₦airaland Forum

Shout out to PalmPay...
Currently the best fintech app. Just amazing using this app

Opay

Palmpay seems to be a the heavy gauge of things ran by a $20 billion company Transsion Coy

You can almost buy most investments like insurance, key into real estate thru smart earn, , mutual funds, have a personalized business account.

I use Opay, it make life very easier during Covid 19 and I am still with them.
Bank wisely

This seems like PR for Palmpay.
Opay is key

Lastpharoah33:
Ogbeni you na detective 😂,

Op fit dey run multiple monikers ba?

You think people like us who have been around here since ages are playing along too? No.
I have Opay which I use to receive money daily, I have Palmpay, Moniepoint, FairMoney, Branch, accion. Opay might be the one with largest capital and customers base, but there are other fintechs who are currently rewarding customers better than Opay and have smoother transacting experience than Opay.
Sometimes, I could get up to 25k from Palmpay free money and as high as 40k from FairMoney, not part of my regular IRate which is still higher than that of Opay

highoctane:
Palmpay seems to be a the heavy gauge of things ran by a $20 billion company Transsion Coy

You can almost buy most investments like insurance, key into real estate thru smart earn, , mutual funds, have a personalized business account.

I use Opay, it make life very easier during Covid 19 and I am still with them.
Bank wisely

You meant Transsion owns Palmpay?

Alcatel17:
So bro please how much will b combined interest dat dz fair money be giving daily?

Their fairsave is now 15pc, while their fairlock is now 20pc depends on which one you prefer. Irate is coming down because the economy is stabilising.
Few months ago, their fairlock for two years straight was 29pc. Imagine you keep 10 million with them for two years straight and they give you 5 million upfront with your capital released to you after two years!

Victorfundz:
Fairmoney ke
As how na

Fairmoney worst bro
No even go there

They should check out palmpay
I

Lol.
I'm tempted to show all the different savings I'm having with them but not necessary. And this is me who is actively using Opay and Palmpay.
Below is my fair target with them, as at this amount so far, I'm already getting slightly over 1k per day and I'm going two years straight. Imagine what daily interest will be by the time I get to one year! It is a pity the Irate is coming down across all platforms

maasoap:
You think people like us who have been around here since ages are playing along too? No.
I have Opay which I use to receive money daily, I have Palmpay, Moniepoint, FairMoney, Branch, accion. Opay might be the one with largest capital and customers base, but there are other fintechs who are currently rewarding customers better than Opay and have smoother transacting experience than Opay.
Sometimes, I could get up to 25k from Palmpay free money and as high as 40k from FairMoney, not part of my regular IRate which is still higher than that of Opay

I'm not arguing at all. But the 1st page of that post screams sponsored post and there message was well passed across.

maasoap:
Lol.
I'm tempted to show all the different savings I'm having with them but not necessary. And this is me who is actively using Opay and Palmpay.
Below is my fair target with them, as at this amount so far, I'm already getting slightly over 1k per day and I'm going two years straight. Imagine what daily interest will be by the time I get to one year! It is a pity the Irate is coming down across all platforms

Like how much should be in the account to get up to 1k daily bonus?

Me I use three of them but OPay is my number one follow by PalmPay, once you chat OPay costumers care on wassup na once then go reply you nd sort ur problem for you 💯

Average9jaman:
Like how much should be in the account to get up to 1k daily bonus?

I think 1.3 million naira at 15pc

maasoap:
You meant Transsion owns Palmpay?

With my full chest. ranges from Tecno, Infinix, Oraimo, Itel Energy etc

Omo na the three o..

Imagine what all these conventional banks for carry our eyes see if not for these digital banks..

Include Kuda and Fairmoney

highoctane:
With my full chest. ranges from Tecno, Infinix, Oraimo, Itel Energy etc

Wow! That's some level of an assurance

maasoap:
You meant Transsion owns Palmpay?

yes and palmstore.

Big and large company diversify they don't relax comfortably in one area. Anything can go wrong in a perticuler field.

maasoap:
I think 1.3 million naira at 15pc

😳

Average9jaman:
😳

🤣🤣

fineboynl:
yes and palmstore.

Big and large company diversify they don't relax comfortably in one area. Anuyhycan go wrong in a perticuler field.

Money business is always good as long as corruption and mismanagement is avoided.

There was a Nairaland thread where people ranked OPay highest for security but PalmPay and Opay both have the same security features. It’s just a matter of activating it. It will save you a lot of scam wahala.

If I’m being neutral, OPay might currently have the edge in visible anti scam tools. But PalmPay also has the same security features. At the end of the day, the safest account is the one owned by a careful user.

Linking multiple banks is straightforward on PalmPay. OPay and Moniepoint do it too, just sometimes to me, the flow isn’t as quick for everyday use.

Daily banking isn’t about who has the flashiest features. PalmPay handles the basics reliably and smoothly. OPay and Moniepoint also work, but PalmPay just feels more friendly for personal use. Even their customer service responds better.

For everyday banking, transparency matters. When transactions are easy to follow, it reduces anxiety even when issues happen. So the one that can provide all these and more is the best, the rest should park one side

Moniepoint really shines for business and merchants, which is great. But for personal banking, PalmPay is built solidly for daily routines like paying daily bills and making everyday transactions. It’s like an old blanket.

Doing small, repetitive things every day like sending money to friends, paying bills, PalmPay keeps it easy. OPay and Moniepoint work fine, but PalmPay feels lighter for daily use. I think that their free transfer stuff really hits when you make up to over a hundred transactions in a day.

All three apps are solid. Little perks like speed, free transfers, and simple flows just make it feel a bit lighter for everyday personal banking. Even tiny details get to you if you pay bills a lot.

Linking multiple banks is straightforward on PalmPay. OPay and Moniepoint do it too, just sometimes to me, the flow isn’t as quick for everyday use.

PalmPay’s device management is something I actually like. I once checked and saw only my current phone was logged in. That gave me peace of mind. No unexpected nonsense.