₦airaland Forum

Shii happens.

If you did not send the fraudster your BVN or your bank details,
then it is an insider job.

macolino:
I can never fall to that rubbish,the other day a nairalander posted this bvn scam format.

People like you fall for lesser scam, trust me no one knows it all

Sorry to hear your ordeal but I suspect an inside job. A rat is around you

Bankers hand must be inclusive. How can someone without a banking knowledge be able to do that? Especially with the OTP?

Its a simple logic. Its just ignorance. If you have been using your ATM to buy things or credit things online via Quickteller, Nairabet and even sending of money online. You shud know OTP is the final stage whr code will be sent to your number and when you imput it. The transanction will complete. I guess the guys dat did dat job are insiders (someone very close to you). because before if you can get to dat OTP stage. you must have fill d ffg details

The card number (dat long number on your card)
Expiry date
CCV2 (dat 3 code at the back) and finally
Your pin

Becareful with you atm card information ftom leaking out. Even if it leaks out. once you get OTP and you know you aint buying anytin online or you not doing any transanction. pls just ignore the message. ONE LOVE!!!

Damn, easy to fall.

Koleman:
Hmmm. Sad one. Sometimes i suspect these banks themselves.......... OH NO! What just happened? YES! You wont believe it, Am the FTC!

No doubt. There are insiders in the Banks!

Even mtn send me one link to verify BVN, I just hiss laff.. the most untrusted network in nigeria

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/

CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks

Thank you very much!

Ehh. You gave out ur BVN and money disappeared from ur account. You did not give out any password or sign anything. This is unbelievable, though could be true.
Anyway sorry.
In another story, Pick pocket and 1 chance are back due to the festive season.

Check out Why the whole Nigeria is scared of Biafra. www.nairaland.com/2706891/what-want-biafra-look-like

It's unfortunate that most Nigerians are gullible, and impatient. Even if one of your accounts had not been linked to your BVN, is it an emergency case? Is it life - threatening, as in, would somebody have died if you had not responded immediately? CBN, and commercial banks have warned their customers not to disclose their BVN, or other details to anyone online, no matter what. This is a clear case of ignorance, and gross carelessness; Except if this person lives alone in the bush.

This has to be an insider job. I can never do anything with my accounts online without confirming with their agents via email or on their social media account. I feel sorry for the man in the topic, I hope those criminals get apprehended soon.

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/

CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks

This is Why it is good to enter banking hall And do your thing.

We Nigerians Like easy And no stress at all,if only you had gone to your bank do your thing your self.

Like Me I don't reply any email or message from my bank,I go direct to banking hall.

Sorry bros.

Also I blame bank too.

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/

CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks

There is nothing complicated about this.
The number one thing you must know about your banking transactions is that you must NEVER give your PIN, OTP, Password, token number out to anyone, including the bank MD even if you know him personally.
You opened your vault to the rogues, meanwhile you can liaise with FirstBank to freeze the account if they have not withdrawn it already.

Confirmed insider job.

It's unfortunate that most Nigerians are gullible, and impatient. Even if one of your accounts had not been linked to your BVN, is it an emergency case? Is it life - threatening, as in, would somebody have died if you had not responded immediately? CBN, and commercial banks have warned their customers not to disclose their BVN, or other details to anyone online, no matter what. This is a clear case of ignorance, and gross carelessness; Except if this person lives alone in the bush.

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/












CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks

crowther15:
my question now is can fraudster rub one with his bvn? is just like ur account number... can they rub one via his acct no.? cos the scenario u just narrated to us now is still uncleared. they called him as customer care.... did they collect his pin or wht? wht was the details the holder of the acct divulge into fraudsters hand? pls this is unclear. OTP code was sent to him which he must confirm for the transaction to pave way.....did he call out the OTP code to d scammer?

Exactly my thoughts!

PapiDShipCapt:
the fact is that, the victim was distracted from the main thing.. One way scammers get away with their act is by making their victims relaxed and comfortable. you don't need OTP (One Time Password) for registration or activation of BVN. They have had your bank account details to complete an online funds transfer and to finalize an online transfer OTP sent to the phone number attached to the bank account as a confirmation, for him to call d digits for OTP he has unconsciously confirmed the transfer.

Sorry bro, but note that ur bank won't refund the money only except if the scammers r apprehended before u could get back ur money. Lets all be cautious especially when it comes to things bothering about privacy

Thought the same bro.

Its definitely not a trial and error thing, they've been on the Op trail for sometime.

And hit him when most vulnerable.

Most likely, with help from an insider.

