CharleyBright:
It is a booming business in Abuja. Armed gangs posing as drivers and passengers and robbing unsuspecting passengers.
But what I don't understand if true is the use of POS to rob. That will be a foolish thing to do, as all POS are tied to an account,- an account is tied to a name and BVN. If robbers rob and use POS to debit accounts, the account tied to the POS is credited. All police investigation requires is to trace the account tied to the POS, and the criminals can easily be identified irrespective of the fact that they withdraw the money.

To be frank though, this POS are not tied to any bank accounts traceable! The thieves are not dumb too, they got machines that withdraw your cash and shows no destination account in the bank servers. Only God knows how they got that thing going since...

dammytosh:


How will it be secured ?

When they said they should freeze and get all the money from accounts without BVN u scream..




Stop saying nonsense with boldness.

Shut up.

NwaAmaikpe:



Some people no dey shame for themselves sha.

So an adult wasn't ashamed to tell us how he allowed people rob him simply because he was a coward.

To make it worse, he refused to join the brave man in subduing the robbers.
That's the height of cowardice!

How will such a man protect his lady let alone his family? Spineless weakling.

my broda you talk true jare. .liver cut am because of ordinary slap. . .well make him go for thanksgiving oooo

dammytosh:


How will it be secured ?

When they said they should freeze and get all the money from accounts without BVN u scream..




Stop saying nonsense with boldness.

I won't argue with an imbeycile who hasn't done jamb.

I would school you in this, but you got serious problems,contact a good pastor for deliverance.
Sorry multiple deliverance.

Crime as become too easy in this country, all this is because the police is not there to help or secure life and property of regular Nigerians. They are paid to mount gates or be errand boys of politician and their family and friends, the ones not at the gate are escort to client who can pay, the very few remaining are on the road trying to bully regular Nigerians. Who will then investigate and fight crime? Nigerians oyo is our case.

CharleyBright:
It is a booming business in Abuja. Armed gangs posing as drivers and passengers and robbing unsuspecting passengers.
But what I don't understand if true is the use of POS to rob. That will be a foolish thing to do, as all POS are tied to an account,- an account is tied to a name and BVN. If robbers rob and use POS to debit accounts, the account tied to the POS is credited. All police investigation requires is to trace the account tied to the POS, and the criminals can easily be identified irrespective of the fact that they withdraw the money.

Apart from this, pos settlement is usually T+1, you can actually, most likely if you report to your bank immediately before the end of the day, the merchant account will not be settled, also you can apply for dispute and you will get your money back.

RapportNaija:


To be frank though, this POS are not tied to any bank accounts traceable! The thieves are not dumb too, they got machines that withdraw your cash and shows no destination account in the bank servers. Only God knows how they got that thing going since...

dont know how possible this is, having a POS not tied to any account in Nigeria, dont know how the merchant will be settled by the bank

Na those people, I can't wait for them to leave us in peace.

sweetcocoa:
A brave man fought for you and instead of giving him his due praise, you are thanking a god that was asleep while the robbers terrorised y'all, smh.

sense of Thanksgiving fall on u

dataking:


See you. Na naija you dey. Account is no big deal. Naija is not secured.

It's big deal bro,wht he said is very right,if truely thy used POS,the chance of being caught is high..God bless naija..

What a bloody coward you ar.people like u only good at talking and rushing to post updates on social media but in character are weak.if u have been man enough and help the brave guy to confront they thieves. Ur story would av been reasonable. Get out from here coward

NwaAmaikpe:



Some people no dey shame for themselves sha.

So an adult wasn't ashamed to tell us how he allowed people rob him simply because he was a coward.

To make it worse, he refused to join the brave man in subduing the robbers.
That's the height of cowardice!

How will such a man protect his lady let alone his family? Spineless weakling.

Protect which lady didn't you see where he said he was crying..what a coward of a man.Very repulsive fellow.

xreal:
Simple and real scenario of Nigeria of today.

Igbo - rob
Hausa - fights for justice even if his life is at stake.
Yoruba - fears a lot.

hehen, Yorubas fear? The guy they tapped to fight but bent his head in fear na Yoruba? and who told you say the person wey dey fight no be Yoruba but at least we no say hin no be ibo

Wait ooh no street lights how person go see who dey the other side of the road 2017 Nigeria still get beef with light Abeg i go leave this country for una Abeg who fit help me go Zimbabwe because i hear say the place better pass Nigeria at the moment

CharleyBright:
It is a booming business in Abuja. Armed gangs posing as drivers and passengers and robbing unsuspecting passengers.
But what I don't understand if true is the use of POS to rob. That will be a foolish thing to do, as all POS are tied to an account,- an account is tied to a name and BVN. If robbers rob and use POS to debit accounts, the account tied to the POS is credited. All police investigation requires is to trace the account tied to the POS, and the criminals can easily be identified irrespective of the fact that they withdraw the money.

you are still a learner. b.v.n has been compromised. with #50,000 to grease the right palms, you can open as much account with different names and b.v.n number as you want.

