I think its hard to pass a simple message to Nigerians. The main advantage people living in the U.S.A have over those is the exchange rate.....
and the cost of living there is higher.....so unless u earn in dollars and spend in naira then u are balling.....thats why yahoo boys here are always smiling to the bank cuz their money comes in dollars....so unless u save a lot in the U.S which is quite uncomfortable that is when you will have a lot to spend back in Nigeria.

timesup234:
I dont argue blindly so i am addint a link so everyone can view. Only 15% of Americans have $10,000 in the bank. Even most cant come up with $500 ane i am talking about first class citizens not Nigerians who can be classified as third class immigrants.

https://www.cnbc.com/2017/06/19/heres-how-many-americans-have-nothing-at-all-in-savings.html

You may be right if you are talking about Americans. Immigrants do not have same lifestyle as natives and they do not make similar costly choices. You need to know there are different classes of Nigerians in the USA. There are those who belong to the top 25% earning bracket that do better than most Americans. In fact there are sizable number of them. Of course there are those who belong to the lower bracket. But even this class of Nigerians have better quality of life than your Nigerian bank manager. Access to power (no polluting generator), good road (less trip to fraudulent mechanics), free and high quality public schools to high school level (millions saved unlike in Nigeria), even a cleaner here can afford to own a car and house rent or mortgage (if married with two income sources), you sleep with your eyes closed (no fear of Evans or robbers), access to good health care, access to capital from banks at low interest rate (compare 26% upward in Nigerian banks, if you can get one).

I used to work with one of the top four energy companies and I met so many Nigerians in same company. For example, in a group of 40 mostly PhD level team, only two blacks are Nigerians. At lunch time, we played soccer almost every day and there I met so many other Nigerians. At lunch you play basketball, use the gym, play ping pong, swim...and so many others. And these are open to all level of staff.

And there are so many other Nigerians in other professions. I have a friend who is a manager in a company and his wife hold good position in a major bank. They have a house here and a multi-million naira house completed in Lekki. I mean, these are Nigerians earning a honest living. The Nigerian medical doctors and nurses here are too numerous. Open a phone book and you see there names. So, do not generalize. Accepted that all do not belong to the same class, it depend on how you come to this country and what you make of it. It's not all rosy though. I was told that I needed to speak like an American because they wanted to play politics knowing I am about leading a major project. They brought in an American like them. One of the reasons I left the job in matter of months. Most Nigerians won't though because of the money. Ironically, while there I wish I was doing a similar job in Nigeria because I would have had a lot of extra cash to run profitable side projects.

GloryIsaac:


Leave him to wallow in it.....

typical Nigerians. I provided all the evidence and fact but you choose to die in your illusion

timesup234:
typical Nigerians. I provided all the evidence and fact but you choose to die in your illusion

Alright.

MISTAICEY02288:


Oga thats a very big fat lie. In this present Naija, you can't get a 2bed apartment for that amount, except of course in an underdeveloped area. I was at Abuja recently to visit a family there. They are a young couple with 2 kids. Thay stay in a 2 bed apartment and they pay a milli per annum.

Also, i have been to America amd planning to finally relocate there. I was there for 6 months this year already and i know how life is there and know what Naija people there are achieving. Believe it or not, an ordinary salary earner or even a cab driver in America is far better than a bank manager here in Naija. After house rent, gas and electricity bills, Naija people over there still get to send money down home here and build houses and have investments here. That your assumption that a person doin normal job there can never build a duplex here till next 20 years is a big fat lie, make more research. You claim most Americans dont have up to 10k savings in theor account? You really more ignorant. Have you asked yourself this, the Americans people getting scammed of thousands of dollars through wire, dating etc, how do those people get those savings? There are lots of Americans with as much as between 100k to over 1milli savings in their accounts. Get ya facts right.

Also, even if we wanna assume "Okay, most Americans dont have up to 10k savings" dont you fink they might not feel the need to? Since they are earning their income constantly without getting owed like Naija Govt does and they get money to meet their needs at the right time cos payment is stable. Also, they feel its their country and no need saving up since they aint planning runnin to any other place. And also, they have everything within their reach e.g power supply, water, good roads, health care etc. A serious Naija citizen would feel the need to be saving up constantly cos he knows its not his country and he has to tie things down back home. Definitely, he would be saving every dime he has to spare and send down here to be getting projects done and investments set up.

