₦airaland Forum

It's even wickedness and selfishness to marry with such a ridiculous income because whatever family such a man have will only join the large suffering masses
100k khe for this economy inside marriage, let's be realistic for once and remember that you will also be responsible for your some of your in-laws responsibilities else nah your mother in-law and wife siblings will frustate you. A lot of married men wish they could just be single for a day with the financial hell that they are going through .
Create a sustainable sources of income before you even think about marriage. The golden truth is a wealthy man will attracts a high value woman while a poor man who earn peasant will attract entitled lady and in-laws

The flaw with most of y'all submission is that:
1. You imagine that the man in question has zero ambition to increase his salary.
2. The man's wife is not contributing anything to the basic running of the family.
3. You assume that the man is hoping to birth 4 kids in the first year.


A man who understands that there is something called the GoodLife and wants it can still start a family with 100k (and side income stream - in which some really good months can give him x3 of his monthly salary) will definitely not settle at #100k as a comfort zone, but will actually grow even while married - many of you are using money as an EXCUSE FOR YOUR FEAR OF COMMITTING TO ONE PERSON and not dheek slinging over the area.

What MANY OF YOU DIDN'T SAY, which is the elephant in the room is this A man earning a salary of 100K should not marry a selfish, materialistic and unemployed woman. He mist make sure to marry a woman who has shown a degree of independence during dating. A woman who earns atleast 70 - 80% of his income. A woman who really wants to partner with him.

Let’s be practical about this, the monthly expenses will not be covered adequately. Remove rent and feeding alone for two people from that amount and the money is gone . A house of 300k is already 25k a month.
But there are some jobless men that are still married anyway.

Nigerians should have a rethink. Women are now more capable to make money more than men even. Living in US and Europe is equally hard but the reason people marry early or co-habit is to pool resources together. It’s very hard for one person to do it. So, what you see is cohabitation between a boy and girl and them contributing to make their lives better.

Tailorcaesar:
It all boils down to location, for Lagos 100k is nothing but for my place Onitsha, Anambra state Omo I earn 40k as a teacher and I feed like a king cos food, accommodation is cheap.
3-rooms and parlour here is 400k ....so tell me why I can't marry with the salary of 10pk with my woman

Your 10 months salary for a rent? How do u survive with other expenses?

100k too much to marry in



Benue and Kogi

Dear OP.

Believe it or not, but we too also have access to AI models. Some of us even have the premium plan.

There are families that are currently surviving on less than minimum wage.

Only advise to give a man is - cut your clothe according to the material and your size.

I don't even know what to say. The poor must procreate too, is a very strong and valid argument! If it were not so, they wouldn't be able to exercise that divine right naturally. It's probably why Jesus says, "...the poor you'd always have with you...!"

Zanzibar1:
Just know you are in for a very rough start if you are the only one earning and your wife isn't earning other than having a petty shop.
Things works in marvelous ways tho but not always .

All that aside, where are you people seeing jobs that give 100k? I'm willing to send my CV

If you stay in Lagos you can easily that.

you guys think Nigeria is limited to lagos and other southern parts. here in kano if you earn 70k per month you can get married peacefully and live near normal lifestyle. the only case is when you produce children

pansophist:
Two good heads will always be better than one.

If a girl is earning 50k, and a man is earning 100k, they can both get married if they are good to each other and will contribute to make their marriage work.

because if they dont get married, the girl earning 50k will still have to survive on her 50k, and the man will still have to survive on his 100k independently.

It is easy for two people to manage 150k together, than for a girl to manage 50k, and the man manage 100k independently.

Just as it it easier for four people to contribute for an uber if they are going the same destination, than for each person to pay. Marriage is teamwork, not a place for a woman to ride freely on the man’s back

Value should not be money based only, but essence. With two people, growth is easier, one can hold down for the other to go explore and take a bit of risk to increase income.

