₦airaland Forum

Ibime:
lol. What you can't detect is how much education on Aerobic stats those those screenshots have given him in the last 24 hours.

From his numbers not lining up yesterday, he's been able to nail down that 20 km/hr pace gets you to 2km in 6 mins. He wasn't capable of that calculation before. He is now even adding that he uses that test to check his heart rate.

So those screenshots are educating him. While he has got the desktop calculation right, he has never put his body through that actual stress to know how superhuman such an effort is in practice. That's why Afrodoc was laughing at him, cos he understands what those numbers mean on the human physiology.

Bold of you to think swiz will take aerobic lessons from you 😂

BlueRayDick:
Most Nigerian car owners can afford comprehensive insurance , but they don’t buy it anyways . Being able to afford it does not mean they actually value it to the extent of purchasing it .

By the way, it’s not just in VGC he damaged people’s cars , he damaged people’s car all the way down to Ajiran where he was finally arrested

BlueRayDick channeling ibime.

Comprehensive insurance has skyrocketed along with car prices. If you are in a big company whose provider subsidizes for personal cars maybe. Otherwise...

BlueRayDick:
Bold of you to think swiz will take aerobic lessons from you 😂

Pause

BlueRayDick:
Bold of you to think swiz will take aerobic lessons from you 😂

Trust me, he will take it away, run it through AI, understand it, then come back with his counterattack. But the most important thing is he is increasing his understanding.

That's why he went from someone that can't estimate distance yesterday, can't walk 3 km yesterday, can't estimate calorie expenditure yesterday. . . and today he knows how to check his BPM after running 2km Nigerian record pace interval in 6 mins.

GloriousGbola:
There is a general perception of blue collar criminals as st oo pd. Anyone who has visited VGC will tell you the entrance and exit gate is a choke point. So how did the guy think he would get away. It is not as if the express is clear like that either. A foolish idea with even worse execution. And as the owners of the cars are all well heeled hoa abroadian types - the guy will hear it. It will also be much harder for third parties coming to VGC going forward.

There's no sense to the guy's attempted theft; he clearly lacked exit strategy , maybe he was high on some substances.

As you rightly pointed out, he has just made it harder for non-residents to gain entrance into VGC. I'm sure they will put in serious measures to ensure entry and exit for non-residents will be very difficult.

GloriousGbola:
BlueRayDick channeling ibime.

Comprehensive insurance has skyrocketed along with car prices. If you are in a big company whose provider subsidizes for personal cars maybe. Otherwise...

Comprehensive insurance is 5% of the value of ur vehicle. If u are driving a N10m car, u certainly can afford N500k to cover ur car for one full year. You may decide not to buy the policy, but u certainly can afford it.

That same car will require you to buy tyre, shock absorber, do regular/routine servicing ,etc which may cost more than that N500k in the long run.

I think people choose not to buy comprehensive insurance not because they can't afford it, but because they either don't value it or they just don't believe in it.

Ibime:
Trust me, he will take it away, run it through AI, understand it, then come back with his counterattack. But the most important thing is he is increasing his understanding.

That's why he went from someone that can't estimate distance yesterday, can't walk 3 km yesterday, can't estimate calorie expenditure yesterday. . . and today he knows how to check his BPM after running 2km Nigerian record pace interval in 6 mins.

Ibime:
Trust me, he will take it away, run it through AI, understand it, then come back with his counterattack. But the most important thing is he is increasing his understanding.

That's why he went from someone that can't estimate distance yesterday, can't walk 3 km yesterday, can't estimate calorie expenditure yesterday. . . and today he knows how to check his BPM after running 2km Nigerian record pace interval in 6 mins.

Don’t forget, while kicking football, dribbling people, evading tackles, tackling people, jumping up to head the ball and other things.

He did all these things at about the speed of the fastest Nigerian ever at that distance, who just ran with light sportswear and sneakers. 😁😁😁

afrodoc:
Don’t forget, while kicking football, dribbling people, evading tackles, tackling people, jumping up to head the ball and other things.

He did all these things at about the speed of the fastest Nigerian ever at that distance, who just ran with light sportswear and sneakers. 😁😁😁

I think he was obviously trolling, but Ibime dey take am serious thinking he's educating him. Swiz is definitely not Obaino, he no get any interest in the knowledge sharing Ibime thinks he's doing.

BlueRayDick:
I think he was obviously trolling, but Ibime dey take am serious thinking he's educating him. Swiz is definitely not Obaino, he no get any interest in the knowledge sharing Ibime thinks he's doing.