Naija people in yankee with decent jobs are making waves here in Naija, get yo facts right and stop being ignorant.

Don't mind the ignorant OP, I was with an old university school mate recently in Benin, the guy works in a bank and has a wife and three kids already. He told me he is planning to move to Yankee, that almost all his colleagues have the same plan too. This is a guy that is doing well by Nigerian standard. To think that the OP of this thread says he stays in Lagos, Ajah for that matter, says so much about his level of exposure. A typical Lagos guy with street orientation know that hustling in Yankee is better than doing a white collar job in naija.

MISTAICEY02288:


Oga thats a very big fat lie. In this present Naija, you can't get a 2bed apartment for that amount, except of course in an underdeveloped area. I was at Abuja recently to visit a family there. They are a young couple with 2 kids. Thay stay in a 2 bed apartment and they pay a milli per annum.

Also, i have been to America amd planning to finally relocate there. I was there for 6 months this year already and i know how life is there and know what Naija people there are achieving. Believe it or not, an ordinary salary earner or even a cab driver in America is far better than a bank manager here in Naija. After house rent, gas and electricity bills, Naija people over there still get to send money down home here and build houses and have investments here. That your assumption that a person doin normal job there can never build a duplex here till next 20 years is a big fat lie, make more research. You claim most Americans dont have up to 10k savings in theor account? You really more ignorant. Have you asked yourself this, the Americans people getting scammed of thousands of dollars through wire, dating etc, how do those people get those savings? There are lots of Americans with as much as between 100k to over 1milli savings in their accounts. Get ya facts right.

Also, even if we wanna assume "Okay, most Americans dont have up to 10k savings" dont you fink they might not feel the need to? Since they are earning their income constantly without getting owed like Naija Govt does and they get money to meet their needs at the right time cos payment is stable. Also, they feel its their country and no need saving up since they aint planning runnin to any other place. And also, they have everything within their reach e.g power supply, water, good roads, health care etc. A serious Naija citizen would feel the need to be saving up constantly cos he knows its not his country and he has to tie things down back home. Definitely, he would be saving every dime he has to spare and send down here to be getting projects done and investments set up.

Naija people in yankee with decent jobs are making waves here in Naija, get yo facts right and stop being ignorant.

there are 44 million Americans depending on food stamps to survive

MackyNaija:

Baba, you don fly reach here!??

If you need to retain your sanity and you are tired of living a mediocre life , abeg leave Nigeria oooo.

Hardwork here pays!

Yes oo. Someone tagged me. This thread is funny. I posting details on my thread as transparent as possible. Yet, people come on Nairaland and posts thread as this. I pray everyone gets visa and leave naija for once as experience better life.

See this. https://www.nairaland.com/4145174/now-look-like-60-year-old-man#61877585

UncleJudax:

So i ask...what do you do differently/better in nigeria to have fat bank accounts? answer=corrupt system. in this life, one is entitled to a decent living, (which is the case where i live)...to have so much money, you have got to be smarter and futuristic than many...#inventive

I dont even know what it is that Nigerians in Nigeria have contributed to world advancement that make them richer than people in the west....if not because of a broken system

i do not know why you sweat to defend america,american system is also corrupt infact more corrupt than our system.the richest african doesnt live in america but in nigeria,if you wanna make it big come to nigeria and stop pretending you have a higher standard of living there

timesup234:
I dont argue blindly so i am addint a link so everyone can view. Only 15% of Americans have $10,000 in the bank. Even most cant come up with $500 ane i am talking about first class citizens not Nigerians who can be classified as third class immigrants.

https://www.cnbc.com/2017/06/19/heres-how-many-americans-have-nothing-at-all-in-savings.html

You may be right if you are talking about Americans. Immigrants do not have same lifestyle as natives and they do not make similar costly choices. You need to know there are different classes of Nigerians in the USA. There are those who belong to the top 25% earning bracket that do better than most Americans. In fact there are sizable number of them. Of course there are those who belong to the lower bracket. But even this class of Nigerians have better quality of life than your Nigerian bank manager. Access to power (no polluting generator), good road (less trip to fraudulent mechanics), free and high quality public schools to high school level (millions saved unlike in Nigeria), even a cleaner here can afford to own a car and house rent or mortgage (if married with two income sources), you sleep with your eyes closed (no fear of Evans or robbers), access to good health care, access to capital from banks at low interest rate (compare 26% upward in Nigerian banks, if you can get one).

