Sorry for the loss

Blame gej

Emmanueloy:
Thanks y'all. I've gotten a police report and I'm sure going to dig into this matter.
I've been stressed over the past 2 days, I need to get a new phone ASAP.
I just pray the culprits are found and punished accordingly.

Abeg how much did it cost you to get a police report? And how long did it take?

OP with the POS it is easier to get them. God don catch them

Obviously the POS was issued by a bank to a known customer(merchant) of the bank. With this the culprits could be traced and arrested. Govt really need to wake up and tackle this one chance of a thang. God save us and Op God will replenish ur loss in many folds. Take heart

the stories I hear about this country everyday scare the shiit out of me, op God is your strength, even the experience alone can damage some1 for life

Won't the bank be able to trace out the owner of the POS? What is this country getting to now. God have mercy ooo.

Dnt just enter any commercial bus without stylish viewing at any bus stop or patiently waiting for BRT bus. And dont fall for those who are parading themselves with telecommunications buses to sell out sim or register sim.Don't enter any telecommunication buses to register yer sim,it is dangerous.

LAGOS-JJJ-86-something something sha.

You should have concentrated on the alphabets, ignore Lagos
Useless operators
Where is Ambode sef?

MadCow1:


Have you reported to the Police?

Your bank should be able to verify what transactions happened on your card.

They should also be able to release information on the account holder of the POS machine.

Case solved in under one week and the perps tracked and bagged.

of cos its dat simple, but not in naija.

ladyF:
The security in the country is messed up. The bank should be able to provide you with the account of the person that received the POS payment, it will be so easy to track them.

It's best to not leave plenty money in the account that has ATM. You can always do a transfer to it when it finishes. That's what most people do now. Even bank alert I delete jmmediately. Is it not one person that entered one chance which day and they started checking their phones for alert to know how much you have. By the time they just see my 3-digit account balance, no be small beating for wasting their time...

It's [size=15pt]LadyF[/size] again

my lady, 3-digit ke? ha ha big girls like you.

op let us know when they are caught. sorry

Emmanueloy:
Today 25th august, I got to Ojota, bus stop around 5:00am waiting for a bus going to Ojuelegba, which is close to my workstation. After like 3 minutes, I heard a guy from a normal yellow danfo bus calling "Ojuelelgba" and as expected I hopped in, along with a Police Officer. Another person boarded some few metres away and the journey continued.
And just like a film scene, i discovered everyone in the bus (about 8 of them) are part of the "one chance" crew, you know what I mean and this included the supposed Policeman. They told me to sit on the floor, searched my bag as if their lives depended on it, took my atm cards and mobile phone. They requested for my pin under the threat of a gun and i obliged. Funny part, they had a POS machine to verify my pin. Alas, it was correct and right there they started sharing the loot, electronically. All these happened while the bus moved at break-neck speed. I even begged them to give me my SIM but they didn't.
Anyway, I thank God cos I wasn't hurt at all, they dropped me around Mushin and sped off in the dark. I got a glimpse of the plate number LAGOS-JJJ-86-something something sha.
I believe God had a purpose for everything that happens to man. I have blocked my SIM and ATM card this morning ASAP.

I'm not a fan of front page stuff but i hope this info will help some commuters and warn them about these criminals here in Lagos. Even when you see an alleged "staff", it does not guarantee the safety of the bus. Only God can protect.

thanks oo...i just went to remove my atm from my wallet.
To think i use to carry it anywhere i go.

Op I sympathised with you. Its just that its not advisable to be going out with atm.especially in Lagos

anigbajumo:
Dnt just enter any commercial bus without stylish viewing at any bus stop or patiently waiting for BRT bus. And dont fall for those who are parading themselves with telecommunications buses to sell out sim or register sim.Don't enter any telecommunication buses to register yer sim,it is dangerous.

why do u say it dangerous any experience?

after reading this post, I just reached for my purse and removed my atm cards

And also note this..


