henchamb:
I acknowledge the fact tat e need to on stuff however I don't believe this story is real.
How did they get to know his account number
How did they know his bank
If they transfer was to another bank account then BVN is there to help your friend.

Please if you use fidelity bank, Dial *770# and see the process. He can know his bank from his alerts in text messages
One question, Shey na police go investigate the case?

Jkfc:

For USSD banking, no need for that.
For first bank just dial *894#
For fidelity *770#
All you need is the phone number tired to that bank account?
And for the token, no bo that same number them go send am go?

how did the thief get de last 4 digits of ur friend's atm card? You have to imput last four digits of an account's atm card b4 u can activate ussd on de acct.

supereagle:


What is sim swap and do you go about it? Educate please no insult. I learn here.

normal sim welcome back

Im still shock
How can people be so naive to believe this story
OP said that only the phone was stolen and USSD transfer has not been activated before so how come the thief was able to do it without her ATM card details
See ehn, no USSD transfer can be activated without your account no and your ATM card serial no. Cos the transfer is link to your ATM card.
Abeg i taya for many NLers

Jkfc:

Please if you use fidelity bank, Dial *770# and see the process. He can know his bank from his alerts in text messages
One question, Shey na police go investigate the case?

You sef, what about her ATM card serial number

Jkfc:

Ahmed perhaps doesn't even know his account number.
Ahmed could have been paid just to open an account.
Ahmed could killed later if they want to do serious fraud, all they need is an ATM card.
Bro, this is how ghost account come into existence. People go as far as forging ID and utility bills.

i just told u unless if ahmed will not bank again

spreado:

You sef, what about her ATM card serial number

You don't need it for USSD banking. Do you even know what USSd banking is? Do your research before coming to form analyst

There are some banks that require just the last 4 digits of BVN for transactions. And the BVN can be obtained via USSD inquiry. So this story is very plausible.

Jkfc:

You don't need it for USSD banking. Do you even know what USSd banking is? Do your research before coming to form analyst

Talking about research and you the one who needs it most.
That screenshot is for my zenith acc and it was required when i register with my UBA acc too

CC:
wman

wman:
There are some banks that require just the last 4 digits of BVN for transactions. And the BVN can be obtained via USSD inquiry. So this story is very plausible.

What about the serial number of your ATM card, how can you get that without the Physical Card

spreado:

What about the serial number of your ATM card, how can you get that without the Physical Card

None of the banks I use have ever asked for serial number for USSD transactions. That is only needed for online transactions.

spreado:
Im still shock
How can people be so naive to believe this story
OP said that only the phone was stolen and USSD transfer has not been activated before so how come the thief was able to do it without her ATM card details
See ehn, no USSD transfer can be activated without your account no and your ATM card serial no. Cos the transfer is link to your ATM card.
Abeg i taya for many NLers

I hope the shock doesn't injure you someday... I guess we are so used to seeing fake news around and about, such that when a genuine one comes around, we are so quick to dismiss it.

The OP is right.. If e never happen to you or someone close to you, you no go believe.

Just grab his message about securing your sim.

For some banks, you don't need to input your account number and stuff (at least for mobile top up), as long as the phone line is the one linked to your account...

Let us all be wise.

wildrose21:

I hope the shock doesn't injure you someday... I guess we are so used to seeing fake news around and about, such that when a genuine one comes around, we are so quick to dismiss it.

The OP is right.. If e never happen to you or someone close to you, you no go believe.

Just grab his message about securing your sim.

For some banks, you don't need to input your account number and stuff, as long as the phone line is the one linked to your account...

Let us all be wise.

Name just one bank
Even ecobank, you can only recharge your phone number and nothing else without registration

spreado:

Name just one bank
Even ecobank, you can only recharge your phone number and nothing else without registration

Imagine someone's phone got stolen, and he doesn't get to retrieve his line for the next.. say 3 days, is that time not enough for the thief to 'recharge' the mobile account of the stolen line and do transfer to his number, then sell or use as he likes?

Too bad. I recommend everyone should be extremely careful with our mobile phones as it is more associated with us than we think.

nwakibie3:


normal sim welcome back

Thanks.

Jkfc:

For USSD banking, no need for that.
For first bank just dial *894#
For fidelity *770#
All you need is the phone number tired to that bank account?
And for the token, no bo that same number them go send am go?

My bank always request for the last four digits of your BVN or atm pin before effecting any transfer. I wonder how such transaction could have been effected without the atm pin or last 4 digits of BVN

Jkfc:
Good morning all,
I decided to share this based on a friend's experience .

Her phone got stolen, and she hasn't activated USSD Banking on her phone. Since the phone number is tired to her account , the criminal activated USSD mobile banking, created a new pin on the USSD banking and moved closed to N90,000 from her account. Worst part was she wasn't getting alerts since her phone was with the guy. All these took place between three hours, less than enough time for her to do a SIM Swap.

So we all should be careful, put a PIN on your SIM Card so whenever it is put in a new phone, or your phone is restarted, the user must login to the SIM with a pin.
With your SIM, the criminal can easily change your USSD banking, and withdraw your money.

Be careful all,
Be ware.

How do I do that?

XD3G:



Hi Bro. I do understand what you driving at, but from the narrative up here, Ahmed must have had a relationship with John,before giving out his ATM to him. Also, BVN is actually a database of KYC. Hence, as long as Bank Accounts are involved, BVN will surely take care of it,or atleast,provide the Authorities the much needed info

Right, you must be a banker ...

yanshDoctor:
..this is big lie. to registered for ussd code. you will need to supply your bank info. so its not possible.

you are just ignorant ...

Rubbish post

Rubbish person