Equity Investment. - Investment (42)

Equity Investment. - Investment (42) - Nairaland

Nairaland Forum › Nairaland General › Investment › Equity Investment. (126749 Views)

Poll: If you had 100 million naira, which one would you invest it in??

Equity/Stock. 22% (2 votes)

MMF. 55% (5 votes)

Fixed Income Fund. 11% (1 vote)

Treasury Bill/ Commercial papers. 11% (1 vote)

This poll has ended

1 2 3 ... 39 40 41 42 43 44 45 ... 196 Reply (Go Down)

Re: Equity Investment. by Nobody: 1:15pm On Feb 11

Yes, I think she should put like 120k in a balanced fund and 80k in equity. If red comes, she might not handle it well. Anyway, Mama Equity wan fire..

Jayce242:
Me I for suggest u put the 200k in cardinal balanced fund. From the screenshot a member posted above, it is almost at par with equity & far more profitable than mmf. Let it not be all are in equity since u are already in afrinvest equity & also proposing to join zrosk equity soonest, it is also good to spread tents. It is just a suggestion oh

1 Like

Re: Equity Investment. by Uberchic1: 1:24pm On Feb 11

Jayce242:
I never knew balanced fund could earn this much. Or is it for only cardinal stone? I use to view balanced fund like mmf, but this return I'm seeing here of 2.28% is almost at par with equity.

Not only cardinal stone. But also not all balanced funds. Arm halal balanced and then CD are the highest balanced funds ytd, even beating some equity funds.

1 Like 1 Share

Re: Equity Investment. by Arizona86: 1:54pm On Feb 11

Absolutely 💯

Ensol:
Was that with about 10m in the stanbic equity?

Re: Equity Investment. by Jayce242: 2:03pm On Feb 11

LoriHamo:
I like different fund managers o o

Bulk of my funds are in MMF and Tbills

These are growth funds...

I might throw in 100k in balance but 200k goes to equity...

July far o o

Hahahaha

You are good to go be that
Anyone that have bulk money in mmf will really be eager to try other type of mutual funds, because MMF growth is really slow. Me I no even get anything for mmf again sef

2 Likes

Re: Equity Investment. by Uberchic1: 2:13pm On Feb 11

LoriHamo:
That Paramount is through Investnaija right?

I deleted the app....I tried funding and all payment options were unavailable except through Paystack and they charge over 1k to fund account

Mtcheeeeew

Yes, paramount is investnaija. It's card payment that is 2k. Transfer is usually N50 only. That's the method I use. Their app is nowhere as good as CD though.

Re: Equity Investment. by LoriHamo: 2:56pm On Feb 11

I intend to leave it for long term....I have learnt that no matter what....equity mostly recovers with TIME....

EquityM:
Yes, I think she should put like 120k in a balanced fund and 80k in equity. If red comes, she might not handle it well. Anyway, Mama Equity wan fire..

1 Like

Re: Equity Investment. by LoriHamo: 3:05pm On Feb 11

Chief abeg....what is the account number for CD equity.....I don't understand what I am seeing o o

9PSB as bank

Even JAMB enter for the account name...

Abasi mbok

The problem is from OPAY..

Let me use GTBank

EquityM:
Yes, I think she should put like 120k in a balanced fund and 80k in equity. If red comes, she might not handle it well. Anyway, Mama Equity wan fire..

Re: Equity Investment. by Niiade(m): 3:07pm On Feb 11

EquityM:
My Zenith balanced fund is also doing well at the moment. It is way better than MMF; however, it is a mixture of stocks and bonds.

Is that with zenith bank?

Re: Equity Investment. by Nobody: 3:09pm On Feb 11

Yes.

Niiade:
Is that with zenith bank?

1 Like

Re: Equity Investment. by Nobody: 3:10pm On Feb 11

Use their Paystack account details. It will automatically pop up when you choose the transfer option.