Rich4god:
The fraudsters must have gotten hold of your ATM details or internet banking details.... Or probably an insider must have been part of the scam as to how did they get to know her phone number...

An insider May not be part of the whole thing, the security and whoever has the final say on what goes on in your account, is the account holder. Unless there is a hack on the banks entire DB, otherwise the account holders themselves are the ones that open doors. Time and time again, we have been warned never to put up or follow any url requesting for account updates but some people never learn.

If you value your money, why not always confirm from your account officer or your bank's customer service call centre. It's is only when the deed has been done that some of us remember we have account officers or call centres to call.

I don't care how accurate the details a scammer gives me is, if I wasn't the one that initiated the call, don't bother yourself.

FOLLOW UP WITH THE RECIPIENT ACCOUNT. WITH BVN THAT ACCOUNT HOLDER WILL BE TRACKED OR FIRST BANK ARE IN FOR TROUBLE.

I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. [b][/b]


this clearly shows that this fraud was done by an insider, they used your OTP code to zap the money.
that's y he called you back to give him d code. either ways they might b working with someone outside too.

I dey mad to answer anyone that is account about my transactions...I repeat. .I DEY MAD!!!



^^^^maybe...you are...

The BVN request was just an attempt to get one time code. they have they have her details already

The scammers were already logged into your internet banking, they have gone past all the stages and needed the OTP to effect the transfer. They called ahead and used BVN as a distraction to get the OTP. Once the OTP was released, they completed their transaction.

Any one conversant with Internet banking or online transaction should know OTP is the last security on an account and SHOULD UNDER NO CIRCUMSTANCE release it to a third party.

OP, have you ever logged into your bank account in a cafe? Have you ever clicked on any email link requesting you to update your bank info? Have you been clicking on video links on facebook? The fraudster already had your bank login details but just needed to get the OTP to make a successful transfer and you gave it to him. BANKS WILL NEVER ASK FOR YOUR OTP!!!!! NEVER.

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/

CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks

So sorry about your predicament. Same thing almost happened to me this year. Some random dude called me forming he was from Diamond bank and needed to alert me to some inconsistencies with my account. After listening to his sermon, I jejely asked him his name and which branch he was calling from, the mofo ended the call. Never transact over the phone or with unknown elements.

StanbicIBTC might never refund you cause you willingly gave them the code. Sorry again

They probably got hold of your log in details or debit card and did a direct bank transfer with it.

Question is, who would give out an OTP to anyone? I mean, the mention of OTP alone is a red flag I doubt anything can come out of this, the bank is not liable,IMO

JAZES:
One of our readers sent this in and i think its very important that you all go through it so that you dont fall victim too because this is to real for someone not to fall victim. Kindly read below:

“From a friend……..Good morning
Please read this carefully, it may save you a few hundred, or a few thousand, or may be a few million bucks. It’s a personal experience, a true event that happened this afternoon. I am Sunday Adewole, I just fell victim of fraudsters a few hours ago. I am an account holder with StanbicIBTC bank, I am trying to put fund together to pay for my daughter’s tuition fee in CU in which case the institution already resumed last week. Yesterday afternoon, I got a call from somebody purportedly from StanbicIBTC who said “Am I speaking with Dr. Adewole” (called out my other names) to which I answered in the affirmative. He said he called in respect of my BVN which I was observed not to have done, I replied that I already had it done with Skye bank and he said the bank will send me a link so that my account with Stanbic will be linked with the BVN. True to our conversation, I receive a message from StanbicIBTC in which an OTP was sent to my phone. A few minutes later, he called to ask if I got the the SMS, I told him yes but I can’t do anything about it cos I was driving. He said no problem I should call out the numbers which I did and he thanked me for my cooperation in a customer service manner. I heard nothing since then till this afternoon at precisely 13:00 hrs when I received a SMS from StanbicIBTC informing me of a debit transaction which cleared my account to the lowest thousand, i.e. I was left with a paltry N685 (six hundred and eighty five naira). I called my account officer who confirmed to me that I have fallen victim of fraudsters and he checked up on my account and saw that the recipient acct is in First Bank. My puzzle is how did they get my account details? How were they able to generate an OTP to my phone. I am waiting to see what my bank would do on it. In the mean time, please be aware of what the 419 people can do. I’ll keep you posted on any new development.”
http://www.onlineleaks247.com/index.php/2015/11/02/on-going-bvn-scam-even-the-most-cautious-person-will-fall-for-this-one/

CC: lalasticlala
lala, kindly put this out there to keep people informed. Thanks

Thank u for d post

One really needs to be careful this days. Igboro o rerin at all and people are desperately looking for any avenue to make quick money. Trust only yourself with your bank details