But if a woman is selfish and only wants to come to marriage and enjoy while being poor herself, then the man is better off alone, you do not need leech in your life. Life is hard already.

even better is two truly loving heads. If love exists, one wont try to shift the burden of marriage to the other because of societal norm.

So , they won’t use soap to wash the napkins or they won’t buy the napkins itself?
They man will not use body cream, soap and toothpaste, toilet paper ,
Additionally, they won’t used any of these

Baby soap
Soap for doing dishes
Soap for laundry
No drinks even soft drink
No medication
No hair cuts

NewLife14:
I came across this beautiful post about the above topic here https://www.nairaland.com/8571178/someone-earning-100k-naira-should
In the comments, many great minded Nairalanders argued for and against "Marrying with a 100K income" from many perspectives.

This post is all about putting the theories in figures. STAY TUNED .

Now the man (From a supportive family) earns 100K and decides to Marry. That is #1,200,000 per annum (1.2M).
His expected expenditure should look like this:
➡️Cost of wedding =Free (Family Sponsors).
➡️ House rent =Free (Has 2 rooms in his family house).
➡️ Electricity Bill (2K a month X 1 year) = #24,000.
➡️Feeding with wife and kid/s (At least 2K a day X 1 year)= #730,000.
➡️Clothing =Nil (He doesn't change clothes ).
➡️Wife Expenditure = Nil (Her parents supports her and fends for her in his house )
➡️Baby Diapers = Nil (Baby wears Napkin).
➡️ Water (Sachet water and others) =Free.
➡️Baby Food and Groceries (Milk, etc, 5K per month X 1 year) =#60,000.
➡️Transportation to work (500 Naira per day X at least 270 days a year) =#135,000.
➡️Recharge card and Data for our man and wife (#200 a day x 1 year) = #73,000.

TOTAL SO FAR =#1,022,000 (1M, 22K)
Our man will be left with #178,000 (178K) at the end of the year in review.

⚠️You will observe that I was extremely prudent in the expenditure, in the hope that both his family and the wife's family support the marriage which is most times unlikely; what applies is that you the man is the one supporting them instead.

⚠️ I only added basic RECURRENT costs and didn't account for emergencies like Healthcare, or even miscellaneous. I also obviously avoided school fees, baby wears, etc.

❓Can you marry with 100K income? YES & NO!

You can if you already have a room in your parents house, your family and her family is supportive financially and otherwise, you like stress and you are comfortable with your current financial status (as marrying at this stage will give you little room for financial improvement and growth)

But if you desire to grow financially, break the chain of poverty, value your peace of mind, want to give your family the best and live in a city where you pay for rent and other things, then it'll be a suicide mission to marry with a 100K income.

My 2 cents

You really know nothing if you think baby food is 5k a month

Even less if you think a serious person can subsist on n 200 credit per day

2k nepa bill per month

2k daily feeding for a man and woman

All I will say is you know absolutely nothing.

Another thing to consider is what is the 'wife to be' earning and what is her financial maturity! I know some women who earn more than their husbands and no wahala in the homes. Some families can't handle it.

Stephen0mozzy:
The flaw with most of y'all submission is that:
1. You imagine that the man in question has zero ambition to increase his salary.
2. The man's wife is not contributing anything to the basic running of the family.
3. You assume that the man is hoping to birth 4 kids in the first year.


A man who understands that there is something called the GoodLife and wants it can still start a family with 100k (and side income stream - in which some really good months can give me x3 of his monthly salary) will definitely not settle at #100k as a comfort zone, but will actually grow even while married - many of you are using money as an EXCUSE FOR YOUR FEAR OF COMMITTING TO ONE PERSON and not dheek slinging over the area.

What MANY OF YOU DIDN'T SAY, which is the elephant in the room is this A man earning a salary of 100K should not marry a selfish, materialistic and unemployed woman. He mist make sure to marry a woman who has shown a degree of independence during dating. A woman who earns atleast 70 - 80% of his income. A woman who really wants to partner with him.

