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*nigerian Banks Have Finished This Nation!* by Seanjay(m): 6:25am On Sep 04, 2020 |
*Nigerian Banks have finished this Nation!* They are silent killers and unarmed robbers. If you're in doubt, below are series of charges always placed on innocent customers in a single banking transaction. 1 VAT. 2. Account maintenance charges 3. SMS alert charges 4. Transfer charges 5. Postal STAMP DUTY charges 6. Weekend charges. Now, the Apex bank, the unarmed robbers' boss introduced a CASHLESS ECONOMY whereby everyone does not need to carry cash for any transaction. The problem is this: I am Cement Trader. The landing cost of a bag of cement is #2,550 while we sell #2,600. That is a profit of just #50 per bag of cement. Now on every 2 bags of cement, a customer transfers #5,200 into my account due to CASHLESS policy and my profit is #100. To my amazement, the bank deducted the following on that transaction! 1. #53 transfer charges. 2. #100 Postal STAMP duty. 3. #6.98 VAT. 4. #76 SMS alerts charges. 5. #93.13 account maintenance charges. If that was not enough, on every single transaction, both account FROM which money is being transferred and the account TO which money is being transferred were charged for same transaction. If you're in doubt, find out by requesting for your account statement. Don't forget the bank had already laid off and reduced number of staff due to self service banking system o because more customers don't have to visit banking hall for transaction again. So. Amount being paid on salaries and allowances of staff has dropped. Did the CBN Governor or FED government know what they are doing at all.? Or it was a deliberate act of exploiting the poor citizens? So, we are now being tricked, enslaved by Government and the Bank? This government will still come and collect income tax, trade permit at both state and federal level. Who do we offend in Nigeria for us to have such extremely bad leaders, worst agencies and bad Nation like this? No wonder businesses are folding up and liquidated on daily basis!?! No wonder people now bury cash in cemeteries and farms? Our Senators and House of Rep members who are supposed to be vanguard of the common people are not but a curse as well. Who will put an end to all this injustice? While I run around in the rain and sun for business to survive, the bank management just sit back in air conditioning and relax to feed on our sweat. Very soon, they will complain of shortage of cash in circulation because people will find alternative savings and security for the cash. *Please, kindly help repost until it gets to the appropriate authorities to end the Nigerian Bank madness.* Nigerias lawyers do something about this above-mentioned 33 Likes 10 Shares |
Re: *nigerian Banks Have Finished This Nation!* by pheelhip(m): 6:41am On Sep 04, 2020 |
Not all banks deduct these charges you listed out here
moreover it depends on the type of account you opened with these Banks 1 Like 1 Share |
Re: *nigerian Banks Have Finished This Nation!* by DrFunmisticGlow: 6:53am On Sep 04, 2020 |
pheelhip:please could you explain further? 13 Likes 1 Share |
Re: *nigerian Banks Have Finished This Nation!* by FaAbokiWithSuit(m): 6:54am On Sep 04, 2020 |
That is what you get when the citizens only protest on social media. The internet has made Nigerians docile 17 Likes |
Re: *nigerian Banks Have Finished This Nation!* by donbachi(m): 7:26am On Sep 04, 2020 |
The one that pains me the most is "ATM card maintenance"..a card that is inside my wallet.its not like they wash it and rubs cream on it. 28 Likes 2 Shares |
Re: *nigerian Banks Have Finished This Nation!* by lite16nl: 7:27am On Sep 04, 2020 |
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Re: *nigerian Banks Have Finished This Nation!* by wisdomkid: 7:40am On Sep 04, 2020 |
Who are you hiding or trying to save? Please mention the bank and let others recommend a better bank for you. Some banks like Access, GTBank and UBA are not for daily transactions. GTBank charges me up to 400 Naira monthly on SMS I don't need. I'll turn it off via my online dashboard, and it miraculously turns on after few hours. 14 Likes 2 Shares |
Re: *nigerian Banks Have Finished This Nation!* by Omihanifa: 7:49am On Sep 04, 2020 |
The best thing is for people to switch to all these digital banks to avoid some of these meaningless charges Digital banks like kuda, Mint, rubies are still better than some of these useless ones 11 Likes 2 Shares |
Re: *nigerian Banks Have Finished This Nation!* by longetivity(m): 7:56am On Sep 04, 2020 |
I blame Nigerians for this 1 Like |
Re: *nigerian Banks Have Finished This Nation!* by OlujobaSamuel: 8:05am On Sep 04, 2020 |
Op, what are you talking about, the charges you listed are not true as regards to the transaction claimed. On the ₦5200 deposit (assuming it's a current account) 1. #53 transfer charges. (No transfer charge for you the receiver) 2. #100 Postal STAMP duty. (It's ₦50 for ₦10000 above, so this is false) 3. #6.98 VAT. (You are not the sender so no vat for you, also vat for that sum is 7.5% of about ₦20) 4. #76 SMS alerts charges. (Sms alert is ₦4) 5. #93.13 account maintenance charges. (₦1 on every₦1000 received) So op, why are you lying? Also, why is the bank nameless? 17 Likes 3 Shares |
Re: *nigerian Banks Have Finished This Nation!* by emae009(m): 8:23am On Sep 04, 2020 |
OP, open a Standard Chartered account and you'll never regret it. No charges. Everything is free and the actually gives interest on the amount in your account. 11 Likes 1 Share |
