₦airaland Forum

Even 200k sef, in Lagos you will suffer, talk more of 100k

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

Maybe not in Lagos.

100k will take a guyman 10 days of frugal spending and top notch discipline

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

I believe u don't pay bills.

U have to be very stingy to yourself for 100k to take u for a month
Like very very stingy

100k is enough as long as you only eat foods that will keep you alive not the food of your choice, you will trek sometimes to save transport cost, make sure you are not staying in Band A area, and most importantly have someone who will always share his hotspot with you so data subscription cost wont be a part of your headache. With these you can survive on a 100k monthly salary in nigeria. Everything na "yakubu manage" for this country lol

imagination at works




100k in presently Nigeria ?





mostly family man.

jmoore:
That's 3,333 naira a day.

How much do you spend on food 3 times a day?

Don't mind him, he wan make person dry like spider......Is that what living life is now?

100k a month is nowhere enough for a guy living alone. Except you are living in a village, a real village. Then maybe, just maybe, there is a slight chance it might be enough.

LordBiden:
But your country's minimum wage is 70k,maybe you should advice people to become house and bank robbers to complement living cost because I don't know where you expect them to even see the 500k job.

Una go dey yarn trash online.

Alot of this guys are deluded. Even permanent secretaries just started earning 600k or 700k Monthly, that's the highest office in Civil service o

Mean wey I dey earn double that and additional 30k self dey complain

To be realistic it won't be enough depending on where you are living.

If you are single and you are living in Lagos or Abuja, you may survive with it, but you won't be able to make a savings for emergencies.

But if you are married with children and your wife is doing nothing and lives also on that 100k, Omo Hunger go do una shege.

My honest opinion is to relocate to a much cheaper State.

After all life is all about Survival.

N100K per month na survival to get by.



Get other streams of income,you no go remember N100K

Precious201010:
Some are even surviving on 45k salary... The main thing that usually consume salary is transportation.....

If you are not paying transport, yes U can live on 100k monthly... But if U are paying transportation especially places like Abj, and if the work is daily, then it won't....

Unless if U are getting small tips..

What about us that work from home?
I spend at least 25k on data monthly.
Our light is very terrible so I spend at least 3500 on fuel for generator daily (I have to off it repeatedly so it can carry me).
So 5days in a week cos I don't bother to buy weekends
4weeks is 70k
70k plus 25k is 95k
I never chop o, I never pay plenty other bills

Let's assume I decided to be going to office. Transport is 5k daily. In 22days, thats like 110k
And I go still buy data for my personal use.

Okay, 3rd option, rent an apartment close to the office, house rent around that place is 1million minimum for a single self contain (one room o, with ur toilet and bathroom and kitchen, no parlour😂).

Before tinubu became President, 10k fuel dey carry me for a whole month. I don't even use gen most times cos light dey.
1500 dey carry me go office to and fro and change go still dey.
I don't even spend upto 10k for data


Honestly, tinubu did alot of us shege.
No light
Fuel is overly expensive.
This is not life at all. All because of one man greed

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

Hmm, 100k bearly runs my daily expenses.

for a single person, its more than ok but for a married man ... haaa una go struggle small oo..

please i think it should be a rule henceforth, that both couple must work incase the man is earning less than 150k

This is Laziness and little mindedness talking .I have heard it before. First you plug ursef to the system . Where is the job self .. the little job reducing, Ai even threatening to take everything yet more people joining the labour market.. continue to stay home becos you can't earn less than 150k even heard someone recently saying i can't work for 200k . Wa pe nbe. Weigh your options and take the option test suited for sutuation.. there are questions you need to ask after you get your answer take a job.. see i have seen serious people apply for job for free pay to learn and get network 3 month probation. No pay and in the end that same job got him to a bigger place today he is millionaire. Stay there o.. plenty startup out there with potention but can't pay 500k monthly. How will they grow and if these small company doesn't where will the paying jobs come from

Floww23:
Alot of this guys are deluded. Even permanent secretaries just started earning 600k or 700k Monthly, that's the highest office in Civil service o

And you think with corruption in naija they survive on their salaries?