I know most often time lagosians have to wake up early to meet up in other to avoid traffic, cover distance quickly and all. . 89% - 95% of people who accidentally gets involved with theses one chance drama are usually within the hours of 5am to 6am.. except for the dare devil ones who can operate from 6:30 am till sunshine. Avoid leaving home to early. .that's where they take advantage my fear also are for those who have to return home quite late, that's another timing for those bastard..

Let's all be careful, watchful and vigilant at all cost.. truth is : our own security is in our hands. I have two bank accounts, I don't mind putting all the huge money in one acc and leave the ATM at home and transfer a chunk sum of money, which I know I can afford to loose or spend if need, maybe 5-10k..

U will recover again in full Op... Gods grace .

Banks only release payment information on production of a court order.

The best thing these days is to just carry cash that you will use for the day.

Even phones leave at home or carry the cheapest mobile.

My advice to minimize risks of total loss in this kinds of situation is: Have more than one account, have more than one ATM card for your own convenience, but make it a point of duty to only carry one ATM card that has minimal balance according to your needs for the day.
Internet banking na im sure pass, if you need to do large transactions or transfers, you can transfer from your other accounts electronically.
Some people have had to learn the hard way, don't be among the number.
May God save us all.

Its cos of these kinda things i don't carry my ATM around again..

I rather do a Cardless Withdrawal or Online Transfer than Carry my ATM around..

Emmanueloy:
Today 25th august, I got to Ojota, bus stop around 5:00am waiting for a bus going to Ojuelegba, which is close to my workstation. After like 3 minutes, I heard a guy from a normal yellow danfo bus calling "Ojuelelgba" and as expected I hopped in, along with a Police Officer. Another person boarded some few metres away and the journey continued.
And just like a film scene, i discovered everyone in the bus (about 8 of them) are part of the "one chance" crew, you know what I mean and this included the supposed Policeman. They told me to sit on the floor, searched my bag as if their lives depended on it, took my atm cards and mobile phone. They requested for my pin under the threat of a gun and i obliged. Funny part, they had a POS machine to verify my pin. Alas, it was correct and right there they started sharing the loot, electronically. All these happened while the bus moved at break-neck speed. I even begged them to give me my SIM but they didn't.
Anyway, I thank God cos I wasn't hurt at all, they dropped me around Mushin and sped off in the dark. I got a glimpse of the plate number LAGOS-JJJ-86-something something sha.
I believe God had a purpose for everything that happens to man. I have blocked my SIM and ATM card this morning ASAP.

I'm not a fan of front page stuff but i hope this info will help some commuters and warn them about these criminals here in Lagos. Even when you see an alleged "staff", it does not guarantee the safety of the bus. Only God can protect.

You should report this case to the police, they even use pos which means they can be tracked down with the pos registration name, you also capture the numbers written on their number plate that makes your trace perfect, in other to help others, I hope you have reported this case to the police for possibility of tracking them down

UndisputedBosom:
One chance has been in Lagos since 17BC and nothin is being done about it....


My advice: take the exact money you'll be needin in a day and leave ur ATM card at home but if there's need for goin to the bank then enter inside and join the queue (beta late than never).....


A word is enough for the wise

Better option is to have 2 bank account, one with atm n other without atm. Launch both account on internet or online banking. Account without atm should be official deposit. When u need cash just transfer on spot to the atm account n easily make your withdrawal. Dont leave cash unnecessarily inside the atm account.

worlexy:
Hmmm, nawa o, they are now going around with POS? Na 2 have more than one bank accounts sure pass be that o, the one with your main savings should not have an ATM card linked to it, the one with money to keep body and soul together should be the one to have ATM card to access. #JustThinkingAloud

My thoughts exactly. But one might get hurt if these miscreants get disappointed.

OP, what an experience. Thank God u weren't harmed

Raymondluv:
why do u say it dangerous any experience?

That is just it.

