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Financial Advice Needed. by DEEDEE111(m): 6:32am On Mar 10, 2018
Hello Nairalanders. I recently secured a job outside the country that earns me 3.7million naira monthly(current exchange rate). The contract is just for one year, though it could be renewed yearly for up to 5 years based on performance. So far I am doing pretty well...but there is no jib security as I don't know what happens after December 31. So I really need professional advise on what to do with this pay I'm getting now. I have read so much about savings and investment. Guys I need your help please.
Re: Financial Advice Needed. by DEEDEE111(m): 8:13am On Mar 10, 2018
Though I am considering Leadway savings plan and deferred annuity, I want to know if there are other options(savings or investment)
Re: Financial Advice Needed. by Greenlandncom(m): 10:41am On Mar 10, 2018
DEEDEE111:
Though I am considering Leadway savings plan and deferred annuity, I want to know if there are other options(savings or investment)
Would you want to invest in business and have a permanent share in it?
If yes contact me.
Re: Financial Advice Needed. by DEEDEE111(m): 11:04am On Mar 10, 2018
Greenlandncom:

Would you want to invest in business and have a permanent share in it?
If yes contact me.
what type of business?
Re: Financial Advice Needed. by Adigizia: 11:41am On Mar 10, 2018
Greenlandncom:

Would you want to invest in business and have a permanent share in it?
If yes contact me.
please break it down so that we can also benefit from your investment too.
Re: Financial Advice Needed. by phemmydamn(m): 2:42pm On Mar 10, 2018
Yes!! Deedee there are, not only one but several.
I am a financial advisor with African Alliance insurance plc you can check us out on www.africanalliance.com
Been in the business of life insurance and assurance in Nigeria for 58years exactly
I do encourage you to Google our company and see the distinguishing reports about us.
We are life insurance experts and only focus on life investment products and plans for individuals.
Our annuity is also the best in the market as we pay for life.
We have policies that will cater for

1) your personal needs
2) children
3) family
4) retirement and more

All our plans offer you this benefits all at once for any plan you buy into

1) savings
2) investment
3) security in the case of disability or death.

I just happened to post on nairaland yesterday providing a solution to you particular need.[quote][/quote]
Click the link below and read it yourself

https://www.nairaland.com/4390380/negligence-insurance

We also have three other plans which I would love to run you through as they are of two categories

1) short term
2) long term plans

So you can identify exactly what your needs are.

This is why you need a financial advisor so I can identify your exact needs and suggest which plans you should go for

My email is: femibolts@yahoo.com
Phone number: 08072169691

Do go through the posts after which we can talk via email or any other preferrable means.
Thanks
Re: Financial Advice Needed. by Greenlandncom(m): 3:22pm On Mar 10, 2018
Adigizia:
please break it down so that we can also benefit from your investment too.
Please pick my phone number from my signature and send me your email address let me share the details.
I can't put it on a public forum.
Re: Financial Advice Needed. by Greenlandncom(m): 3:22pm On Mar 10, 2018
DEEDEE111:
what type of business?
Please pick my phone number from my signature and send me your email address let me share the details.
I can't put it on a public forum.
Re: Financial Advice Needed. by DEEDEE111(m): 5:03pm On Mar 10, 2018
phemmydamn:
Yes!! Deedee there are, not only one but several.
I am a financial advisor with African Alliance insurance plc you can check us out on www.africanalliance.com
Been in the business of life insurance and assurance in Nigeria for 58years exactly
I do encourage you to Google our company and see the distinguishing reports about us.
We are life insurance experts and only focus on life investment products and plans for individuals.
Our annuity is also the best in the market as we pay for life.
We have policies that will cater for

1) your personal needs
2) children
3) family
4) retirement and more

All our plans offer you this benefits all at once for any plan you buy into

1) savings
2) investment
3) security in the case of disability or death.

I just happened to post on nairaland yesterday providing a solution to you particular need.
Click the link below and read it yourself

https://www.nairaland.com/4390380/negligence-insurance

We also have three other plans which I would love to run you through as they are of two categories

1) short term
2) long term plans

So you can identify exactly what your needs are.

This is why you need a financial advisor so I can identify your exact needs and suggest which plans you should go for

My email is: femibolts@yahoo.com
Phone number: 08072169691

Do go through the posts after which we can talk via email or any other preferrable means.
Thanks
I will contact you. Thank you
Re: Financial Advice Needed. by phemmydamn(m): 2:44am On Mar 12, 2018
I will contact you. Thank you

You welcome
Re: Financial Advice Needed. by ernie4life(m): 9:05am On Mar 12, 2018
DEEDEE111:
Hello Nairalanders. I recently secured a job outside the country that earns me 3.7million naira monthly(current exchange rate). The contract is just for one year, though it could be renewed yearly for up to 5 years based on performance. So far I am doing pretty well...but there is no jib security as I don't know what happens after December 31. So I really need professional advise on what to do with this pay I'm getting now. I have read so much about savings and investment. Guys I need your help please.

Do not depend on just the advice you get here, also do your own personal research before going into an investment, run your checks to be sure you are on the right track.

Now considering that after a year you are not guaranteed the continuity of the job, I will recommend you stick to investments that offer relatively low risk, guaranteed principal and good return. and under this you have Treasury bills and Money market fund.
treasury bills rates are low for now but they are safe, money market funds are comparatively higher and still safe.
you can look up various thread on both mutual funds and treasury bills .

