SmartCredit

Standard CharteredGet the most out of life with SmartCredit – an unsecured personal instalment loan designed to help you fulfill your dreams and live life to the max.
Details

At Standard Chartered we are in the business of helping you improve the quality of your life. That’s why we offer you Smart Credit – a personal, unsecured loan to help you fulfil those dreams and live life to the full.

Whether to buy a car, pay school fees for a post-graduate degree or for home improvement needs, SmartCredit offers you a quick, convenient personal financing solution.
Features

Borrow up to NGN 7.5 mn*
Convenient monthly repayments for up to 60 months*
Credit life insurance in case of death so your relatives have no obligation to the bank
Additional Disclosures On The Credit Life Insurance
Scope of Cover
Life Insurance
Specific Exclusions Applicable to Life Insurance
Age Limitations: Under 18 or over 65
Pre-existing Conditions (Medical/Mental health)
General Exclusions Applicable to Life Insurance

The Insurer shall not be liable for any claim arising thereby or indirectly caused or contributed by or in consequence of:
Own Act or Omission
Suicide or Self-Inflicted Injury
Alcohol, Drugs, Specific Disease
Fraudulent Act
Sports
Civil Disturbances
War Risks
Nuclear
Missing persons
Execution of a judicial sentence of demise
General Conditions Applicable to Life Insurance
Transfer of Interest
Duty of Care
Claims Notification
Medical Examinations

* Loans are granted at the sole discretion of Standard Chartered Bank, and only to customers who meet the eligibility criteria. Other terms and conditions apply.
* Terms and conditions apply.
Eligibility

Minimum monthly net salary of NGN 75,000
Letter of confirmation from employer
Valid identification document
Documents Required

Signed application form
Bank statements for the last 3 months
Pay slips for the last 3 months
Copy of driver’s license, international passport, national ID or voter’s card
Copy of company or staff ID card
Marriage or birth certificate (where applicable)
Letter of undertaking from employer to domicile your salary with Standard Chartered Bank
Utility bills or address verification documents
Important Information Documents (IID)
FAQs

What are the required documents for a Personal Loan?

The following documents are required:
Signed application form
Bank statements for the last 3 months
Pay slips for the last 3 months
Copy of driver’s license, international passport, national ID or voter’s card
Copy of company or staff ID card
Marriage or birth certificate (where applicable)
Letter of undertaking from employer to domicile your salary with Standard Chartered Bank
Utility bills or address verification documents
Important Information Documents (IID)

How much can I borrow?

You can borrow up to NGN 7.5 mn depending on the organisation you work for and your income. You will be advised at the time of application.

How long do I have to repay the loan?

You have up to 72 months to repay the loan depending on the organisation you work for and your income. You will be advised at the time of application.

Do I have to receive my salary through your bank to be eligible for the loan?

Yes. We require you to domicile your salaries and allowances with the bank. You will be required to instruct your employer to do so and your employer must confirm this in writing.

How much do I need to earn to qualify for the loan?

In order to qualify, you must earn a minimum of NGN 75,000 monthly if you work for a private organization or a Government agency or parastatal. You must also be a permanent and confirmed employee of the organisation.

If i have a loan running with another bank, can I transfer it to Standard Chartered?

Yes. In order to do this, you will go through the normal application process. In addition, we require a letter from the bank where your loan is stating the outstanding balance that is required to be settled. Standard Chartered Bank will pay this amount directly from the proceeds of your new loan.

http://www.hinsdigi.com/standard-chartered-bank-loan-smartcredit/

whoishabyb:
SmartCredit

Standard CharteredGet the most out of life with SmartCredit – an unsecured personal instalment loan designed to help you fulfill your dreams and live life to the max.
Details

At Standard Chartered we are in the business of helping you improve the quality of your life. That’s why we offer you Smart Credit – a personal, unsecured loan to help you fulfil those dreams and live life to the full.

Whether to buy a car, pay school fees for a post-graduate degree or for home improvement needs, SmartCredit offers you a quick, convenient personal financing solution.
Features

Borrow up to NGN 7.5 mn*
Convenient monthly repayments for up to 60 months*
Credit life insurance in case of death so your relatives have no obligation to the bank
Additional Disclosures On The Credit Life Insurance
Scope of Cover
Life Insurance
Specific Exclusions Applicable to Life Insurance
Age Limitations: Under 18 or over 65
Pre-existing Conditions (Medical/Mental health)
General Exclusions Applicable to Life Insurance

The Insurer shall not be liable for any claim arising thereby or indirectly caused or contributed by or in consequence of:
Own Act or Omission
Suicide or Self-Inflicted Injury
Alcohol, Drugs, Specific Disease
Fraudulent Act
Sports
Civil Disturbances
War Risks
Nuclear
Missing persons
Execution of a judicial sentence of demise
General Conditions Applicable to Life Insurance
Transfer of Interest
Duty of Care
Claims Notification
Medical Examinations

* Loans are granted at the sole discretion of Standard Chartered Bank, and only to customers who meet the eligibility criteria. Other terms and conditions apply.
* Terms and conditions apply.
Eligibility

Minimum monthly net salary of NGN 75,000
Letter of confirmation from employer
Valid identification document
Documents Required

Signed application form
Bank statements for the last 3 months
Pay slips for the last 3 months
Copy of driver’s license, international passport, national ID or voter’s card
Copy of company or staff ID card
Marriage or birth certificate (where applicable)
Letter of undertaking from employer to domicile your salary with Standard Chartered Bank
Utility bills or address verification documents
Important Information Documents (IID)
FAQs

What are the required documents for a Personal Loan?

