₦airaland Forum

Congratulations... You did a very nice Job.
Opay is the best Fintech app

ClearFlair:
This is what happens when people are innovative and open-minded...they solve problems.

Let me tell you something for free. The type of people who support incompetence will never ever be in a position to solve any big problems because it's either they are the ones creating the problems or they have learnt to live with the problem. People who criticise incompetence are far more valuable to society because they are not blinded by loyalty or anything.

God bless the womb that carried you.

You are a genius

I am more at ease, knowing our data is in the hands of the Seres people. The should stay away from the US market though.

I just pray they lunch a network, so that mtn glo Airtel etc can pack away

MaziObinnaokija:
he's doing great sha but naked una dey exercises caution when deposit large 💰. U can't even use this opay to withdraw from some banks now.The least I leave in the account is 100k

Fintech is what shopping malls are using in nigeria now because of fast dropping they have billions of naira in there accounts, moniepoint have applied for full bank documents at cbn

Boss do number for number. This mode of fintech was introduced by them they lead we follow. Nobody is saying we are not innovative as a people alot of factor holds us down. Environment, Capital, and manpower.

inoki247:
Cap is Kuda not owned by a Nigerian and there service is so swift they even offer Overdraft service which no Nigeria Banks or any Fintech az ever offered cos the rate is so low..

Moniepoint is also owned by a Nigerian so what's with all this inferiority...


You should be comparing Opay with Fintech like Dem not commercial banks that's still living in old age or 1900 BC....

Oh ok the guy is legitimate. I thought it was owned by some dodgy Nigerian who will eventually run away with all the money. Seeing this guy now and his pedigree I am going to open an opay account

See small boy... Under 35yrs... Our own under 35yrs full betnaija and Sportybet shop...😭😭😭😭...

I weep for our leaders of tomorrow,...
Na another country leaders of tomorrow dey come help us...

VeeVeeMyLuv:
Will opay have achieved, maintained this rapid rise and success, if the founder was a Nigerian? 🤣

Nah, it's not part of our DNA. We build and then let it fade. Even Dangote's companies are managed by Lebs and Indians.

yemmit90:
Absolutely no, we are not built to create enable societies in this part of the world.

Opay is the best thing that would ever happened to Nigerians in terms of banking. Those who are still afraid to bank with them are either old school or people that lack exposure. They are also insured by central bank, just like traditional banks. There are people keeping upto 50m naira in their accounts with Opay.

If you think Traditional bank are more safer, it miss you never had an encounter with them. Just yesterday, I saw a lady in the bank fighting over her mum 945k mysteriously disappeared in her account. Something we had never hear from Opay.

About 2 years ago, some people tell me that if I open a business account with FCMB and run it for a little while, I will stand a big change to obtain a good big loan from them. That was how I approached their branch o, I submitted all my documents including two references, passport photos and 15,000 as opening deposit. Could you believe till this moment that i am typing They never open the account. I went there more than 10 times, all they do is to promise me they will work on it. No feedback, nothing nothing, and it 2 years now.

Nigeria banks need to up their game, otherwise everyone will port completely to fintech banks by 2040.

Paid agent you are doing well, wishing you more contracts

TruthsFM:
The owner tried no be small. Opay is now the leading fintech app in Nigeria and Africa

Yes and thanks to him, china now has 80% of all Nigerian data, passwords, address, and transaction algorithms.

VeeVeeMyLuv:
I thought I was the only one who experienced all these things you highlighted here.

The services of the traditional banks are getting bad by the day

Same person different account, all the same you are doing a good job

Opay you have really done well. I have no bussiness with ATM Card anymore because of opay. Transaction with high speed of light. Keep doing the great job OPAY.

VeeVeeMyLuv:
Will opay have achieved, maintained this rapid rise and success, if the founder was a Nigerian? 🤣

Before you talk anyhow . Moniepoint is bigger and better than opay and it’s Wholly Owned by Nigerians .

omoredia:
China is still not a japa destination. Chai! Nigeria is in serious wahala. Strangers are cashing out and Nigerians are suffering.

The bible has said it all

What does it said? Nigeria in the bible, ha! You people will not kill person

yemmit90:
Opay is the best thing that would ever happened to Nigerians in terms of banking.

yes thanks to Opay, Nigerian fingerprints, facial ID, passwords, financial algorithms, transaction algorithms, active phone numbers, is all in the hands of CHINA to use whenever they want. Thank you Opay.

VeeVeeMyLuv:
Will opay have achieved, maintained this rapid rise and success, if the founder was a Nigerian? 🤣

I doubt that based on history. There's no room for ethnic biases in recruitment, promotions and others since they only operating from one office and is closely monitored by the owners.

The Chinese are God gift to mankind .
Their resourcefulness ,innovation and talents has made technology cheaper and easily accessible .
But for the Chinese and other Asian tigers ,United States and other tech. advanced economy would have made the tech .thirsty world pay through their noses

Metu2016:
I just pray they lunch a network, so that mtn glo Airtel etc can pack away

Hahahah omooo go school you no go school.... Isn't the same network the providers gave them in form of phone numbers Without the network operators your opay is as good as dead....

