₦airaland Forum

On 28 April 2026, Mr Oluwafemi Sunday Ogunjobi, a Nigerian professional based in the UK, transferred 320 pounds through the fintech Afriex Inc. to his own GTB savings account. An Afriex system error credited the naira equivalent (N602,067.20) twice. Afriex admitted this in writing on 2 May 2026, when its support agent confirmed on WhatsApp that “there was a system issue” affecting the transaction.

Mr Ogunjobi acted in good faith throughout. He returned the full duplicate amount on 4 May 2026 through a virtual account Afriex provided, and Afriex’s own records confirm it recovered all funds by early May.

Despite this, the Inspector General of Police, acting through the Police Special Fraud Unit (PSFU), filed an ex-parte motion at the Federal High Court, Lagos (Suit No. FHC/LAG/MISC/763/2026, order issued 15 June 2026) directing 15 banks to place a 90-day lien on listed accounts and arrest anyone operating them. Mr Ogunjobi appears as Entry No. 13. Because the order was ex-parte, he had no chance to be heard. Critically, the PSFU letter (4 June) and the court order (15 June) both came AFTER the funds had been returned (4 May). Afriex never told the PSFU, the court, or GTB compliance that the matter was resolved and he was innocent.

Afriex then made three separate written commitments to fix the lien: the 2 May WhatsApp admission of fault, an official email on 28 June 2026 confirming the lien issue was escalated, and a follow-up email on 30 June 2026 promising the restriction would be lifted. It followed through on none of them. GTB itself confirmed in writing on 3 July 2026 that its internal restriction was lifted, meaning the only thing left against him was the court order Afriex failed to remove him from.
On 4 August 2026, Mr Ogunjobi entered the GTB branch in Agbowo, Ibadan and was arrested under that court order, then detained at Sango Police Division. While he was in custody, Afriex’s support bot denied any knowledge of a lien, contradicting its own emails, and its chat system auto-closed on him. Three lawyers intervened to secure his release at 6:50 PM, on condition that he report to the Lagos Anti-Fraud Unit the next morning. That obligation and the court matter (adjourned to 21 October 2026) are still active.
He has also suffered an unexplained deduction of about N50,850 above the agreed disputed amount, periods without access to his own funds, legal and travel costs, reputational damage from a public arrest, and severe emotional distress.

An innocent man was arrested over an erroneous double credit he had already returned three months earlier, entirely because a company that admitted fault in writing three times never corrected the record with the police and the court. Documentary evidence exists for every fact stated here (receipts, bank records, Afriex emails and WhatsApp admissions, GTB clearance letter, PSFU letter, and certified court order) and can be provided to investigators with private details masked.

jmoore:
https://www.facebook.com/100055189422916/posts/pfbid02a2A4b35FbHuduCWryhNGf9KHL1zQfYrrVMsgpK8ASRKDss9M6DxfVm1vGBdhmgohl/?mibextid=rS40aB7S9Ucbxw6v

Babinski:
He should get a competent lawyer, who should approach the Court to set aside the order or and it to remove him from the list because such order or his inclusion was obtained on withheld and misleading information.

jmoore:
The angle you are even looking at is lesser. He should be suing for damages against the fintech and Nigeria police. Anything less than 20 million naira awarded by the judge to him, that judge na bandit.

jmoore:
The angle you are even looking at is lesser. He should be suing for damages against the fintech and Nigeria police. Anything less than 20 million naira awarded by the judge to him, that judge na bandit.

iwaeda:
What if he didn't return the money, being honest is now a crime. My fear for STATE police is on the increase daily.

jmoore:
https://www.faceDxfVm1vGBdhmgohl/?mibextid=rS40aB7S9Ucbxw6v

jmoore:
The angle you are even looking at is lesser. He should be suing for damages against the fintech and Nigeria police. Anything less than 20 million naira awarded by the judge to him, that judge na bandit.

jmoore:
https://www.facebook.com/100055189422916/posts/pfbid02a2A4b35FbHuduCWryhNGf9KHL1zQfYrrVMsgpK8ASRKDss9M6DxfVm1vGBdhmgohl/?mibextid=rS40aB7S9Ucbxw6v

TheStoriesOfMan:
As a research student, I discovered a disease that affects all Nigerian government parastatals: THE FEEDBACK DISEASE.

This is a disease that affects both civilians and rulers alike.

No feedback
No communication
No follow-up

Everything is all "done" and "confirmed"

Documentation, zero
Effective feedback, lacking.
Status ranking and priority calls, alien.

Honestly we really need to look into these.

If the government made it mandatory for all business owners to go to a business school to learn the etiquettes of feedback and priority, businesses will last longer than some marriages.

jmoore:
The angle you are even looking at is lesser. He should be suing for damages against the fintech and Nigeria police. Anything less than 20 million naira awarded by the judge to him, that judge na bandit.

dominique:
Everything is just upside down in this country. Those that are wrongly credited dey chop the money clean mouth, the one that actually refunded got arrested. Who do us in this country?

iwaeda:
What if he didn't return the money, being honest is now a crime. My fear for STATE police is on the increase daily.

iwaeda:
What if he didn't return the money, being honest is now a crime. My fear for STATE police is on the increase daily.