You are right but you need to weigh it well before fighting armed robbers with your bare hands. The other chap may have a background that equips him to take them on.

NwaAmaikpe:



Some people no dey shame for themselves sha.

So an adult wasn't ashamed to tell us how he allowed people rob him simply because he was a coward.

To make it worse, he refused to join the brave man in subduing the robbers.
That's the height of cowardice!

How will such a man protect his lady let alone his family? Spineless weakling.

NwaAmaikpe:



Some people no dey shame for themselves sha.

So an adult wasn't ashamed to tell us how he allowed people rob him simply because he was a coward.

To make it worse, he refused to join the brave man in subduing the robbers.
That's the height of cowardice!

How will such a man protect his lady let alone his family? Spineless weakling.

nwamikpe my best guy on this forum ur joke dey kill me this girl don grow ooh

Dude saved ur ass. Scared shit

NwaAmaikpe:



Some people no dey shame for themselves sha.

So an adult wasn't ashamed to tell us how he allowed people rob him simply because he was a coward.

To make it worse, he refused to join the brave man in subduing the robbers.
That's the height of cowardice!

How will such a man protect his lady let alone his family? Spineless weakling.

And would you call him an hero if he had lost is life will trying to fight with the rubbers? please sometimes it is advisable not to accost someone or provoke someone with a gun unless you have a gun with you as well, life is prcious and can never be bought back by some pieces of cash or the phones they are taking away from you...

CoolAmbience:


What are you saying? That guy you quoted made a valid and sensible analysis. It is easy to track down those robbers.

It is easy when you're ready to spend money sha. Take it to police, the next thing they will ask you is money to start the process. Be ready to part with initial 50k to block the account from bank, then if any of them is caught you will bring another money to transport him to the station depending on where he is caught. That's how you will keep spending money. It is through they can be tracked with the account but make sure you have plenty money, don't argue, I have personal experience with this

YourWife:


I have a life! Now get lost! Attention seeker

Bye bye Alariwo

CharleyBright:
It is a booming business in Abuja. Armed gangs posing as drivers and passengers and robbing unsuspecting passengers.
But what I don't understand if true is the use of POS to rob. That will be a foolish thing to do, as all POS are tied to an account,- an account is tied to a name and BVN. If robbers rob and use POS to debit accounts, the account tied to the POS is credited. All police investigation requires is to trace the account tied to the POS, and the criminals can easily be identified irrespective of the fact that they withdraw the money.

The police are incompetent. This is not the first time we are hearing of people robbing with POS. Even in Lagos a lot of stories are shared of how 'one chance' robbers use POS but we have never heard the outcome of any investigation or any arrests being made tied to the POS.

gincmedia:


See you...it's rampant in lagos - what boys are doing now is having 2 bank accounts, one with debit card issued and the other with no debit card issued - then put bulk of your cash in the no debit card account - just transfer small cash to the one with the debit card from time to time.... stay safe!

Exactly. Sensitive devices require multiple redundancies. Have multiple bank accounts all with a different method of access. You can have just one (or max two debit cards with only one on your person at all times), another access by online banking only, another by cheque only, another OTC only. If you wish another for just cardless withdrawals. Just like comm devices, never do dual sim and never pitch your entire life on one mobile network. All these things could be hacked and your sensituve data compromised. In Nigeria thus us common sense but yet again contributes to the high cost of living and doing business we all talk about. Collective/institutional security lags terribly behind.

A cous lost her purse to pick pockets at a supermart and it was a traumatic experience. First she had to shut every physical and cyber backdoor. Then she had to battle only God knows if they were swindlers or abductors who had so much data on her and then had to go through the maze of red tape to replace card after card from banks to PVC. I was amazed that one could be so naive as to carry around on ones person the twenty or so cards and devices that defines ones life. Even with armed escort you will never catch me with more than a couple of phones (two networks), one debit card, drivers license, security access card and five thousand in loose change. That is the limit of what I can afford to loose in one fell swoop to accidents or incidents.

Keneking:
Buhari sef

onyo shi!those bastard jews hav taking dia development to abuja.

CharleyBright:
It is a booming business in Abuja. Armed gangs posing as drivers and passengers and robbing unsuspecting passengers.
But what I don't understand if true is the use of POS to rob. That will be a foolish thing to do, as all POS are tied to an account,- an account is tied to a name and BVN. If robbers rob and use POS to debit accounts, the account tied to the POS is credited. All police investigation requires is to trace the account tied to the POS, and the criminals can easily be identified irrespective of the fact that they withdraw the money.

