₦airaland Forum

Wotowotoman:
Huh

Lol, guy u dey lie jor...

LagosAutoDeals:
Lol, guy u dey lie jor...

I’ve got nothing to prove to a broke stranger on the internet

lordm:
I don't lend people more than 20k,

If I see you can't pay I won't even give you 5k.

Stingy man

Wotowotoman:
I’ve got nothing to prove to a broke stranger on the internet

Yeah, you're right. There's nothin' in my bank account, the boy is broke. But your lines reek of lies. Lotta folks on here act like they're boss, but in real life, they still live with their mommas. I wouldn't be surprised if you're one of 'em...

LagosAutoDeals:
Yeah, you're right. There's nothin' in my bank account, the boy is broke. But your lines reek of lies. Lotta folks on here act like they're boss, but in real life, they still live with their mommas. I wouldn't be surprised if you're one of 'em...

Indeed…

Wotowotoman:
This is very similar to my own story. Mine was much more than 100k. My guy wey don japa go London buzz me say he desperately needs some pounds to pay for very serious family matter. He promised say he will surely pay back when they pay him at the end of the month. I look am say the guy dey London and must be working so no matter what, he go surely pay back. I asked for his Aza for London and wired the pounds sterling to him. Biggest mistake of my life

Like the OPs friend, he thanked me so well that I come dey wonder say wetin dey sup. End of month reach, I travel go London. The guy came to see me and do like say he don forget my money. Infact, na me pay for all our flexing for London. The guy just dey drink and chop like say he wan chop all my money before I comot London

Anyway, as I return back, two months pass and no word from the guy. Na so I start to remind am say guy, how far with my money na? He started giving me cock and bull story say him wife papa get cancer. This na rich old man wey get him own money and no send this my guy. He now started sending me pictures of the dying man for hospital bed. I tell am say Ogbeni, wetin concern me with these pictures? Pay my money jor

The guy come vex say I wicked say I no even pity am say him in-law get cancer. He now say make I give am another month say he go pay. Another two months pass and he no bother to pay. When I started to buzz am again say guy, how far na? He talk say I dey disturb am this early momo say he go block me o. I was like on top my money?

Like play like play, the guy blocked me o and a year has passed since then. I am still blocked and I never see my money. When bad bad things start to dey happen to this kind person, he go talk say na devil handwork. Na wa o

Guy, this naration is a joke abi

raydboi:
Guy, this naration is a joke abi

Joke?

Sonnobax15:

My immediate elder brother borrowed some money from me recently,and even before I gave him the money,I knew he had a plan. And I already knew what he intended on doing,so I gave him the money after so much pleading and promising to pay back the following day. Lo and behold,I called my bro,called his wife but none of them took my calls . Next thing I saw was that my bro had equally blocked my number .

Omoh,I just maintained my steeze,cuz even my elder bro must had been expecting a fight from me but I just overlooked everything,and learnt my lesson. Tho he's been avoiding me since then but I no really too dey reason am again.

I have learned from my lending mistakes, nowadays I don't lend money to close friends/relatives: If you come to me to borrow 100k, i will tell you that I don't have such amount - i will just give you 10k - for free.

Wotowotoman:
Joke?

Omo
Him jazz U
Cos which 1 be say U reach London and still flex am

I took a loan of 20k from my friend, !I pronissed to pay back by month end with assurance..month end, salary come, as the money take finish sef I no know...I didnt call him or anything. 2 weeks down the deadline, dropped him a message on whatsapp to leand me 10k make I take see front before month end again..he just said ok and sent the money.


Month end again, I still no give am, I no call am I no explain anything..2nd month ended no call from me, no text nothing. And I know he need this money.

2nd week in the third month, a merchant was running a promo discount, and i swear I no get money and no know where to get...I called my guy and explain..he said he didnt have i needed about 70k. He said he will get back to me.

3 days later, my bro raised the money and sent it to me. Making a total of 100k.

