₦airaland Forum

Meet the Owner of OPay in Nigeria

OPay, one of Nigeria’s leading fintech platforms, is owned by Chinese billionaire Zhou Yahui. He is the chairman of Opera Software, the parent company of OPay.

Originally founded as Paycom Nigeria Limited in 2013, OPay was rebranded after Opera acquired it. Zhou Yahui played a key role in its growth and holds about a 30% stake in the company. Under his leadership, OPay has become a major player in Nigeria’s digital payment space.

The owner tried no be small. Opay is now the leading fintech app in Nigeria and Africa

Smart guys
Payment is swift with Opay

Good job sir 👍

Tnx for easing d pains that comes with transactions,, though i got to register late due to doubt,,but now i know better..I remember during emefiele,,my uba frustrated me that i could only make transactions around 4am to 5am...Na long talk abeg..At times,,u will transfer to pos attendant and u had to wait until he or she sees alert..But with opay,,all pains are gone..tnx mr Zhou...

he's doing great sha but make una dey exercises caution when deposit large 💰. U can't even use this opay to withdraw from some banks now.The least I leave in the account is 100k

Will opay have achieved, maintained this rapid rise and success, if the founder was a Nigerian? 🤣

Chinese achieving all, look how humble he is, still a money bag.

VeeVeeMyLuv:
Will opay have achieved, maintained this rapid rise and success, if the founder was a Nigerian? 🤣

Absolutely no, we are not built to create enable societies in this part of the world.

Opay is the best thing that would ever happened to Nigerians in terms of banking. Those who are still afraid to bank with them are either old school or people that lack exposure. They are also insured by central bank, just like traditional banks. There are people keeping upto 50m naira in their accounts with Opay.

If you think Traditional bank are more safer, it miss you never had an encounter with them. Just yesterday, I saw a lady in the bank fighting over her mum 945k mysteriously disappeared in her account. Something we had never hear from Opay.

About 2 years ago, some people tell me that if I open a business account with FCMB and run it for a little while, I will stand a big change to obtain a good big loan from them. That was how I approached their branch o, I submitted all my documents including two references, passport photos and 15,000 as opening deposit. Could you believe till this moment that i am typing They never open the account. I went there more than 10 times, all they do is to promise me they will work on it. No feedback, nothing nothing, and it 2 years now.

Nigeria banks need to up their game, otherwise everyone will port completely to fintech banks by 2040.

yemmit90:
Absolutely no, we are not built to create enable societies in this part of the world.

Opay is the best thing that would ever happened to Nigerians in terms of banking. Those who are still afraid to bank with them are either old school or people that lack exposure. They are also insured by central bank, just like traditional banks. There are people keeping upto 50m naira in their accounts with Opay.

If you think Traditional bank are more safer, it miss you never had an encounter with them. Just yesterday, I saw a lady in the bank fighting over her mum 945k mysteriously disappeared in her account. Something we had never hear from Opay.

About 2 years ago, some people tell me that if I open a business account with FCMB and run it for a little while, I will stand a big change to obtain a good big loan from them. That was how I approached their branch o, I submitted all my documents including two references, passport photos and 15,000 as opening deposit. Could you believe till this moment that i am typing They never open the account. I went there more than 10 times, all they do is to promise me they will work on it. No feedback, nothing nothing, and it 2 years now.

Nigeria banks need to up their game, otherwise everyone will port completely to fintech banks by 2040.

I thought I was the only one who experienced all these things you highlighted here.

The services of the traditional banks are getting bad by the day

OPAY naim be my preferred bank to my FCMB or UBA banks o.
Dem sabi work.

China is still not a japa destination. Chai! Nigeria is in serious wahala. Strangers are cashing out and Nigerians are suffering.

The bible has said it all

That's very nice to know. They also own opera mini too

Hmmm! Nawa ooo, I was thinking Opay is owned by a Nigerian

Wow! His investment in Nigeria has paid off and his is a multimillion in usd now

This is what happens when people are innovative and open-minded...they solve problems.

Let me tell you something for free. The type of people who support incompetence will never ever be in a position to solve any big problems because it's either they are the ones creating the problems or they have learnt to live with the problem. People who criticise incompetence are far more valuable to society because they are not blinded by loyalty or anything.

