₦airaland Forum

OgbeniOja1:
Do you have money to pay lawyer to sue. I first if all go to the bank and go and figure out the real reason for the PND. I hope it's not for fraudulent transactions. After sorting that out, I then the talk of suing can come up.

helinues:
They requested you to verify your address. Do that and save yourself unnecessary headache

yarimo:
Op is economical with the truth, bank won't restrict your account because of address, check your balance their must be unusual inflows in to your account or someone defraud a bank or someone and send the money into your account, and they are tracing all beneficiaries of that money. Knowingly or unknowingly your account will be restricted until you proof innocent of the transaction. Just go to the bank and clear your name.

jaeyking:
Oga go sleep
Sue on what grounds

The marketer clearly told you to provide a utility bill which is part of the address verification in account opening process in Nigeria
You did not provide

He said he will illegally provide a means and you agree,
Abi na same house, u and the marketer dey stay
Who come be thief for here

You want Nigeria to be good but you have failed to do your part

Just quietly go do verification
You can use statement of account from another bank that you have account with for KYC verification
Or water bill, rent reciept, dstv or gotv receipt

Stop looking for shortcuts

FarahAideed:
Go and complete your KYC and they will remove the restrictions..he probably never submit his own nepa receipt

miracle002:
My headache is why should they do it without informing me. They just violated my right and inconvenienced me

miracle002:
When I was in Lagos, the guy I washed clothes for is a marker with union Bank in Lagos.

So one day my madam ganged up with the marketer and asked me if I would like to open an account with them, initially I resisted. But after much thought, I decided to open an account with them.
He brought out a form and was the one that filled it himself while I was supplying him with the information. When it reached on what to fill as the address, he requested for Nepa bill, I told him that I don't have it currently but I will meet my Landlord to get it. He said I should not worry that he will use his own address.

I then gave him 2500 to open the account. After about a week, I received a text message from union bank with my account details, so I started depositing money in that account.

It's not up to 2 weeks, I wanted to withdraw money from the account and discovered that my account has been restricted. I was really embarrassed because I bought some things to send money only to discover that my account has been placed on PND. I was stranded that day because I had no money with me. I had to borrow money to eat that day

I called the customer care and they told me that my account was restricted because they could not verify my address, I wonder what the marketter put as the address.

Was it a plan by the marketter together with union Bank to set me up?

They restricted my account without warning or telling me before hand and I have never committed any crime or fraud with that account. I just opened it newly. Not even up to a month.

I want to sue Union Bank heavily so can explain why they restricted my account without telling me and also ordering them to compensate me for the embarrassment they caused me and the inconvenience they also caused me.

What is the best advice for me.

miracle002:
Then why did he deceive me by saying that he will use his own address. Anyway I will seek advice from my lawyer before I take action

helinues:
Did you go to the bank to register the new account yourself?

Your account registration was illegal

miracle002:
Then they will hold their marketter that registered it for me responsible. It then means he is a fraudster

miracle002:
You think I am lying, they told me that my address could not be verified that was why my account was restricted. If you want I can forward the email to you, I have the email as proof that they blocked the account because of unverifiable address.

Don't worry I will call them tomorrow and record the conversation so you will hear from them that it was blocked because of unverifiable address.

miracle002:
Then why did he deceive me by saying that he will use his own address. Anyway I will seek advice from my lawyer before I take action

jmoore:
It is obvious you no longer need the money.

Just abandon the account.

miracle002:
My headache is why should they do it without informing me. They just violated my right and inconvenienced me

yarimo:
Op is economical with the truth, bank won't restrict your account because of address, check your balance their must be unusual inflows in to your account or someone defraud a bank or someone and send the money into your account, and they are tracing all beneficiaries of that money. Knowingly or unknowingly your account will be restricted until you proof innocent of the transaction. Just go to the bank and clear your name.

yarimo:
Op is economical with the truth, bank won't restrict your account because of address, check your balance their must be unusual inflows in to your account or someone defraud a bank or someone and send the money into your account, and they are tracing all beneficiaries of that money. Knowingly or unknowingly your account will be restricted until you proof innocent of the transaction. Just go to the bank and clear your name.

yarimo:
Op is economical with the truth, bank won't restrict your account because of address, check your balance their must be unusual inflows in to your account or someone defraud a bank or someone and send the money into your account, and they are tracing all beneficiaries of that money. Knowingly or unknowingly your account will be restricted until you proof innocent of the transaction. Just go to the bank and clear your name.

miracle002:
When I was in Lagos, the guy I washed clothes for is a marker with union Bank in Lagos.

So one day my madam ganged up with the marketer and asked me if I would like to open an account with them, initially I resisted. But after much thought, I decided to open an account with them.
He brought out a form and was the one that filled it himself while I was supplying him with the information. When it reached on what to fill as the address, he requested for Nepa bill, I told him that I don't have it currently but I will meet my Landlord to get it. He said I should not worry that he will use his own address.

I then gave him 2500 to open the account. After about a week, I received a text message from union bank with my account details, so I started depositing money in that account.

It's not up to 2 weeks, I wanted to withdraw money from the account and discovered that my account has been restricted. I was really embarrassed because I bought some things to send money only to discover that my account has been placed on PND. I was stranded that day because I had no money with me. I had to borrow money to eat that day

I called the customer care and they told me that my account was restricted because they could not verify my address, I wonder what the marketter put as the address.

Was it a plan by the marketter together with union Bank to set me up?

They restricted my account without warning or telling me before hand and I have never committed any crime or fraud with that account. I just opened it newly. Not even up to a month.

I want to sue Union Bank heavily so can explain why they restricted my account without telling me and also ordering them to compensate me for the embarrassment they caused me and the inconvenience they also caused me.

What is the best advice for me.

miracle002:
When I was in Lagos, the guy I washed clothes for is a marker with union Bank in Lagos.

So one day my madam ganged up with the marketer and asked me if I would like to open an account with them, initially I resisted. But after much thought, I decided to open an account with them.
He brought out a form and was the one that filled it himself while I was supplying him with the information. When it reached on what to fill as the address, he requested for Nepa bill, I told him that I don't have it currently but I will meet my Landlord to get it. He said I should not worry that he will use his own address.

I then gave him 2500 to open the account. After about a week, I received a text message from union bank with my account details, so I started depositing money in that account.

It's not up to 2 weeks, I wanted to withdraw money from the account and discovered that my account has been restricted. I was really embarrassed because I bought some things to send money only to discover that my account has been placed on PND. I was stranded that day because I had no money with me. I had to borrow money to eat that day

I called the customer care and they told me that my account was restricted because they could not verify my address, I wonder what the marketter put as the address.

Was it a plan by the marketter together with union Bank to set me up?

They restricted my account without warning or telling me before hand and I have never committed any crime or fraud with that account. I just opened it newly. Not even up to a month.

I want to sue Union Bank heavily so can explain why they restricted my account without telling me and also ordering them to compensate me for the embarrassment they caused me and the inconvenience they also caused me.
Calm down, the account is just going through the normal process, the guy had not supplied enough information on your address so the account was just open in a rush. Money can come in but until the informations are complete and verified ok, you can't withdraw. Go to your account officer and discuss it with him. No gang up anywhere

What is the best advice for me.

ExudeLoveToAll:
Even if you did a fraudulent transaction, they can't restrict your account without informing you. Someone won a court case as regards to this kind of scenario and won millions in damages from the bank.

ExudeLoveToAll:
Even if you did a fraudulent transaction, they can't restrict your account without informing you. Someone won a court case as regards to this kind of scenario and won millions in damages from the bank.