Feygbe:


Thank you all for you quick responses. I did the US PCC before. Took the fingerprints while in the US. But it became invalid on going back there. My issue now is how to do the fingerprints here in Nigeria to send to the US.. Please assist

perks:


Laff wan kill me here oooo

elfmann:

Hahaha..u dey mind them? You never read pre, which will get you an ITA na post you wan create a separate thread for. If my wife smashes IELTS any need for me to do ECA? Can I use one WES profile for two pple u know to save cost. With questions like these..no headway.. Which means you haven't read page 0 sef. Go ahead, only Una go dey look unaselves and dey ask who is VO? What is ADV?

Feygbe:


Thank you. Do the funds need to have been transferred to my acct for any certain period before?

drhopeful:
If you are in Lagos, you can go to Alagbon. Otherwise you can be like me - follow the instructions on how to fingerprint, buy a good stamp pad and do it in the comfort of your home. To be on the safe side, you can fingerprint on up to 5 copies of the form. Then mail your application packet to FBI. I did that and got mine in 7 weeks.

bbaby84:


Print out the form and take it to Alagbon for finger printing then post to FBI

Boss13:


Yes oh - Using gift deed opens your documents to more scrutiny. They know that 99% of gift deeds are actual loans, but with legal documents supporting the gift, there is nothing they can do. Rather they would review your documents very well with the view of finding errors and not completeness. In cases where slight errors can be ignored, they would hold it against the applicant.

These are not my views, but from someone who just got COPR.

My view - I will advise anyone who intends to use gift deed to avoid it at last minute. If your lender can spare the money for 6 months, use another account to collect the money and buy Treasury bills for 6 months or agree with your lender to credit your account with narration - PURCHASE PAYMENT OF ASSETS/CAR/LAND. Then go and get documents to support sales. If you still want to use gift deed - ensure your documents are over complete without errors.

I hope the Visa officers are not reading this comment sha.

Boss13:


Go to the Federal high Court Igbosere. I think its N500 per page. It may have increased oh!

Boss13:


POF can either be in the name of the primary applicant or in the name of the spouse. Nothing wrong in POF being in your name. No need to transfer to your wife.

Please note that this is just my opinion. The supposed problem with your POF is your cooperative, because the VO will need to confirm objectively that you have the money you claimed in your application and I do not know how your cooperative will satisfy that. You can either get a certificate from your cooperative after you liquidate the funds to show when the investment was made and when it was liquidated. This can assist the VO to form an opinion that the money in your statement of account is actually from your cooperative. Also, like I said previously, no need transferring the money again to your wife. It may appear you are trying to conceal something. Please note that I said, it may appear. Then you can explain your proof of funds in your letter of explanation. And if you can liquidate this cooperatives investment today, please do, but get the certificate and letter from them and also hope your cooperative is registered.

On your wife's international passport, she has two choice - wait next year to get a new one or apply with the old one. Also, the name on her passport must be the same on her application. There is a section for applicants who have other names - she can then put her new name there. Then support with marriage certificate, affidavit and newspaper column for change of name.

Bosayo:
Hello my peeps, abeg help a sister ohhh. I have updated my account with my new ielts result since morning but my Crs score remain the same.
Should i withdraw and re-create account.

Thanks

yungreezy:
Guys please quick question, I'm about paying for my iqas eca now, but I'm using a friends card. I hope this wouldn't cause any issues? Given that the name on card information would be his.

Onyeenyeh:


3. I have a three year old cousin who lives with me. Is there any possibility of including him in my application?

Chordata:
My people, I think we need to conduct more research on what constitutes or does not constitute acceptable POF. I've been doing some research and it seems like provident funds (PF) are accepted. PFs are quite similar to our Retirement Savings Account (RSA). Here is an extract from one of the provinces in Canada (Saskatchewan):

"The following funds will be accepted:

Personal chequing or savings accounts
Bonds
Cash value life insurance
Guaranteed Investment Certificate (GICs) or Certificates of Deposit
Mutual Funds
Provident Funds (an official letter from the provident fund organization indicating the amount of funds that are accessible is required)
Registered Retirement Savings Plans (RRSPs)
Stocks
Tax Free Savings Accounts (TFSAs)
Term deposits and time deposits (must be valid at the time of application and remain valid throughout the entire application process)
Treasury Bills

Debentures, credit cards, lines of credit, gold, cash, property or businesses are not accepted as settlement funds".

On CIC website, they say the following about POF:

These funds could be in the form of:

-cash,
-documents that show property or capital payable to you (such as stocks, bonds, debentures, treasury bills, etc.), or
documents that guarantee payment of a set amount of money, which are payable to you (such as bankers’ drafts, cheques, travellers’ cheques or money orders).