All these while he know how much I earn, fourth month went by, fifth, sixth. By the seventh month, I called my friend to lend me 20k. He said he didnt have he asked what I need the money for..I told him for feeding. He went ahead to sell one of his live stock, and sent me the money.

All these while, we barely speak. Just how far.... how far...have I paid him the money..no!!!

Do we still speak, barely. Is he richer than me?8 no!!!


I just laugh when I see people parading the word..'friend'.

brain54:
:::


It's only the people that lend other people money and they don't pay back we will see on this thread.



No one will talk about all the money they have lent including from loan apps and close friends that they have refused to pay.


:::

Perhaps, they are angry seeing thread like this. Now they're strategically thinking of how to step up their game.

Olachase:
I accommodated someone just a friend from social media

I go work before I return my T.V and the guy don disappear, he even still carry two dirica of my rice way remain

Some people just stup*d for this life

😂😂😂

Please, when you used the word *stup d , were you referring to the social media friend of yourself?

Am kinda confused here.

T0BY:
For one's peace of mind, lend money that you can afford to loose because to get the money back, it may be thug of war or you may not get it again.

Some Nigerians are looking for who to exploit or outsmart for their selfish gain.

Hope we can now see why loan companies send horrible messages to people

If a family can block you after he borrowed money from you, what did you think he will do to palmpay, okash, easemoni etc

Most Nigerians deserve the disgrace they are getting from online loan platforms

Gbadugbakun:
I no kukuma de borrow people money. No matter how you cry con meet me, I would just tell you I don't have. If your bank cannot lend you money it means you're not credit worthy.

..

I still lend someone few days ago. I am 101% sure he will keep his promise.

Na your circle of friends no good enough

It is this new idea of lending what you can forfeit that will cause the next set of problems in this country.

If borrowers start getting the idea that the person lending is helping with whatever amount so that he can forfeit it if things go South, borrowers might start getting entitled or start borrowing in the hope that the lender has given what he can ignore, if push comes to shove.

I urge all borrowers (people asking for money or loan) to make good on their word and pay back.

YoungestPapa:
I have been in the exact same situation as your friend.

I borrowed 200k from a close friend and things didn't go as planned, in fact i didn't recover from my financial slumber for years. During this time as much as i didn't want to lose our friendship, i tried avoiding him.

You have to understand that the person who is been owed would always ask from time to time his money, but what if you, the borrower is in a position where you cannot pay the money because you are dirt poor? The human feeling in that situation for the borrower is not try to be more friendly with you, because he is dying with immense guilt and embarrassment. He may be your bone man, but his feelings make him stay away. This may still happen even if you assure him not to worry about it.

I tried to stay friends with my friend, but i know that many times i avoided him and he knew the reason. Fortunately, he has an amazing level of maturity and so over the years, he wrote off the debt and it made me feel better gisting and sharing old memories with him. As soon as i got into a better position, i sent the money to him after 5 years.

Your friend is only acting that way because he's human. If you know him as a good person, then he still is a good person, but he is terrible guilty and embarrassed with the situation.

I get your point. I have never been in that position but i disagree the way you affirmed your point that the person might be avoiding the lender due to shame and all other excuses you gave.

Bros, to some, you might be correct. While Some people just find it hard refunding money borrowed. Some do not even have intention of refunding.

So, dont generalised or be their mouthpiece. You can only be certain about yourself.

schoolboymatt:
I took a loan of 20k from my friend, !I pronissed to pay back by month end with assurance..month end, salary come, as the money take finish sef I no know...I didnt call him or anything. 2 weeks down the deadline, dropped him a message on whatsapp to leand me 10k make I take see front before month end again..he just said ok and sent the money.


Month end again, I still no give am, I no call am I no explain anything..2nd month ended no call from me, no text nothing. And I know he need this money.

2nd week in the third month, a merchant was running a promo discount, and i swear I no get money and no know where to get...I called my guy and explain..he said he didnt have i needed about 70k. He said he will get back to me.

3 days later, my bro raised the money and sent it to me. Making a total of 100k.

