bellong:


Superannuation is similar to the Pension fund deducted from salary in Nigeria. The process is similar. 9.5% minimum of your fortnightly, weekly or monthly salary, which is the standard and mostly practised, (some

ideamaster:


I want to do a quick calculation. I am using the minimum wage in Australia which is $19.49 but to make it look more realistic, I would apply the 25% casual loading which would make it approx. $24 per hour.

This calculation is for a single person who works normal full time hours. Can people who have families give us a similar calculation for families so we know what it looks like? Thanks

Weekly wage = $24 * 38 hours = $912 (Before tax)

Per year = $912 * 52 = $47,424 (Before tax)

According to the ATO's tax calculator,

Tax on $912 per week is $152

Weekly net pay (take home pay) = 912 - 152 = 760

Yearly tax = 152 * 52 = 7,904 (16.7%)
Yearly take home pay = 760 * 52 = 39,520 (83.3%)

Note that this is minimum wage hence minimum tax. As you earn more, you pay more tax depending on your tax bracket.

Now using the weekly take home pay of 760

Rent for 1 person - share house or a very cheap 1 bedrom unit = 210 per week

Living expenses for 1 person - including petrol, groceries and maybe even eating out = 250 per week (this is probably an over-estimate for 1 person). If you are able to live on 200 per week, it means you can put away 50 per week for bills

Savings = 760 - 210 - 250 = 300 per week (if you want to pay your tithe or give to charity or support your family, you can probably deduct another 100 and be left with 200 savings per week)

Using 1 Aud = N250

Savings
Weekly = 300 = N75,000
Monthly = 1,200 = N300,000
Yearly = 15,600 = N3,900,000

I will list some periodic expenses that can deplete your savings.

Car registration - an average of $500 every 6 months or $1,000 every year.
Interstate Holidays - $3,000 depending on where you go, lol

If your regular bills have to come out of your savings

Home Internet - 70 per month = $840 per year - this won’t apply if you are in a share house
Mobile phone - 40 per month = $480 per year
Electricity (and gas for those who use gas) = $250 per quarter = $1,000 per year - won’t apply if you are in a share house

Remaining savings = $9,280 =N2,320,000

This is minimum wage, working regular full time hours.

Now as a single person, you can easily get a job that pays you more than $25 per hour, you can get penalties if you work weekends and you can have 2 jobs and work more than 50 hours in a week if you want to.

This would increase your wage and if you smart, it shouldn't really increase your living expenses. Car rego would be the same. Electricity, internet, fuel would be almost the same. You may spend more money going on holidays and going out for fancy dinners but that is it.

What do you guys think about my single person minimum wage calculation? What did I forget?

hammed71:
Guys please is there any chance for a Nigerian to get an unskilled worker's visa to work in Australia, please am asking because I don't have the funds for a students visa and also not eligible for skilled migration.
Thank you.

MarkGud:
Hi Guys, how can one migrate to Australia after MSc prog (Materials Science) in Germany. Will appreciate any input.

jukeblam:


That just means be proactive in executing whatever steps required per the PR process; know the correct info, write your test(s) on time, gather your required documents on time etc while staying abreast of the immigration trend, news et al.

So you're not panicking 2.5 years after the masters when your postgrad visa is almost up but you are still trying to obtain a 20-point score from English test.

Ikjosh04:


Hi, Good evening. Please i need clarification on this.

Is engineering management and biomedical engineering in the sol and csol of 2020?
When i check the list, i can see engineering managers. I don't what to assume so i need proper clarification if Msc engineering management or Msc Biomedical engineering in Australia will lead to PR?

Cc Bellong and others.
Thank you!!

bligs:

Biomedical engineering is more straightforward, you just need a positive assessment from EA while with Engineering Management, you with need at least a year experience in managerial role to assess as Engineering Manager with EA or Vetassess.

Ikjosh04:


Ok, thank you. Btw the 2 which career is more lucrative and has more job opportunities in Australia?

