₦airaland Forum

leksite120:
That's great.
You will still need to start as an apprentice to scale faster.

Since you have an experience back home, it'll be easier to get into apprenticeship.

Thank you.

Hi all,

Has anybody done a supervisa for parents recently? What is the process like, and what should I be mindful of?

Thank you

Hi. What is the best recognized supply chain certification in Canada, and then globally.

Thanks

delenet:
You’re 100% spot on about the tax deferral and income splitting. That's coming from the right 'business DNA' for this environment. Most people just see the gross income; they don't see the net-wealth benefits of the structures you just mentioned.

I’m all for group learning my brother! To your point about investing via the business: in Canada, the 'Passive Income' tax rules changed recently. If your corporation earns too much from investments, it can actually reduce your access to the Small Business Deduction. That is a trap many newcomers fall into.

However, as much as I’d love to 'build in public' here, I’ve learned that a blueprint is useless without the context. Discussing a specific business model without knowing a person's financial goals, time, and long-term residency plans here is how people get bad advice.

I prefer to treat business with the same privacy as a 'likita' treats a patient. The 'medicine' for one person might be 'poison' for another.

If you want to dive into the numbers and the system I run, I'd rather take it to the DMs. Otherwise, keep those tax-efficiency points in mind, they are the secret to moving from 'surviving' to 'thriving' in Canada!

To each his own finally. Most of all I know about finance today was learned online via conversations with/by others. Personal DMs are almost always a red flag. The good thing about open conversations is that folks could chip in and advice challenged. Perosnliased advise could always be sought from a finicial advisor.

Regarding passive investments- many open a seperate Holding company for investment purposes. From my knowledge in the UK, investing directly via ones trading co can raise questions especially if profits from investments are huge or exceed that from trading

maternal:
Hello, sure.

The lack of union representation when it comes to discipline. Job security with longevity. The benefits and retirement package can't be compared. A higher level of fairness and transparency when it comes to promotion. I would never work in the private sector again.

Thank you so much

TRIPLEGATE:
I live is Saskatchewan, Jobs are available with proper guidance
I also help new migrant find accomodation where they want to live. I have links with big house cooperatives.

hi,

as per the accommodation, please send me an email kanaekie@gmail.com let us relate. or you can drop yours so i will send you an email,and we connect from there

jedisco:
BTW, I wonder what peoples thoughts are about trumps recent shenanigans with Europe.
Should they bend over and let Trump do as he likes as some had advised Carney and Canadians to do?

There is no pleasing a bully

Europe! The 'old world' that subjugated almost every human in the days of yore! Pillaging everything in its path and claiming it in the name of royalty! Enough said.

Never please a bully, bid your time, some will say stoop if you must, then go all in with everything.
I am not sold on Carney's speech because he showed his hand too much. Remember this is not just any bully but the most powerful one. And it seem Carney has realized it, hence, his refusal ( and his ministers) to comment about Trump's recent threat which was as a result of the speech.

Preliminary skirmishes should not be fought with major artillery. Subterfuge with a slice of flattery should have been key at this point while Carney bids his time. But he is the PM, so he knows best. The US midterms are coming, that is when Trump's report card will be out. Politics may seem international but it is almost always local.

leksite120:
If you don't mind getting into trade, go to a trade school and start a trade career as an electrician, pipefitter or others.
You can not go wrong on trade, it is financially rewarding, long-term advantage and easy to be independent in the future.

Not saying white collar isn't okay, but if you don't want to waste and gamble your time,, just go for the one that's sure.

Start as an apprentice, you'll get paid even during your apprenticeship. And after your apprenticeship, sky is the limit.

Under-rated. We don't talk about this as often as we should.

Judasiscarriot:
ok, i believe your services are not free. Please what is the service charge ? inbetween, i sent you a message ?

Is free, I only get referrals bonus

jedisco:
To each his own finally. Most of all I know about finance today was learned online via conversations with/by others. Personal DMs are almost always a red flag. The good thing about open conversations is that folks could chip in and advice challenged. Perosnliased advise could always be sought from a finicial advisor.

Regarding passive investments- many open a seperate Holding company for investment purposes. From my knowledge in the UK, investing directly via ones trading co can raise questions especially if profits from investments are huge or exceed that from trading

Fair point. Open sharing is great for general awareness, which I’ve been doing here and will continue to do. Also part of the reason I brought up the $50k passive income rule which is a specific Canadian hurdle many miss.

Just a quick heads-up on the HoldCo idea: unlike the UK or other jurisdictions, in Canada, if you own both the operating and holding companies, they are usually considered 'associated' by the CRA. This means they are legally required to share that $50k passive income threshold and the $500k Small Business Deduction. A HoldCo doesn't actually 'reset' the clock on that tax grind-down here; oga CRA sees the whole group as one.

I totally agree that personalized advice should come from a qualified professional—that’s exactly why I’m cautious about giving specific blueprints in a general chat.

I’ll leave it there for now, but definitely happy to pitch in on more of these high-level deep dives to help and educate the community as much as possible.

It's only fair that you get paid for your knowledge. No issues with that. What are your rates like? What's the scope of your consultation? What does one get consulting with you?

delenet:
Fair point. Open sharing is great for general awareness, which I’ve been doing here and will continue to do. Also part of the reason I brought up the $50k passive income rule which is a specific Canadian hurdle many miss.

Just a quick heads-up on the HoldCo idea: unlike the UK or other jurisdictions, in Canada, if you own both the operating and holding companies, they are usually considered 'associated' by the CRA. This means they are legally required to share that $50k passive income threshold and the $500k Small Business Deduction. A HoldCo doesn't actually 'reset' the clock on that tax grind-down here; oga CRA sees the whole group as one.

