Smile4mee01:
If you understand women, nothing will catch you off guard.

Majority of women love you for what you can provide not really for who you are. Its nature.

The true test of a good wife is in old age, when you are vulnerable and probabaly retired. This is the time you are discardable as a man.

My appeal is to Men.

Please take care of yourself, health and enjoy your life while you have it. Leave with no regret. Let nothing suprise you about women, it is what it is.

Chiquitq:
It is right to marry one's true best friend and it settles all these matters. In reality, using a husband as next of kin is the right thing to do but women generally assume that if they die, he would own all their property and still marry another wife or spend it on another woman. on the other hand, a man knows that a normal woman would take care of her children first even if they end up remarrying after their husband dies. It is more common for men to cheats woman than for a woman to cheat a man. If a man does not use his wife as next of kin, his family can cheat his wife but it is rare for a wife's family to try to inherit her property after she died if she is survived by a husband.

When I was married, I used my husband as my next of kin only because he would kill me if I did not and he would surely go out of his way to find out. He used me as his next of kin only because he had no educated close family member and is enemies with the educated brother. He also trusted me so much that I am not the type to squander anything if he should die and high possibility that I would not remarry. Even though we both used each other as next of kin, it was for the wrong reasons.

Chiquitq:
It is right to marry one's true best friend and it settles all these matters. In reality, using a husband as next of kin is the right thing to do but women generally assume that if they die, he would own all their property and still marry another wife or spend it on another woman. on the other hand, a man knows that a normal woman would take care of her children first even if they end up remarrying after their husband dies. It is more common for men to cheats woman than for a woman to cheat a man. If a man does not use his wife as next of kin, his family can cheat his wife but it is rare for a wife's family to try to inherit her property after she died if she is survived by a husband.

When I was married, I used my husband as my next of kin only because he would kill me if I did not and he would surely go out of his way to find out. He used me as his next of kin only because he had no educated close family member and is enemies with the educated brother. He also trusted me so much that I am not the type to squander anything if he should die and high possibility that I would not remarry. Even though we both used each other as next of kin, it was for the wrong reasons.

Smile4mee01:
If you understand women, nothing will catch you off guard.

Majority of women love you for what you can provide not really for who you are. Its nature.

The true test of a good wife is in old age, when you are vulnerable and probabaly retired. This is the time you are discardable as a man.

My appeal is to Men.

Please take care of yourself, health and enjoy your life while you have it. Leave with no regret. Let nothing suprise you about women, it is what it is.

obiekunie2:
there was a topic i saw this morning on NL on how a lady who works at some kind of registry said that 99.9% of women dont use their husbands as next of kin but 90% of men use their wife as next of kin!

then something hit me! i use my wife as next of kin in my banking and financial activities which involves quite some large amount - who does she use in hers?

i decided to ask her!

oboy! the answer shock me!

her reasons even shock me more!




GO FIND OUT WHO YOUR WIFE IS USING FOR NEXT OF KIN - BRO! THE ANSWER WILL SHOCK YOU!

AND I WILL BET YOU THAT IT WILL NEVER EVER BE YOU!

CHoccolaTE:
Nairaland men are just crybabies that refuse to reason rationally if they read something that does not favour them.

Reasons why women don't use husband as next of kin have been outlined here but they want to behave like blockheads and refuse to accept reality.

Insult and generalize negatively about women as much as you like but facts remain, no woman wants to die and then have her husband spend her life savings on another wife. in Nigeria after a wife dies, there is 80% possibility that her husband will marry another woman and even stop showing concern for her children and abandon them with the new wife, that's why you see many cases of step mothers treating step kids like garbage while the father is still alive.

Secondly you men need to remove your eyes from your wives money, only una want submissive obedient wife that cleans up after you and is your life time home keeper, child-rearer, you still want to spend the money of that same woman that you want to control her life. Make una reduce your selfishness abeg.

AFONAMARO:


This mentality of yours made me realize my kids are before of as my beneficiary

pocohantas:
Most Nigerians are completely clueless as to how NOK works, so they write those things out of sentiments or availability.

As someone that has seen many people write their NOK, it is a very big lie that most men use their wives. A lot of women do not even know their husbands accounts across banks.

It is indeed very true that most or many women use their kids, who are sometimes minors- which shouldn’t be the case. The rest can use their husbands but actually entrust a lot to their grownup kids, that is why most fraudulent transactions on their accounts are usually perpetrated by their kids, especially their sons.

It is also true that there are a few Nigerian men that use their wives and those ones always do for all the right reasons. They are not the majority.

I have noticed there is a recurring issue of trust in Nigerian marriages- no party is innocent.

That said, NOK is very different from the beneficiary to an estate.

NOK: Someone the bank can reach you through or on matters concerning you (e.g) you decide to slump in the bank.

Beneficiary: Someone that actually receives all or part of the deceased’s estate. It is not automatic.

The NOK can be the beneficiary, but the beneficiary mustn’t be the NOK. Whether you write your spouse or not, they still top the list of your beneficiaries when you die intestate (which is the case with MOST Nigerians). Exceptions apply if the court decides otherwise, you have a will that states otherwise, your village people are stronger than your spouse/kids...etc

YourCoffin:


Not entirely true. I know for a fact that pensions of deceased who died interstate are paid to the NOK. Any other person apart from the NOK will have to get a court order to recieve the funds.

