₦airaland Forum

I'm also into the Zenith balanced fund, and the gains have been skyrocketing so far.

ezegold4we:
Yes Boss, we are on same page, Diversification should be like a memory passcode in the heart of every investor,with such plan, there's no how the entire market flow will be against your portfolio.

ezegold4we:
Yes Boss, we are on same page, Diversification should be like a memory passcode in the heart of every investor,with such plan, there's no how the entire market flow will be against your portfolio.

Do these balanced funds also come with red days like that of the fixed income fund

Anything involving "NAV" will always come with red. Red is good, as it makes the market interesting and more bullish. No matter how high the daily interest rate and amount invested in MMF, it can never beat one bullish month of equity fund. Finally, balanced funds, fixed income funds, and equity are all for the long term, like 1-5 years.

IamtheDef:
Do these balanced funds also come with red days like that of the fixed income fund?

EquityM:
Anything involving "NAV" will always come with red. Red is good, as it makes the market interesting and more bullish. No matter how high the daily interest rate and amount invested in MMF, it can never beat one bullish month of equity fund. Finally, balanced funds, fixed income funds, and equity are all for the long term, like 1-5 years.

Oh ok thank you. So looked like we weren't favorably disposed to balanced funds initially, i remember you and Beeron even advised against them in the early days of the thread. Can i ask what changed?

I didn't fund my account well; after topping up, I started seeing gains. Equity funds, in general, require a reasonable amount of cash to see results.

IamtheDef:
Oh, ok, thank you. So looked like we weren't favorably disposed to balanced funds initially, i remember you and Beeron even advised against them in the early days of the thread. Can i ask what changed?

IamtheDef:
Oh ok thank you. So looked like we weren't favorably disposed to balanced funds initially, i remember you and Beeron even advised against them in the early days of the thread. Can i ask what changed?

what changed is; everybody is a good trader/investor during the bull season, every trade is a sweet trade during the bull season, every market conviction/prediction is right in the bull season well until reality hit during the bear season.

How are you doing, bro? I'm enjoying the bullish season now.

Beeron:
what changed is; everybody is a good trader/investor during the bull season, every trade is a sweet trade during the bull season, every market conviction/prediction is right in the bull season well until reality hit during the bear season.

Niiade:
I’m not sure if you want my advice, but depending on your investment style, conservative, balanced, or aggressive. I’d assume you’re more on the balanced side. In that case, you could consider adding new funds gradually into equities and balanced funds only and stop investing into your MMF.

Since prices are going up (and can also come down), there’s no need to rush a large amount of capital into the trend. Instead, invest enough to take advantage of market swings without overexposing yourself.

Rather than liquidating 1m from your MMF, you could simply move the monthly interest into the equity market and keep topping up gradually.

I know this is unsolicited advice, so abeg no vex for your boy. Thanks.

Brilliant suggestion but the only hole i see in this is MMF investment will lose compounding effect power if she does this over time essentially turning MMF to basic savings account when she keeps moving the returns into equity (eventhough she isn't sure of the long term outlook of the stock market), we all speculating here.

In that ten years, MPR might be hiked again, people will move funds from Stocks back to MMF and ASI might dip due to that, will you now suggest she move the money back into MMF (of course that a loss after the dip).

Key point to consider is — Equity is suppose to grow money and MMF is meant to compound money so you will always lose when you rob Peter to pay Paul.

EquityM:
How are you doing, bro? I'm enjoying the bullish season now.

I'm good chief.

Cr ypto is really taking more of my time lately, Now that BT C is bearish, I'm focused on taking advantage of the bear market to buy futures contracts and short most alt coins and milk them dry for profit.

Trust the weather is bearable over there?

Summer is around the corner here; I hope you make good fortune from crypto.

Beeron:
I'm good, chief.

Cr ypto is really taking more of my time lately, Now that BT C is bearish, I'm focused on taking advantage of the bear market to buy futures contracts and short most alt coins and milk them dry for profit.

Trust the weather is bearable over there?

EquityM:
Summer is around the corner here; I hope you make good fortune from crypto.

fortunes lol

Sometimes I win them, sometimes they win me or sometimes we play draw.

I have won this morning round.

This is Equity Pro+.

Beeron:
fortunes lol

Sometimes I win them, sometimes they win me or sometimes we play draw.

I have won this morning round.

EquityM:
This is Equity Pro+.

Na the risk gan gan, na him be the issue.

If it wasn't risky and volatile, I would have taught my strategy on YouTube but Naaa.

Safe investment is what I preach.

Make person no go get high BP because he/she invest money lol

EquityM:
I didn't fund my account well; after topping up, I started seeing gains. Equity funds, in general, require a reasonable amount of cash to see results.

Makes sense, thank you

Beeron:
what changed is; everybody is a good trader/investor during the bull season, every trade is a sweet trade during the bull season, every market conviction/prediction is right in the bull season well until reality hit during the bear season.

Hmmn, words on marble, Respect

Beeron:
Brilliant suggestion but the only hole i see in this is MMF investment will lose compounding effect power if she does this over time essentially turning MMF to basic savings account when she keeps moving the returns into equity (eventhough she isn't sure of the long term outlook of the stock market), we all speculating here.

In that ten years, MPR might be hiked again, people will move funds from Stocks back to MMF and ASI might dip due to that, will you now suggest she move the money back into MMF (of course that a loss after the dip).

Key point to consider is — Equity is suppose to grow money and MMF is meant to compound money so you will always lose when you rob Peter to pay Paul.

