₦airaland Forum

It will Only be enough if you are living with your parents, single and your parents foot all or almost all the bills. 100k will become more useless if Tinubu succeeds 2nd term.

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

I don't know why you guys always talk about salary,how many Nigerians are doing salary work, more than 60 percent of Nigerians are self employed and most of them are doing businesses that make more than 100k per day

Mrlegent11:
Is 100k Salary Still Enough to Survive in Nigeria? Be Honest

Let’s be real with ourselves—can ₦100k still take you through a full month in Nigeria today?

After rent, transport, food, data, and other small expenses, what is really left? In cities like Lagos or Abuja, ₦100k can disappear in just a few weeks if you’re not careful.

Some people will say it’s possible if you live a very strict lifestyle—manage your feeding, avoid unnecessary spending, and maybe stay with family to reduce rent. But for someone paying rent, handling bills alone, and still trying to save something, it’s honestly very difficult.

Prices of food, transport, and basic needs keep increasing, but salaries are not moving at the same pace. That’s why many people now depend on side hustles just to survive.

So let’s talk:

If you earn ₦100k monthly, how are you managing it?
Are you able to save anything at all?
Or do you think ₦100k is no longer realistic in today’s Nigeria?

Be honest—your experience might help someone here.

It was never enough

obitrac:
I don't know why you guys always talk about salary,how many Nigerians are doing salary work, more than 60 percent of Nigerians are self employed and most of them are doing businesses that make more than 100k per day

There are maybe 60 to 70 million Nigerians earning income
Federal civil servants maybe one million
States maybe 1million
Local government maybe one million
All banks maybe one million
There are thousands of small businesses like hotels, gas stations, bakeries, pure water factories, super markets, hospitals, saw mills, factories and etc all needing salaried workers. It is safe to assume most income earners are salary earners though many also have side hustles and many are artisans.

biggy00000:
If You live in ayobo- lagos(cheaper rent) and work on island.
Transportation- 3,000 daily= 60,000 monthly
Rent- 15,000 monthly (180,000// year)
Data- 2000 monthly
Food - cook daily
Gas- 6000 monthly
Water- boil well water for drinking
Nepa bill- 1,000 monthly
Food stuff-
Rice- 2,000 monthly
Meat- no
Ponmo- 500
Fish- 1000
Garri- 1500
Tomatoes- 2000
Soup- no ( use the tomatoes)
Bread- 1500
Total- 92,500

Except you have extra income/ help, you might not cope with 100,000 monthly in lagos

nepa bill 1000?

lawani:
There are maybe 60 to 70 million Nigerians earning income
Federal civil servants maybe one million
States maybe 1million
Local government maybe one million
All banks maybe one million
There are thousands of small businesses like hotels, gas stations, bakeries, pure water factories, super markets, hospitals, saw mills, factories and etc all needing salaried workers. It is safe to assume most income earners are salary earners though many also have side hustles and many are artisans.

I doubt this your statistics oh,we have lots and lots of hawkers,and street sellers in Nigeria

SmartyPants:
Your reasoning invalidates your conclusion. If the way you are able to manage 300k is by skipping meals, then 300k is not enough for you.

Is not enough, but man just got to be managing. How many jobs out there pays 200k above and above 300k ? Just not many, to find job and see job is mostly by who you know and connection. Someone just have to refer you to get most top job

Didijiji:
see Tinubu supporters forcing people to adopt to hardship

God abeg o

Skip lunch is now an Asiwaju achievement

I hope God can forgive you people oooo

Haaaa

everyone is a Tinubu supporters to you, I have never voted before. I have never supported any party before

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

What the hell are you smoking bro.

Bukola94:
everyone is a Tinubu supporters to you, I have never voted before. I have never supported any party before

so why are you wickedly asking people to skip lunch?

Like adjust to the hardship or what?

zionstaar75:
This is a very honest answer,you'll have to skip some meals. I received 200k on 1st April and it finished before 20th but I'm a family man,married

I am married too with kids, after two weeks of receiving salary, na so so struggle till another wage come. Sometimes I walk to work for days and is about 45mins to 50mins trekking. My transport fee is #1200 daily, sometimes #800 to 1k after trekking some distance

ZUBY77:
The take away food I went to buy in MEGA chicken this morning cost 100k+. So yea, if I chose to eat it for a month, then I survived.

