₦airaland Forum

I'm going through a lot due to debt burden on me. I just hope I scale through this most important stage of my life.

Truthfulone1:
I'm going through a lot due to debt burden on me. I just hope I scale through this most important stage of my life.

pls help me, to move out of this state.

Truthfulone1:
I'm going through a lot due to debt burden on me. I just hope I scale through this most important stage of my life.

what is troubling you . please talk

Evaress:
what is troubling you . please talk

I'm in a debt. And the disgrace is just getting too much on me

Truthfulone1:
I'm in a debt. And the disgrace is just getting too much on me

is it opay debt? If its those microfinance bank you owing, i advice you just ignore them, they will stop calling. If its an individual you are owing, i guess you should call them and plead with them to give you more time. Honestly, we should becareful how we go around taking loans, it can really be annoying not to a return a money someone loaned you with on the agreed date. This guy has been owing me for 3 years now and it hurts me each time i think of it.

Evaress:
is it opay debt? If its those microfinance bank you owing, i advice you just ignore them, they will stop calling. If its an individual you are owing, i guess you should call them and plead with them to give you more time. Honestly, we should becareful how we go around taking loans, it can really be annoying not to a return a money someone loaned you with on the agreed date. This guy has been owing me for 3 years now and it hurts me each time i think of it.

thanks for the word of advice.

Evaress:
is it opay debt? If its those microfinance bank you owing, i advice you just ignore them, they will stop calling. If its an individual you are owing, i guess you should call them and plead with them to give you more time. Honestly, we should becareful how we go around taking loans, it can really be annoying not to a return a money someone loaned you with on the agreed date. This guy has been owing me for 3 years now and it hurts me each time i think of it.

they said they are sending messages to my contacts... not happy in this situation I put myself in

Truthfulone1:
they said they are sending messages to my contacts... not happy in this situation I put myself in

they will only threaten to scare you but trust me they have no right to do that.

Evaress:
they will only threaten to scare you but trust me they have no right to do that.

by God grace I will pay the money back once I get some money next month. the interest just going up more

Truthfulone1:
by God grace I will pay the money back once I get some money next month. the interest just going up more

dont fear. Relax. We all witness this. Whenever you get it, pay back. Just call them and calculate how much you saw there initially to pay back when you took the loan and you pay them. Then they will clear your debts. You don't have to pay the interest

Evaress:
dont fear. Relax. We all witness this. Whenever you get it, pay back. Just call them and calculate how much you saw there initially to pay back when you took the loan and you pay them. Then they will clear your debts. You don't have to pay the interest

may Almighty God bless you

Ith time they will stop. If they send messages to your contacts it doesn't matter if those your contacts are of any use you could have collected the loan from them instead of loan apps. So if any of your contact talk to you about it tell them to help you and pay. As a poor Nigerian to survive sometimes you have to be completely outlaw. You have to be shameless nobody is feeding you it's between you and your survival, if you kpai today then world will go on without you nothing will change around the world leave shame alone be totally shameless.

Truthfulone1:
they said they are sending messages to my contacts... not happy in this situation I put myself in

The shame is the hardest part of this, and it is what those apps count on. Threatening to message your contacts is a pressure tactic, not a court order, and it loses its power once you tell one or two trusted people the truth yourself. For the money, write down what you borrowed from each app, separate from the interest they keep adding, and stop taking a new loan to service an old one, that digs the hole deeper. Then approach each lender with one repayment plan you can truly keep. And protect your mind while you sort it out. Eat, sleep, talk to somebody daily, and if the heaviness refuses to lift, see a doctor or counselor. Debt ends, and you should be here to see it end.