I totally agree that personalized advice should come from a qualified professional—that’s exactly why I’m cautious about giving specific blueprints in a general chat.

I’ll leave it there for now, but definitely happy to pitch in on more of these high-level deep dives to help and educate the community as much as possible.

tobe1997:
Hi all,

Has anybody done a supervisa for parents recently? What is the process like, and what should I be mindful of?

Thank you

Hi! You're looking at the right option because, as of this January 2026, the PGP (Permanent Residence) path is paused for new intakes. The Super Visa is your best bet for a long-term stay (up to 5 years at a time).
A few things to be mindful of right now:

• The Income Threshold (LICO): This is the biggest hurdle IMO. Make sure your 2025 Notice of Assessment (NOA) meets the minimum income for your total family size (including the parents you are inviting). IRCC is very strict on this right now.

• Medical Insurance: You must have a policy from a Canadian provider (minimum $100k coverage) paid in full for at least one year. Tip: Look for policies that offer monthly payment plans or full refunds just in case of story that touch (visa denied), it saves you from locking up a few thousand dollars upfront.

• The 'Home Ties' Clause: Even though it’s a Super Visa, you sha still have to prove they intend to leave. Include evidence of their properties, pension, or family commitments back home.

It’s a straightforward process if your documentation is clean. Good luck!

delenet:
You’re 100% spot on about the tax deferral and income splitting. That's coming from the right 'business DNA' for this environment. Most people just see the gross income; they don't see the net-wealth benefits of the structures you just mentioned.

I’m all for group learning my brother! To your point about investing via the business: in Canada, the 'Passive Income' tax rules changed recently. If your corporation earns too much from investments, it can actually reduce your access to the Small Business Deduction. That is a trap many newcomers fall into.

However, as much as I’d love to 'build in public' here, I’ve learned that a blueprint is useless without the context. Discussing a specific business model without knowing a person's financial goals, time, and long-term residency plans here is how people get bad advice.

I prefer to treat business with the same privacy as a 'likita' treats a patient. The 'medicine' for one person might be 'poison' for another.

If you want to dive into the numbers and the system I run, I'd rather take it to the DMs. Otherwise, keep those tax-efficiency points in mind, they are the secret to moving from 'surviving' to 'thriving' in Canada!

I sent you a pm… would like to know more

ferfer:
Europe! The 'old world' that subjugated almost every human in the days of yore! Pillaging everything in its path and claiming it in the name of royalty! Enough said.

Never please a bully, bid your time, some will say stoop if you must, then go all in with everything.
I am not sold on Carney's speech because he showed his hand too much. Remember this is not just any bully but the most powerful one. And it seem Carney has realized it, hence, his refusal ( and his ministers) to comment about Trump's recent threat which was as a result of the speech.

Preliminary skirmishes should not be fought with major artillery. Subterfuge with a slice of flattery should have been key at this point while Carney bids his time. But he is the PM, so he knows best. The US midterms are coming, that is when Trump's report card will be out. Politics may seem international but it is almost always local.

I think his speech was well calculated. He's responded to Trumps criticisms especially in light of CUSMA negotiations which are due soon. How long would one stoop while Trump grovels?
Russia and China have shown that Trump only respects strength. Europe and the UK have realised that too.

Canada has it's own peculiarities but bending over to Trump at each turn would be disastrous. Now they're gunning for Alberta - pleading and begging only means they'd come for more.

delenet:
Fair point. Open sharing is great for general awareness, which I’ve been doing here and will continue to do. Also part of the reason I brought up the $50k passive income rule which is a specific Canadian hurdle many miss.

Just a quick heads-up on the HoldCo idea: unlike the UK or other jurisdictions, in Canada, if you own both the operating and holding companies, they are usually considered 'associated' by the CRA. This means they are legally required to share that $50k passive income threshold and the $500k Small Business Deduction. A HoldCo doesn't actually 'reset' the clock on that tax grind-down here; oga CRA sees the whole group as one.

I totally agree that personalized advice should come from a qualified professional—that’s exactly why I’m cautious about giving specific blueprints in a general chat.

I’ll leave it there for now, but definitely happy to pitch in on more of these high-level deep dives to help and educate the community as much as possible.

You made some good points. However, communities grow by dissipating information not hoarding it.

Hi

Please, for the recently landed, can i bring in tomato paste ? is rice ?? rice is an oyibo food, is it cheap there, considering weight? is it better i buy in nigeria or buy in sask?

Judasiscarriot:
Hi

Please, for the recently landed, can i bring in tomato paste ? is rice ?? rice is an oyibo food, is it cheap there, considering weight? is it better i buy in nigeria or buy in sask?

People export rice from here to sell in naija
Same with tomato paste

Has anyone recently attended a us visa interview on a PR status in Canada? does trump tourist visa ban on Nigerian national apply to us who have visa appointment in Canada?

Does anyone know if Nigerian’s driving extract is considered here and how do I get it?

Anyone going to Vancouver? UCW this spring?

Does anyone do any investment (stock, bonds, ETFs ) that yields 12% p.a. Low risk?

Luckybelt:
Does anyone do any investment (stock, bonds, ETFs ) that yields 12% p.a. Low risk?

Go straight woth ETFs... relaxed mind.

You can pkay with single stocks once in a while

AirBay:
Go straight woth ETFs... relaxed mind.

You can pkay with single stocks once in a while

Please is 25$/hrs good enough for a new immigrant?

Thazard:
Please is 25$/hrs good enough for a new immigrant?

Why not? $15/hr na good thing sef. The new immigrant will build from that point.

AirBay:
Go straight woth ETFs... relaxed mind.

You can pkay with single stocks once in a while

How can I buy on my own without going through 3rd party. Not sure of what these guys are doing for me.