Issues With Bank Job Recruitment - Jobs/Vacancies - Nairaland
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| Issues With Bank Job Recruitment by Mrschiago(op): 7:33am On Dec 04, 2025 |
I presently work in BANK A (a tier 1 leading commercial bank in Nigeria. I’ve been placed on indefinite loan recovery suspension since a month ago, and still yet to recover the loan as the customer (debtor) is at large. Prior to now, I’ve been applying for next grade in other banks, and doing interviews, I just recently got a mail to come for documentation and medicals with BANK B (also a top tier 1 bank). BANK B will most likely run background checks on me. I don’t know if these checks will be before offer letter or before confirmation. Now my question is, should I go ahead to accept the offer from BANK B, while I’m still following up on the loan recovery for BANK A, or should I just decline the offer. Please experienced people should assist advice, thank you |
| Re: Issues With Bank Job Recruitment by AndroBlaze: 10:00am On Dec 04, 2025 |
Mrschiago:You will need to name the Banks to get the best advice. Every bank has it's character, and some are pretty demonic when it comes to sales staff leaving them. However, you must remember you have committed no crime as giving out a bad loan is not a criminal offence, unless it can be proven you did it intentionally and gained from it. If you are confident to mention the names, I'm sure someone in the bank you are going to will advise you how their HR works...but in my own opinion, from the general information you have provided, the risk to leave is worth taking. As for your question on checks, unless they are unofficial checks (which some serious regional mangers might do), it is very unlikely they will do comprehensive background checks before you resume, they will happen while you are working and before your confirmation. If you are an account officer/ relationship manager (as it sounds) the checks will not be anything special, especially if you have done nothing that makes you criminally liable. Also best not to tell anyone in the bank you are leaving where you are going to as the banking community isn't that big (especially sales) so keep hush for as long as you can and only mention your plans to people you can fully trust. 1 Like |
| Re: Issues With Bank Job Recruitment by Emmy000seun(m): 10:08am On Dec 04, 2025 |
If the loan you talk about is giving out by you then it will be hard for you to follow up d new job...and even with background check, depending how you are able to convince them about the reason you are leaving your current job tho,.., secondly due to sensitivity of banking job, there is high tendency that they will do d background check before hiring you.. Your best bet is make your intention known to your current employer that you might leave soon, or still try and do proper documentation of your bad loans, familiarize your superior about them and also defaulters..so that even when you finally tell them you are leaving then it won't be tedious job to do..but if you know you are indicted in some loans then don't attempt the new offer for now till you are able to sort it out to a good extent.. because it's certain in giving out loan there will be bad loans,..💯 even d establishment is aware, but ability to bring it down to it lowest minimum is the key.. Mrschiago: 2 Likes |
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