No amount wey I no fit leave for my opay...if I wan buy house sef na opay transfer I go run.

Pelexy:
Boss do number for number. This mode of fintech was introduced by them they lead we follow. Nobody is saying we are not innovative as a people alot of factor holds us down. Environment, Capital, and manpower.

I don't have issues with the company but you don't bring your own down just because you've a Chinese or white man version....



There's nothing Opay is doing that Kuda or Moniepoint isn't doing..

So saying is striving because is owned by a foreigner sounds inferior...


Have been to different African countries you will see most of our Commercial banks in those countries from First Bank of Nigeria u will see in Ghana, UBA, Access Bank, GTB you will see them in different Africa countries so what's with inferiority....

Even with how poor our commercial banks service are they keep expanding to different countries....

Imagine life in 9ja now without Opay.
Imagine the level of growth China don attain, Made in china no be insult any more.

VeeVeeMyLuv:
Will opay have achieved, maintained this rapid rise and success, if the founder was a Nigerian? 🤣

PLEASE USE YOUR HEAD.... MONIEPOINT IS WAY BIGGER THAN OPAY AND IT'S NIGERIAN

Opay won it by competence opay is good ajeh... Dey try ... Na dem make other banks and fintech sit up . Moniepoint try too

No in most cases but I believe MoniePoint as someone up there already answered is Nigerian, and the answer is that Nigerians are better at complaining than coming up with solutions.
Now, we now attempt a solution, we complain about things that we knew before we started the business.

We know that power situation is bad, yet we spend hours complaining about it. Opay solved that by practically not having an office, at least not littered everywhere.
We know there are going to be multiple taxation, CBN regulations and government policies, rather than complain, I believe OPAY complies.
We know our internet penetration is not the best, but these guys practically give no excuses, they work within what is available and make the best of it.

A startup company set up by Nigerians will first ensure that the office (which by the way is not yet making any money) is finished to very high taste,allocate a high salary to himself (from venture capital money) and friends, spend more time traveling than solving the problem.

What I do not know is how they handle issues of bad staff and theft. That one is worse than all the bad government policies combined.

VeeVeeMyLuv:
Will opay have achieved, maintained this rapid rise and success, if the founder was a Nigerian? 🤣

Bankkym:
Before you talk anyhow . Moniepoint is bigger and better than opay and it’s Wholly Owned by Nigerians .

This assertion is wrong ,moniepoint leads in terms of pos transactions which opay is silently taking charge but in terms of online banking , Opay leads the pack.

Riskymarvelous:
The man really tried buh I still dey owe OPAY OOO I never pay my debt

you dey owe easemonies not opay, that why they no dey remove the money you deposit, onlike palmpay and etc

Very impressive, much better than trading apps sef.

Wonder if they re related to the Opera browser.

TruthsFM:
Meet the Owner of OPay in Nigeria

OPay, one of Nigeria’s leading fintech platforms, is owned by Chinese billionaire Zhou Yahui. He is the chairman of Opera Software, the parent company of OPay.

Originally founded as Paycom Nigeria Limited in 2013, OPay was rebranded after Opera acquired it. Zhou Yahui played a key role in its growth and holds about a 30% stake in the company. Under his leadership, OPay has become a major player in Nigeria’s digital payment space.

Opay was able to grow becos nigerian banks are useless n frustrate customers regularly.if not wetin go carry me dey use opay for daily transactions

VeeVeeMyLuv:
I thought I was the only one who experienced all these things you highlighted here.

The services of the traditional banks are getting bad by the day

this is 2 months I submitted my documents for cooperate account at a bank till today nothing happen, do you believe under 24 hours I use the same documents to open the same cooperate account by my self with opay which is what am using for my business today, never loose 1 naira to opay since 4 years despite huge transfers I do daily

Bankkym:
Before you talk anyhow . Moniepoint is bigger and better than opay and it’s Wholly Owned by Nigerians .

are you sure?

base on daily transaction volume, Opay transact more with individual account more than moneipoint. Not everyone use moniepoint. Opay is badly wide spread than moniepoint,
Moniepoint is in big business than opay a little the way i see it. but when it comes to all around daily volumes in transaction, i think opay beat monepoint hands down. market penetration opay wins

TruthsFM:
Meet the Owner of OPay in Nigeria

OPay, one of Nigeria’s leading fintech platforms, is owned by Chinese billionaire Zhou Yahui. He is the chairman of Opera Software, the parent company of OPay.

Originally founded as Paycom Nigeria Limited in 2013, OPay was rebranded after Opera acquired it. Zhou Yahui played a key role in its growth and holds about a 30% stake in the company. Under his leadership, OPay has become a major player in Nigeria’s digital payment space.

Opay has made life so easy now, I can transfer any amount within seconds!! Any money coming into my account I gave opay account, I have over 2m there, commercial banks are so..... To send money na wahala,