GoodMemory:
To encourage others who are planning to move to Australia, here's my story and lessons from life Down Under

Landed Feb 2018 with the family. We struggled a bit to get accommodation, so we had an extended stay in a hotel. We eventually got one. How did we do it? Well, after several rejections, we resorted to Gumtree. We targeted adverts where present occupiers were looking for tenants to complete their lease terms.
Landlords/Agents were less strict on documentation and particularly the much dreaded "rental history’. Within a few days, we got a place for about $350/week. So, first lesson: Don't get stuck with realestateview, try other avenues.

I had sent out many job applications offshore but none of them received the attention of recruiters and HR, but as soon as we landed, I started getting invitation for interviews.
My tactics was to send the application late in the night or first thing in the morning. I found this was helpful as recruiters, most times respond to applications on first come first serve basis. I even tested these many times. Applications sent out in the afternoon received less attention when compared to the ones I submitted in the morning. Second lesson, timing is very important.

With regards to CVs, while good formatting, easy readability etc are very important, the content of your CV is far more important than anything else. Though I am an advocate of brevity, but an oversimplified CVs will not convey the proper message as well. The length of your CV should be proportional to the years of experience you have. If you have 10 years’ experience, I believe you will be doing yourself an injustice by submitting a 2-3-page CV. Lesson 3, a good, well formatted CV with great content will get you more interviews and consequently a job.

There are web hoisting platforms where you can create a free website for yourself. I developed a free one for myself and populated it with a lot of information. I even added photos and details that CVs would not accommodate. The free website was my complete profile. I then add the link to my CV. Think of special things you did for your previous companies. If you have proofs such as photos, testimonials, letters of commendation, upload on the website. It is free to create. Lesson 4: Market yourself apologetically.


There is a psychological aspect to job search in Australia. Your first barrier is the colour of your skin. You cannot change your race, so it is what it is. The second challenge are fellow Africans who are quick to advise you to dump your profession for something else. Well, while such advice might be coming from a good heart with a good intention, I personally feel you should try and try harder to clinch a job in your field before you try something else. You may have to attend more than one interviews so don’t be discouraged. I remember one job I was being considered for. I had aced the first two interviews; the last stage was to meet one of the directors of the company. I was confident I would get the job. The interviewer walked in, I stood up, shook hands with her and sat down. She re-positioned her PC monitor so I could see it and asked me to solve her problem. I am an advanced excel user, I even write VBA/macros. Even though that wasn’t the core job description, advanced knowledge of excel was part of it I floundered a bit, tried to think but while I was thinking, she walked to the door and held open the door. She said "it was nice meeting you!" I stood up and walked out without a word. You will receive several rejection emails but don’t get discouraged. Keep pushing you will get it. So, fourth lesson is: please don’t listen to naysayers! Do not listen to people who tell you that you cannot get a corporate job in Australia.
I got a job right after the ugly encounter between the director and myself. My wife also got a job a few months after.

About groceries. We found it cheaper to eat Nigerian food. This is what I mean. Nigerian foodstuffs worth $300 lasts more than 6 weeks but an equivalent amount in Coles or any of the giant retailers, for example doesn’t even last one week. The only thing we buy in the big retail shops are non-edible stuffs toiletries and ijekuje(Biscuits..etc) Lesson 5: If you are an irredeemable lover of Nigerian food (which Nigerian isn’t anyway), invest in local food.

Public transportation is good but if you have a family, and can afford a car, buy one. With $2500, you can get a decent car to buy. Try as much as possible to buy a car that comes with a Road Worthy Certificate (RWC). I bought a car for $2500 without an RWC the week we landed. I can’t renew the registration since I must provide RWC and the cost of getting one after repairs on the car comes to $2000! So Lesson 6: buy a car with RWC.

Australia is an expensive country. At some point, you might find the need for a side job. I registered a company, though I haven’t done much because I travel a lot. I have met Africans who run their own thing and are very successful. If there is something you are passionate about, register a company and start right away. There are lots of potentials in Australian market. The stories of racism should be the least thing to deter you from going after your dreams.