VeeVeeMyLuv:
Will opay have achieved, maintained this rapid rise and success, if the founder was a Nigerian? 🤣

yemmit90:
Absolutely no, we are not built to create enable societies in this part of the world.

Opay is the best thing that would ever happened to Nigerians in terms of banking. Those who are still afraid to bank with them are either old school or people that lack exposure. They are also insured by central bank, just like traditional banks. There are people keeping upto 50m naira in their accounts with Opay.

If you think Traditional bank are more safer, it miss you never had an encounter with them. Just yesterday, I saw a lady in the bank fighting over her mum 945k mysteriously disappeared in her account. Something we had never hear from Opay.

About 2 years ago, some people tell me that if I open a business account with FCMB and run it for a little while, I will stand a big change to obtain a good big loan from them. That was how I approached their branch o, I submitted all my documents including two references, passport photos and 15,000 as opening deposit. Could you believe till this moment that i am typing They never open the account. I went there more than 10 times, all they do is to promise me they will work on it. No feedback, nothing nothing, and it 2 years now.

Nigeria banks need to up their game, otherwise everyone will port completely to fintech banks by 2040.

Ignorance , what of Moniepoint ? You guys are too pessimistic and short sighted .

This Must Have Heavily Cash-Out Due to The High Corruption In The Banking Sector

yemmit90:
Absolutely no, we are not built to create enable societies in this part of the world.

Opay is the best thing that would ever happened to Nigerians in terms of banking. Those who are still afraid to bank with them are either old school or people that lack exposure. They are also insured by central bank, just like traditional banks. There are people keeping upto 50m naira in their accounts with Opay.

If you think Traditional bank are more safer, it miss you never had an encounter with them. Just yesterday, I saw a lady in the bank fighting over her mum 945k mysteriously disappeared in her account. Something we had never hear from Opay.

About 2 years ago, some people tell me that if I open a business account with FCMB and run it for a little while, I will stand a big change to obtain a good big loan from them. That was how I approached their branch o, I submitted all my documents including two references, passport photos and 15,000 as opening deposit. Could you believe till this moment that i am typing They never open the account. I went there more than 10 times, all they do is to promise me they will work on it. No feedback, nothing nothing, and it 2 years now.

Nigeria banks need to up their game, otherwise everyone will port completely to fintech banks by 2040.

Cap is Kuda not owned by a Nigerian and there service is so swift they even offer Overdraft service which no Nigeria Banks or any Fintech az ever offered cos the rate is so low..

Moniepoint is also owned by a Nigerian so what's with all this inferiority...


You should be comparing Opay with Fintech like Dem not commercial banks that's still living in old age or 1900 BC....

If Opay gets commercial banking license, they will be no 1.

My money de this man hands ooo.

Bbbbbbbbbbbbbbbb

Someone wanted to make a transfer to an account number. Opay notified the person that the recipient account number is being reported of scam. The person canceled the transaction immediately.


This is the security we are talking about. Accounts linked to scam should be flagged and senders should get notifications of accounts linked to scam during transactions.

Foreigners are taking over our opportunities while the natives are running away. You see this life?

Chinese are doing pretty well, positioning themselves for a global outreach while Russia some peoples Messiah are stuck in 1920 bragging with nuclear weapon while small Ukraine wipe off their Male population gradually such that they now depend on funny funny countries in Africa, MiddleEast and Asia for soldiers to fight their senseless war with Ukraine, this life self




Nigerian guys need to focus more now on marrying Chinese ladies, they are going to be the next big thing after America, anyway, my Igbo brothers are representing us well in that aspect

LagosOrigin:
Smart guys
Payment is swift with Opay

Good job sir 👍

probably all thier servers are abroad lol
No clash, no NEPA take light etc

You see am with gold chain and earrings. Small Html and css when you just start which day, you no dey cut hair again.

The man really tried buh I still dey owe OPAY OOO I never pay my debt

Opay is not owned by an individual but a consortium of 19 corporate venture capitalists and investors.

Check https://tracxn.com/d/companies/opay/__kJhpbPrGjY89QTAe2ym-C_Ro_HtrUrSe51kVuUe3fJs/funding-and-investors

Zhou Yahui is the founder and probably the board chairman.

This is good to know, this man should just change his citizenship to Nigeria and contest for Nigeria president, because he's more better handling this country than any our old politicians.

Very innovative man, Opay that will tell you before you send money to another account that, the bank has issues, omo Opay to the world