The only issue for now is probably that no one has tested this. I plan to write them to get an opinion soon so maybe we can get clarity about the whole issue.

Boss13:


I can confidently tell you that Pension funds if submitted will not be calculated as your POF.

Let me explain - you need to prove you have funds to settle in Canada and take care of your family for the meanwhile. This fund MUST be available to you at any point in time - Pension fund isn't.

Now when you get to Canada - you can show your Pension fund as part of your settlement funds. That will be accepted to enable you gain entry. Please note settlement fund is not proof of fund.

POF is before you get COPR. Settlement fund is after you get COPR and you are landing in Canada. What you disclosed above is what you will show border control when you get to Canada

Boss13:


I can confidently tell you that Pension funds if submitted will not be calculated as your POF.

Let me explain - you need to prove you have funds to settle in Canada and take care of your family for the meanwhile. This fund MUST be available to you at any point in time - Pension fund isn't.

Now when you get to Canada - you can show your Pension fund as part of your settlement funds. That will be accepted to enable you gain entry. Please note settlement fund is not proof of fund.

POF is before you get COPR. Settlement fund is after you get COPR and you are landing in Canada. What you disclosed above is what you will show border control when you get to Canada. They will not ask you for 6 months bank statement. However, the VO must ascertain that the fund you claim you have is actually yours.

Chordata:


They do not expect you to have all the cash in hand at the moment; the idea is that you can access the funds when you need to.

Boss13:


I can confidently tell you that Pension funds if submitted will not be calculated as your POF.

Let me explain - you need to prove you have funds to settle in Canada and take care of your family for the meanwhile. This fund MUST be available to you at any point in time - Pension fund isn't.

Now when you get to Canada - you can show your Pension fund as part of your settlement funds. That will be accepted to enable you gain entry. Please note settlement fund is not proof of fund.

POF is before you get COPR. Settlement fund is after you get COPR and you are landing in Canada. What you disclosed above is what you will show border control when you get to Canada. They will not ask you for 6 months bank statement. However, the VO must ascertain that the fund you claim you have is actually yours.

Chordata:


Provident Funds (an official letter from the provident fund organization indicating the amount of funds that are accessible is required)
Registered Retirement Savings Plans (RRSPs)

mzjennypher:
Dear House, pls my masters result wld be approved today by senate but only transcript and notification of result wld be available as certificate wld take 8-12weeks cos vc has to sign. please can i send my transcript and notification of results to iqas? wld they evaluate without certificate? dear gurus pls assist.

edababa007:



Pension fund is allowed. I went to my PFA ( IBTC Pensions Managers) to confirm if only 25% of my account balance can be considered as POF for Canada PR Visa. I was informed that the total balance in my account would be considered. That though 25% is considered for those that are out of work and still in Nigeria. 100% is considered for those applying for Canada PR.

edababa007:



Pension fund is allowed. I went to my PFA ( IBTC Pensions Managers) to confirm if only 25% of my account balance can be considered as POF for Canada PR Visa. I was informed that the total balance in my account would be considered. That though 25% is considered for those that are out of work and still in Nigeria. 100% is considered for those applying for Canada PR.

Charmingdivah:


Please don't be deceived...you can't have access to 100% of funds in your RSA...25% is what the Pensions Act states and this can only be applied for four months after you are out of work.

The question we should as ourselves is: would the 25% be accessed before we submit our application post ITA and would it be sufficient to meet CIC's requirement for the program under which we are applying?The answer most likely is NO! as Most people here are still employed an as such this would proof a difficulty.

Be it known that You can only access 100% upon retirement and that too has conditions to be met and hence does not satisfy the requirement of funds being free from encumbers...(if not we would have being allowed to borrow).

Also the PFA is not the VO who holds a final decision on what constitute proof of funds

drhopeful:
If you are in Lagos, you can go to Alagbon. Otherwise you can be like me - follow the instructions on how to fingerprint, buy a good stamp pad and do it in the comfort of your home. To be on the safe side, you can fingerprint on up to 5 copies of the form. Then mail your application packet to FBI. I did that and got mine in 7 weeks.

Charmingdivah:


Please don't be deceived...you can't have access to 100% of funds in your RSA...25% is what the Pensions Act states and this can only be applied for four months after you are out of work.

The question we should as ourselves is: would the 25% be accessed before we submit our application post ITA and would it be sufficient to meet CIC's requirement for the program under which we are applying?The answer most likely is NO! as Most people here are still employed an as such this would proof a difficulty.

Be it known that You can only access 100% upon retirement and that too has conditions to be met and hence does not satisfy the requirement of funds being free from encumbers...(if not we would have being allowed to borrow).

Also the PFA is not the VO who holds a final decision on what constitute proof of funds