Is there any woman who is not materialistic in this age to start with. Here is the truth most married women who vend for themselves are into a low level hookup. I have seen many because I have my office in a hotel. Nah other men go they kpensh your wife for 10k if you no guide as a man

Gotocourt:
Beginning of generational poverty. Bia, b kiaful .

Nothing like balanced diet in that house

Not true .. it is not how one starts - it is how one finishes!!

I really don't get this obsession about low income earner getting married,if you like compute all the imaginary details or data, someone just got married today and will be happy.
Y'all can continue to delude yourselves with all your over bloated egos, there are many average family out there,who are happy and contented,you guys are making it look like it money that makes marriage work, anyways ask Regina Daniels how far,

Nonsense myopic children 😏😏😏😏

enemyofprogress:
I hen 75k a month, my wife hens 95k and we're happily married with five children

chicken nko? Toyman?

NewLife14:
I came across this beautiful post about the above topic here https://www.nairaland.com/8571178/someone-earning-100k-naira-should
In the comments, many great minded Nairalanders argued for and against "Marrying with a 100K income" from many perspectives.

This post is all about putting the theories in figures. STAY TUNED .

Now the man (From a supportive family) earns 100K and decides to Marry. That is #1,200,000 per annum (1.2M).
His expected expenditure should look like this:
➡️Cost of wedding =Free (Family Sponsors).
➡️ House rent =Free (Has 2 rooms in his family house).
➡️ Electricity Bill (2K a month X 1 year) = #24,000.
➡️Feeding with wife and kid/s (At least 2K a day X 1 year)= #730,000.
➡️Clothing =Nil (He doesn't change clothes ).
➡️Wife Expenditure = Nil (Her parents supports her and fends for her in his house )
➡️Baby Diapers = Nil (Baby wears Napkin).
➡️ Water (Sachet water and others) =Free.
➡️Baby Food and Groceries (Milk, etc, 5K per month X 1 year) =#60,000.
➡️Transportation to work (500 Naira per day X at least 270 days a year) =#135,000.
➡️Recharge card and Data for our man and wife (#200 a day x 1 year) = #73,000.

TOTAL SO FAR =#1,022,000 (1M, 22K)
Our man will be left with #178,000 (178K) at the end of the year in review.

⚠️You will observe that I was extremely prudent in the expenditure, in the hope that both his family and the wife's family support the marriage which is most times unlikely; what applies is that you the man is the one supporting them instead.

⚠️ I only added basic RECURRENT costs and didn't account for emergencies like Healthcare, or even miscellaneous. I also obviously avoided school fees, baby wears, etc.

❓Can you marry with 100K income? YES & NO!

You can if you already have a room in your parents house, your family and her family is supportive financially and otherwise, you like stress and you are comfortable with your current financial status (as marrying at this stage will give you little room for financial improvement and growth)

But if you desire to grow financially, break the chain of poverty, value your peace of mind, want to give your family the best and live in a city where you pay for rent and other things, then it'll be a suicide mission to marry with a 100K income.

My 2 cents

As I said in my reply in that post, determination is the key.

When my first cousin married his wife, he was a penniless pastor and the wife was a corper. He spent the next 14 years in my dad's house rent free.

It was only about 7 years after the marraige did things pick up for him. He became an estate agent, one focused on selling land belonging to families like at Magboro, Arepo, Ofada and other areas.

So, where the will exist, 100k will be enough. He might even prefer to walk to work to save cost.

spiSeyi:
Is there any woman who is not materialistic in this age to start with. Here is the truth most married women who vend for themselves are into a low level hookup. I have seen many because I have my office in a hotel. Nah other men go they kpensh your wife for 10k if you no guide as a man

Chief, I know wetin I dey talk. Na man wey go marry woman wey no get value for her own body. All humans are materialistic, but not everyone is obsessively in competition with other people (i.e I better pass my neighbor mentality).