If You live in ayobo- lagos(cheaper rent) and work on island.
Transportation- 3,000 daily= 60,000 monthly
Rent- 15,000 monthly (180,000// year)
Data- 2000 monthly
Food - cook daily
Gas- 6000 monthly
Water- boil well water for drinking
Nepa bill- 1,000 monthly
Food stuff-
Rice- 2,000 monthly
Meat- no
Ponmo- 500
Fish- 1000
Garri- 1500
Tomatoes- 2000
Soup- no ( use the tomatoes)
Bread- 1500
Total- 92,500

Except you have extra income/ help, you might not cope with 100,000 monthly in lagos

oluwaseunamos33:
depend on location. here in FCT, i spend 100k on transport only in a month

Are you spending that much because APC politicians are horrible propagandist liars who make false promises?

How much subsidy do you estimate that you are being forced to pay for APC’s massive corruption in the oil sector? Abi when did you ever buy petrol at N70?

anonimi:
Petrol should never cost more than N70 per litre, says APC

January 19, 2015

The All Progressives Congress (APC) has described as mere tokenism the reduction of petrol price from N97 to N87 per litre, saying the petroleum product ordinarily should sell for N70.

On Sunday, the federal government announced the reduction of petrol price, citing the fall of global crude oil price.

But the APC through Lai Mohammed, its spokesman, on Monday accused the government of making a show out of deceit, saying “a 10.3 per cent slash in the price of petrol was a mere tokenism at a time the price of crude oil has crashed by about 60 per cent”.

It argued that the pump price of a litre of petrol should not be more than 70 Naira, alleging that at N87 per litre, the government was forcing Nigerians to subsidise the massive corruption in the oil sector by N17 for every litre of fuel.

https://www.thecable.ng/petrol-never-cost-n70-per-litre-says-apc/

fitinwell:
Yes! But ₦100k can only get you the basic needs, cannot make you live comfortably.

The key word in the question is "Survive". Not to be eating lobster and shrimp in fancy restaurants.

So, N100k is enough for most Nigerians to survive on. I am not even sure that more than 20% of Nigerian workers earn N100k per month.

People underestimate the level of poverty in the country now. It's incredible.

Chai!! See poor man.

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

elder1002:
Salary… salary… salary.

But let’s stop lying to ourselves

₦100,000 in today’s Nigeria is not a salary.

It is a slow, quiet way to suffer with dignity.
And the worst part?

People will still argue with you and say, “manage it well.”
Manage what exactly?

Let’s strip emotions and face numbers:
You wake up every morning already owing life.

🏠 Rent — even in “affordable” areas, when you break it down monthly, you’re spending almost half your income just to have a roof. Not comfort. Just shelter.

🍲 Food — this one is no longer about eating well. It’s now about what you can skip.
You start negotiating with hunger:
“Should I eat twice today?”
“Can I drink garri and sleep?”

🚗 Transport — going to work now costs enough to make you question why you even have the job.

📶 Data — without it, you’re cut off from opportunities, information, even basic communication. But it still takes a chunk out of the same ₦100k.

Now tell me…
After all this, what is left?
Nothing.
No savings.
No investments.
No future plan.

Just a cycle:
Work → Spend → Survive → Repeat
And then life happens…

Someone falls sick.
Family needs support.
Something breaks.

That’s when reality hits hard:
₦100k is not just small… it is dangerous.
Because it keeps you alive, but never lets you move forward.

Now let’s talk about the bigger picture.

Since the current administration came in, policies have been introduced that hit directly at the average Nigerian:

Fuel subsidy removal — transport costs exploded overnight.

Naira instability — prices of goods climbed like they had no ceiling.

Electricity tariffs — rising.

Food prices — unbearable.

Everything increased at once.
But salaries?

They stayed where they were… or barely moved.
So what does that mean in real life?
It means:
The same work now gives you less value
The same effort now buys you less food
The same salary now gives you more stress

People are not lazy.
People are being squeezed.

You see it everywhere:
Graduates taking any job just to survive.

Workers skipping meals to balance bills.

Families reducing quality of life quietly.

Young people losing hope.

And then someone says ₦100k is enough?
No.

It’s not enough to live.
It’s not enough to grow.
It’s not enough to dream.
It is only enough to endure.
This is not just a complaint.

This is a question: What kind of country do we want?
One where:
Hard work still leads to suffering?
Full-time workers still live like dependents?
Survival becomes the national standard?
Because every election is not just about politics.
It’s about:

your rent
your food
your future

If a system consistently makes life harder for the average person, then the real question is not “can we cope?”

The real question is:

“How long do we keep accepting it?”
Think about it.

My bro. It's not even worth considering, but to each their own.