All these while he know how much I earn, fourth month went by, fifth, sixth. By the seventh month, I called my friend to lend me 20k. He said he didnt have he asked what I need the money for..I told him for feeding. He went ahead to sell one of his live stock, and sent me the money.

All these while, we barely speak. Just how far.... how far...have I paid him the money..no!!!

Do we still speak, barely. Is he richer than me?8 no!!!


I just laugh when I see people parading the word..'friend'.

So, what is your point now?

schoolboymatt:
I took a loan of 20k from my friend, !I pronissed to pay back by month end with assurance..month end, salary come, as the money take finish sef I no know...I didnt call him or anything. 2 weeks down the deadline, dropped him a message on whatsapp to leand me 10k make I take see front before month end again..he just said ok and sent the money.


Month end again, I still no give am, I no call am I no explain anything..2nd month ended no call from me, no text nothing. And I know he need this money.

2nd week in the third month, a merchant was running a promo discount, and i swear I no get money and no know where to get...I called my guy and explain..he said he didnt have i needed about 70k. He said he will get back to me.

3 days later, my bro raised the money and sent it to me. Making a total of 100k.

All these while he know how much I earn, fourth month went by, fifth, sixth. By the seventh month, I called my friend to lend me 20k. He said he didnt have he asked what I need the money for..I told him for feeding. He went ahead to sell one of his live stock, and sent me the money.

All these while, we barely speak. Just how far.... how far...have I paid him the money..no!!!

Do we still speak, barely. Is he richer than me?8 no!!!


I just laugh when I see people parading the word..'friend'.

Hold up a sec, brotha... You mean your friend did all that??

Wotowotoman:
Joke?

It did sound like a joke, you said you lent your guy 100k, £100,000? Or 100,000 naira that is the confusion..

100,000 naira = £50

£100,000? how could you lend £100,000? Even UK banks no de lend such amount

I am not saying you don't have £100,000 after all i don't know you. Me wey no get shishi!

So which one is it? 100,000 naira or £100,000 did you lend your guy. And did you travel from Naija to London to visit your guy?


It is also possible that you bought drinks and food for him dat one no be problem you can afford it.


Make your story believeable, Otherwise don't tell it.

Peace!

LordLicifer:
It did sound like a joke, you said you lent your guy 100k, £100,000? Or 100,000 naira that is the confusion..

100,000 naira = £50

£100,000? how could you lend £100,000? Even UK banks no de lend such amount

I am not saying you don't have £100,000 after all i don't know you. Me wey no get shishi!

So which one is it? 100,000 naira or £100,000 did you lend your guy. And did you travel from Naija to London to visit your guy?


It is also possible that you bought drinks and food for him dat one no be problem you can afford it.


Make your story believeable, Otherwise don't tell it.

Peace!

All these broke strangers on the internet that think I need to prove anything to them. If you like, no go find job to keep busy. Dey there dey pocket watch.

If only you passed English comprehension in WAEC, you wouldn’t be writing this gibberish to me. Where on earth did I say I lent my guy 100k whether in Naira or pounds?

Equal2DeTask:
Stingy man

Who cares whether you call me stingy or not.
You who are not stingy, give people na

Wotowotoman:
All these broke strangers on the internet that think I need to prove anything to them. If you like, no go find job to keep busy. Dey there dey pocket watch.

If only you passed English comprehension in WAEC, you wouldn’t be writing this gibberish to me. Where on earth did I say I lent my guy 100k whether in Naira or pounds?

Oga, no vex! oya! Just tell us how much you lend your guy, no need to be angry.. i can see why no one believes your story.


You are right i no pass WAEC na who WAEC help? I sure say Elon Musk no pass WAEC. It didn't stop him.

Also tell us if you travelled from Naija to London.


You are right i be broke guy, i accept, na you be millionaire. everybody is a millionaire on a faceless forum

You are also right we be strangers, so mek you no dey tell strangers story wey no make sense.


We don't believe you! na lie! Sue us or go to court!! After all we can't proof your story. We be strangers.

YoungestPapa:
I have been in the exact same situation as your friend.