As a man, make your woman know say you're doing your best - she knows how making money with skill and talent is.

Don't marry people who think the holes in their body is a capital investment.

Nigerians should pause marriage for now and sort Tinubu/APC out first.

2026 is coming with a lot of devilish tax from Tinubu's government, are Nigerians discussing this and more rather than focus on frivolous topics like marrying with 100k per month.


Radio stations, TVs, content creators and bloggers in Nigeria should be at the forefront of creating awareness, answering questions about the upcoming new tax law that will push more Nigerians into poverty come 2026.


Enough of all these irrelevant topics cos even people without salary are getting married and surviving anyhow in Nigeria, so dear Nigerian youths, dont be distracted, focus on government and how to bring positive changes that will make life easier for you all in Naija.



Make una create topics on the new tax law and how Nigerians and business owners can survive the Tinubulation tax year of 2026

NewLife14:
I came across this beautiful post about the above topic here https://www.nairaland.com/8571178/someone-earning-100k-naira-should
In the comments, many great minded Nairalanders argued for and against "Marrying with a 100K income" from many perspectives.

This post is all about putting the theories in figures. STAY TUNED .

Now the man (From a supportive family) earns 100K and decides to Marry. That is #1,200,000 per annum (1.2M).
His expected expenditure should look like this:
➡️Cost of wedding =Free (Family Sponsors).
➡️ House rent =Free (Has 2 rooms in his family house).
➡️ Electricity Bill (2K a month X 1 year) = #24,000.
➡️Feeding with wife and kid/s (At least 2K a day X 1 year)= #730,000.
➡️Clothing =Nil (He doesn't change clothes ).
➡️Wife Expenditure = Nil (Her parents supports her and fends for her in his house )
➡️Baby Diapers = Nil (Baby wears Napkin).
➡️ Water (Sachet water and others) =Free.
➡️Baby Food and Groceries (Milk, etc, 5K per month X 1 year) =#60,000.
➡️Transportation to work (500 Naira per day X at least 270 days a year) =#135,000.
➡️Recharge card and Data for our man and wife (#200 a day x 1 year) = #73,000.

TOTAL SO FAR =#1,022,000 (1M, 22K)
Our man will be left with #178,000 (178K) at the end of the year in review.

⚠️You will observe that I was extremely prudent in the expenditure, in the hope that both his family and the wife's family support the marriage which is most times unlikely; what applies is that you the man is the one supporting them instead.

⚠️ I only added basic RECURRENT costs and didn't account for emergencies like Healthcare, or even miscellaneous. I also obviously avoided school fees, baby wears, etc.

❓Can you marry with 100K income? YES & NO!

You can if you already have a room in your parents house, your family and her family is supportive financially and otherwise, you like stress and you are comfortable with your current financial status (as marrying at this stage will give you little room for financial improvement and growth)

But if you desire to grow financially, break the chain of poverty, value your peace of mind, want to give your family the best and live in a city where you pay for rent and other things, then it'll be a suicide mission to marry with a 100K income.

My 2 cents

this one pass 2 cents oo

Tailorcaesar:
It all boils down to location, for Lagos 100k is nothing but for my place Onitsha, Anambra state Omo I earn 40k as a teacher and I feed like a king cos food, accommodation is cheap.
3-rooms and parlour here is 400k ....so tell me why I can't marry with the salary of 10pk with my woman

Do you even know what you're saying?

If someone earns 40k monthly and pays 400k for rent like you said, that’s 10 month's salary gone. How exactly is that cheap? If you have to save for 10 months before paying your rent, how exactly are you going to survive?

And we've not even talked about electricity bills, repairs, and all the little compulsory payments that come up in most compounds.

