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A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank - Business - Nairaland

Nairaland ForumNairaland GeneralBusinessA Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank (29495 Views)

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A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by guobe(op): 12:15pm On Jul 31, 2025
He said he didn't borrow money and he is having a negative transaction history.
This is my first time of seeing such a transaction history.

Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Sonnobax15(m): 12:17pm On Jul 31, 2025
lipsrsealed
This is exactly the same reason I left Eco bank since 5 years ago.....

I even went to complain to their customer care but the werey was insisting that I was the one who borrowed money angry. Na instantly I break my ATM card right in their presence and I walked out of their bank angrily angry

The truth is that i believe it's an insider job....and with the help of these fraudsters parading themselves as yahoo boys angry
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by guobe(op): 12:18pm On Jul 31, 2025
Sonnobax15:
lipsrsealed
This is exactly the same reason I left Eco bank since 5 years ago.....
For real, he is not happy about this as it is really depressing to him.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Aydot99(m): 12:20pm On Jul 31, 2025
He clicked on salary advance they credited him the money. Your guy don chop am . Go through your transaction history you will see when you were credited
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Sonnobax15(m): 12:20pm On Jul 31, 2025
guobe:
For real, he is not happy about this as it is really depressing to him.
. No need to be depressed over that ...he should simply abandon that account and bank.... Simple...
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by guobe(op): 12:23pm On Jul 31, 2025
Sonnobax15:
. No need to be depressed over that ...he should simply abandon that account and bank.... Simple...
I will tell him
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by guobe(op): 12:23pm On Jul 31, 2025
Aydot99:
He clicked on salary advance they credited him the money. Your guy don chop am . Go through your transaction history you will see when you were credited
Lol
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Emu4u2c2: 12:57pm On Jul 31, 2025
Wema bank did same thing to me..50000 naira
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by guobe(op): 1:08pm On Jul 31, 2025
Emu4u2c2:
Wema bank did same thing to me..50000 naira
50k,did you borrow from them.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by sentix(m): 1:25pm On Jul 31, 2025
Please don't always assume things

I got a debit of 59k from GTBank because someone send me the money but his bank did not debit him.

I ran away from the bank since.

I petitioned CBN no way no reply
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Procashtips(m):
I know someone who GTB left a deficit of - ₦970k+ in his savings account.

A savings account with no overdraft or credit facility.

How is it possible to overdraw a savings account?

He reported to CBN, to CCB all after GTB refused to resolve it, yet nothing was done.

It's been like that for years now and he stopped using GTB.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by guobe(op): 1:37pm On Jul 31, 2025
Procashtips:
I know someone who GTB left a deficit of ₦970k+ in his savings account.

A savings account with no overdraft or credit facility.

How is it possible to overdrawn a savings account?

He reported to CBN, to CCB all after GTB refused to resolve it, yet nothing was done.

It's been like that for years now and he stopped using GTB.
So terrible.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Larryfest(m): 1:53pm On Jul 31, 2025
If he isn't a salary earner and didn't mistakenly clicked on the salary loan which by the way he would have noticed immediately he was credited then it has to be an inside job in collaboration with those yahoo boys.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Kaido: 3:13pm On Jul 31, 2025
Procashtips:
I know someone who GTB left a deficit of - ₦970k+ in his savings account.

A savings account with no overdraft or credit facility.

How is it possible to overdraw a savings account?

He reported to CBN, to CCB all after GTB refused to resolve it, yet nothing was done.

It's been like that for years now and he stopped using GTB.
Crazy things are happening in the banking sector.

I wish permanent closing of accounts in commercial banks is easy. I have two accounts that want expunged.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Emu4u2c2: 3:32pm On Jul 31, 2025
guobe:
50k,did you borrow from them.
Like wema bank would ever borrow anybody any money
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by AKWATGOLD1(m): 3:39pm On Jul 31, 2025
What could have led to negative account balance can be investigated rather than washing its dirty linen outside.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by bdon123(m): 3:59pm On Jul 31, 2025
It happens wen u expecting money which enter n reverses while at d same time u witdraw it
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by inoki247: 5:37pm On Jul 31, 2025
Lol Bank Charges....


