₦airaland Forum

Hello to everyone here, I hope you people are doing well today.
I actually want to open a bank account, so I'm here to ask you people what are the procedures should I have to follow before I can guarantee my personal acct. I also determined to open the dollar acct in which I can receive or transfer dollar without huge dropping. Lastly I'm conjecturing which bank has smooth policies to adapt and easy. pls I need your help, thanks.

usually you can open account with no documentation but for a standard Savings account and a domiciliary account then you will require the following.

2 recent passport photographs
A valid means of identification. (such as the Data page of your International passport, drivers’ license, National ID card and/or Voters’ card).)
A recent utility bill not older than 3 months as proof of residence.
For current accounts, you will be required to provide 2 references

donfemo:
usually you can open account with no documentation but for a standard Savings account and a domiciliary account then you will require the following.

2 recent passport photographs
A valid means of identification. (such as the Data page of your International passport, drivers’ license, National ID card and/or Voters’ card).)
A recent utility bill not older than 3 months as proof of residence.
For current accounts, you will be required to provide 2 references

Thank you for your kind explanation, but some people said I should take the NEPA bill too, is that true?

FarukuWadata12:
Thank you for your kind explanation, but some people said I should take the NEPA bill too, is that true?

Just like i stated a recent utility bill. A utility bill can be NEPA, Water bill, LAWMA receipt etc. Any receipt that carries your house address. This bill is needed for address verification.

donfemo:
Just like i stated a recent utility bill. A utility bill can be NEPA, Water bill, LAWMA receipt etc. Any receipt that carries your house address. This bill is needed for address verification.

But pls can you kindly suggest me a bank that run things easily?

FarukuWadata12:
But pls can you kindly suggest me a bank that run things easily?

Customer service with Skye Bank is okay and you can run things through their contact center easily. Also considering you want to receive funds from abroad i do that with Skye Bank and its been smooth and easy.
GTB is also a good bank their service is okay.
Wema is okay with good internet, Mobile banking.
Fidelity has good internet banking too.

The choice is yours. My Advice, open with 2 different banks, Nigerian banks will always mess up one day its good to have 2 different accounts. requirement is same in all banks.

donfemo:
Customer service with Skye Bank is okay and you can run things through their contact center easily. Also considering you want to receive funds from abroad i do that with Skye Bank and its been smooth and easy.
GTB is also a good bank their service is okay.
Wema is okay with good internet, Mobile banking.
Fidelity has good internet banking too.

The choice is yours. My Advice, open with 2 different banks, Nigerian banks will always mess up one day its good to have 2 different accounts. requirement is same in all banks.

Thank you brother there's no enough words to express how delightful I'm for your helpful. but pls I would like to ask you my final question. how much money can I open the acct with it?

FarukuWadata12:
Thank you brother there's no enough words to express how delightful I'm for your helpful. but pls I would like to ask you my final question. how much money can I open the acct with it?

operating balance depends on the bank. like i said there are accounts with zero balance but for a standard savings account minimum bal is .
Skye bank----NGN 2000
GTB------ Zero Naira
Wema NGN 600
Fidelity NGN 1000

for domiciliary account its $100. Cheers!