I used to work with one of the top four energy companies and I met so many Nigerians in same company. For example, in a group of 40 mostly PhD level team, only two blacks are Nigerians. At lunch time, we played soccer almost every day and there I met so many other Nigerians. At lunch you play basketball, use the gym, play ping pong, swim...and so many others. And these are open to all level of staff.

And there are so many other Nigerians in other professions. I have a friend who is a manager in a company and his wife hold good position in a major bank. They have a house here and a multi-million naira house completed in Lekki. I mean, these are Nigerians earning a honest living. The Nigerian medical doctors and nurses here are too numerous. Open a phone book and you see there names. So, do not generalize. Accepted that all do not belong to the same class, it depend on how you come to this country and what you make of it. It's not all rosy though. I was told that I needed to speak like an American because they wanted to play politics knowing I am about leading a major project. They brought in an American like them. One of the reasons I left the job in matter of months. Most Nigerians won't though because of the money. Ironically, while there I wish I was doing a similar job in Nigeria because I would have had a lot of extra cash to run profitable side projects..

Pidgin2 (hiding behind an alternate moniker) has finally gotten the attention it has been craving

They don't ha e savings because the system does not want them to have it. You don't buy with cash in those climes, you pay via credit cards and believe me, it's almost compulsory that you must be credit worthy.

Having all these opportunities made them not to care about savings or even owning an account. It's only the millionaires that have these things and still they rely on their credit cards.

timesup234:
The link is everywhere man. They don't have $500. Stop with the assumption and read some facts from reliable source not some Nigerians squatting with their friends in a shanty neighborhood in America claiming to be rich

http://money.cnn.com/2017/01/12/pf/americans-lack-of-savings/index.html
http://money.cnn.com/2013/06/24/pf/emergency-savings/index.html
https://www.forbes.com/sites/maggiemcgrath/2016/01/06/63-of-americans-dont-have-enough-savings-to-cover-a-500-emergency/

wonlasewonimi:
The way exceptionally rich people live in Nigeria is the way ordinary low income people live in the US.

Lies from the pit of hell.

So, those in the inner city housing projects (aka ghetto) and those in trailer parks and tent cities are living better than middle class Nigerians? abeg park well joor
[img]
https://www.youtube.com/watch?v=V9Q_1RiShtI[/img]

nuelyoyo:
Don't mind the ignorant OP, I was with an old university school mate recently in Benin, the guy works in a bank and has a wife and three kids already. He told me he is planning to move to Yankee, that almost all his colleagues have the same plan too. This is a guy that is doing well by Nigerian standard. To think that the OP of this thread says he stays in Lagos, Ajah for that matter, says so much about his level of exposure. A typical Lagos guy with street orientation know that hustling in Yankee is better than doing a white collar job in naija.

it is always better living in your own country.

supersystemsnig:



I can't give my personal details here.. I know more than ten businesses that can give this money monthly in Nigeria, i have developed diverse business blueprints. I help people set up businesses from production to saals to I.C.T go and read and ye shall find..., I've started 70 businesses form scratch within a ten years gap, it took learning and knowledge, don't kid yourself...knowledge is everything..Nigerians don't improve...

Leave story...
Mention this top IT companies and let's research their wages....
Last time i check, google is free...
I'm not asking u about ur life history...
Social media is a public toilet, anybody can come here and vomit poo...
The average salary in silicon valley is 120 thousand dollars yearly, the pinnacle of IT centre in the world....
Now u are telling me Naija IT sector pay similar rate...
Na him naija visa never become hot cake...
Right now in America, the most discussed topic is H1B visa....
Most IT guys on h1b visa earn around 80 thousand dollars annually, yet dem wan die on top the visa matter....
Any IT professional in naija good enough to earn 10 thousand monthly will not be in that country....
Fact....

bigtt76:
They don't ha e savings because the system does not want them to have it. You don't buy with cash in those climes, you pay via credit cards and believe me, it's almost compulsory that you must be credit worthy.

