Re: When Was The Last Time You Used An ATM? by femi4: 8:33am On Apr 26, 2025

meedoLock:
So, it's weekend tomorrow and I had a course to enter First Bank for a business tax payment yesterday for my boss. So the thought crossed my mind after I was told there was no network that "come o, when was even the last time I used my commercial bank to dispense cash'

I can't even tell where I placed my debit card at home. Because you can't confidently go to the bank ATM stand when you need a cash.

Thanks to mini bank (pos). And this lack of service never stopped these banks from debiting your accounts every now and then for ATM services. How!!!! When

My concern is that govt are really not doing anything about this long time financial injustice. We seriously need our banks back?

So unfortunate that the machine is no longer in vogue. They killed everything killable

1 Like

Re: When Was The Last Time You Used An ATM? by symbianDON(m): 8:37am On Apr 26, 2025*

ATM keh?? All my cards don expire taytay!!!

1 Like

Re: When Was The Last Time You Used An ATM? by mukthar2000(m): 8:58am On Apr 26, 2025

Nothing like Almighty Opey transactionMy

ATM is no were to be find self.

Re: When Was The Last Time You Used An ATM? by Adewale1603(m): 9:07am On Apr 26, 2025

Questions should be when last you used your debit card at an ATM machine, cos people use their debit card almost every time at various POS vendors, not everyone always do transfers or use banking apps

1 Like

Re: When Was The Last Time You Used An ATM? by Niok: 9:10am On Apr 26, 2025

I do transfer with bank app to pos anytime I need cash
Since I misplaced my atm card and haven’t had time to go to the bank to request for another,due to my work schedule

1 Like

Re: When Was The Last Time You Used An ATM? by folake4u: 9:15am On Apr 26, 2025*

Last week Saturday.

1 Like

Re: When Was The Last Time You Used An ATM? by Blitzking: 10:11am On Apr 26, 2025

meedoLock:
So, it's weekend tomorrow and I had a course to enter First Bank for a business tax payment yesterday for my boss. So the thought crossed my mind after I was told there was no network that "come o, when was even the last time I used my commercial bank to dispense cash'

I can't even tell where I placed my debit card at home. Because you can't confidently go to the bank ATM stand when you need a cash.

Thanks to mini bank (pos). And this lack of service never stopped these banks from debiting your accounts every now and then for ATM services. How!!!! When

My concern is that govt are really not doing anything about this long time financial injustice. We seriously need our banks back?

I havent used an atm in the last 4yrs. i only run transfer

1 Like

Re: When Was The Last Time You Used An ATM? by IBB007(m): 10:23am On Apr 26, 2025

Lol…I no even get atm card since early last year

1 2 3 Reply

UBA Machine Printed An ATM Card Within 1 Minute - Chude • Have You Used The E-naira For Any Transaction? • Man Spotted Seriously Praying For An Atm Machine To Dispense Out His Money(Pics) • 2 • 3 • 4

A Simple Step By Step On How To Make Over #10,000 Daily • Can 200k Start A Cooking Gas Business • Nigerian Banks: I Think Gtb Is The Most Customer-friendly!