Who you choose as your NOK is very important.

RightToReject:

All of you know nothing about NOK and the main reason why both wives and husbands usually don't use each other as one. A NOK is strictly a person's living closest blood relative - offspring, parents, siblings, and other blood relations. A spouse doesn't fall into this category. Most banks in North America and Europe still adhere to this rule till date.

@

pocohantas:


If you like, be talking of American and European banks like you have an International Passport. This is Nigeria, write whatever you want in your banking details- the minute you drop dead without a will, your family would bring everything required of them.

RightToReject:


Calm down and learn, everything no be gragra.

pocohantas:


This is not about gragra, this is Nigeria.The system here is different and people should know! I have seen enough people that are oblivious of these things that I even created a thread about it in the past. A lot of them come with “I was his/her NOK”, who cares? You should read and learn or allow them do so, not disturb us with your international tales.

So, where did you stay to do the international project finance? You still dey find babes to blackmail with their CVs? Werey dey disguise.

RightToReject:



LOL. I know that you're still in love with me. Stop hurting yourself little girl. Ihe iji abụrụ dike dị ka m ebu-ka ibu.

pocohantas:


Have you collected another babe’s CV today? Try not blackmail this one o, International Project Financier. Kai!!

RightToReject:


A blackmailer who has all it takes to blackmail one of the most vulnerable people around him, but has refused to do so despite provocations, must be a saint. Don't cause me to appropriate sainthood to myself. LOL.

I feel your hurt, though, because I know that a man of standing and standard doesn't come easy, so overcoming the loss of not having me for a permanent keep can never be easy.

Stay safe and blessed, my little girl.

Klass99:
@ Pocohantas, I don't think we will ever forget that CV incident in a hurry. Werey dey really disguise.

All I can think of when I recall that CV matter, is, that white officer kneeling on George Floyd's neck - one man's cruelty to another.

Too many foolish, wailing penis people full this forum sha.

CHoccolaTE:
Nairaland men are just crybabies that refuse to reason rationally if they read something that does not favour them.

Reasons why women don't use husband as next of kin have been outlined here but they want to behave like blockheads and refuse to accept reality.

Insult and generalize negatively about women as much as you like but facts remain, no woman wants to die and then have her husband spend her life savings on another wife. in Nigeria after a wife dies, there is 80% possibility that her husband will marry another woman and even stop showing concern for her children and abandon them with the new wife, that's why you see many cases of step mothers treating step kids like garbage while the father is still alive.

Secondly you men need to remove your eyes from your wives money, only una want submissive obedient wife that cleans up after you and is your life time home keeper, child-rearer, you still want to spend the money of that same woman that you want to control her life. Make una reduce your selfishness abeg.

Klass99:


Lol . He needs the lies and his horrible written English to make himself feel good.

I did, it officially kicks in by December 1. An outsider's perspective helped.

pocohantas:


Lol, RighttoReject too lie. If e stop to lie, I go forgive and forget. How far that stuff? Hope you have finally taken a hard decision?

RightToReject:



[s]You and your lackeys should stop projecting yourselves towards me because no amount of vilification, twisting, noise, and gang up can change a truth or taint me; infamous liars and underachievers. Anyway, upholding, recognition, and acceptance of truth has always been an exclusive preserve of conscientious people and shouldn't be expected from you and your ilk.

You, in particular, are an open case, so no amount of posturing, projection, and twist can wash away the real you that I and some other sane people know better. But then it's always been easy for me to forgive your shortcomings since I know that your condition is inherent and you can't help it much, and of course, for the good part of you, which I can attest to everywhere as someone who knows you better than yourself. Don't twist your mind; the good part of you doesn't include the self-absorbing philanthropy and self-arrogation of purity. LOL. Once more, refer to my personal text, on my profile here, for a more effective dose to help you recover a bit because vilifying me won't help you and can't have an effect on me.

Meanwhile, to Klass99, the new birthed attention seeking, low IQ, bias/chauvinistic, feeble-minded, conceited, and sententious element, stop trying hard because I'm not available, and you don't even have up to 25% of what it takes to command my consideration assuming that I'm available. Others before you who've up to 49.9% of what it takes to command my consideration didn't get it, least of you who doesn't possess up to 24.4% of it. LOL. Of course, I neither disguise nor lie.[/s]

Klass99:


A sign of unintelligence:
expressing simple ideas in complicated sentences.

Cinderella a.k.a LordKO the Rejected man. Learn to converse intelligently using clear, concise sentences.

Truly smart/intelligent people don't talk or write this way, you try too hard but still fall short. Why na?

And stop collecting CVs from people for phantom jobs that do not exist, then claim they're chasing you for a relationship and threaten to post their name, contact information and other details you got from their CV.

That's really low, you and Floyd's killer have a lot in common. I won't forget in a hurry how you thoroughly embarrassed yourself with that CV incident either. That usually happens when you tell one too many lies

Smile4mee01:
If you understand women, nothing will catch you off guard.

Majority of women love you for what you can provide not really for who you are. Its nature.

The true test of a good wife is in old age, when you are vulnerable and probabaly retired. This is the time you are discardable as a man.

My appeal is to Men.

Please take care of yourself, health and enjoy your life while you have it. Leave with no regret. Let nothing suprise you about women, it is what it is.