The following documents are required:
Signed application form
Bank statements for the last 3 months
Pay slips for the last 3 months
Copy of driver’s license, international passport, national ID or voter’s card
Copy of company or staff ID card
Marriage or birth certificate (where applicable)
Letter of undertaking from employer to domicile your salary with Standard Chartered Bank
Utility bills or address verification documents
Important Information Documents (IID)

How much can I borrow?

You can borrow up to NGN 7.5 mn depending on the organisation you work for and your income. You will be advised at the time of application.

How long do I have to repay the loan?

You have up to 72 months to repay the loan depending on the organisation you work for and your income. You will be advised at the time of application.

Do I have to receive my salary through your bank to be eligible for the loan?

Yes. We require you to domicile your salaries and allowances with the bank. You will be required to instruct your employer to do so and your employer must confirm this in writing.

How much do I need to earn to qualify for the loan?

In order to qualify, you must earn a minimum of NGN 75,000 monthly if you work for a private organization or a Government agency or parastatal. You must also be a permanent and confirmed employee of the organisation.

If i have a loan running with another bank, can I transfer it to Standard Chartered?

Yes. In order to do this, you will go through the normal application process. In addition, we require a letter from the bank where your loan is stating the outstanding balance that is required to be settled. Standard Chartered Bank will pay this amount directly from the proceeds of your new loan.

http://www.hinsdigi.com/standard-chartered-bank-loan-smartcredit/

Are you a staff of the bank?

Assuming a customer meets all the requirements for the loan ...

pls how long does it take to receive the loan ?

T

whoishabyb:
SmartCredit

Standard CharteredGet the most out of life with SmartCredit – an unsecured personal instalment loan designed to help you fulfill your dreams and live life to the max.
Details

At Standard Chartered we are in the business of helping you improve the quality of your life. That’s why we offer you Smart Credit – a personal, unsecured loan to help you fulfil those dreams and live life to the full.

Whether to buy a car, pay school fees for a post-graduate degree or for home improvement needs, SmartCredit offers you a quick, convenient personal financing solution.
Features

Borrow up to NGN 7.5 mn*
Convenient monthly repayments for up to 60 months*
Credit life insurance in case of death so your relatives have no obligation to the bank
Additional Disclosures On The Credit Life Insurance
Scope of Cover
Life Insurance
Specific Exclusions Applicable to Life Insurance
Age Limitations: Under 18 or over 65
Pre-existing Conditions (Medical/Mental health)
General Exclusions Applicable to Life Insurance

The Insurer shall not be liable for any claim arising thereby or indirectly caused or contributed by or in consequence of:
Own Act or Omission
Suicide or Self-Inflicted Injury
Alcohol, Drugs, Specific Disease
Fraudulent Act
Sports
Civil Disturbances
War Risks
Nuclear
Missing persons
Execution of a judicial sentence of demise
General Conditions Applicable to Life Insurance
Transfer of Interest
Duty of Care
Claims Notification
Medical Examinations

* Loans are granted at the sole discretion of Standard Chartered Bank, and only to customers who meet the eligibility criteria. Other terms and conditions apply.
* Terms and conditions apply.
Eligibility

Minimum monthly net salary of NGN 75,000
Letter of confirmation from employer
Valid identification document
Documents Required

Signed application form
Bank statements for the last 3 months
Pay slips for the last 3 months
Copy of driver’s license, international passport, national ID or voter’s card
Copy of company or staff ID card
Marriage or birth certificate (where applicable)
Letter of undertaking from employer to domicile your salary with Standard Chartered Bank
Utility bills or address verification documents
Important Information Documents (IID)
FAQs

What are the required documents for a Personal Loan?

The following documents are required:
Signed application form
Bank statements for the last 3 months
Pay slips for the last 3 months
Copy of driver’s license, international passport, national ID or voter’s card
Copy of company or staff ID card
Marriage or birth certificate (where applicable)
Letter of undertaking from employer to domicile your salary with Standard Chartered Bank
Utility bills or address verification documents
Important Information Documents (IID)

How much can I borrow?

You can borrow up to NGN 7.5 mn depending on the organisation you work for and your income. You will be advised at the time of application.

How long do I have to repay the loan?

You have up to 72 months to repay the loan depending on the organisation you work for and your income. You will be advised at the time of application.

Do I have to receive my salary through your bank to be eligible for the loan?

Yes. We require you to domicile your salaries and allowances with the bank. You will be required to instruct your employer to do so and your employer must confirm this in writing.

How much do I need to earn to qualify for the loan?

In order to qualify, you must earn a minimum of NGN 75,000 monthly if you work for a private organization or a Government agency or parastatal. You must also be a permanent and confirmed employee of the organisation.

If i have a loan running with another bank, can I transfer it to Standard Chartered?

Yes. In order to do this, you will go through the normal application process. In addition, we require a letter from the bank where your loan is stating the outstanding balance that is required to be settled. Standard Chartered Bank will pay this amount directly from the proceeds of your new loan.

http://www.hinsdigi.com/standard-chartered-bank-loan-smartcredit/