₦airaland Forum

MicNz:
He should have withdrawn all his money before demanding for a closure of the account.


Financial service providers are not allowed to close accounts containing customers' money therein.


I just hope he recovers from this sha...

ARE YOU SURE? PLS VERIFY COS I DON'T THINK YOU RE CORRECT..

WHAT IS DONE IS UPON CLOSURE OF ANY ACCT. A DRAFT OF THE AMOUNT LEFT IN THE ACCT IS RAISED IFO OF THE CUSTOMER....

BUT I KNOW MOST BANKS DO NIT LIKE THE IDEA OF CLOSING AN ACCT.. BUT ACCOUNTS CAN BE CLOSED ON REQUEST BY THE CUSTOMER

why always UBA? my friend lost all his money including the one i sent to him through UBA to help me buy something, why?

UBA the worst bank to keep your money in Nigeria. I deposited money in Apapa to withdraw @ ikeja, they deducted about the 100k... God punished UBA

doctokwus:
So how did they get hold of his bank username and password.
I once got my phone stolen with the sim and for 5days till i did welcome back,nothing happened to the account.
Also lost my ATM card and didn't bother blocking it,yet nothing happened till it was replaced.

They don't need username and password.

Those banks short codes are dangerous.

THIS IS THE SIMPLE CASE,LET THE FRAUD DESK OF THE BANK CONDUCT AN INVESTIGATION ON THE CLAIM.THE CUSTOMER SHOULD ALSO LODGE A COMPLAIN WITH CBN AND CPC

UBA has security flaws. I am a victim also. I lost some money while using my UBA ATM on a Zenith Bank ATM. I complained severally even contacted them on twitter and all they could tell me is that Zenith Bank confirmed that the transaction was successful. That's how I lost 10k of my hard earned money. According to them, probably, the money came out after I left and someone picked it up. I asked about their cctv and they all fell silent. The thing really hit me hard cos I needed money at that time but I felt I should forget it. If UBA or any of my other banks tries it again with me, I will deal with them with all the arsenal I can muster..

doctokwus:
So how did they get hold of his bank username and password.
I once got my phone stolen with the sim and for 5days till i did welcome back,nothing happened to the account.
Also lost my ATM card and didn't bother blocking it,yet nothing happened till it was replaced.

are you being serious?. in this world of technology you think you can't be undone. The truth is either the ATM was not picked by the right set of persons who will teach you a lesson or there was no money in your account.

ogtavia:
UBA has security flaws. I am a victim also. I lost some money while using my UBA ATM on a Zenith Bank ATM. I complained severally even contacted them on twitter and all they could tell me is that Zenith Bank confirmed that the transaction was successful. That's how I lost 10k of my hard earned money. According to them, probably, the money came out after I left and someone picked it up. I asked about their cctv and they all fell silent. The thing really hit me hard cos I needed money at that time but I felt I should forget it. If UBA or any of my other banks tries it again with me, I will deal with them with all the arsenal I can muster..

me too. I lost 5k that way.

I lost my ATM sometime ago, went to UBA to make report for blocking the lost ATM card. New card was issued to me. Few days later I received the missing card from a guy that found it on the road. I tried using the card on nearby machine, to my surprise the alleged blocked card was still active and withdrawing cash. In short the old and new cards were both active. UBA is a stupid bank and Nigerians should beware of their lacklustre system

doctokwus:
So how did they get hold of his bank username and password.
I once got my phone stolen with the sim and for 5days till i did welcome back,nothing happened to the account.
Also lost my ATM card and didn't bother blocking it,yet nothing happened till it was replaced.

You get money for the account?

doctokwus:
So how did they get hold of his bank username and password.
I once got my phone stolen with the sim and for 5days till i did welcome back,nothing happened to the account.
Also lost my ATM card and didn't bother blocking it,yet nothing happened till it was replaced.