Yeah. They have a history of tackling each other. Swiz no dey allow Ibime drink water drop cup and vice versa.

BlueRayDick:
Comprehensive insurance is 5% of the value of ur vehicle. If u are driving a N10m car, u certainly can afford N500k to cover ur car for one full year. You may decide not to buy the policy, but u certainly can afford it.

That same car will require you to buy tyre, shock absorber, do regular/routine servicing ,etc which may cost more than that N500k in the long run.

I think people choose not to buy comprehensive insurance not because they can't afford it, but because they either don't value it or they just don't believe in it.

What kind of joke is this. 10 million is 2012 Camry if you price like a vulture pricing dead body.

So you think a Camry user can afford 500k for insurance like it’s nothing? That Camry likely won’t take 500k in maintenance a year.

swiz123:
What kind of joke is this. 10 million is 2012 Camry if you price like a vulture pricing dead body.

So you think a Camry user can afford 500k for insurance like it’s nothing? That Camry likely won’t take 500k in maintenance a year.

leave blueray - he has blue chip company insulation

Retailers and their greed are one of the biggest problems we have in Nigeria. Some of them will be looking to make up to 50% on what they spent on a product. You will go to Bokku or market square buy a product in bulk for 1000 per and then sell for 1600 or 1700. Is that not wickedness. At what point does making a profit become exploitation.

GloriousGbola:
leave blueray - he has blue chip company insulation

He never meet people wey dey borrow to top up and pay for car.

swiz123:
What kind of joke is this. 10 million is 2012 Camry if you price like a vulture pricing dead body.

So you think a Camry user can afford 500k for insurance like it’s nothing? That Camry likely won’t take 500k in maintenance a year.

Okay.

GloriousGbola:
leave blueray - he has blue chip company insulation

I already said it is a choice.

Shebi if same car gets involved in an accident and u require N1.5m to put it back on the road , u will park the car and not fix it. Shey?

Amigoos1:
Retailers and their greed are one of the biggest problems we have in Nigeria. Some of them will be looking to make up to 50% on what they spent on a product. You will go to Bokku or market square buy a product in bulk for 1000 per and then sell for 1600 or 1700. Is that not wickedness. At what point does making a profit become exploitation.

that is why shoprite started limiting how much five alive people could buy

incidentally, you will see people selling bokku bread, sometimes right outside bokku at n500 markup
i saw this in ajegunle

swiz123:
What kind of joke is this. 10 million is 2012 Camry if you price like a vulture pricing dead body.

So you think a Camry user can afford 500k for insurance like it’s nothing? That Camry likely won’t take 500k in maintenance a year.

500k a year is 40k a month

So someone driving a 2012 car cannot afford 40k a month?

izzou:
500k a year is 40k a month

So someone driving a 2012 car cannot afford 40k a month?

Majority can’t afford it yes. That car is extremely durable and majority of users buy that car first because of that.

500k a year is effectively more than what you typically spend maintaining that car.

Upcoming hustlers buy it for peace of mind and don’t have enough disposable income to let out 500k for any insurance.

I don't even think it's about the affordability or not, it's more a question of the odds of utilizing said insurance in the course of a year.

Insurance is baked into the financial system of the developed world, if it wasn't they too go dey avoid insurance like their Naija counterparts.

izzou:
500k a year is 40k a month

So someone driving a 2012 car cannot afford 40k a month?

Don’t mind him . There’s a reason why I didn’t even bother arguing it with him .

If u can’t afford to set aside 40k out of ur monthly income to protect ur car bought for N10m , then u have no business using the vehicle .

Thats why I said its not about affordability because person wey Dey use that vehicle can clearly afford 40k per month , it’s just a choice borne out of either not valuing insurance or believing in insurance as a person .

Theflint1:
I don't even think it's about the affordability or not, it's more a question of the odds of utilizing said insurance in the course of a year.

Insurance is baked into the financial system of the developed world, if it wasn't they too go dey avoid insurance like their Naija counterprats.

You first paragraph is a thought the general optimistic thoughts of an average person . Of course everyone thinks and hope they don’t have to utilize their insurance. That u are making an insurance claim means an unfortunate event has happened and nobody wants or hope for that .

As per your second paragraph , ironically insurance is more expensive in the western world when compared to naija sef

NAFDAC bursts Trade Fair market where they arrested two suspects revalidating expired drinks and also producing counterfeit drinks .🤦‍♂️

It doesn’t matter whether you drink alcohol or no; they are literally erasing expiry dates off expired soft drinks/fruit wines and replacing it with future expiry date .