Take your time and read through the various topics,
I will advice when dealing with any financial institution stick to the ones that are regulated by SEC, check their web site on www.sec.gov.com
Feel free to send me a Pm if you have any more questions.

1 Like

Re: Financial Advice Needed. by zamie(m): 9:44am On Mar 12, 2018
DEEDEE111:
Hello Nairalanders. I recently secured a job outside the country that earns me 3.7million naira monthly(current exchange rate). The contract is just for one year, though it could be renewed yearly for up to 5 years based on performance. So far I am doing pretty well...but there is no job security as I don't know what happens after December 31. So I really need professional advise on what to do with this pay I'm getting now. I have read so much about savings and investment. Guys I need your help please.

It's a good thing you are looking forward to an investment plan. I will give out a list of possible investment options. But first I must advise that most investment plans have a risk factor associated with it. However, having full knowledge of any investment option you step in to will help minimize this risk to the bare minimum.

So you don't just need to know what to invest in but HOW TO INVEST.

I love sectioning my investments into three Markets:
1. Capital Market
2. Commodity Market
3. Knowledge Market

They are called markets because life is all about exchange(buying and selling). The most popular of the three in investment talks is the capital market. This includes stocks, bonds, T-Bills, forex, mutual funds, fixed deposits and the likes. The commodity market is built on owning assets most commonly lands and buildings which is often called Real Estate. Investing in Gold is also part of the commodity market. The knowledge market is what you are currently utilizing. You invested in getting yourself educated now you are being paid for your knowledge and time.

Now you have the bigger picture, it's now to choose what is the right market for you now. I'll confidently say d CAPITAL market. Being that you have extra financial resource, you are looking for how that money can work for you while you concentrate on your job.

I see Entrepreneurship or starting a business as a combination of both the capital and knowledge market and I'll strongly advise you against going into that for now. Especially now you are bothered with job security. Having separated focus is hard and most businesses are bound to fail. Maybe, it can be a future plan.

So I'll give you to options either invest in stocks or invest in real estate. I can only advice on what to invest in but you will need to learn the how. Nothing is easy.

Personally, I do invest in the Stock market and it has been a tricky ride but I've made profits only because I know the how. When I started I made losses but now I know the ins and outs, so it's joy all the way. I've once made #104,500 in a day. The secret is to hedge your losses.

I hope this helps.
Re: Financial Advice Needed. by DEEDEE111(m): 1:13pm On Mar 12, 2018
ernie4life:


Do not depend on just the advice you get here, also do your own personal research before going into an investment, run your checks to be sure you are on the right track.

Now considering that after a year you are not guaranteed the continuity of the job, I will recommend you stick to investments that offer relatively low risk, guaranteed principal and good return. and under this you have Treasury bills and Money market fund.
treasury bills rates are low for now but they are safe, money market funds are comparatively higher and still safe.
you can look up various thread on both mutual funds and treasury bills .

Take your time and read through the various topics,
I will advice when dealing with any financial institution stick to the ones that are regulated by SEC, check their web site on www.sec.gov.com
Feel free to send me a Pm if you have any more questions.


Thank you I will send you PM
Re: Financial Advice Needed. by DEEDEE111(m): 1:24pm On Mar 12, 2018
zamie:


It's a good thing you are looking forward to an investment plan. I will give out a list of possible investment options. But first I must advise that most investment plans have a risk factor associated with it. However, having full knowledge of any investment option you step in to will help minimize this risk to the bare minimum.

So you don't just need to know what to invest in but HOW TO INVEST.

I love sectioning my investments into three Markets:
1. Capital Market
2. Commodity Market
3. Knowledge Market

They are called markets because life is all about exchange(buying and selling). The most popular of the three in investment talks is the capital market. This includes stocks, bonds, T-Bills, forex, mutual funds, fixed deposits and the likes. The commodity market is built on owning assets most commonly lands and buildings which is often called Real Estate. Investing in Gold is also part of the commodity market. The knowledge market is what you are currently utilizing. You invested in getting yourself educated now you are being paid for your knowledge and time.

Now you have the bigger picture, it's now to choose what is the right market for you now. I'll confidently say d CAPITAL market. Being that you have extra financial resource, you are looking for how that money can work for you while you concentrate on your job.

I see Entrepreneurship or starting a business as a combination of both the capital and knowledge market and I'll strongly advise you against going into that for now. Especially now you are bothered with job security. Having separated focus is hard and most businesses are bound to fail. Maybe, it can be a future plan.

So I'll give you to options either invest in stocks or invest in real estate. I can only advice on what to invest in but you will need to learn the how. Nothing is easy.

Personally, I do invest in the Stock market and it has been a tricky ride but I've made profits only because I know the how. When I started I made losses but now I know the ins and outs, so it's joy all the way. I've once made #104,500 in a day. The secret is to hedge your losses.

I hope this helps.
Thank you.
Re: Financial Advice Needed. by onefamily432(m): 11:09pm On Mar 13, 2018
DEEDEE111:
Hello Nairalanders. I recently secured a job outside the country that earns me 3.7million naira monthly(current exchange rate). The contract is just for one year, though it could be renewed yearly for up to 5 years based on performance. So far I am doing pretty well...but there is no jib security as I don't know what happens after December 31. So I really need professional advise on what to do with this pay I'm getting now. I have read so much about savings and investment. Guys I need your help please.

paste your aza for sure cash@. Rippers stay off

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