₦airaland Forum

Matthew Akinwale Dada, an equipment maintenance technician based in Rivers State, has narrated to FIJ how First Bank of Nigeria and Access Bank have continued to withhold the N500,000 he mistakenly transferred into the First Bank account of his late father-in-law on December 22, 2025.

Speaking with FIJ on Monday, Dada said the money was meant to be sent to his wife, Jemialu Oluwatoyin Janet, for safekeeping ahead of his son’s school fee payment in January. However, he mistakenly transferred the funds to his late father-in-law’s account because both his wife and her father banked with First Bank.

He explained that the transfer was made from his Access Bank account, and every effort to recover the money since the incident occurred has failed, despite repeated complaints to both banks and the submission of a court order.

“I wanted to transfer N500,000 to my wife on December 22, 2025, so she could keep it for my son’s school fees against January, but unfortunately, I mistakenly transferred it to my late father-in-law’s account instead,” Dada told FIJ.

READ ALSO: First Bank Restricts Lagos Teacher’s Account Over N348,000 Transaction She Knows Nothing About

“Both my wife and her father bank with First Bank of Nigeria, but I made the transfer through my Access Bank account.

“Immediately I discovered the mistake, I called Access Bank customer care and explained everything to them. My wife also contacted First Bank customer care, and both banks confirmed that the transaction was successful.”

REPEATED COMPLAINTS YIELDED NO RESULT
Despite promptly reporting the erroneous transfer, Dada said both banks repeatedly assured him that the issue would be resolved within 24 hours, but months later, the money remains unreversed.

“I called both First Bank and Access Bank several times and sent emails almost every week,” he said.

“They both responded and kept promising that the issue would be resolved within 24 hours, but nothing positive has happened till this moment.”

COURT ORDER SUBMITTED, YET NO REVERSAL
Dada also told FIJ that after several complaints, the banks requested a court order before processing the reversal of the funds.

He said he complied with the directive by submitting the required documents to both banks in February, but the money has still not been refunded.

“At some point, both banks asked for a court order before they could activate the reversal process,” he said.

READ ALSO: N1m Leaves Exam Tutor’s First Bank Account — And It Seems an Inside Job

“I submitted a copy of the court order to Access Bank through email and also submitted the original hard copy to First Bank at its Rumudara branch in Port Harcourt, Rivers State, on February 2.

“Still, there has been no positive outcome from both banks.”

ACCESS BANK REQUESTED A FEE FOR VERIFICATION
Dada also disclosed that Access Bank later requested his consent to deduct N8,068 from his account for the verification of the court order submitted to First Bank.

He said the bank claimed the verification request came from First Bank.

“On March 3, Access Bank replied to one of my emails concerning the erroneous transfer,” Dada said.

“They asked me to give consent for the deduction of N8,068 from my Access Bank account to verify the authenticity of the court order I submitted to First Bank, claiming that First Bank requested it.

“I gave them written permission to conduct the verification, although I do not know whether the money has been deducted from my account. They, however, acknowledged receipt of my consent.”

READ ALSO: Enugu Resident Loses N874,500 After Zenith Bank ATM Held His Car

When FIJ contacted First Bank via email on Wednesday to ask about the delay in reversing Dada’s funds, the bank responded and promised to look into the matter if Dada resent the court order in PDF format.

“We acknowledge your email regarding the unresolved erroneous transaction. Kindly be informed that we are unable to access the documents provided,” the bank responded.

“We therefore advise that Dada resend the court order in PDF format for further assistance.”

FIJ also contacted Access Bank via WhatsApp on the same day, but the bank did not respond. Subsequently, FIJ sent an email to the bank for comments on the matter.

“This is to acknowledge your mail. Our representative will share an update with you on the matter within 24-72 hours,” Access Bank replied. No other response had been received at press time.

https://fij.ng/article/technician-mistakenly-sent-n500000-to-late-father-in-laws-first-bank-account-6-months-later-no-reversal-despite-court-order/

Nah to drag them online, report to EFCC/CBN

This is why I always trim my beneficiary list every now and then.