Having all these opportunities made them not to care about savings or even owning an account. It's only the millionaires that have these things and still they rely on their credit cards.

They are mostly in debt
How is that better living

Shikena:

You don't have to see my investments - I see my own investments, my banks in Nigeria can see them, those working for me can see them, my family and friends can see them. That is my own little contribution and I know about numerous others doing even more and those that are just starting.

I do not think everybody in Nigeria is suffering because I go home frequently and I have eyes but I know that we can do way better as I see brilliant young people wasting away. America has issues and all is not well and there are poor people but that doesn't change the fact about rewards for excellence in America - and Nigerian immigrants are taking advantage of this daily alongside other immigrants. A man with a known and verified Kenyan father just ruled America for 8 years.

Again, it is important that we know where we should be and stop accepting mediocrity on the grounds that 'there are poor people in New York'.

accepting mediocrity is running away from your country and then coome back to fill like a king,stay in your country and develop the country,stop giving excuses,people have made it in nigeria,they dont have two heads


your investment cant be compare to dangote and co who lives in nigeria

Just30:
it is always better living in your own country.

Abeg forget all those stuffs pple tell u about being insulted or maltreated in a foreign Land. Immigrants rights are more respected in Yankee than in Nigeria that is ur father land.

timesup234:
well with 250k you can get a nice two bedroom in most states in Nigeria

Lol. Not in surulere my brother... I even need one. Maybe at ikorodu sha.

timesup234:
well with 250k you can get a nice two bedroom in most states in Nigeria

you are not comparing equal standards of living. two bedroom where I stay in Lekki is about 1 million naira. The guy in america does not have have saving because there are bills and taxes which translate to a better quality life.

however i agree with you that there are exaggerations about how guys doing menial jobs in the US are better than Bank Managers here. I am usually like nor be the US wey I dey visit and the naija boiz wey I dey meet for there?

Also, I agree that doing a currency conversion does not explain taxes and other expenses.

hodari:


Lies from the pit of hell.

So, those in the inner city housing projects (aka ghetto) and those in trailer parks and tent cities are living better than middle class Nigerians? abeg park well joor

What is wrong with you people? do you as an average nigerian live in the ghetto in Nigeria?

IamaNigerianGuy:


Well said.
The problems of the black man arise because he is yet to embark on the obligatory voyage of self discovery that precedes enlightenment. I have written an entire article on that on quora

I was only speaking of the kingdoms of Nigeria not every race of blackman. Before the invention of the concept of race about 500 years ago, most Africans saw themselves as members of their own racial group within their own ethnicity. You see the various traditions some so bizarre and inhumane that it can be easily reasoned that some ethnic groups of Africans are backwards. Yorubas are a highly advanced race of Africans because of the Yoruba woman. Other races of Africans suppress their women and girls go undeveloped. Bugandans respect their women and are a highly advanced East African race. So is Bunyoro Kitara and Tooro kingdoms are highly advanced. Any ethnic group that kills the mother because she birthed twins is a backward race. Any group that uses an entire village of people as doomed sacrifices is a backward group. Hausas groups refusing to educate women and girls are ignoring the gifts of intelligent contribution put in a woman of their group, that woman could invent the cure to drought or educate your son so well he would stand out among men. Look at the West, they secretly embrace pederasty culture so they molest children and now homosexuality is an issue for them. Sir, bloodline matters more than race and its enlightenment in understanding this law of reincarnation. Who wants to be reborn amongst a backwards people despite the race?


Ase,

Love Sango

thebosstrevor:



your investment cant be compare to dangote and co who lives in nigeria

No, not even anywhere remotely close from the little I know about his investments.
Is Dangote's investments the standard for measuring success of investments in Nigeria?

Btruth:
When you tell people with good jobs or good business here in Nigeria, and you still see them chasing after US or Shenge visa just to go and live and work there, they will see you as enemy of progress.

If you are doing well here in Nigeria. Those countries are only good for a visit and shopping.

Quote me.