LoriHamo:
Chief abeg....what is the account number for CD equity.....I don't understand what I am seeing o o

9PSB as bank

Even JAMB enter for the account name...

Abasi mbok

The problem is from OPAY..

Let me use GTBank

1 Like

Re: Equity Investment. by Nobody: 3:13pm On Feb 11

Zrosk will gain a lot tonight; CD may do the same.

Re: Equity Investment. by Uberchic1: 3:14pm On Feb 11

Is anyone doing GT equity fund by gtco? Can't find their ytd anywhere even in the app smh. But I'm seeing they did 80% last year as at Dec 24. Their customer service is also shit.

Re: Equity Investment. by Niiade(m): 3:18pm On Feb 11

Uberchic1:
Is anyone doing GT equity fund by gtco? Can't find their ytd anywhere even in the app smh. But I'm seeing they did 80% last year as at Dec 24. Their customer service is also shit.

as requested, but i don't see percentage changes

Re: Equity Investment. by Uberchic1: 3:25pm On Feb 11

Niiade:
as requested, but i don't see percentage changes

Thank you. This all I see too on the web app. They really don't have their % ytd anywhere. I'll do 5k subscription and see if it will show tomorrow.

1 Like

Re: Equity Investment. by Uberchic1: 3:31pm On Feb 11

EquityM:
Zrosk will gain a lot tonight; CD may do the same.

Where do you see this asi update? Pls share the link 🙏🏾

Re: Equity Investment. by Nobody: 3:36pm On Feb 11

Here, bro.

https://cowrywise.com/stocks/market-summary

Uberchic1:
Where do you see this asi update? Pls share the link 🙏🏾

1 Like

Re: Equity Investment. by Uberchic1: 3:43pm On Feb 11

EquityM:
Here, bro.

https://cowrywise.com/stocks/market-summary

Bless you!

1 Like

Re: Equity Investment. by Ensol(f): 4:32pm On Feb 11

Uberchic1:
Is anyone doing GT equity fund by gtco? Can't find their ytd anywhere even in the app smh. But I'm seeing they did 80% last year as at Dec 24. Their customer service is also shit.

To be sincere they are not transparent, I have to hunt down my account officer for information. The app is the cheapest have seen.

Re: Equity Investment. by Ensol(f): 4:35pm On Feb 11

Niiade:
as requested, but i don't see percentage changes

They don't show it on the app https://gtfundmanagers.com/ the account officers to me are not that helpful

Re: Equity Investment. by Alaska90(m): 5:31pm On Feb 11

EquityM:
CSOF is my goal.

Where can I see all these cardinal products? Do I need to download their apps or what?

Re: Equity Investment. by LoriHamo: 5:34pm On Feb 11

I am actually doing their mmf, equity and balanced fund...but it's with my daughters money....my daughter is only 8 years and not rich o

I started on January 22nd

Mmf .....110k.....1108 interest
Equity .....50k......3159 int
Balance..50K...2050 int

Make of this info anything you want, I don't know their rates....I only ask at the bank

Make nobody laugh my pikin o o.....na small girl

Uberchic1:
Is anyone doing GT equity fund by gtco? Can't find their ytd anywhere even in the app smh. But I'm seeing they did 80% last year as at Dec 24. Their customer service is also shit.

5 Likes 1 Share

Re: Equity Investment. by Beeron: 7:16pm On Feb 11*

LoriHamo:
Chief abeg....what is the account number for CD equity.....I don't understand what I am seeing o o

9PSB as bank

Even JAMB enter for the account name...

Abasi mbok

The problem is from OPAY..

Let me use GTBank

Mama, I study the way you write, you will likely be a jovial person in real life.

You always add a touch of humor in everything you try to get across, what a pure heart.

Well done and happy investing, Abasi mi mbok

3 Likes

Re: Equity Investment. by Beeron: 7:20pm On Feb 11

LoriHamo:
Exactly

I have removed my money in trustbanc mmf to Afrinvest Equity...