In 2017 I was earning 120k and could comfortably fly return ticket Abuja Lagos every other month.

I was living very fine on that modest pay.

When we tell people APC openly steals from them, it's hard for people to understand to scope. All Tinubu cares is impose direct and indirect tax on already tax-laden citizens.

nedekid:
And you think with corruption in naija they survive on their salaries?

The point Is most Jobs pay below that in Nigeria. Being realistic with the economy is the point here not what people do on the side...

It could be enough for a single person in a cheap place like the North. But in a city, I don't think so

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

I concur, Nigeria is third world low wage country, the 100k you talking if I put out a position with a starting salary of 100k, see how people will rush it.

Endinjustice:
A litre of fuel is 1400 now. So do the maths yourself.

.... what are you buying fuel for if you are on 100k

They will rush it because people are already living in abject poverty. With the current inflation, 100k is a poor man salary.

uvie66:
I concur, Nigeria is third world low wage country, the 100k you talking if I put out a position with a starting salary of 100k, see how people will rush it.

I am a family man with 3 kids (below 10).. I spend about 120k a week if I manage. On things like beverages, fuel, food transport (even though I work from hom), and any bill that comes up like gas or light or service. And for my 3 bottles of beer every Friday. I manage this a lot... At this rate I cannot take a job that pays less than 800k a month

Mrlegent11:
Is 100k Salary Still Enough to Survive in Nigeria? Be Honest

Let’s be real with ourselves—can ₦100k still take you through a full month in Nigeria today?

After rent, transport, food, data, and other small expenses, what is really left? In cities like Lagos or Abuja, ₦100k can disappear in just a few weeks if you’re not careful.

Some people will say it’s possible if you live a very strict lifestyle—manage your feeding, avoid unnecessary spending, and maybe stay with family to reduce rent. But for someone paying rent, handling bills alone, and still trying to save something, it’s honestly very difficult.

Prices of food, transport, and basic needs keep increasing, but salaries are not moving at the same pace. That’s why many people now depend on side hustles just to survive.

So let’s talk:

If you earn ₦100k monthly, how are you managing it?
Are you able to save anything at all?
Or do you think ₦100k is no longer realistic in today’s Nigeria?

Be honest—your experience might help someone here.

300k is a struggle for a single guy, talk more of getting married with it.

What of those who don't have up to 100k, aren't they still surviving?

Under this Tinubu renewed shege hard economy it's not enough

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

There is a big difference between doing well and struggling to survive each month.

When you say a family of 4 with an earning of 300k per month is doing well, how did you mean?

Is Lagos state included in that conclusion?

I understand that yes there are families surviving on less than 100k a month but that does not mean that they are doing well and it also applies to a family surviving on 300k.

Let's break it down. I am specific about Lagos only. Other states are not in my argument.

A family of 4 (father, mother, 2 kids)

Earning 300k.

Let's assume they live in a room and parlour (mini flat).

In Lagos the jobs are situated in places like Lekki, ajah, ikoyi, VI, Ikeja, Surulere, yaba and Apapa..... Getting a good job outside these axis is rare...

Accomodation for a mini flat in those axis is out of the question because definitely the family earning 300k monthly cannot afford it so we will assume they live outside that area.

Let's say he works in Ikeja and lives in Egbeda.

A mini flat the cheapest ones in Egbeda now cost 1.2m (that's cheap ones oooo) but let me be nice and easy 800k

To save up for rent he needs to save N67,000 every blessed month for one year from his salary.

So if N67k leaves his account every month that's N233,000 left.

Transport from Egbeda to Ikeja everyday to and fro will take 2k daily from him

Egbeda to Ikeja N500 coming... Then maybe keke to his office like Allen or Toying additional N300

Coming back trust Lagos your fare has doubled. So Tfair to be nice 2k daily

That's about 50k monthly for 25days of work.

We have N183,000 left from that salary.

Upkeep for a family of 4 let's assume 100k monthly. He has 83k left


Other bills to pay

Nepa bill
Recharge cards
Children school fees which comes every 3months (meaning 3 times in a year he will have nothing to save)

We assume nobody falls sick
No emergency.

He doesn't even eat anything at work all year and everything goes as planned for his strict finances.


My brother you've seen the breakdown despite how hard I tried to give unrealistic prices in Lagos especially with accomodation.

A family of 4 surviving on 300k monthly is not doing well but barely surviving