Back in Buhari’s time when fuel was 165, things were different. A a 100k salary was fairly ok, cos a standard 2-bedroom, all-ensuite in Abakaliki was around 200k–250k in 2020. Now that same apartment is 700k–1m. So your calculations don’t actually reflect the current reality at all.

As someone living alone. Eating two squared meals of 1500 per plate amounts to 90k in a month. Honestly! Cooking at home looks worse because by including amount for refilling gas, loosing appetite for the meal after three days and not getting varieties or different choices of meal in between still end up for me more costly..

GloriousGbola:
You really know nothing if you think baby food is 5k a month

Even less if you think a serious person can subsist on n 200 credit per day

2k nepa bill per month

2k daily feeding for a man and woman

All I will say is you know absolutely nothing.

What he did is just copy and paste.

He's clearly far from reality.

GloriousGbola:
You really know nothing if you think baby food is 5k a month

Even less if you think a serious person can subsist on n 200 credit per day

2k nepa bill per month

2k daily feeding for a man and woman

All I will say is you know absolutely nothing.

I know... Lol
I was just trying to be modest so people won't say the estimate is extravagant.
Many people have mentioned that they live up North where things are really cheap (according to them), so I tried to use that price floor for fairness. But in reality, everything on that list is priced x6.

Zanzibar1:
Just know you are in for a very rough start if you are the only one earning and your wife isn't earning other than having a petty shop.
Things works in marvelous ways tho but not always .

All that aside, where are you people seeing jobs that give 100k? I'm willing to send my CV

I think say na only me oo. i never even work where them pay me that kind money before. 100k? Some people get money o. Bosses in the house, Abeg show us the way na

Tailorcaesar:
It all boils down to location, for Lagos 100k is nothing but for my place Onitsha, Anambra state Omo I earn 40k as a teacher and I feed like a king cos food, accommodation is cheap.
3-rooms and parlour here is 400k ....so tell me why I can't marry with the salary of 10pk with my woman

The problem with this people is because they can't reason Nigeria outside the Lagos reality.
Am not saying saying 100k/month is too big, But you can achieve something meaningful outside Lagos with 100k/month if you are resourceful

Unless you want to take your children to Government schools

Unless you want your children to be eating Garri and Groundnuts for breakfast, instead of Cornflakes, milk and Noodles.

Dat's when 100k salary is good for a Married man with kids.

Nazgul:
What he did is just copy and paste.

He's clearly far from reality.

Copy and paste from where?
Had spare time on my hands last night and decided to write a little.
In reality, everything on that list is heavily under priced.
I did it that way, because from the original post people mentioned they live up North where things are INEXPENSIVE.
Hence, that undervalued estimate so they'll see that even at an unrealistic pricing, 100K take home is suicide.

Alfred200825:
The problem with this people is because they can't reason Nigeria outside the Lagos reality.
Am not saying saying 100k/month is too big, But you can achieve something meaningful outside Lagos with 100k/month if you are resourceful

Ogbeni
You can NOT achieve anything with 100K as a Family man.😏

Won't your children attend Good schools?
Won't they wear good clothes?

Do you know how much is School Bags and Lunch bags diz days?

How about Expenses from Mother-in-law and your own family members?

Bro that is always far not the case it's easier said than done,am so sure ur not married or not living with ur spouse.
In marriage there is no perfect calculations or formula, someone can earn 400k and be poor while another person earns far less and be ok

SpencerForbes:
Anyone operating with that kind of mentality truly lacks the vision for a strategic marriage. Marriage is fundamentally a union of two partners collaborating to build a solid home and a family legacy. While we eventually marry to have kids, the primary function is setting that foundation first.

There is absolutely nothing wrong with having a family, but spending the first two years planning for the first child's arrival is what defines a strategic couple. Once that first child has grown and your capacity has increased, you can comfortably think about having a second.

The takeaway is this: strategic planning must happen before that first child arrives, because that is precisely where the real financial issues begin

That’s why we have family planning and counselors everywhere.