Court still dey Nigeria?

A country without respect for the law or court orders.

The money entered wrong acc ke

It's your fault abinitio

he mistakenly transferred into the First Bank account

Those people are criminals

That how they withheld my 11 million naira when I was in Nigeria. I retrieved the money with the help of the formal inspector general of police. I letter settled the IG with 2 million naira

..courts judgement still dey exist?..

All these banks have gone rogue

in fact, everyone has gone rogue in this country . Nobody follows court pronouncement anymore

Old school bank behaving like a grandma that is stubborn......

Could be very frustrating if you refuse to upgrade your banking system to a fast and more secure tracking system to allow quick reversal of failed transactions......

I don't even understand the slow banking system of these commercial banks......

All this Banks are bandits 🤷🏿

dominique:
This why I always trim my beneficiary list every now and then.

Reported a ban an account you mistakenly banned. And yet no response.

That money will generate interest for some months before they release it.

And it won't be complete again!

That's called free fixed deposit on behalf of the bank!

Make everyone port to opay ....
This is why All this Fintech company is doing so well...
Traditional banks have failed.
In the order trend was complain about GTB
here's first bank .
Some other about access.
What is CBN doing about All this complains??

Nigeria Bank is a fraud..
They should keep doing what they knows best.
Lack of integrity is in the blood of Nigerian banks

Why must things be upside down in Nigeria?

Houseofglam7:
A country without respect for the law or court orders.

You expect others to obey orders from compromised courts? You expect others to obey court orders when those in authority don't?

dominique:
This why I always trim my beneficiary list every now and then.

Apt one can never be to canny with this practice going by how the nigerian banking system is becoming stylishly fraudulent nowadays.


Shout-out to all chess players on nairaland earning dollars via the game.

Hmmm so people still have access bank account

Nigerian banks receive deposits with ease and post them in the same manner but reversal of errorenous transfer is war.

Just pray you don't have issues with them.

First Bank is notorious for that.
Had to end my relationship with them about a decade ago because of precisely this problem and erroneously it took place in Port Harcourt.

Made a 6 figure purchase and they refused to credit the account of the vendor despite numerous attempts to either complete the transaction or reverse it.

I took the loss and walked away from the bank.

Nigeria banks are bandits. That was how I went to FCMB to withdraw cash of #20000 using GTB ATM. It was #5000 each for every withdraw. After getting #15000 , the last withdraw failed. It became a tussle between me reporting to each banks. FCMB clarified that the whole issue lies with GTB. I pursued this complain for a whole year without GTB reversing my #5000 .

This is a situation where your money enter voice mail. See how they just they dabaru the guy for his mistake

If you do crypto, you will understand this format.
If you ever want an exchange, and the counterpart is sending you money via Palmpay,
My brother, they will reverse it after you confirm.


And if mistakenly you are a customer of FirstBank, dem go show you pepper.
E go dey as if FirstBank connive with the scammer.

Useless bank, quick to ask you to open account with them, when issues arise, their staffs will start acting like they’re doing you a favor and not their job

First bank should be called "Last Bank" cus this useless bank and GTbank are the worst bank ever infact I got angry at a point and shut down my account down on GTbank and since then I never go back there infact mere seen any GTbank building angers me as if I should bulldoze down the building.

Be like Nigeria commercial banks are in a meeting on how to thief customers money.
Na dem go shut down no be customers.

Estello:
Matthew Akinwale Dada, an equipment maintenance technician based in Rivers State, has narrated to FIJ how First Bank of Nigeria and Access Bank have continued to withhold the N500,000 he mistakenly transferred into the First Bank account of his late father-in-law on December 22, 2025.