I have to mention this. You might be surprised to find it hard to make friends here, especially with Africans. Don’t let it bother you. Just concentrate. There are friends I haven’t seen since I came. Everyone is busy or pretending to be busy. You will find instances where you want to meet a friend and he says, “hmmm...I will be free ending of next month”. Lol. You will be like “ending of next month? Are you traveling?’ He will reply: “No, I’m just busy, I have a few things to sort out”. Well, you have to get used to getting long notice before you can meet most people. Make friends with Africans and non Africans as well otherwise, you will be terribly bored. Try to make friends with everyone. Join clubs, do stuffs. Lesson 7: Don’t let anyone, especially fellow Africans restrict your enjoyment. Enjoy Australia. Life is too short.

Many things happened while trying to settle down, I do not have them handy, but as time goes on, I will update you guys.
If you have any questions, feel free to ask.

koleefem05:
@Bellacious
Nice. Very interesting and encouraging experience. Congratulations on your PR.

Bellacious:
Hi guys, it's been a long time. Just want to drop this here as someone might learn a thing or two from my experience.
Grand landed on 23/3/2018 for 489 Visa, family of 4. I left Nigeria alone on 17/5/18 and landed in Adelaide on 18/5/18 via Emirate. A friend on ground helped me arrange accommodation as someone he knew moved interstate few days before I arrived, so that became my new home. It's a one bedroom apartment and I paid 200/w.
I was taken to the metro station to get bus card and I received orientation on how to navigate through the city. By the way I studies Nursing science in Nigeria but I was told the process of getting into nursing here, so during my assessment, I assessed as a Residential care officer. I searched for schools to do the certification 3 in individual support as that will help me get a job easily. I got a school and with 489 visa I was told I dont have to pay. So I did it FREE of charge. I started the programme late June and finished early August. It was an 8 weeks programme. Luckily for me, the place I did my placement offered me a job and I was to start the 3rd of Sept.
Towards the ending of August my family visited to activate their own visas as we had till 26th Sept. They left for Nigeria on 30th Sept. Hubby had somethings to tidy up before moving finally. Also before they left, we bought a small car that I call "Lambo " $1950. An old toyota Camry 2003/2004 . My shifts were all afternoons so I will be finishing 11pm and catching buses that late won't be funny.
At my place of work, I was offered 67hrs per fortnight and by Oct i picked some extra hours and made it 74hrs per fortnight because one of my visa conditions said 35 hours/w. By January 2019, I got a second job since my family wasn't here and I wasn't schooling so I had a lot of time at my disposal. By Feb 2019 i contacted AHPRA(Australian Health Practitioner Regulation Agency) for assessment and by June they gave me a referral letter for a bridging programme and the search for school began. At this time, most schools weren't offering admission as they weren't sure if they will continue the program because there were some changes in AHPRA and the introduction of OBA (Outcome based Assessment). The search for school continued.
By June 2019 I left my 1st job because I got a better offer (still kept the one I got in January)
By October 2019, my family moved finally and I had to get another accommodation and we pay 305/w.
I contacted all the schools offering bridging program and luckily in December of 2019 I received an offer from one of the Unis here in Adelaide. The fee was $19800 and it was to be paid at once and not by installment. Well I've been working so that wasn't much of a problem. And by Feb 2020, we had our orientation(its a 6 months program) As for the kids they were enrolled in a catholic school for the 2020 session and both of them cost about $6k for a year but we had a negotiation and it was subsidized so I pay $165/fortnight and that's just about $4k.
By May 18th 2020, I've fulfilled the visa condition of living in SA for 2years and working full time for a year and on 25th May 2020 we lodged application for our PR. And to the glory of God, we received our GRANT FOR PR on 24/06/2020.YES you read that right, exactly one month after applying.
First week of June we completed the classroom work and exam was on 26/06/2020. Placement has been scheduled to commence by 20/7/20 and finish by 13/08/2020.
While on Visa 489, I had a private health insurance with HCF called oversea cover and I paid $50/month. As my family arrived, I included them and we pay $208/month.
For shopping, i can't really give a breakdown of the weekly spending because we still have food stuffs from Nigeria and I do bulk buying of fruits and veggies from a local market that opens only on sundays. We shop from Aldi when there's need and with $150 my cart is usually full.
The past 2 years has been quite interesting and I can boldly say WE DONT REGRET MOVING.
Thanks for your time and I'm happy to answer your questions. Cheers

MrsJoycey1:
Good evening everyone, this is a very informative thread..

mamatwiny:


Congratulations on your PR.
How much was your first job paying per hour?
With that job can you earn 55k dollars per year?

