₦airaland Forum

I'll soon make out time to go the bank to disable mine. Nigerian banks are far behind in modern day banking services, all they care about is how to steal from their innocent customers in the guise of sms and useless charges.

didymario7:
Are you kidding me?!!! Thats insane. Man these banks are out to rip us off.

They just want to make it difficult for us to detach from them

The banks and government are partners in extortion 👎👎👎👎
I'll have to disable mine ASAP 😎😎😎

Flier:
Why would a sane human being disable sms alert because of #6 ? I don’t believe it really make any sense

If you run an active petty shop business and say you receive up to 50 transactions in a day.
50*6 days in a week*52 weeks in a year*6 naira= 93,600. Imagine if your yearly profit in that small shop is 1 million. That means nearly 10% of your profit covers sms fees.
That's not even taking into consideration that one transaction has 2 sms or more if it reverses.

Numerouno94:
I send an additional #50 naira when sending #10000 and above to someone.

If you are sending me 10k, I will ask you to send 9,999.
Losing 1naira instead of 50naira

epainos:
This issue needs publicity and a cry in the social media. If you attempt to disable it, the banks ask you to sign a document saying the bank is free from any charges if fraudulent activities happened with your account. Like someone steals your money, they won't refund you. Nigerians need to cry out and make these banks reverse it. They are wicked. GTB is a champion in this rubbish. Same as Polaris Bank. And I'm sure this is how most of them operates. I think Fidelity is the only one so far I have noticed that isn't doing it.

Have they, the banks, done anything when monies where stolen for those who get SMS notifications? Sign that indemnity form and move on. I've disabled SMS notification on my account since I opened it in 2012

I am joining this bandwagon soon....................................what's with this 40 characters? Which user survey did they use?

Agboconsult1:
Switching to emails to receive transaction details will be charged also by email services such as Yahoo and Gmail as these major email services u will have to subscribe for premium services.
Already Yahoo charges users monthly to have premium services as to view email clearly unless u subscribe to their premium Yahoo Plus.
So if u r opting to use email, make sure is Gmail.

Yahoo plus? My hand no dey oo
[right][/right]
40character

femi4:
UBA won't allow me, they told me they ll have to disable emails too

I trust UBA to hold their customers for job at any opportunity.

koning:
"Then if the transfer is N10,000 or more, the receiving account is also charged N50 as electronic money transfer levy."


This is where most money is stolen by CBN and FGN.

Why not N50 on every N100,000?

N10k is just too small. They make trillions on this levy. It's wrong. I cannot disable SMS alert for N6 per message.

These same Nigerians that are complaining about the high Bank Charges are same that can be on Social Media Accounts for 6 to 7-hours,where more than thousands are deducted every hours!
We don't know what we really want as NIGERIANS!

Islie:
https://dailytrust.com/more-nigerians-disable-sms-alert-over-charges/

GTB charged me 10k+ last month for SMS charge,I wan mad.went and filled form to deactivate my SMS so I can use only emails and my bank app...they still refused to activate it

Banks are robbing people through SMS charges. If it is #6 per SMS,how 88 sms in a month become #924? I calculated it,I was charged 10.5 on each sms. I had to stop the sms charges.

Is it until Tinubu kpai all Nigerians before una realise that Tinubu is the problem, not the banks or telcos?

DeGLORIOUS:
It's that 50 naira on every 10k transaction pains me more. Imagine expecting 10k from someone and then you end up getting 9950 mmm

Well, you can ask the person sending to send N9,999 to you

axglide:
WhatsApp is the best. Businesses should adopt WhatsApp messaging over the traditional SMS

Using WhatsApp for official and business stuffs ain't cool.

Email is better.

The unfortunate thing is that the sms will not even deliver immediately. At times, sms notifications are received hours or days after transaction due to network glitches from these same fraudulent networks. I will unsubscribe if I have my way.

airsaylongcome:
Have they, the banks, done anything when monies where stolen for those who get SMS notifications? Sign that indemnity form and move on. I've disabled SMS notification on my account since I opened it in 2012

Sign the indemnity form? Perhaps you have some thousands in your account. Sorry...no serious business minded person will sign it. Yeah. Since day 1 around 2010, I disabled it too. But last year, they claimed Cardoso made it compulsory that sms must be activated or you.sign that thing which I can't. You don't value your money is why you are talking like that. And sure, banks are still liable to refund any stolen money. You cant take them to court or do anything if you sign it. I can't. Sorry.

Mandate1:
they are out to rip you. How much data do you buy in a month?

My data plan is unlimited.



Not enough original content
Please take a moment to write a quality post with at least 40 characters.

I've not noticed with my bank ..






I'm not sure mine makes any deductions

Islie:
https://dailytrust.com/more-nigerians-disable-sms-alert-over-charges/

The charges from GTBank have been unacceptable, so I've decided to move on from my account. As of now, I'm having over -2k+ in my account now.

Bluntemperor:
These same Nigerians that are complaining about the high Bank Charges are same that can be on Social Media Accounts for 6 to 7-hours,where more than thousands are deducted every hours!
We don't know what we really want as NIGERIANS!

What is this one saying . . . Abi na from inside the 50 naira Tinubu and cbn the thief from Nigerians e everyday e the share give una.

didymario7:
My data plan is unlimited.



Not enough original content
Please take a moment to write a quality post with at least 40 characters.

yet you can't pay sms alert? How then do you want the bank to serve you better?

Flier:
Why would a sane human being disable sms alert because of #6 ? I don’t believe it really make any sense

Leave them. Many of them don't know the importance of prompt alert services. I can confidently say that most of them don't open their email inbox every day, yet they prefer email alert.

Imagine something tearful taking place in your account, and you are not promptly alerted because you disabled sms service over N6. Body go tell them last last.

Nigerians just like free things. If banks send you sms to keep you updated regarding your account, should banks also bear the costs? Na yeye dey worry some people. I will never opt out of sms alert. Never! It has saved many from being plundered financially by scammers.

femi4:
UBA won't allow me, they told me they ll have to disable emails too

Tell them to close the account for you and go and open with another bank that will allow you do email only

femi4:
UBA won't allow me, they told me they ll have to disable emails too

This is hilarious and sad at the same time.

You don't mean. Did you?

The only solution I think is to leave conventional banks and move to fintech.
Or you don’t send more than required amount.
If they don’t want to disable your sms, then you tell them you want to close your account.
If they don’t allow you, close it on app and open another bank without sms.

femi4:
UBA won't allow me, they told me they ll have to disable emails too

then abandon the bank and move to another that allows u deactivate only SMS alert. If many of their customers does the same they will adjust quick quick

You pay for everything in Nigerian but 👎 nothing the government is doing with all the money. Fuel.light.goods.bus.keke. bank sms.store.etc

One thing I know is the woman who said her daughter sent her money is leing

I disabled mine and switched to email since over two months now. In March I was charged over 1500# for sms alerts.

Access bank didn't allow me to opt out. They said if anything happens to my account, they won't attend to it.