Wetin be him bank Type.


Is it current, Savings or Corporate account....


Like my FBN corporate account debit 18k monthly subscription fee depending on your type of account and subscription...

Na my ordinary Zenith I Neva understand like this wey be Savings I'm owing -1200 just because I have some Virtual card linked to it bank charges jus dey rise for years...
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by greatiyk4u(m): 5:37pm On Jul 31, 2025
Make him check wella wether he borrowed from all these loan sharks
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Realdeals(m): 5:38pm On Jul 31, 2025
Synonymous with GTB

double deduction especially on card payments for online services. Happening to me too
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by joeyswift(m): 5:38pm On Jul 31, 2025
I feel for the guy. Tilumbu govt don make banks dey steal from people. Come see as access bank dey take cut people money with machete

Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by inoki247:
Emu4u2c2:
Like wema bank would ever borrow anybody any money
Lol My Wema Alat ordinary Savings borrow me up to 100k to 200k monthly and is a savings account so far the account sees inflow Alot maybe dem don run u street....

Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Nobody: 5:40pm On Jul 31, 2025
This may be due to bank charges that don't post to the account until the end of the billing cycle. Before the charges, your friend probably had made withdrwawals or had credit below the amount of the charges. He can simply click on the transaction history or request bank statement to see the charges. It's not everything you run to the internet to complain. Do the research first.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by omoredia: 5:42pm On Jul 31, 2025
Hehe jokers. Who did he vote for in the last election? Awoof dey turn belle 😆
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by MrJames007: 5:42pm On Jul 31, 2025
Before I opened this thread, I already knew it was GTB.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by EmperorIsaac(m): 5:43pm On Jul 31, 2025
It's why I abandoned Zenith. They charged me -240k. Later, they paid themselves half of it; now it is 120k remaining. I have since suspended all dealings with those criminals.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by Exousiang01(m): 5:43pm On Jul 31, 2025
E don go chop Salary advance na

My driver is owing GTB N148k he said I should pay into another bank.

He said it salary advance
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by flexyrule(m): 5:45pm On Jul 31, 2025
Please spell words correctly when you post, and try to use perfect grammar and punctuation
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by iHart(m): 5:45pm On Jul 31, 2025
Yes, it's possible. This happens when you don't have money in the account and the bank deducts their charge for account maintenance.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by GlobalWay: 5:46pm On Jul 31, 2025
This is very nonnsense thing. Why do some Banks rob the customers like this? I'm glad that no matter how small money I left in my GTBank, they only always send me messages of profit deposits/increase because it is Savings Account.
Rajinder555:
I was really surprised to get your call, especially after all this time. Honestly, I’ve moved on, and I thought you had too since you’re married now. I don’t think it’s right for you—or for me—to be having these kinds of conversations, especially knowing your current situation. I respect your marriage, and I don’t want to be part of anything that could create problems or regrets later. Please understand that it’s best we keep our distance. I wish you all the best.
And then block her number! This is the sensible thing to do. I say so because I did exactly same, mine was even far worse than yours. She was weeping profusely with quivering voice and legs when my friend gave her my number. My friend was so angry with her when he later came to my House, because just like his own wife, she already has 3 awesome Children for her husband. That another Man's wife is drooling over you is nothing to Celebrate. Is something that should get you to madly Skedaddle!
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by peterboro: 5:46pm On Jul 31, 2025
Check from his transaction history very well. Sometimes someone might have mistakenly credited his account in the past which he might not have realised OR maybe he might also be aware and it was reported to the bank. With a court order the bank will definitely return the fund to the sender.
Re: A Friend Of Mine Showed Me His Transaction History Of Him Owing A Bank by femi4: 5:47pm On Jul 31, 2025
guobe:
He said he didn't borrow money and he is having a negative transaction history.
This is my first time of seeing such a transaction history.
He will never own up that he borrowed money until you check his statement. Free money is always sweet to spend
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