Re: *nigerian Banks Have Finished This Nation!* by Whois(m): 10:13am On Sep 04, 2020 |
Fund/Use carbon app. First 30 transaction of the month is free. Thank me later 1 Like 1 Share |
Re: *nigerian Banks Have Finished This Nation!* by yunglegend99(m): 10:43am On Sep 04, 2020 |
wisdomkid:So which bank is the best? I was planning on opening an account with gt bank but after seeing this am discouraged 1 Like |
Re: *nigerian Banks Have Finished This Nation!* by November1857(m): 10:45am On Sep 04, 2020 |
emae009:Does it include service act.. 1 Like |
Re: *nigerian Banks Have Finished This Nation!* by Nobody: 11:15am On Sep 04, 2020 |
Nigeria currently is not good for business. 6 Likes |
Re: *nigerian Banks Have Finished This Nation!* by Lisaint(m): 11:43am On Sep 04, 2020 |
wisdomkid: Lol I was about to ask you that did it work? Untill i saw It miraculously turns on after few hours! The thing just off me I started laughing hard here This sick GT bank charged me 290 for sms charges just last month 4 Likes 1 Share |
Re: *nigerian Banks Have Finished This Nation!* by Lisaint(m): 11:45am On Sep 04, 2020 |
Thats why i prefer using OPAY to make my transfer! |
Re: *nigerian Banks Have Finished This Nation!* by psucc(m): 1:56pm On Sep 04, 2020 |
Corporate robbers everywhere. Nigeria is not safe. 6 Likes 1 Share |
Re: *nigerian Banks Have Finished This Nation!* by PlsBanMe: 2:08pm On Sep 04, 2020 |
Lisaint: Opay account can be used to receive salary abi? Or be used to pay for jobs done. Funny guy |
Re: *nigerian Banks Have Finished This Nation!* by Kondomatic(m): 2:15pm On Sep 04, 2020 |
OlujobaSamuel:I transferred N40k from GTB to Access Bank. I was charged for the transfer and the person received N39.9k. N100 was deducted How do you explain that? 4 Likes 1 Share |
Re: *nigerian Banks Have Finished This Nation!* by Lisaint(m): 2:21pm On Sep 04, 2020 |
PlsBanMe: As you can see i quote a comment above ! And also I said that’s ‘’ why I prefer to use OPAY to make transfer’’ Let’s try to read and understand first Before we try to act Funny 1 Like |
Re: *nigerian Banks Have Finished This Nation!* by amakadlite(f): 3:28pm On Sep 04, 2020 |
we have never had it this bad. who will undo these bad policies and for how long where are going to live with these, no one knows. as for me, now am adopting our grandpa savings methods. underground all the way. 9 Likes 1 Share |
Re: *nigerian Banks Have Finished This Nation!* by Nobody: 3:33pm On Sep 04, 2020 |
yunglegend99: Zenith is the best while Access is the worst 3 Likes 2 Shares |
Re: *nigerian Banks Have Finished This Nation!* by OlujobaSamuel: 4:11pm On Sep 04, 2020 |
Kondomatic:The beneficiary should received ₦39950 While you the sender should be charged ₦52:50k If there is any discrepancies, mail your bank or engage them online. I sometimes do my statement analysis myself without even waiting for it from the bank. I don't use sms, and my account is non interest yielding, although savings account, so it's easy for me to do my month statement |
Re: *nigerian Banks Have Finished This Nation!* by emae009(m): 4:38pm On Sep 04, 2020 |
November1857: what do you mean by service account?? |
Re: *nigerian Banks Have Finished This Nation!* by merieam16(f): 5:20pm On Sep 04, 2020 |
Me that dont av any money in my account what do they want to remove sef..Lolz 1 Like |
Re: *nigerian Banks Have Finished This Nation!* by ThePropertyGuy: 7:56pm On Sep 04, 2020 |
Re: *nigerian Banks Have Finished This Nation!* by yunglegend99(m): 8:27pm On Sep 04, 2020 |
azmanaty02:Am curently using acess so i can relate its really terible, zenith is my second choice after gt bank so now i'll go for zenith. thanks! 1 Like |
Re: *nigerian Banks Have Finished This Nation!* by yunglegend99(m): 8:33pm On Sep 04, 2020 |
merieam16:The moment you deposit, all the accumulated charge is waiting for you ..lolz 1 Like |
Re: *nigerian Banks Have Finished This Nation!* by ODJ124(m): 9:55pm On Sep 04, 2020 |
Op try standard chartered everything is free.. Sometimes I wonder if the bank will make much profit.... 1 Like |
Re: *nigerian Banks Have Finished This Nation!* by PlsBanMe: 10:22pm On Sep 04, 2020 |
Lisaint: Very funny. If you are transferring from your bank to opay, don't you incur bank charges? Besides, what of problems of failed transfer. I personally have one am battling with since April when the funds were not deposited into my opay account but deducted from my bank because I wanted to cut off some of the bank charges. FYI: I am a registered opay agent. |
Re: *nigerian Banks Have Finished This Nation!* by Lanretoye(m): 6:57am On Sep 05, 2020 |
all these banks can frustrate someone,that’s how i opened a zenith bank account last year january for private savings and before i could even save a dime in the account by month end i received a debit alert for card mentainance,giving me a negative balance even without any transaction yet and it keeps accumulating even when i decided i won’t use the account anymore. another one is when you have 100k in your account,they will just wait until the day u want to use the exact 100k before u realize that 100 naira has been deducted for stamp duty charge or some stupid charges...this one even weak me yesterday cos e just scatter my balance another one is if dem give you loan,they will charge over 20% interest but if u fix or invest money with them,they will give u less than 5% return. the funny thing is that the govt has made this banks almost unavoidable for citizens with their policies. 2 Likes |
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