I ask cos my target is same Adelaide on 491 visa and the 55k earning requirement for 3 years to qualifies for PR

Edit
Ppl are doing 2 jobs while in my country, to find just one na war. Chai!

Bellacious:
Hi guys, it's been a long time. Just want to drop this here as someone might learn a thing or two from my experience.
Grand landed on 23/3/2018 for 489 Visa, family of 4. I left Nigeria alone on 17/5/18 and landed in Adelaide on 18/5/18 via Emirate. A friend on ground helped me arrange accommodation as someone he knew moved interstate few days before I arrived, so that became my new home. It's a one bedroom apartment and I paid 200/w.
I was taken to the metro station to get bus card and I received orientation on how to navigate through the city. By the way I studies Nursing science in Nigeria but I was told the process of getting into nursing here, so during my assessment, I assessed as a Residential care officer. I searched for schools to do the certification 3 in individual support as that will help me get a job easily. I got a school and with 489 visa I was told I dont have to pay. So I did it FREE of charge. I started the programme late June and finished early August. It was an 8 weeks programme. Luckily for me, the place I did my placement offered me a job and I was to start the 3rd of Sept.
Towards the ending of August my family visited to activate their own visas as we had till 26th Sept. They left for Nigeria on 30th Sept. Hubby had somethings to tidy up before moving finally. Also before they left, we bought a small car that I call "Lambo " $1950. An old toyota Camry 2003/2004 . My shifts were all afternoons so I will be finishing 11pm and catching buses that late won't be funny.
At my place of work, I was offered 67hrs per fortnight and by Oct i picked some extra hours and made it 74hrs per fortnight because one of my visa conditions said 35 hours/w. By January 2019, I got a second job since my family wasn't here and I wasn't schooling so I had a lot of time at my disposal. By Feb 2019 i contacted AHPRA(Australian Health Practitioner Regulation Agency) for assessment and by June they gave me a referral letter for a bridging programme and the search for school began. At this time, most schools weren't offering admission as they weren't sure if they will continue the program because there were some changes in AHPRA and the introduction of OBA (Outcome based Assessment). The search for school continued.
By June 2019 I left my 1st job because I got a better offer (still kept the one I got in January)
By October 2019, my family moved finally and I had to get another accommodation and we pay 305/w.
I contacted all the schools offering bridging program and luckily in December of 2019 I received an offer from one of the Unis here in Adelaide. The fee was $19800 and it was to be paid at once and not by installment. Well I've been working so that wasn't much of a problem. And by Feb 2020, we had our orientation(its a 6 months program) As for the kids they were enrolled in a catholic school for the 2020 session and both of them cost about $6k for a year but we had a negotiation and it was subsidized so I pay $165/fortnight and that's just about $4k.
By May 18th 2020, I've fulfilled the visa condition of living in SA for 2years and working full time for a year and on 25th May 2020 we lodged application for our PR. And to the glory of God, we received our GRANT FOR PR on 24/06/2020.YES you read that right, exactly one month after applying.
First week of June we completed the classroom work and exam was on 26/06/2020. Placement has been scheduled to commence by 20/7/20 and finish by 13/08/2020.
While on Visa 489, I had a private health insurance with HCF called oversea cover and I paid $50/month. As my family arrived, I included them and we pay $208/month.
For shopping, i can't really give a breakdown of the weekly spending because we still have food stuffs from Nigeria and I do bulk buying of fruits and veggies from a local market that opens only on sundays. We shop from Aldi when there's need and with $150 my cart is usually full.
The past 2 years has been quite interesting and I can boldly say WE DONT REGRET MOVING.
Thanks for your time and I'm happy to answer your questions. Cheers

stepo707:

Hi There. Did you need to submit proof of English again for both of you? Also did you submit Nigeria PCC again?

