₦airaland Forum

It's winter here, bro. You are the 2nd admin for this page; always post and enlighten others.

Beeron:
Doing just fine, Following up on this beloved thread. That was a bold move to create this thread, thanks for taking the initiative.

I'm closely following.

And by the way, how is the weather out there?

EquityM:
It's winter here, bro. You are the 2nd admin for this page; always post and enlighten others.

I'm on the job already sir.

It's fun out here and we hope to beat inflation numbers this year and still keep our capital safe.

Invest in jackets, sweater and headwarmer out there this winter season.

Be safe.

With CardinalStone seeing people are getting interested in their EMF, one can expect the NAV to rise further.

2.5 seems likely before month end

welzyj2:
With CardinalStone seeing people are getting interested in their EMF, one can expect the NAV to rise further.

2.5 seems likely before month end

That's not how it works.

For instance, all my Equity trade is via cowrywise app.

Does that mean because Cardinalstone is getting patronage, we at Cowrywise won't get increased market profit too?

That's not how it works.

All Equities funds in cowrywise and that of CardinalStone follow the same price action of individual stocks on NGX, now you have chosen to protect yourself by buying into Equity which in turn buys into various types of individual stocks likely doing well on the NGX, so if you Equity is gaining, it means the underlying stocks in the Equity basket are gaining. Not the influence of CardinalStone, what CardinalStone does is to analyze with professional experience, tools and metrics to help you pick those stocks and add into your Equity basket.

Now if all goes wrong tomorrow causing a market dip, it still not CardinalStone responsible, it technically the market likely reacting to external factors, influences or unfavorable news. However, it's temporary and you are again protected by the +10-10 policy, so you don't lose much before you pull out of the market.

The reason why most folks are scared to invest in Equity on the MMF Thread is because, they want to sleep better at night and most of them have huge volume of capital in MMF hence the cognitive dissonance.

Cheers, bro. Stay safe, bro.

Beeron:
I'm on the job already sir.

It's fun out here and we hope to beat inflation numbers this year and still keep our capital safe.

Invest in jackets, sweater and headwarmer out there this winter season.

Be safe.

CardinalStone has another equity, which is 18 YTD at the moment; they told me I need 100m to enter. The normal equity we trade is at 7YTD. I wonder why the latter is on 7YTD when they both started.

Beeron:
That's not how it works.

For instance, all my Equity trade is via cowrywise app.

Does that mean because Cardinalstone is getting patronage, we at Cowrywise won't get increased market profit too?

That's not how it works.

All Equities funds in cowrywise and that of CardinalStone follow the same price action of individual stocks on NGX, now you have chosen to protect yourself by buying into Equity which in turn buys into various types of individual stocks likely doing well on the NGX, so if you Equity is gaining, it means the underlying stocks in the Equity basket are gaining. Not the influence of CardinalStone, what CardinalStone does is to analyze with professional experience, tools and metrics to help you pick those stocks and add into your Equity basket.

Now if all goes wrong tomorrow causing a market dip, it still not CardinalStone responsible, it technically the market likely reacting to external factors, influences or unfavorable news. However, it's temporary and you are again protected by the +10-10 policy, so you don't lose much before you pull out of the market.

The reason why most folks is scared on the MMF is because, they want to sleep better at night and most of them have huge volume of capital in MMF hence the cognitive dissonance.

EquityM:
CardinalStone has another equity, which is 18 YTD at the moment; they told me I need 100m to enter. The normal equity we trade is at 7YTD. I wonder why the latter is on 7YTD when they both started.

I don't know about the underlying asset but i am sure it wouldn't be invested in only Equity. And I'm positive that they will be heavily invested in corporate bond, government bond and OMO through banks.

Beeron:
That's not how it works.

For instance, all my Equity trade is via cowrywise app.

Does that mean because Cardinalstone is getting patronage, we at Cowrywise won't get increased market profit too?

That's not how it works.

All Equities funds in cowrywise and that of CardinalStone follow the same price action of individual stocks on NGX, now you have chosen to protect yourself by buying into Equity which in turn buys into various types of individual stocks likely doing well on the NGX, so if you Equity is gaining, it means the underlying stocks in the Equity basket are gaining. Not the influence of CardinalStone, what CardinalStone does is to analyze with professional experience, tools and metrics to help you pick those stocks and add into your Equity basket.