I want go fidelity now and move 200k to cardinal equity.....these are funds I can play with.....

Mmf is childs play..... though I am waiting for my TBills to mature in Late July....Zrosk here I come

please in as much as Equity investment is sweet now. Don't put all your eggs in one basket.

The economy moves in seesaw pattern with MMF VS Equity/Bond, so it will be smart to plant your seed everywhere.

Don't uproot from one completely to plant in a new one rather plant everywhere, in due time, you will enjoy the dividend/fruit from all investment.

3 Likes

Re: Equity Investment. by Nobody: 7:41pm On Feb 11

Yes, download the app or visit the website below.

https://mobile-web.cardinalstone.com/cs-alpha/dashboard

Alaska90:
Where can I see all these cardinal products? Do I need to download their apps or what?

Re: Equity Investment. by LoriHamo: 8:20pm On Feb 11

Okay boss.....I want a little growth prospect....

Like 20% of ALL my funds to be in equity and dance with the seasons.....

I am NOT leaving mmf entirely..... imagine 2k on top 5M every day.....na savings account pro-max be that o o o

Hahahahaha.....

All these money I have invested is just around 600k....the gtbank own is my daughter's ( she has like more than 10 years to let the funds weather the storms)....

I intend removing 1M from the 5M in mmf to try Stanbic equity and Imaan funds....

What do you think boss?

Please note that I have NO immediate need for the money for now and even in more than 2 years time

Thanks for your concerns....it's well appreciated.....

Beeron:
please in as much as Equity investment is sweet now. Don't put all your eggs in one basket.

The economy moves in seesaw pattern with MMF VS Equity/Bond, so it will be smart to plant your seed everywhere.

Don't uproot from one completely to plant in a new one rather plant everywhere, in due time, you will enjoy the dividend/fruit from all investment.

2 Likes

Re: Equity Investment. by Niiade(m): 8:40pm On Feb 11

Ensol:
They don't show it on the app https://gtfundmanagers.com/ the account officers to me are not that helpful

i dont bother when it comes to account officers and customer care of gtb thats a waste of time, just that my connects in GTB have all moved away from GTB and i dont have any my access anymore.

Re: Equity Investment. by Beeron: 8:41pm On Feb 11

LoriHamo:
Okay boss.....I want a little growth prospect....

Like 20% of ALL my funds to be in equity and dance with the seasons.....

I am NOT leaving mmf entirely..... imagine 2k on top 5M every day.....na savings account pro-max be that o o o

Hahahahaha.....

All these money I have invested is just around 600k....the gtbank own is my daughter's ( she has like more than 10 years to let the funds weather the storms)....

I intend removing 1M from the 5M in mmf to try Stanbic equity and Imaan funds....

What do you think boss?

Please note that I have NO immediate need for the money for now and even in more than 2 years time

Thanks for your concerns....it's well appreciated.....

I really don't have a clear picture of your daughter's fund but let's go with the 5 million plus 10 years duration.

How would I invest that 5 million?

2 million goes to MMF (To compound over time regardless of rate + emergency fund)

2 Million goes to Equity fund (sure growth in that 10years)

1 million goes to Bond heavy investment like Afrivest NIDF via cowrywise or invest with Afrivest directly.

With this structure — Imagine the returns after 10 years.

Keep in mind, this will be a different setup if we not investing for 10 years duration. My assumption for this set up is based on the fact that you investing 5 million for your daughter for 10 years.

2 Likes

Re: Equity Investment. by Niiade(m): 8:41pm On Feb 11

LoriHamo:
I am actually doing their mmf, equity and balanced fund...but it's with my daughters money....my daughter is only 8 years and not rich o

I started on January 22nd

Mmf .....110k.....1108 interest
Equity .....50k......3159 int
Balance..50K...2050 int

Make of this info anything you want, I don't know their rates....I only ask at the bank

Make nobody laugh my pikin o o.....na small girl

Madam thats a rich small girl madam, she is richer than all my kids combined lol

Re: Equity Investment. by Niiade(m): 8:48pm On Feb 11

LoriHamo:
Okay boss.....I want a little growth prospect....