Speaking with FIJ on Monday, Dada said the money was meant to be sent to his wife, Jemialu Oluwatoyin Janet, for safekeeping ahead of his son’s school fee payment in January. However, he mistakenly transferred the funds to his late father-in-law’s account because both his wife and her father banked with First Bank.

He explained that the transfer was made from his Access Bank account, and every effort to recover the money since the incident occurred has failed, despite repeated complaints to both banks and the submission of a court order.

“I wanted to transfer N500,000 to my wife on December 22, 2025, so she could keep it for my son’s school fees against January, but unfortunately, I mistakenly transferred it to my late father-in-law’s account instead,” Dada told FIJ.

READ ALSO: First Bank Restricts Lagos Teacher’s Account Over N348,000 Transaction She Knows Nothing About

“Both my wife and her father bank with First Bank of Nigeria, but I made the transfer through my Access Bank account.

“Immediately I discovered the mistake, I called Access Bank customer care and explained everything to them. My wife also contacted First Bank customer care, and both banks confirmed that the transaction was successful.”

REPEATED COMPLAINTS YIELDED NO RESULT
Despite promptly reporting the erroneous transfer, Dada said both banks repeatedly assured him that the issue would be resolved within 24 hours, but months later, the money remains unreversed.

“I called both First Bank and Access Bank several times and sent emails almost every week,” he said.

“They both responded and kept promising that the issue would be resolved within 24 hours, but nothing positive has happened till this moment.”

COURT ORDER SUBMITTED, YET NO REVERSAL
Dada also told FIJ that after several complaints, the banks requested a court order before processing the reversal of the funds.

He said he complied with the directive by submitting the required documents to both banks in February, but the money has still not been refunded.

“At some point, both banks asked for a court order before they could activate the reversal process,” he said.

READ ALSO: N1m Leaves Exam Tutor’s First Bank Account — And It Seems an Inside Job

“I submitted a copy of the court order to Access Bank through email and also submitted the original hard copy to First Bank at its Rumudara branch in Port Harcourt, Rivers State, on February 2.

“Still, there has been no positive outcome from both banks.”

ACCESS BANK REQUESTED A FEE FOR VERIFICATION
Dada also disclosed that Access Bank later requested his consent to deduct N8,068 from his account for the verification of the court order submitted to First Bank.

He said the bank claimed the verification request came from First Bank.

“On March 3, Access Bank replied to one of my emails concerning the erroneous transfer,” Dada said.

“They asked me to give consent for the deduction of N8,068 from my Access Bank account to verify the authenticity of the court order I submitted to First Bank, claiming that First Bank requested it.

“I gave them written permission to conduct the verification, although I do not know whether the money has been deducted from my account. They, however, acknowledged receipt of my consent.”

READ ALSO: Enugu Resident Loses N874,500 After Zenith Bank ATM Held His Car

When FIJ contacted First Bank via email on Wednesday to ask about the delay in reversing Dada’s funds, the bank responded and promised to look into the matter if Dada resent the court order in PDF format.

“We acknowledge your email regarding the unresolved erroneous transaction. Kindly be informed that we are unable to access the documents provided,” the bank responded.

“We therefore advise that Dada resend the court order in PDF format for further assistance.”

FIJ also contacted Access Bank via WhatsApp on the same day, but the bank did not respond. Subsequently, FIJ sent an email to the bank for comments on the matter.

“This is to acknowledge your mail. Our representative will share an update with you on the matter within 24-72 hours,” Access Bank replied. No other response had been received at press time.

https://fij.ng/article/technician-mistakenly-sent-n500000-to-late-father-in-laws-first-bank-account-6-months-later-no-reversal-despite-court-order/

Sue the bank..
Their body go dey..
You go get attention..
Meet lawyer make them guide you, make you no misfire..

omoredia:
Court still dey Nigeria?

Abeg help me ask oo! i am surprised too

The law still works in Naigeria? No way! Adonbilivit! Never shall end wonder.

There is no money in the account you mistakenly transfered to, where do you expect the Bank to reverse your money from?