₦airaland Forum

Bizman2024:
Ok noted. I will make withdrawal from MMF by Monday next week and invest as advice. May God bless our hustle. I will send you DM as requested once I do the funding.

Niiade:
Me I am waiting on that dip, once I get a dip that's a comfortable range, I will engage with equity or direct stocks. I have a list of them I am reviewing and checking the value fundamentally. If it doesn't I remain in MMF till it's dipping period towards end of the year. I missed the ride from January big mistake.

EquityM:
Yes, when stocks are down or there are rumors of war, gold prices go up. I've been monitoring the gold platform on the bank website for days now, and it has been green all week. They even have a pensioner gold fund, which yields higher than the normal gold fund.

Niiade:
Nice, focus going forward is stock, equity, gold and silver.

EquityM:
No, it's not legit; they are still running the YTD for previous years. Check Cowrywise for ARM's aggressive YTD.

welzyj2:
And real estate

Niiade:
Me I am waiting on that dip, once I get a dip that's a comfortable range, I will engage with equity or direct stocks. I have a list of them I am reviewing and checking the value fundamentally. If it doesn't I remain in MMF till it's dipping period towards end of the year. I missed the ride from January big mistake.

richgang:
Hello House,

Please enlighten us. Since most of these equities usually return around 30% to 51%, I noticed that GT Equity did about 57% last year, while ARM did about 55%. Most of them have already done more than 25% this year alone, which means only about 25% to 35% may be left for the rest of the year.

So it seems likely that more red days could still come.

My question is: since most of these equities have already done almost 50% in just about three months, is it still advisable to invest in equities now, or would it be better to relax with MMF until next year and then invest in equities starting January 1?

Niiade:
Nigerian real estate dey fear me, lost too much to omo onile and some investment have some legal issues the wahala choke.

welzyj2:
Timing the market isn't easy and straightforward

We have elections next year and macroeconomic reform is what BAT wants to use as a catch for income earners

I see the capital market doing better than last year

Beeron:
The bitter truth is you should pray to see red days because money is made in the zig zag movement of price action in the market.

Red days is essential otherwise, even your barber and shoe maker will all be investing in stocks/equities untill it becomes a bubble and burst in the most violent way, so red days are good days indirectly.

Now to your question: The reason why the market is 25% - 30% up is because institutional money entered the market last month, so if you have pension fund somewhere, chances are managers of that pension fund bought stocks last month.

Now if those conservatives pension guys bought stocks, ask yourself; why should I be scared to invest now if the most conservative investors in the country are the once providing liquidity to the market?

Institutional money only made the market stronger and a sign of more green days in the future, this current red which is not red enough for my liking (because it's mere profit taking and not real correction) is a blessing for people looking to enter now or any time the market turns red again.

Beeron:
The bitter truth is you should pray to see red days because money is made in the zig zag movement of price action in the market.

Red days is essential otherwise, even your barber and shoe maker will all be investing in stocks/equities untill it becomes a bubble and burst in the most violent way, so red days are good days indirectly.

Now to your question: The reason why the market is 25% - 30% up is because institutional money entered the market last month, so if you have pension fund somewhere, chances are managers of that pension fund bought stocks last month.

Now if those conservatives pension guys bought stocks, ask yourself; why should I be scared to invest now if the most conservative investors in the country are the once providing liquidity to the market?

Institutional money only made the market stronger and a sign of more green days in the future, this current red which is not red enough for my liking (because it's mere profit taking and not real correction) is a blessing for people looking to enter now or any time the market turns red again.

welzyj2:
Timing the market isn't easy and straightforward

We have elections next year and macroeconomic reform is what BAT wants to use as a catch for income earners

I see the capital market doing better than last year

EquityM:
Chief, Zrosk will send your investment portfolio at the end of the month to your email. Currently, I get my investment details at the end of the month. My advice is to lock 10M in Zrosk and 15M in Zedcrest and keep the rest in MMF, and may God bless your courage and hustle. Once you fund your Zrosk account, send me a personal DM so I can add you on WhatsApp to monitor the progress.

EquityM:
The latest SEC report as of March 6, 2026.

Zedcrest continues to lead, with Paramount and Zrosk following.

https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/

Iamblessed8888:
True. Even my local AI partner thinks thesame. Looking forward to today’s update

Salarys:
How does this work?

Where's the percentage increases for today coming from since it hasn't been updated?

Ogborokiri:
Is there a link I want to sign up

Smattrader:
Zedcrest and CS are their father any time and any day.

Ogborokiri:
Because them don do well today baba 😂😂my initial deposit is now balanced me I knew there would be green

Ogborokiri:
Because them don do well today baba 😂😂my initial deposit is now balanced me I knew there will be green

truthbetold22:
It is important that we wait till the funds update before speculating. Yes, Cardinal Stone turned a profit yesterday, Stanbic equity turned a Tiny profit but Zedcrest lost. I lost 7,000 Naira on Zedcrest.

Sometimes, people just look at the total balance which takes time to change, they do not bother to click portfolio, investment, mutual funds to check the actual amount. Zedcrest gained day before yesterday and lost yesterday. I am beginning to think all this ytd are fraudulent. Your ytd cannot increase and you are recording losses. As with everything nigeria, there will always be some level of fraud.

Zedcrest made a loss yesterday. I am not even sure why.

EquityM:
CS does update YTD on the app, and you can see the actual % of the gain or losses. Yesterday was a 1.53 gain. Paramount also displays the gain or percentage losses, but it isn't accurate like CS.

truthbetold22:
Yes, I noticed CS gained around 1.5%. I monitor them daily. Once I recoup my losses from Zedcrest; I ll exit it and stick with cardinal stone. Transparency is much more important to me than profit. Zedcrest ytd rose yesterday but there was a loss.

So how do we justify that?

EquityM:
Well, let's hear what Zedcrest subscribers will say about this issue.

truthbetold22:
I am also curious if there is anyone who has seen a 50% increase in value since January 1st on the Zedcrest equity funds.

Maybe other subscribers will let us know.

Niiade:
I truly know how hard it is o, I am gauaging for an estimate and please any input or insight if you find any time to clock in heavily please I would love such input if it comes, the election is going to being unpredictable swings which I am very weary about but funds will be liquidated to find these election as I predict it would be the most expensive elections ever in Nigeria. I don't see the capital market doing better than last year because after reviewing a lot of these stock their valuation is way to much except the top blue chip companies and the only reason they have large value is because of the exchange rate and if the rates go lower it reduces the value thrown into stocks. A lot of penny stock are overvalued.

Niiade:
Whats your prediction if Tinubu wins the election?