For one pack?

elder1002:
Salary… salary… salary.

But let’s stop lying to ourselves

₦100,000 in today’s Nigeria is not a salary.

It is a slow, quiet way to suffer with dignity.
And the worst part?

People will still argue with you and say, “manage it well.”
Manage what exactly?

Let’s strip emotions and face numbers:
You wake up every morning already owing life.

🏠 Rent — even in “affordable” areas, when you break it down monthly, you’re spending almost half your income just to have a roof. Not comfort. Just shelter.

🍲 Food — this one is no longer about eating well. It’s now about what you can skip.
You start negotiating with hunger:
“Should I eat twice today?”
“Can I drink garri and sleep?”

🚗 Transport — going to work now costs enough to make you question why you even have the job.

📶 Data — without it, you’re cut off from opportunities, information, even basic communication. But it still takes a chunk out of the same ₦100k.

Now tell me…
After all this, what is left?
Nothing.
No savings.
No investments.
No future plan.

Just a cycle:
Work → Spend → Survive → Repeat
And then life happens…

Someone falls sick.
Family needs support.
Something breaks.

That’s when reality hits hard:
₦100k is not just small… it is dangerous.
Because it keeps you alive, but never lets you move forward.

Now let’s talk about the bigger picture.

Since the current administration came in, policies have been introduced that hit directly at the average Nigerian:

Fuel subsidy removal — transport costs exploded overnight.

Naira instability — prices of goods climbed like they had no ceiling.

Electricity tariffs — rising.

Food prices — unbearable.

Everything increased at once.
But salaries?

They stayed where they were… or barely moved.
So what does that mean in real life?
It means:
The same work now gives you less value
The same effort now buys you less food
The same salary now gives you more stress

People are not lazy.
People are being squeezed.

You see it everywhere:
Graduates taking any job just to survive.

Workers skipping meals to balance bills.

Families reducing quality of life quietly.

Young people losing hope.

And then someone says ₦100k is enough?
No.

It’s not enough to live.
It’s not enough to grow.
It’s not enough to dream.
It is only enough to endure.
This is not just a complaint.

This is a question: What kind of country do we want?
One where:
Hard work still leads to suffering?
Full-time workers still live like dependents?
Survival becomes the national standard?
Because every election is not just about politics.
It’s about:

your rent
your food
your future

If a system consistently makes life harder for the average person, then the real question is not “can we cope?”

The real question is:

“How long do we keep accepting it?”
Think about it.

Must you use ChatGPT to make contributions?

Powerbandooo:
Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily

Well your opinion is fine, but I disagree, currently our weac holders earn 97k entry,they are still struggling, casual workers,a graduate with bills everywhere to pay, light,data, transport, feeding,it's dann difficult, unless that person will be feeding from hand to mouth.

Even those earning 500k not married are complaining,the naira has lost its value big time

Bukola94:
Is not enough, but man just got to be managing. How many jobs out there pays 200k above and above 300k ? Just not many, to find job and see job is mostly by who you know and connection. Someone just have to refer you to get most top job

Most times, getting employment is not by who you know, jobs of above 200k full ground, my operatives where I work earn 97k, some waec or even less, so graduate entry level is double,with experience is more than that, so that's it

sonssyo:
Most times, getting employment is not by who you know, jobs of above 200k full ground, my operatives where I work earn 97k, some waec or even less, so graduate entry level is double,with experience is more than that, so that's it

bro stop that assumption, job now in Nigeria is who you know apart from tech job , banking and some consulting firm that are posted online but others now are connect, check job section you see were humans pay follow human 80k 60k, caregiver nd driving jobs in lagos ooh earning below 100k with credentials ooh nd experience, so liv matters na connection,even one with waec wit connection fit the reck 500k monthly, do u think most guys in nnpc, nlng nd top coys are graduate , not all, to save yourself go learn tech nd earn online or offline or do business and there is no way u can even see trainee jobs to build experience, even traininee and interns are by connection and sloth if u don't know

200k salary breakdown

Basic salary: 90k
Housing: 40k
Transportation: 30k
Medical: 40k

So don't think 1000k salary is what you earn untill breakdown

Judolisco:
Even 200k is not enough.... It was enough around 2018...but now... You're on your own o

obitrac:
nepa bill 1000?