Now if all goes wrong tomorrow causing a market dip, it still not CardinalStone responsible, it technically the market likely reacting to external factors, influences or unfavorable news. However, it's temporary and you are again protected by the +10-10 policy, so you don't lose much before you pull out of the market.

The reason why most folks are scared to invest in Equity on the MMF Thread is because, they want to sleep better at night and most of them have huge volume of capital in MMF hence the cognitive dissonance.

Interesting. So it's worthy to note that CardinalStone isn't the driver of their NAV price

Another question. Will EMF investors enjoy dividends of underlying stocks in proportion to their units owned when declared? Are there also any conditions that might make one qualified or not??

They do declare a dividend; your current units will determine how much you will get. The one attached is for last year.

welzyj2:
Interesting. So it's worthy to note that CardinalStone isn't the driver of their NAV price

Another question. Will EMF investors enjoy dividends of underlying stocks in proportion to their units owned when declared? Are there also any conditions that might make one qualified or not??

EquityM:
They do declare a dividend; your current units will determine how much you will get. The one attached is for last year.

Oh..it's determined by the fund not the individual stocks.

Chances are high there would always be a dividend since most of the stocks on their portfolio will declare dividends

Yes, if the stocks in their portfolio pay out a dividend, they will surely distribute it. We will surely get it; they just invested 1billion naira in new stocks this January.

welzyj2:
Oh..it's determined by the fund not the individual stocks.

Chances are high there would always be a dividend since most of the stocks on their portfolio will declare dividends

welzyj2:
Interesting. So it's worthy to note that CardinalStone isn't the driver of their NAV price

Another question. Will EMF investors enjoy dividends of underlying stocks in proportion to their units owned when declared? Are there also any conditions that might make one qualified or not??

Yes, you get paid Dividend but you get the dividend in either of these 2 ways depending on the Equity fund you investing with.


1 - When the individual stocks earns dividends, your Equity fund manager collects all and add the earned dividend back into the Equity fund, what then happens is: your fund NAV (price per unit) increases, meaning your investment value goes up.

You didn’t get cash, But your investment is now worth more


2- Some Equity fund manager pay out dividends in accordance to the Unit you holding in the Equity, they pay at the end of the year.

Beeron:
That's not how it works.

For instance, all my Equity trade is via cowrywise app.

Does that mean because Cardinalstone is getting patronage, we at Cowrywise won't get increased market profit too?

That's not how it works.

All Equities funds in cowrywise and that of CardinalStone follow the same price action of individual stocks on NGX, now you have chosen to protect yourself by buying into Equity which in turn buys into various types of individual stocks likely doing well on the NGX, so if you Equity is gaining, it means the underlying stocks in the Equity basket are gaining. Not the influence of CardinalStone, what CardinalStone does is to analyze with professional experience, tools and metrics to help you pick those stocks and add into your Equity basket.

Now if all goes wrong tomorrow causing a market dip, it still not CardinalStone responsible, it technically the market likely reacting to external factors, influences or unfavorable news. However, it's temporary and you are again protected by the +10-10 policy, so you don't lose much before you pull out of the market.

The reason why most folks are scared to invest in Equity on the MMF Thread is because, they want to sleep better at night and most of them have huge volume of capital in MMF hence the cognitive dissonance.

Do you have experience or knowledge on Cowrywise Premium tier - Bloom?

Crossblueart:
Do you have experience or knowledge on Cowrywise Premium tier - Bloom?

Simply means, you investing a certain amount of money across all your investment via cowrywise.
Bloom is 10 million and above.
Bud is less than 5 million

EquityM:
If this market continues like this until the NGX closes for the day, we will all be happy tonight.

Is this interface on cardinal stone app?

EquityM:
I just started three months ago; I'm still learning and getting new information on equity daily. How is your experience with the equity trading? Does it pay better than investing in individual stocks?

From my experience, individual stock will give you greater gain/loss than equity within a period. The gain or loss now depends on what you invested in. Remember: equity is more like an average of the portfolio (stocks in it).
I use it as my conservative base, while individual stocks are my aggressive side for capital appreciation and dividend play.

Cowrywise.

Allboiz:
Is this interface on cardinal stone app?

With what I am seeing, MMF will go lower soon. I might invest more in bonds to replace my MMFs.

