₦airaland Forum

Zanzibar1:
Just know you are in for a very rough start if you are the only one earning and your wife isn't earning other than having a petty shop.
Things works in marvelous ways tho but not always .

All that aside, where are you people seeing jobs that give 100k? I'm willing to send my CV

Kingzjayzee:
I think say na only me oo. i never even work where them pay me that kind money before. 100k? Some people get money o. Bosses in the house, Abeg show us the way na

Tailorcaesar:
It all boils down to location, for Lagos 100k is nothing but for my place Onitsha, Anambra state Omo I earn 40k as a teacher and I feed like a king cos food, accommodation is cheap.
3-rooms and parlour here is 400k ....so tell me why I can't marry with the salary of 10pk with my woman

Zanzibar1:
Just know you are in for a very rough start if you are the only one earning and your wife isn't earning other than having a petty shop.
Things works in marvelous ways tho but not always .

All that aside, where are you people seeing jobs that give 100k? I'm willing to send my CV

TheFloatingSwan:
I got married with a salary of 72,500 after tax deduction in March 2018.

My position will always: Marry right! Marry an olorire. Don't go and marry person wey no get ogo!

Today, my take home monthly salary is 8.2m after tax and pension deduction.

I am grateful to God for how far I and my wife has come

SpencerForbes:
The people you are talking about are those really struggling—the ones pulling in just ₦30k or ₦40k—and doing it all alone.

The critical difference is that they don't have a hardworking partner, side income, strategic planning or any spousal support. That lack of teamwork is what really kills them. That’s why we keep selecting ₦100k from both parties as the leverage point for discussion. I once read a book, The Millionaire Mindset, which distinguished between people who are actually rich and those who just want to impress others with the perception of wealth. The author noted that those who lived moderately always had spare cash to give than those who went the extra mile to maintain a lavish appearance. Below average income is a struggle, but hitting above minimum wage by both parties definitely gives you the leverage to start planning.

I know a perfect example: A man with multiple shops in Ladipo International Market was intentionally living in a room self-contain. He had the money but firmly decided not to buy cars until both his children had finished university. Now, that man owns more than three cars, and both his daughters are doing exceptionally well.

If being raised in luxury was guaranteed to produce successful children, we wouldn’t have examples like Elon Musk’s child or even children of high-profile political candidates struggling with issues linked to bad influence and a lack of proper home training.

There is no two ways about this:

Luxury without proper training will always create a problematic child, but an average life backed by solid values will always create a good child.

kpankpangolo:
Did not read. What is this thread about?

Okay, I glanced through. Anybody making 100K monthly is only securing his lineage in poverty if marriage comes to mind. Two people earning 100K each cannot raise a family and should not consider doing so.

The moderators honestly are the ones encouraging people to open separate threads when they could post opinions and call it a day.

NewLife14:
I came across this beautiful post about the above topic here https://www.nairaland.com/8571178/someone-earning-100k-naira-should
In the comments, many great minded Nairalanders argued for and against "Marrying with a 100K income" from many perspectives.

This post is all about putting the theories in figures. STAY TUNED .

Now the man (From a supportive family) earns 100K and decides to Marry. That is #1,200,000 per annum (1.2M).
His expected expenditure should look like this:
➡️Cost of wedding =Free (Family Sponsors).
➡️ House rent =Free (Has 2 rooms in his family house).
➡️ Electricity Bill (2K a month X 1 year) = #24,000.
➡️Feeding with wife and kid/s (At least 2K a day X 1 year)= #730,000.
➡️Clothing =Nil (He doesn't change clothes ).
➡️Wife Expenditure = Nil (Her parents supports her and fends for her in his house )
➡️Baby Diapers = Nil (Baby wears Napkin).
➡️ Water (Sachet water and others) =Free.
➡️Baby Food and Groceries (Milk, etc, 5K per month X 1 year) =#60,000.
➡️Transportation to work (500 Naira per day X at least 270 days a year) =#135,000.
➡️Recharge card and Data for our man and wife (#200 a day x 1 year) = #73,000.

TOTAL SO FAR =#1,022,000 (1M, 22K)
Our man will be left with #178,000 (178K) at the end of the year in review.

⚠️You will observe that I was extremely prudent in the expenditure, in the hope that both his family and the wife's family support the marriage which is most times unlikely; what applies is that you the man is the one supporting them instead.

⚠️ I only added basic RECURRENT costs and didn't account for emergencies like Healthcare, or even miscellaneous. I also obviously avoided school fees, baby wears, etc.

❓Can you marry with 100K income? YES & NO!

You can if you already have a room in your parents house, your family and her family is supportive financially and otherwise, you like stress and you are comfortable with your current financial status (as marrying at this stage will give you little room for financial improvement and growth)

But if you desire to grow financially, break the chain of poverty, value your peace of mind, want to give your family the best and live in a city where you pay for rent and other things, then it'll be a suicide mission to marry with a 100K income.

My 2 cents

Kobojunkie:
Stop lying to people!