Like 20% of ALL my funds to be in equity and dance with the seasons.....

I am NOT leaving mmf entirely..... imagine 2k on top 5M every day.....na savings account pro-max be that o o o

Hahahahaha.....

All these money I have invested is just around 600k....the gtbank own is my daughter's ( she has like more than 10 years to let the funds weather the storms)....

I intend removing 1M from the 5M in mmf to try Stanbic equity and Imaan funds....

What do you think boss?

Please note that I have NO immediate need for the money for now and even in more than 2 years time

Thanks for your concerns....it's well appreciated.....

I’m not sure if you want my advice, but depending on your investment style, conservative, balanced, or aggressive. I’d assume you’re more on the balanced side. In that case, you could consider adding new funds gradually into equities and balanced funds only and stop investing into your MMF.

Since prices are going up (and can also come down), there’s no need to rush a large amount of capital into the trend. Instead, invest enough to take advantage of market swings without overexposing yourself.

Rather than liquidating 1m from your MMF, you could simply move the monthly interest into the equity market and keep topping up gradually.

I know this is unsolicited advice, so abeg no vex for your boy. Thanks.

3 Likes

Re: Equity Investment. by ezegold4we: 12:45am On Feb 12

Like i said yesterday that the balanced fund is like a hidden gem lot's of investor's are yet to discover,

I will as well update the group on the performance of the equity fund and the balanced fund with screenshot,

The Equity fund with #1,013,000 invested did 0.72% , that's a return of #7,438 as displayed on the screenshot, while the

Balanced fund with #1,008,000 invested did 0.94% thats a return of ₦9,711 as displayed on the screenshot,

Then the fixed income alpha fund with ₦1,008,000 invested ,same amount as balanced fund did only 0.07%, that's a return of ₦666, remember we loose ₦5,000 on 10th February from this fund, we are still losing over ₦4,000 from this particular fixed income fund,

Disclaimer, this is not an investment advice, only sharing as part of my contribution to those interested in these kind of money market investments,pls do your due diligence and observe ur risk and loss tolerance before investing.

6 Likes

Re: Equity Investment. by Nobody: 12:51am On Feb 12

The balanced fund has bonds in it, so if bonds make a profit on that day, you will see more profit than the normal equity; however, if the market is really bullish, equity pays more. Nevertheless, it's wise to do both for a balanced portfolio.

ezegold4we:
Like i said yesterday that the balanced fund is like a hidden gem lot's of investor's are yet to discover,

I will as well update the group on the performance of the equity fund and the balanced fund with screenshot,

The Equity fund with #1,013,000 invested did 0.72% , that's a return of #7,438 as displayed on the screenshot, while the

Balanced fund with #1,008,000 invested did 0.94% thats a return of ₦9,711 as displayed on the screenshot,

Then the fixed income alpha fund with ₦1,008,000 invested ,same amount as balanced fund did only 0.07%, that's a return of ₦666, remember we loose ₦5,000 on 10th February from this fund, we are still losing over ₦4,000 from this particular fixed income fund,

Disclaimer, this is not an investment advice, only sharing as part of my contribution to those interested in these kind of money market investments,pls do your due diligence and observe ur risk and loss tolerance before investing.

1 Like

Re: Equity Investment. by ezegold4we: 1:12am On Feb 12

Yes Boss, we are on same page, Diversification should be like a memory passcode in the heart of every investor,with such plan, there's no how the entire market flow will be against your portfolio.

EquityM:
The balanced fund has bonds in it, so if bonds make a profit on that day, you will see more profit than the normal equity; however, if the market is really bullish, equity pays more. Nevertheless, it's wise to do both for a balanced portfolio.

2 Likes

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