Beeron:
Yes, you get paid Dividend but you get the dividend in either of these 2 ways depending on the Equity fund you investing with.


1 - When the individual stocks earns dividends, your Equity fund manager collects all and add the earned dividend back into the Equity fund, what then happens is: your fund NAV (price per unit) increases, meaning your investment value goes up.

You didn’t get cash, But your investment is now worth more


2- Some Equity fund manager pay out dividends in accordance to the Unit you holding in the Equity, they pay at the end of the year.

Stock trading requires a lot of skills and patience. I will stick to equity for now. Getting a dividend from the registrar is a pain in the ass, including NIBSS.

Care4:
From my experience, individual stock will give you greater gain/loss than equity within a period. The gain or loss now depends on what you invested in. Remember: equity is more like an average of the portfolio (stocks in it).
I use it as my conservative base, while individual stocks are my aggressive side for capital appreciation and dividend play.

I registered through the app ,how do I fund my account .

Go to the app, search for "invest," click on "mutual funds," find "equity fund," and click "subscribe."

Saybal:
I registered through the app ,how do I fund my account .

Expect to make some money tonight if the market stays this way. As I mentioned earlier, I don't make any money on Wednesdays..

EquityM:
With what I am seeing, MMF will go lower soon. I might invest more in bonds to replace my MMFs.

As regards MMF rates going down. No one knows until February when MPC meeting will hold. And my guess is MPC won't cut rate due to December high liquidity spending still in circulation.

So MMF should still be hovering around 14%-19%

Yeah, while it's smart to invest in bond, it wouldn't be strategic to drain all of your MMF investment.

Just diversify to earn from everywhere.

The reason is, the economy moves in a kind of up and down circle with interest rate and stock market, so position yourself everywhere to earn every nickel and dime.

EquityM:
Expect to make some money tonight if the market stays this way. As I mentioned earlier, I don't make any money on Wednesdays..

Kindly share link to this your report.

Hello, I think its now 500m self. See the CS Alpha app screenshot

EquityM:
CardinalStone has another equity, which is 18 YTD at the moment; they told me I need 100m to enter. The normal equity we trade is at 7YTD. I wonder why the latter is on 7YTD when they both started.

EquityM:
With what I am seeing, MMF will go lower soon. I might invest more in bonds to replace my MMFs.

Bonds over mmf...im not sure if the returns will be a lot if mmf drops.

I'm actually looking to move from mmf to balanced funds. Cardinalatone balanced funds is cheaper than stanbic balanced fund.

If anyone has an idea pls share on balanced funds

There are 2 equities in the app; the one you see now is the one I'm currently trading. It starts with 5k.

mikeayus:
Hello, are you referring to this same equity fund? This is a screenshot of what I see on the CS Alpha app, though. When did they tell you the minimum entry is 100m?

Balanced funds have some equity and bonds; if equities drop, it might affect the balanced fund. However, give it a try.I'm currently using Quantum Zenith for my balanced fund.

welzyj2:
Bonds over mmf...im not sure if the returns will be a lot if mmf drops.

I'm actually looking to move from mmf to balanced funds. Cardinalatone balanced funds is cheaper than stanbic balanced fund.

If anyone has an idea pls share on balanced funds

okay. I think its now 500k self. See the CS Alpha app screenshot

EquityM:
There are 2 equities in the app; the one you see now is the one I'm currently trading. It starts with 5k.

9

welzyj2:
Bonds over mmf...im not sure if the returns will be a lot if mmf drops.

I'm actually looking to move from mmf to balanced funds. Cardinalatone balanced funds is cheaper than stanbic balanced fund.

If anyone has an idea pls share on balanced funds

Do you know Balanced Fund is another word for Equity?

Some Equity isn't all stocks. Stocks makes up 70% and and Fixed deposits or money market makes up the remaining 30%.

That's why when there is a fall in the stock market, Equity don't fall so deep.


However there are balanced fund that don't include stocks, shop around on cowrywise, you will see them.

That flexibility to see everything is why I am using cowrywise app.

That one is turbo; I will ask them again in the future. It does like 100YTD every year.

mikeayus:
okay. I think its now 500k self. See the CS Alpha app screenshot
9

wawuu....e choke

EquityM:
That one is turbo; I will ask them again in the future. It does like 100YTD every year.