Emmanueloy:
Today 25th august, I got to Ojota, bus stop around 5:00am waiting for a bus going to Ojuelegba, which is close to my workstation. After like 3 minutes, I heard a guy from a normal yellow danfo bus calling "Ojuelelgba" and as expected I hopped in, along with a Police Officer. Another person boarded some few metres away and the journey continued.
And just like a film scene, i discovered everyone in the bus (about 8 of them) are part of the "one chance" crew, you know what I mean and this included the supposed Policeman. They told me to sit on the floor, searched my bag as if their lives depended on it, took my atm cards and mobile phone. They requested for my pin under the threat of a gun and i obliged. Funny part, they had a POS machine to verify my pin. Alas, it was correct and right there they started sharing the loot, electronically. All these happened while the bus moved at break-neck speed. I even begged them to give me my SIM but they didn't.
Anyway, I thank God cos I wasn't hurt at all, they dropped me around Mushin and sped off in the dark. I got a glimpse of the plate number LAGOS-JJJ-86-something something sha.
I believe God had a purpose for everything that happens to man. I have blocked my SIM and ATM card this morning ASAP.

I'm not a fan of front page stuff but i hope this info will help some commuters and warn them about these criminals here in Lagos. Even when you see an alleged "staff", it does not guarantee the safety of the bus. Only God can protect.

Did they use your ATM card on the POS machine? If they did, you may be able to catch the thieves. Every POS machine is registered to a business/owner. Your bank can help find out who that POS machine is registered to.

They av now been upgraded to carrying POS machines all abt,d situation in the country is weak,and it's lifestyle crushed by d govrnmt of d day,crime will definitely be on the increase,i thank God for you bro.

Hello Emmanuel Joy,
Sorry 4 ur loss.
I work with a financial Services company in Nigeria.
If ur money was actually stolen via a POS machine I might be able to trace it. I recommend the following

1. Request ur Bank Statement to trace the recipient
2. Provide the following details so I can assist
Your ATM CARD NUMBER but mask it like 506124*********3656, date it was stolen, bank and amount. I will post my findings here based on ur feedback it u believe I can help.

All da best..

NB-some pos machine are being hacked so no guarantees but will do my best.

Emmanueloy:
Today 25th august, I got to Ojota, bus stop around 5:00am waiting for a bus going to Ojuelegba, which is close to my workstation. After like 3 minutes, I heard a guy from a normal yellow danfo bus calling "Ojuelelgba" and as expected I hopped in, along with a Police Officer. Another person boarded some few metres away and the journey continued.
And just like a film scene, i discovered everyone in the bus (about 8 of them) are part of the "one chance" crew, you know what I mean and this included the supposed Policeman. They told me to sit on the floor, searched my bag as if their lives depended on it, took my atm cards and mobile phone. They requested for my pin under the threat of a gun and i obliged. Funny part, they had a POS machine to verify my pin. Alas, it was correct and right there they started sharing the loot, electronically. All these happened while the bus moved at break-neck speed. I even begged them to give me my SIM but they didn't.
Anyway, I thank God cos I wasn't hurt at all, they dropped me around Mushin and sped off in the dark. I got a glimpse of the plate number LAGOS-JJJ-86-something something sha.
I believe God had a purpose for everything that happens to man. I have blocked my SIM and ATM card this morning ASAP.

I'm not a fan of front page stuff but i hope this info will help some commuters and warn them about these criminals here in Lagos. Even when you see an alleged "staff", it does not guarantee the safety of the bus. Only God can protect.

ladyF:
The security in the country is messed up. The bank should be able to provide you with the account of the person that received the POS payment, it will be so easy to track them.

It's best to not leave plenty money in the account that has ATM. You can always do a transfer to it when it finishes. That's what most people do now. Even bank alert I delete jmmediately. Is it not one person that entered one chance which day and they started checking their phones for alert to know how much you have. By the time they just see my 3-digit account balance, no be small beating for wasting their time...

It's [size=15pt]LadyF[/size] again

You are too funny,are u sure you are a lady?you sound so much like a guy

One chance has been there for many years but this ur own is a whole new strategy cos the presence of the police will not raise suspicion at all. What I normally do is try scan the eyes of the passengers. Is a random thing nd my instinct never fails me. You will see some of them with red eyes and when u look directly on them it blinks severally pls run that's a red flag