Omo you're just giving back to back hits this morning. Good take

Beeron:
fortunes lol

Sometimes I win them, sometimes they win me or sometimes we play draw.

I have won this morning round.

Say, would it be wise to move funds from usdt to any of the instruments in the naija market now seeing as the dollar is steadily declining/ the naira is steadily gaining .

IamtheDef:
Omo you're just giving back to back hits this morning. Good take

lol Good afternoon Chief.

This investment strategy thing ehh is one thing that sometimes bends one imagination.

Sometimes it works like black holes, you will think you know physics and all the laws of physics but when you get to the event horizons of black holes, then you will realize that every laws of physics just stops working. Sometimes investment strategy can be like that.

IamtheDef:
Say, would it be wise to move funds from usdt to any of the instruments in the naija market now seeing as the dollar is steadily declining/ the naira is steadily gaining .

This dollar decline is the reason why Swiss franc is regarded as the world most stable currency to save your money in.

However, the best investment you can make with USD not USDT oooo but USD, is buying dollar mutual funds or Euro bond (if you lucky to get any secondary market on this).

Or convert the dollars to Naira and buy land (fence and and secure it)

Or buy precious metals ETF especially gold etf.

That's why we recommend diversification of one's portfolio, you invest in MMF funds and also into Equity funds in other to maximize profit and control inflation, last year some Equity funds did 40% to 80% return, while MMF's only did 16% to 18%,
But for those that don't have the capacity to see red in their portfolios, your best and only option should be MMF funds investment.

Beeron:
Na the risk gan gan, na him be the issue.

If it wasn't risky and volatile, I would have taught my strategy on YouTube but Naaa.

Safe investment is what I preach.

Make person no go get high BP because he/she invest money lol

Beeron:
Brilliant suggestion but the only hole i see in this is MMF investment will lose compounding effect power if she does this over time essentially turning MMF to basic savings account when she keeps moving the returns into equity (eventhough she isn't sure of the long term outlook of the stock market), we all speculating here.

In that ten years, MPR might be hiked again, people will move funds from Stocks back to MMF and ASI might dip due to that, will you now suggest she move the money back into MMF (of course that a loss after the dip).

Key point to consider is — Equity is suppose to grow money and MMF is meant to compound money so you will always lose when you rob Peter to pay Paul.

You’re spot on with your insight and I completely agree with that sentiment. However, I was thinking more along the lines of her doing it for maybe a year or two, just to gradually build comfort and confidence in equities before she starts channeling more savings back into the Money Market Fund (MMF).

From the accelerated learning I’ve had recently, along with some research and reading, it appears that many of those who consistently outperform in equity investing are individuals who buy small amounts regularly and simply leave the investments untouched over time. That approach seems balanced and practical with steady accumulation without trying to time the market.

That brings me to a key question: If the ₦5 million in the MMF were divided into three equal parts, allocating one-third each to MMF, a Balanced Fund, and an Equity Fund, would that structure potentially produce better overall gains?

GT Equity fund is on fire 🔥 from N10,343,514.87 on Feb 9th to N10,779,257, this week might end with N500k difference. Bullying the market is the game 🎯

Same here, my Zrosk is on fire.

Ensol:
GT Equity fund is on fire 🔥 from N10,343,514.87 on Feb 9th to N10,779,257, this week might end with N500k difference. Bullying the market is the game 🎯

The market was really slow today ASI was 0.25

EquityM:
Same here, my Zrosk is on fire.

It happened due to profit taking; nevertheless, the stocks in the Zrosk portfolio did well, such as Seplat, GTB, and Zenith.

Arizona86:
The market was really slow today; the ASI was 0.25

I'm currently testing the Quantum Zenith ESG fund with 16k in capital, and the returns have been fantastic—they've even surpassed the daily returns of the Zenith balanced fund, where I have 50k+ in capital. I'll see what it has to offer after I try to top it up. (I started on Monday, and the YTD then was at 13%+) New update 22.09

EquityM:
It happened due to profit taking; nevertheless, the stocks in the Zrosk portfolio did well, such as Seplat, GTB, and Zenith.

With the new rule and proposed allocation for Pension firms, what’s do you see happening in the equity space?

It will be a good year, as many stocks will move up rapidly, especially the banking and consumer stocks. There will also be a lot of buying, which will definitely make the market bullish.

Niiade:
With the new rule and proposed allocation for Pension firms, what’s do you see happening in the equity space?

22:09 YTD.

EquityM:
I'm currently testing the Quantum Zenith ESG fund with 16k in capital, and the returns have been fantastic—they've even surpassed the daily returns of the Zenith balanced fund, where I have 50k+ in capital. I'll see what it has to offer after I try to top it up. (I started on Monday, and the YTD then was at 13%+) New update 22.09

If you have some extra cash, port in to the Zenith ESG fund. It is currently at 22.09, currently ahead of Zrosk, CardinalStone, and others.

EquityM:
It will be a good year, as many stocks will move up rapidly, especially the banking and consumer stocks. There will also be a lot of buying, which will definitely make the market bullish.

Zenith ESG is at 22.09 YTD; it's currently ahead of all the equities I know, including Zrosk and CardinalStone. If there is any cash to spare, kindly spare it for the ESG.

EquityM:
Go to your stock trading platform on the app; you will see the number starting with "00." That is your trading number. You don't really need it, as CSCS and CHN are the vital numbers.

I redeemed my mutual fund to my cardinal stone paystack nuban account yesterday. It has showed paid this morning, but the funds has not reflected in my wallet apart from my existing balance. Do u know how long redemption usually take.