You earn 40K a month, and after transportation and other bills, how much of that is left over for food, let alone savings? E yin oniro oshi... stop deceiving others into poverty with you.

Omowale2023:
Please sir, what job or business are you running?

Tailorcaesar:
➜Bro I trek to school my house is 5minutes to school and 10minutes to my church

SpencerForbes:
It is genuinely surprising how some people still doubt this, yet the evidence is clear when you factor in location. They forget that in smaller towns and villages, the cost of transport is almost zero because people either walk to their workplaces or rely entirely on personal bicycles and bikes.

Feeding is also manageable because of land access. Even if you don't own the land, you can usually lease a farmland annually. If a family cultivates just two plots every year with staple crops like cassava and maize, tell me how exactly they would ever go hungry?

Housing is where the savings truly become ridiculous. Where I’m from, people pay lower than ₦3k per month for rent, but try getting a decent single room in Lagos for less than ₦15k. The cost difference is massive and applies to everything else. Therefore, the simple truth remains: location is a huge, game-changing factor when calculating a family's financial ability.

But in towns, it can also be done if both parties agrees and are supportive just that the ladies now have been corrupted by online feminism.

dreamxhaser:
This is a big fat lie. How can you live as a king with 40k salary? Bro com’on

I live In kaduna, which is the north where things a far cheaper and i can confidently tell you that 100k isn’t a good salary to marry with.

It is your type that makes the government see 70k minimum wage as the next big thing after sliced bread.

Those that married with that amount are currently living a depressing life, always complaining about money, taking debts and begging.

Seems alot of you don’t like good life. Seems alot of you want to be suffering till you grow old.

Like don’t you want to take your kids to good schools?

Eat balanced diet?

Go on family outing and dates?

Live in a good neighborhood? (Like you want dey live for tranches)

Have good cars? (both husband and wife, abi una want dey fly bike up and down)

Wear good cloths?

As them say 100k wont be enough to marry, instead of you to be living in denial, swallow the harsh truth and start looking for multiple sources of income. Else you go suffer no be small.

dreamxhaser:
This is a big fat lie. How can you live as a king with 40k salary? Bro com’on

I live In kaduna, which is the north where things a far cheaper and i can confidently tell you that 100k isn’t a good salary to marry with.

It is your type that makes the government see 70k minimum wage as the next big thing after sliced bread.

Those that married with that amount are currently living a depressing life, always complaining about money, taking debts and begging.

Seems alot of you don’t like good life. Seems alot of you want to be suffering till you grow old.

Like don’t you want to take your kids to good schools?

Eat balanced diet?

Go on family outing and dates?

Live in a good neighborhood? (Like you want dey live for tranches)

Have good cars? (both husband and wife, abi una want dey fly bike up and down)

Wear good cloths?

As them say 100k wont be enough to marry, instead of you to be living in denial, swallow the harsh truth and start looking for multiple sources of income. Else you go suffer no be small.

Tailorcaesar:
➜Remember you said marriage not breeding kids. And I don't fold my hands all tru the month, am a man I do hustle, hold evening classes and so on. But wait oooo....why will I be dreaming of a car with 40k salary ? If I try that in my dreams make EFCC come arrest me cos na tif dey enter my eye

Progress321:
Stopeet 😂 😂 😂
There are people who earn that amount bro, but omo na to see where dem dey see the job dey hard sef

Stephen0mozzy:
Chief, I know wetin I dey talk. Na man wey go marry woman wey no get value for her own body. All humans are materialistic, but not everyone is obsessively in competition with other people (i.e I better pass my neighbor mentality).

As a man, make your woman know say you're doing your best - she knows how making money with skill and talent is.

Don't marry people who think the holes in their body is a capital investment.

Kobojunkie:
You shouldn't be dreaming of a car, but you should be dreaming of adding another human being to the equation? You people literally hate women and children since you consider them cheaper to get than a car.

Kobojunkie:
. Stop lying! Misery loves company is the true definition of many of you who come on here to boast of your obviously stagnant lives as though the way others should strive for. 🥱🥱🥱

You know very well that a man on 40k can barely save anything, and the gods forbid such a man falls sick or has a medical problem....his life might as well be close to the end. Yet you dangle it as the life that a sane individual should not only strive for but take on more mouths to feed? Wicked! 🥱🥱🥱

AngelSlay:
Where in Anambra?

Nazgul:
Do you even know what you're saying?

If someone earns 40k monthly and pays 400k for rent like you said, that’s 10 month's salary gone. How exactly is that cheap? If you have to save for 10 months before paying your rent, how exactly are you going to survive?

And we've not even talked about electricity bills, repairs, and all the little compulsory payments that come up in most compounds.

Back in Buhari’s time when fuel was 165, things were different. A a 100k salary was fairly ok, cos a standard 2-bedroom, all-ensuite in Abakaliki was around 200k–250k in 2020. Now that same apartment is 700k–1m. So your calculations don’t actually reflect the current reality at all.