Bank Charges: More Families Return To Thrift Savings - Business (2)

Bank Charges: More Families Return To Thrift Savings - Business (2) - Nairaland

Nairaland Forum › Nairaland General › Business › Bank Charges: More Families Return To Thrift Savings (11901 Views)

Re: Bank Charges: More Families Return To Thrift Savings by Kemzee01(m): 5:02pm On May 19, 2025

As for me I just keep 1k for their charges cuz I only save monthly... Sms alert in a month occurs only when I credit

Re: Bank Charges: More Families Return To Thrift Savings by Gboss247(m): 5:06pm On May 19, 2025*

Sheuns:
Use ur money to buy gold instead of saving in banks.

Gold is not safe, CERN just made gold with lead just of recently.
Most advanced countries are gearing to use Bitcoin as a reserve asset.

2 Likes

Re: Bank Charges: More Families Return To Thrift Savings by MIKOLOWISKA: 5:31pm On May 19, 2025

MartinsD12:
To be honest with you bank charges it's too much , sms alert is now 6 naira 4 naira before, bank ussd 6 naira now, atm maintenance fees, 50 FG stamp duty at least say you are not transacting much with bank you go collect 500 naira charges monthly imagine when you are transferring money as a business person sms alert charge's go surplus , not to talk of POS charges it's finished mehn

keep your money at home but don't cry when you don't find it again. Better to lose 1% than every thing. I cry that year

2 Likes

Re: Bank Charges: More Families Return To Thrift Savings by Babawee: 5:36pm On May 19, 2025

MIKOLOWISKA:
keep your money at home but don't cry when you don't find it again. Better to lose 1% than every thing. I cry that year

This your comment weak me...

house rat in human form don move your cash

Re: Bank Charges: More Families Return To Thrift Savings by themanderon: 5:55pm On May 19, 2025

Banks are mightily stealing from customers these days. It better to bury your money somewhere now to avoid the rogues in suits and ties.

3 Likes 1 Share

Re: Bank Charges: More Families Return To Thrift Savings by Love800(m): 6:20pm On May 19, 2025

Can you give little insight on how dis is done?

Sheuns:
Use ur money to buy gold instead of saving in banks.

Re: Bank Charges: More Families Return To Thrift Savings by Zackattack: 6:24pm On May 19, 2025

Entanglement:
just say opay is winning!

As for me and my family, we shall stick with opay

Please enlighten me. Is Opay any different from local banks?
Don’t they charge for sms alerts, card maintenance and 50naira transfer fee?

Re: Bank Charges: More Families Return To Thrift Savings by Entanglement: 6:30pm On May 19, 2025

Zackattack:
Please enlighten me. Is Opay any different from local banks?
Don’t they charge for sms alerts, card maintenance and 50naira transfer fee?

nope none of those charges.

Just as how commercial bank is, but the only difference is that dey don't steal from you like the access bank and the rest

Re: Bank Charges: More Families Return To Thrift Savings by Bankowner: 6:33pm On May 19, 2025

I asked my bank to stop sms alerts on my account because of the increase in alert charges. It's not because I cannot afford it, but it's simply insane to pay for a service that is of no benefit to me while the bank declares trillions in profit. Imagine the charges on one single deposit, first #50 on cash or transfer deposited, #6 alert, charges when you make transfer from the same deposit to another bank, alert on that transfer, talk less of VAT........so annoying.

1 Like

Re: Bank Charges: More Families Return To Thrift Savings by Love800(m): 6:35pm On May 19, 2025

What does that guy mean by gold pls?

Gboss247:
Gold is not safe, CERN just made gold with lead just of recently.
Most advanced are gearing to use Bitcoin as a reserve asset.

Re: Bank Charges: More Families Return To Thrift Savings by Celestialsword: 6:38pm On May 19, 2025

fuckingAyaya:
Person way tame Atlantic ocean no fit tame Nigeria? What an irony

Re: Bank Charges: More Families Return To Thrift Savings by isio1: 6:38pm On May 19, 2025

princepee:
access bank is the worst when it comes to unnecessary deduction.
If you leave 50k in access bank for six months..
They take everything in charges ..

Crazy bank

Access Bank, Stanbic charges are a child's play where Zenith Bank is. If you try Zenith Bank, you hair go turn dada. I am on minus right now, because I stopped depositing, so they have deducted so tay the account is on minus 265 naira and counting.

Re: Bank Charges: More Families Return To Thrift Savings by Myrepublic(m): 6:38pm On May 19, 2025

I removed my money from zenith bank and left change there for airtime recharge. They have since finished the money,they are now deducting in advance.

1 Like

Re: Bank Charges: More Families Return To Thrift Savings by Celestialsword: 6:39pm On May 19, 2025

fuckingAyaya:
Person way tame Atlantic ocean no fit tame Nigeria? What an irony

The sharks in Nigeria are too much

3 Likes

Re: Bank Charges: More Families Return To Thrift Savings by iamL(f): 6:53pm On May 19, 2025

Newton1045:
Pls which ones don't charge much.

The way the remove money from my account.

First Bank will debit u for recharge cards without reversing it and u won't get the recharge

First bank did that to me twice I just stop using them to recharge.

1 Like

Re: Bank Charges: More Families Return To Thrift Savings by iamL(f): 6:58pm On May 19, 2025

isio1:
Access Bank, Stanbic charges are a child's play where Zenith Bank is. If you try Zenith Bank, you hair go turn dada. I am on minus right now, because I stopped depositing, so they have deducted so tay the account is on minus 265 naira and counting.

Aside this current banks charges zenith has never debited from my account even when I left my money there for almost a year.

Re: Bank Charges: More Families Return To Thrift Savings by isio1: 7:22pm On May 19, 2025

iamL:
Aside this current banks charges zenith has never debited from my account even when I left my money there for almost a year.

They have advised me to update sometime ago, claiming it is an old account, I ignored them, maybe this is the resultant effect. Account that I opened in 1999. Though I have finally abandoned it, because I have other accounts to run my business and projects.

Re: Bank Charges: More Families Return To Thrift Savings by iamL(f): 7:31pm On May 19, 2025

isio1:
They have advised me to update sometime ago, claiming it is an old account, I ignored them, maybe this is the resultant effect. Account that I opened in 1999. Though I have finally abandoned it, because I have other accounts to run my business and projects.

Maybe that the reasons.

Re: Bank Charges: More Families Return To Thrift Savings by iamL(f): 7:38pm On May 19, 2025

Between opay and moniepoint which is better, I want to open either of them for only daily transfers. This new transfer charges and tax is becoming annoying for those of us doing multiple transfer daily?

Re: Bank Charges: More Families Return To Thrift Savings by neonly: 8:50pm On May 19, 2025

princepee:
access bank is the worst when it comes to unnecessary deduction.
If you leave 50k in access bank for six months..
They take everything in charges ..

Crazy bank

Since they made that covid donation they become something else
Useless bank indeed

2 Likes

Re: Bank Charges: More Families Return To Thrift Savings by adenigga(op): 9:14pm On May 19, 2025

iamL:
Between opay and moniepoint which is better, I want to open either of them for only daily transfers. This new transfer charges and tax is becoming annoying for those of us doing multiple transfer daily?

I can authouritavly recommend Opay!,,,,

1 Like