I borrowed 200k from a close friend and things didn't go as planned, in fact i didn't recover from my financial slumber for years. During this time as much as i didn't want to lose our friendship, i tried avoiding him.

You have to understand that the person who is been owed would always ask from time to time his money, but what if you, the borrower is in a position where you cannot pay the money because you are dirt poor? The human feeling in that situation for the borrower is not try to be more friendly with you, because he is dying with immense guilt and embarrassment. He may be your bone man, but his feelings make him stay away. This may still happen even if you assure him not to worry about it.

I tried to stay friends with my friend, but i know that many times i avoided him and he knew the reason. Fortunately, he has an amazing level of maturity and so over the years, he wrote off the debt and it made me feel better gisting and sharing old memories with him. As soon as i got into a better position, i sent the money to him after 5 years.

Your friend is only acting that way because he's human. If you know him as a good person, then he still is a good person, but he is terrible guilty and embarrassed with the situation.

It's the bad human in him that's making him avoid him.
If you owe someone money, have a solid plan to pay back. And if that plan fails, always hit the person up first and with sincere moves to pays like giving parts payments.
The creditor will see your sincere desire to pay. Thus won't be too angry than ghosting him. He might even extend the payment period or forgone the loan or even ask further where you are experiencing difficulty with the mindset to help or connect you.
But some people are just evil

LagosAutoDeals:
Hold up a sec, brotha... You mean your friend did all that??

yep...my FRIEND

3kay945:
So, what is your point now?

just sharing my experience and trying to show people what a 'real friend' is.

Lenders please pray never to be in the position of helpless borrowers or righteous debtors(willing but unable to cos os circumstances beyond their control).It's easy to stand hear and grandstand cos you are fortunate to have financial advantage.
N.B-Not supporting borrowing and refusing to pay which is sin.

uche87:
https://www.facebook.com/share/1HsuwtsQws/?mibextid=wwXIfr

When it comes to finances, only lend or give money you are prepared to lose. Even banks operate with a contingency plan in case a borrower defaults. Always prepare for the worst so you don't ruin valuable relationships over money, focus on the future, where far more important gains lie.

My lord lend me 2 kay.

I know that's peanuts to you 👌🏼

lordm:
I don't lend people more than 20k,

If I see you can't pay I won't even give you 5k.

Your name is vice governor.
So you be big man

ViceGovernor:
My lord lend me 2 kay.

I know that's peanuts to you 👌🏼

schoolboymatt:
I took a loan of 20k from my friend, !I pronissed to pay back by month end with assurance..month end, salary come, as the money take finish sef I no know...I didnt call him or anything. 2 weeks down the deadline, dropped him a message on whatsapp to leand me 10k make I take see front before month end again..he just said ok and sent the money.


Month end again, I still no give am, I no call am I no explain anything..2nd month ended no call from me, no text nothing. And I know he need this money.

2nd week in the third month, a merchant was running a promo discount, and i swear I no get money and no know where to get...I called my guy and explain..he said he didnt have i needed about 70k. He said he will get back to me.

3 days later, my bro raised the money and sent it to me. Making a total of 100k.

All these while he know how much I earn, fourth month went by, fifth, sixth. By the seventh month, I called my friend to lend me 20k. He said he didnt have he asked what I need the money for..I told him for feeding. He went ahead to sell one of his live stock, and sent me the money.

All these while, we barely speak. Just how far.... how far...have I paid him the money..no!!!

Do we still speak, barely. Is he richer than me?8 no!!!


I just laugh when I see people parading the word..'friend'.

Hmmmmmn
That guy is a definition of a true friend.
Please dont lose him.
And try as much as you can to at least pay back what you can.
Don't take advantage of true friendship.

Jah bless.

I know your situation well, my friend.
The sad truth is that some people are only here to use, and they have an entitled mindset. Once a user realises that they can use you for money, they will not stop, they will only ask for more and more. It is best to get out of such "friendships" while you still can.

everybody is a millionaire on a faceless forum
So true