Bellacious:
Hi guys, it's been a long time. Just want to drop this here as someone might learn a thing or two from my experience.
Grand landed on 23/3/2018 for 489 Visa, family of 4. I left Nigeria alone on 17/5/18 and landed in Adelaide on 18/5/18 via Emirate. A friend on ground helped me arrange accommodation as someone he knew moved interstate few days before I arrived, so that became my new home. It's a one bedroom apartment and I paid 200/w.
I was taken to the metro station to get bus card and I received orientation on how to navigate through the city. By the way I studies Nursing science in Nigeria but I was told the process of getting into nursing here, so during my assessment, I assessed as a Residential care officer. I searched for schools to do the certification 3 in individual support as that will help me get a job easily. I got a school and with 489 visa I was told I dont have to pay. So I did it FREE of charge. I started the programme late June and finished early August. It was an 8 weeks programme. Luckily for me, the place I did my placement offered me a job and I was to start the 3rd of Sept.
Towards the ending of August my family visited to activate their own visas as we had till 26th Sept. They left for Nigeria on 30th Sept. Hubby had somethings to tidy up before moving finally. Also before they left, we bought a small car that I call "Lambo " $1950. An old toyota Camry 2003/2004 . My shifts were all afternoons so I will be finishing 11pm and catching buses that late won't be funny.
At my place of work, I was offered 67hrs per fortnight and by Oct i picked some extra hours and made it 74hrs per fortnight because one of my visa conditions said 35 hours/w. By January 2019, I got a second job since my family wasn't here and I wasn't schooling so I had a lot of time at my disposal. By Feb 2019 i contacted AHPRA(Australian Health Practitioner Regulation Agency) for assessment and by June they gave me a referral letter for a bridging programme and the search for school began. At this time, most schools weren't offering admission as they weren't sure if they will continue the program because there were some changes in AHPRA and the introduction of OBA (Outcome based Assessment). The search for school continued.
By June 2019 I left my 1st job because I got a better offer (still kept the one I got in January)
By October 2019, my family moved finally and I had to get another accommodation and we pay 305/w.
I contacted all the schools offering bridging program and luckily in December of 2019 I received an offer from one of the Unis here in Adelaide. The fee was $19800 and it was to be paid at once and not by installment. Well I've been working so that wasn't much of a problem. And by Feb 2020, we had our orientation(its a 6 months program) As for the kids they were enrolled in a catholic school for the 2020 session and both of them cost about $6k for a year but we had a negotiation and it was subsidized so I pay $165/fortnight and that's just about $4k.
By May 18th 2020, I've fulfilled the visa condition of living in SA for 2years and working full time for a year and on 25th May 2020 we lodged application for our PR. And to the glory of God, we received our GRANT FOR PR on 24/06/2020.YES you read that right, exactly one month after applying.
First week of June we completed the classroom work and exam was on 26/06/2020. Placement has been scheduled to commence by 20/7/20 and finish by 13/08/2020.
While on Visa 489, I had a private health insurance with HCF called oversea cover and I paid $50/month. As my family arrived, I included them and we pay $208/month.
For shopping, i can't really give a breakdown of the weekly spending because we still have food stuffs from Nigeria and I do bulk buying of fruits and veggies from a local market that opens only on sundays. We shop from Aldi when there's need and with $150 my cart is usually full.
The past 2 years has been quite interesting and I can boldly say WE DONT REGRET MOVING.
Thanks for your time and I'm happy to answer your questions. Cheers

mamatwiny:
@Bellacious,
Thank you so much.
Another question, is it possible to get jobs in disability care without doing the 8weeks training? There was an argument about this in students thread.

mamatwiny:
@Bellacious,
Thank you so much.
Another question, is it possible to get jobs in disability care without doing the 8weeks training? There was an argument about this in students thread.