Just a very modest living

N100k Kwa

My honest daily/ Monthly bill only, other expenses not Included

Electricity bill 15k
Dstv N11k
School Dailly stipends to kid N1k daily that's N5k a week and N20k a month
Data N1k daily that's N7k a week and N28k a month

Total N74,000

N1OO,000 - 74,000 =N26,000

Floww23:
Alot of this guys are deluded. Even permanent secretaries just started earning 600k or 700k Monthly, that's the highest office in Civil service o

Did they get the job as permanent sec, or promoted to the position?

egalitarianism:
Exactly, 100 pieces.
Funnily enough, that's pampers alone.

Until a family of 4 earn that amount he said and they'll understand it's still not enough.

Thanks to God for everything though

It’s not even up to 100 pieces ---I don't know if other products come in that quantity. My baby uses Softcare diapers and the largest pack I buy contains 96 pieces.

I don’t keep exact records, but I estimate that I spend at least 70k on my baby alone every month… APC has really ruined Nigeria.

gerizzim:
your on a rent of 100k per annum and salary hasn't been increased for a long while and your landlord suddenly increased it to 250k. you are living above your means?

this your statement has been rendered impotent with the way landlords suddenly hijack rent like over 300%

Same thing we're saying

This is why people die like fowl these days. No one eats good food. If you don't have a side hustle or something else to bring in more income, 100k can't be enough. House Rent, Toiletries, Food, Clothing, Transportation.


Let us be realistic, It is enough to live life well as a single guy, not married
Sometimes I will see nonsense writeup that someone who is making 500k as a family man is not enough,
The truth is where we will use see a job of 500k in Nigeria
This is Nigeria, anybody that is making 300k with a family of 4 or less is doing well, we should not let anybody pressure you

So for the 100k salary for a single guy it is fairly enough to live life managely well
Any writeup that will counter what I am saying is nonsense
Rent is paid every year, not something you pay daily[/quote]

before pampers we had other options

Bahamas95:
If you know how much I spend on Pampers monthly you won't ask this question.



A bag is almost 11k

MasterTeeUSA:
before pampers we had other options

Oga have mercy on someone's child na.

Do you want me to kìll my wife with stress?

sonssyo:
Most times, getting employment is not by who you know, jobs of above 200k full ground, my operatives where I work earn 97k, some waec or even less, so graduate entry level is double,with experience is more than that, so that's it

mostly in Lagos or Abuja, not where I come from

No na...you buy enough ankara...and cut into like 30 pieces...1 per day or into 90 pieces...3 per day...and dump inside soap water till you are ready to wash all of them. Everyone wants to copy the West, but we are going broke doing so na. Pampers here is like $40-$50 but people can make that amount working for 2hrs. Why spend N100k on Pampers when you earn N300k - N500k?

Bahamas95:
Oga have mercy on someone's child na.

Do you want me to kìll my wife with stress?

MasterTeeUSA:
No na...you buy enough ankara...and cut into like 30 pieces...1 per day or into 90 pieces...3 per day...and dump inside soap water till you are ready to wash all of them. Everyone wants to copy the West, but we are going broke doing so na. Pampers here is like $40-$50 but people can make that amount working for 2hrs. Why spend N100k on Pampers when you earn N300k - N500k?

Oga it's not that easy, the West made things easy for us even if it comes with expenses. Whatever has an advantage must also have disadvantage, the advantage baby diapers give to me is more than the disadvantage.

If not for the incompetent so-called leaders in power Nigerians wouldn't have been complaining about basic needs.


Only a full time house wife can attempt what you described, my wife owns a shop. She can't be washing pieces of cloth every time at the shop.

Powerbandooo:
Maybe for you guys in Lagos
Here in osun state, there is a university lecturer who is a family man earning with 200 to 300k, and is still leaving average ok, drives a car with 2 teenager kid, moderately doing fine,
I am saying this because I have seen many
May be Lagos should be excluded

Lectures wey students dey sort? Or dey indirectly extort money from students.
Are you okay?
We're talking bout workers who earns genuine monthly salary, not the ones that have several dubious ways in their offices to support their salary.

sonssyo:
Most times, getting employment is not by who you know, jobs of above 200k full ground, my operatives where I work earn 97k, some waec or even less, so graduate entry level is double,with experience is more than that, so that's it

please kindly respond to your mail let's talk please I need your input