You must be extremely broke o

DEXTROVERT:
I
Don't
Do
Useless
PIGGIBANK
UBA

better
With
GTB
ZENITH
FIRST BANK

Diamond bank is worst....for more than a month now, they have refused to reverse my money after an unsuccessful ATM withdrawal...so shameful#0041367310#

Wow

He should have also gone to the network office to block the sim, in that way they won't have transferred his money, or he would have quickly done welcome back.

[quote author=doctokwus post=73053128]So how did they get hold of his bank username and password.
I once got my phone stolen with the sim and for 5days till i did welcome back,nothing happened to the account.
Also lost my ATM card and didn't bother blocking it,yet nothing happened till it was replaced.[/quote

You were lucky your phone was not stolen by a fraudster who knows how to empty accounts.

DEXTROVERT:
I Don't Do Useless PIGGIBANK UBA
better With GTB ZENITH FIRST BANK

And it can't happen with
GTB Zenith First Bank
abi, you're funny

papiwyte:

Your lies won't get you anywhere this time around. What your useless party APC is doing to the treasury now is worse

Sue the bank

doctokwus:
So how did they get hold of his bank username and password.
I once got my phone stolen with the sim and for 5days till i did welcome back,nothing happened to the account.
Also lost my ATM card and didn't bother blocking it,yet nothing happened till it was replaced.

You were lucky. Your Debit card number and bvn will do the job of wiping your money out of your account. Men are upgrading now

Sad

MicNz:
He should have withdrawn all his money before demanding for a closure of the account.


Financial service providers are not allowed to close accounts containing customers' money therein.


I just hope he recovers from this sha...

You're wrong Bank accounts run on customers instructions In Banking customer is King The CSO will pay for it if the man knows his right Me for one will have Liened his account once he mentioned that he lost his phone That's the first step

There is more to this story. Did he fill an account closure form and the bank didn't close his account. If he did not then there is no case. My advice to all, in case your fone get stolen or missing, put a call through to the banks service centre or visit any branch of your bank and demand that you restrict your account. Account closure cannot be done with word of mouth.

I was telling a friend about how unreliable this bank is this evening and reading this has only helped to confirm my opinion.

A fellow staff money was withdrawn due to negligence on her own part and I advised her to visit the branch to request the account be blocked. According to her the CSO claimed the necesary action has been taken to block the fraudsters from accessing the accounts and that the customer should proceed to make deposit into the account.

She did as advised and deposited 5k and immediately the account was again debited. This time I took it upon myself to ensure the money was returned by the bank but after all my effort I was told nothing can be done.

MicNz:
He should have withdrawn all his money before demanding for a closure of the account.


Financial service providers are not allowed to close accounts containing customers' money therein.


I just hope he recovers from this sha...

The account can be placed on hold, making it impossible for any transaction to go on in the account.

EricBloodAxe:
Dude should sue the bank seriously for financial and emotional damages. Such lackadaisical attitude from the bank management cost him his health and life savings.

As if you don't know how our legal system work.
suing the bank is a waste of time.He should write CBN and he'll get back his money in less than a week.

UBA staff are compromised. Stealing customers money and working with hackers is their "modus operadus " The worst bank in Nigeria.

The man should petition CBN and he'll get his money back.

serious matter

Uwaiwe:
I lost my ATM sometime ago, went to UBA to make report for blocking the lost ATM card. New card was issued to me. Few days later I received the missing card from a guy that found it on the road. I tried using the card on nearby machine, to my surprise the alleged blocked card was still active and withdrawing cash. In short the old and new cards were both active. UBA is a stupid bank and Nigerians should beware of their lacklustre system

nawa ooo, I wonder why this should be happening, They purposely did that or what Where they deducting #52 from both ATM cards for maintenance

Most ppl in nairaland speak with ignorance.

murphyrichy:
nawa ooo, I wonder why this should be happening, They purposely did that or what Where they deducting #52 from both ATM cards for maintenance

hmmm

The best thing the man would have done is to call his network providers and have his line blocked, before going to the bank? Later he can do a welcome back.