Tell them bros. A word is enough for the wise. Can't wait to finish my masters and get the hell out of fcking UK.

nuelyoyo:
Abeg forget all those stuffs pple tell u about being insulted or maltreated in a foreign Land. Immigrants rights are more respected in Yankee than in Nigeria that is ur father land.

so you prefer suffering in the US to living well in your own country ?
Compare the cost of living in both countries and see whether it's worth it living a raising a family in the US.
You will come back home and realise, all your classmates are living better than you.

IamaNigerianGuy:


Well said.
The problems of the black man arise because he is yet to embark on the obligatory voyage of self discovery that precedes enlightenment. I have written an entire article on that on quora

I was only speaking of the kingdoms of Nigeria not every race of blackman. Before the invention of the concept of race about 500 years ago, most Africans saw themselves as members of their own racial group within their own ethnicity. You see the various traditions some so bizarre and inhumane that it can be easily reasoned that some ethnic groups of Africans are backwards. Yorubas are a highly advanced race of Africans because of the Yoruba woman. Other races of Africans suppress their women and girls go undeveloped. Bugandans respect their women and are a highly advanced East African race. So is Bunyoro Kitara and Tooro kingdoms highly advanced. Any ethnic group that kills the mother because she birthed twins is a backward race. Any group that uses an entire village of people as doomed sacrifices is a backward group. Hausas groups refusing to educate women and girls are ignoring the gifts of intelligent contribution put in a woman of their group, that woman could invent the cure to drought or educate your son so well he would stand out among men. Look at the West, they secretly embrace pederasty culture so they molest children and now homosexuality is an issue for them. Sir, bloodline matters more than race and its enlightenment in understanding this law of reincarnation. Not too mix with backward bloodlines. Who wants to be reborn amongst a backwards people despite the race?


Ase,

Love Sango

nuelyoyo:
Don't mind the ignorant OP, I was with an old university school mate recently in Benin, the guy works in a bank and has a wife and three kids already. He told me he is planning to move to Yankee, that almost all his colleagues have the same plan too. This is a guy that is doing well by Nigerian standard. To think that the OP of this thread says he stays in Lagos, Ajah for that matter, says so much about his level of exposure. A typical Lagos guy with street orientation know that hustling in Yankee is better than doing a white collar job in naija.

As in ehn, i just taya for the OP ooo. I have seen lotta people like that ya fwend you talking about. People with good jobs here who wanna travel abroad to start afresh. I even stumbled on a thread here on Nairaland some weeks ago about a man who is relocating to the UK despite having good paying job here in Naija. In fact, he was already planning on giving out some of his properties here in Naija before relocating.

Shikena:

No, not even anywhere remotely close from the little I know about his investments.
Is Dangote's investments the standard for measuring success of investments in Nigeria?

as long as you create jobs for milions of foreigners and nigerians

timesup234:
calm down. In delta and benin city you can even get a three bedroom for that amount

True talk u go still get change left self.

The quality of these house in benin and delta for 250k and below better pass wat u will get in Lagos for 400k

wonlasewonimi:
The way exceptionally rich people live in Nigeria is the way ordinary low income people live in the US.

exactly cost of living in naija is cheap because quality of life is poor.

once you want to live a life as good as the average american, you would pay through your nose.

Imagine living in a 2 bedroom in lekki with 24 hrs power and kids in meadow hall. Thats a rent of 1.5 million, service charge + power of 1.5 million and school fees per child of 3 million. Thats 6 million naira for only rent and school fees so you need to earn like 10 million at least - which is bank manager salary.

Now similar quality of life in the US would only require a USD 40k salary which is above menial jobs but what the average engineer will earn.

Esepayan:
hahahaha see level ooooo keep decieving yourselves we all know the truth u can't even compare ghana with naija not to talk of USA.
even bank managers will laugh at ur stupidity

At bolded u are a big fat liar

timesup234:
Even a senior RN with an annual salary of $75,000 in America can't be compared to a Bank Manager in Nigeria. Enough with their ridiculous joke!

75,000 dollars? It's higher, it depends on the state. California will pay you higher but with taxes and housing, you won't find anything to do with the money. Republican States tend to pay lower, but you would enjoy it with low tax and standard of living.
I haven't seen a Nigerian RN with one job. After RN go and do CPR, increase your cash flow. Then at weekends you work at bars. My cousin does all these. Lol, America gives and America takes. It's all about your planning.