They do it in conjunction with fraudulent bank officials who still operate many account without bvn

NwaAmaikpe:



Some people no dey shame for themselves sha.

So an adult wasn't ashamed to tell us how he allowed people rob him simply because he was a coward.

To make it worse, he refused to join the brave man in subduing the robbers.
That's the height of cowardice!

How will such a man protect his lady let alone his family? Spineless weakling.

he will live & even fight another day,did nnamdi kanu stand & fight 4 his people?did he not flee like a spineless coward?

donsimo:



I won't argue with an imbeycile who hasn't done jamb.

I would school you in this, but you got serious problems,contact a good pastor for deliverance.
Sorry multiple deliverance.

Instead of going the NURTW tout way, Why not do the schooling and let me debunk all your stupid lies.

I have been programming in that space for years so when I tell you about it, I speak with authority.

You just come to Nairaland and write nonsense because it is a faceless forum.

Confusing everybody with ignorance and stupid opinions.

gincmedia:


See you...it's rampant in lagos - what boys are doing now is having 2 bank accounts, one with debit card issued and the other with no debit card issued - then put bulk of your cash in the no debit card account - just transfer small cash to the one with the debit card from time to time.... stay safe!

thats what i do bro. i was robbed by fulani herdsmen on my way to lagos three weeks ago. they stopped our bus and ordered everyone out. ak47 wielding men. i thank God they didnt kill anyone. they grabbed my wallet. in my mind I'm like... na 1k dey that acct. do what you like with it i can even give you the pin. when we reported the case to police because of id cards that went with them into the bush. the police asked us if we were not men inside the bus, that we should have fought them. lol. smh

sweetcocoa:
A brave man fought for you and instead of giving him his due praise, you are thanking a god that was asleep while the robbers terrorised y'all, smh.

still a bitter atheist all these while.

CharleyBright:
It is a booming business in Abuja. Armed gangs posing as drivers and passengers and robbing unsuspecting passengers.
But what I don't understand if true is the use of POS to rob. That will be a foolish thing to do, as all POS are tied to an account,- an account is tied to a name and BVN. If robbers rob and use POS to debit accounts, the account tied to the POS is credited. All police investigation requires is to trace the account tied to the POS, and the criminals can easily be identified irrespective of the fact that they withdraw the money.

Card based transactions i.e transfers don't show the names of sender or beneficiary. It is upon further investigation that the bank gets information on the account that was credited . Which takes a while and before such information can be given to the victim he would also need to provide a court order, because it's 3rd party information. And you don't get court order immediately you request for it bcoz you need police report affidavit and then you use that to get the court order, which also sometimes takes more than a week. In this period, of course, they account must have been cleared. The only thing that the bank would then do is to place a restriction on the account. The safest thing to do, is to have another account that is not card based. God is the utmost protector anyway. Theses guys are not playing

Reference:


Exactly. Sensitive devices require multiple redundancies. Have multiple bank accounts all with a different method of access. You can have just one (or max two debit cards with only one on your person at all times), another access by online banking only, another by cheque only, another OTC only. If you wish another for just cardless withdrawals. Just like comm devices, never do dual sim and never pitch your entire life on one mobile network. All these things could be hacked and your sensituve data compromised. In Nigeria thus us common sense but yet again contributes to the high cost of living and doing business we all talk about. Collective/institutional security lags terribly behind.

A cous lost her purse to pick pockets at a supermart and it was a traumatic experience. First she had to shut every physical and cyber backdoor. Then she had to battle only God knows if they were swindlers or abductors who had so much data on her and then had to go through the maze of red tape to replace card after card from banks to PVC. I was amazed that one could be so naive as to carry around on ones person the twenty or so cards and devices that defines ones life. Even with armed escort you will never catch me with more than a couple of phones (two networks), one debit card, drivers license, security access card and five thousand in loose change. That is the limit of what I can afford to loose in one fell swoop to accidents or incidents.

??

madgoat:


The police are incompetent. This is not the first time we are hearing of people robbing with POS. Even in Lagos a lot of stories are shared of how 'one chance' robbers use POS but we have never heard the outcome of any investigation or any arrests being made tied to the POS.

Card based transactions i.e transfers don't show the names of sender or beneficiary. It is upon further investigation that the bank gets information on the account that was credited . Which takes a while and before such information can be given to the victim he would also need to provide a court order, because it's 3rd party information. And you don't get court order immediately you request for it bcoz you need police report affidavit and then you use that to get the court order, which also sometimes takes more than a week. In this period, of course, they account must have been cleared. The only thing that the bank would then do is to place a restriction on the account. The safest thing to do, is to have another account that is not card based. God is the utmost protector anyway. Theses guys are not playing