#HappeningNow NAFDAC has uncovered a suspected counterfeit production facility at Zamfara Plaza, BBA Trade Fair Complex, Lagos State.

Two suspects were arrested at the scene while allegedly revalidating energy drinks and popular wine and whisky brands.

More details to follow… pic.twitter.com/c6UWpoiLck

— NAFDAC NIGERIA (@NafdacAgency) October 13, 2026

/video/1?s=46

izzou:
500k a year is 40k a month

So someone driving a 2012 car cannot afford 40k a month?

my man

40k a month car insurance and no other bills dey abi?

we have been debating about how far 400k a month can go on this platform - now add 40k /month to it. it may work if the vehicle is commercial and you can simply transfer the cost to clients via billing - but for private owners in this economy?

GloriousGbola:
my man

40k a month car insurance and no other bills dey abi?

we have been debating about how far 400k a month can go on this platform - now add 40k /month to it. it may work if the vehicle is commercial and you can simply transfer the cost to clients via billing - but for private owners in this economy?

There’s a reason why I said it’s a matter of choice . The same person that can’t “afford “ 40k monthly to insure his car Dey regularly chop catfish , dey press urgent 5k to friends and acquaintances , dey clear other bills that are not really necessities, etc

For want of better word , let’s just say it’s about priorities , not necessarily affordability .

BlueRayDick:
There’s a reason why I said it’s a matter of choice . The same person that can’t “afford “ 40k monthly to insure his car Dey regularly chop catfish , dey press urgent 5k to friends and acquaintances , dey clear other bills that are not really necessities, etc

For want of better word , let’s just say it’s about priorities , not necessarily affordability .

sincerely, in this matter you are channeling ibime and assuming disposable income dey like that. those eating 15k meat at one sitting are the exception not the rule

GloriousGbola:
sincerely, in this matter you are channeling ibime and assuming disposable income dey like that. those eating 15k meat at one sitting are the exception not the rule

If you don’t have disposable income , how are you fueling the car sef ? I hope you know that the N40k monthly is less than the cost of half tank of fuel you buy inside the same N10m vehicle ?

BlueRayDick:
NAFDAC bursts Trade Fair market where they arrested two suspects revalidating expired drinks and also producing counterfeit drinks .🤦‍♂️

It doesn’t matter whether you drink alcohol or no; they are literally erasing expiry dates off expired soft drinks/fruit wines and replacing it with future expiry date .

#HappeningNow NAFDAC has uncovered a suspected counterfeit production facility at Zamfara Plaza, BBA Trade Fair Complex, Lagos State.

Two suspects were arrested at the scene while allegedly revalidating energy drinks and popular wine and whisky brands.

More details to follow… pic.twitter.com/c6UWpoiLck

— NAFDAC NIGERIA (@NafdacAgency) October 13, 2026

/video/1?s=46

Aa

Nigerians are only creative when it comes to crime.

BlueRayDick:
If you don’t have disposable income , how are you fueling the car sef ? I hope you know that the N40k monthly is less than the cost of half tank of fuel you buy inside the same N10m vehicle ?

nepa bill
feeding
cooking gas
petrol for car/gen
dstv/netflix
house hold items
emergencies

this is for a young family
for an older family you have to add weekly feeding for pikins in school

BlueRayDick:
You first paragraph is a thought the general optimistic thoughts of an average person . Of course everyone thinks and hope they don’t have to utilize their insurance. That u are making an insurance claim means an unfortunate event has happened and nobody wants or hope for that .

As per your second paragraph , ironically insurance is more expensive in the western world when compared to naija sef

Yea, most persons hope they don't encounter an unfortunate event, more reason they see a payment that invalidates that hope as an avoidable bill.

Nominally Nigerian insurance is likely cheaper, but as percentage of average income it'd be more expensive.

GloriousGbola:
my man

40k a month car insurance and no other bills dey abi?

we have been debating about how far 400k a month can go on this platform - now add 40k /month to it. it may work if the vehicle is commercial and you can simply transfer the cost to clients via billing - but for private owners in this economy?

What do you think would be the income of someone who bought a car of 10 million?

How much is 40k? 30 litres of fuel/20 litres of Diesel...

It's just a matter of preference.

BlueRayDick:
If you don’t have disposable income , how are you fueling the car sef ? I hope you know that the N40k monthly is less than the cost of half tank of fuel you buy inside the same N10m vehicle ?

Exactly

40k is too much, but the same person can fill tank 3 times in a month.

50% of people who can afford a 10 million naira car, can make space for 40k insurance, but that's not a priority for us in Nigeria.