₦airaland Forum

Welcome, Guest: Register • Login • With Google • Trending • Recent • New

Stats: 3,345,533 members, 8,518,106 topics. Date: Friday, 13 November 2026 at 02:15 PM

Toggle theme

Bank's Mobile Application: The Good, The Bad & The Ugly - Business - Nairaland

Nairaland Forum › Nairaland General › Business › Bank's Mobile Application: The Good, The Bad & The Ugly (2068 Views)

1 Reply (Go Down)

Bank's Mobile Application: The Good, The Bad & The Ugly by DzTzl(op): 3:20pm On Jan 05, 2016
Dear Nairalanders, I'm sure we all have accounts in banks all over the country and quite a number of us use the mobile banking app for convenience purposes in transacting
we all have at a point in time be 'wowed' or disappointed, & I'm sure there are something's we will like to have on our mobile banking app that are absent.

Please I will like you to assist me with this not so tasking but mind draining assignment with why you think your bank's app is good and additional features you will like to have on your app.

NB : Matured responses please and no insults

Thank
Re: Bank's Mobile Application: The Good, The Bad & The Ugly by Nobody: 3:58pm On Jan 05, 2016
Hi,Are you a programmer?
Re: Bank's Mobile Application: The Good, The Bad & The Ugly by bigtt76(f): 4:02pm On Jan 05, 2016
I have the following mobile banking app and rate them in the following order

1. Diamond Bank
2. Zenith Bank
3. GTBank

Diamond Bank though it helped keep me away from their banking hall through their transfer module, they are not to be relied upon as they can decide to go haywire without notice.

GTBank app lost their respect in me when they started asking for token verification for transfers to be effected.

Zenith Bank, I couldn't be bothered to activate mobile bank module. I'm OK with their under utilized Mobile Money module which I activated.

Used it for bank to bank transfer and they charge you + VAT and COT way more than other banks I use do for NIP transfers. They can be relied on though.
Re: Bank's Mobile Application: The Good, The Bad & The Ugly by DzTzl(op): 4:28pm On Jan 05, 2016
shigothang:
Hi,Are you a programmer?
No m not
Re: Bank's Mobile Application: The Good, The Bad & The Ugly by DzTzl(op): 4:45pm On Jan 05, 2016
bigtt76:
I have the following mobile banking app and rate them in the following order

1. Diamond Bank
2. Zenith Bank
3. GTBank

Diamond Bank though it helped keep me away from their banking hall through their transfer module, they are not to be relied upon as they can decide to go haywire without notice.

GTBank app lost their respect in me when they started asking for token verification for transfers to be effected.

Zenith Bank, I couldn't be bothered to activate mobile bank module. I'm OK with their under utilized Mobile Money module which I activated.

Used it for bank to bank transfer and they charge you + VAT and COT way more than other banks I use do for NIP transfers. They can be relied on though.
Thanks for your contribution, apart from Diamond bank bn ur best app is there any other features you as a customer will like to have on the app that's unavailable??
Re: Bank's Mobile Application: The Good, The Bad & The Ugly by bigtt76(f): 5:42pm On Jan 05, 2016
Funnily enough, all three app seem to have same features such that I suspected one company built for all the banks grin

DzTzl:
Thanks for your contribution, apart from Diamond bank bn ur best app is there any other features you as a customer will like to have on the app that's unavailable??
1 Reply

Nigerian Banks Customer Service Rating- The Good, The Bad And The Ugly • All You Need To Know About First Bank Mobile Banking • Businesses That Can thrive In Nigeria Despite The Bad Economy • 2 • 3 • 4

Meet The Biggest Media Owner In West Africa Today. • How To Calculate Customs Duty In Nigeria For Importers • Help, Where To Buy Very Cheap Jeweries In Lagos