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I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings - Business (5) - Nairaland

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Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by egobetatoday: 11:19am On Dec 26, 2020
Activist001:
I've never experienced this with GTBank and I've received earnings (from Google) uncountable times. You can also use Payoneer or open a domiciliary account.

When the holidays are over, visit their nearest bank branch and cause commotion, they must pay o. angry

ABEG, how una dey take do this thing na? Help me na...make I take dey pray for you every morning when I wake up. Pls teach me I beg you.
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Breadfruit: 11:23am On Dec 26, 2020
Activist001:
I've never experienced this with GTBank and I've received earnings (from Google) uncountable times. You can also use Payoneer or open a domiciliary account.

When the holidays are over, visit their nearest bank branch and cause commotion, they must pay o. angry

Please how can I earn on google too? Can I DM you? Please?
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Nobody: 11:23am On Dec 26, 2020
HappenStone:
I am currently experiencing the same thing with Zenith Bank. Mine was an inflow since November.

It's made me realize how terrible their customer service is. You see, they don't even bother to pick their calls when you call them on their official line. They just hang up when it's your turn on the queue.

Then there's my account officer who blatantly hangs up and even refuses to pick my calls.

And they NEVER reply to emails.

Plus, I've been to two of their branches severally. And they've confirmed the inflow, yet releasing the funds is a Herculean task. Mine has been with them for a month now.

Here's what I am going to do:

On Tuesday, I am going to send an email to the fraudulent bank and cc CBN fraud unit. I'll let them know that I have cc in the email.

In there, I am going to accuse them of fraudulent misappropriation of funds.

It seems no one is really regulating these fraudulent banks as they ought to be regulated. Hence, the impunity with which they disregard customers.

I mean, they don't even respond to their social media pages most of the time.
Try and get the email of an ED or MD of Zenith Bank (or both if you can)then send another mail with complete detail of your complaint make sure to cc the ED, MD and CBN you will get a response I can assure of that.
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Capslock01: 11:26am On Dec 26, 2020
OP, Try creating account with Standard Chartered, bet you'd not regret you do.

Standard Chartered is a UK bank BTW with no charges on banking
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by AIT1(m): 11:27am On Dec 26, 2020
valentineuwakwe:



who told you that? Pls stop mis informing the public and the op concerned. ...am a blogger as well as a Google publisher....mine was sent to Polaris bank and I have been credited and the funds drop into my account.it's even bigger than what the op receive so what are you saying!
if not for the extended holidays, I would have pick It up on Thursday or Monday. ...but by Tuesday, my New year celebrations is set.

it has to do with the respective banks involve who may still wish to trade with the inflow before dropping them in the owner's account.I think CBN should sanction them.

Please Sir, can you tutor me on the process to become a Google Publisher?

Thank you and God bless you.
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Tableshaker007(m): 11:28am On Dec 26, 2020
Activist001:
I've never experienced this with GTBank and I've received earnings (from Google) uncountable times. You can also use Payoneer or open a domiciliary account.

When the holidays are over, visit their nearest bank branch and cause commotion, they must pay o. angry
Guy come show me way na abeg.. Na me send you email request
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by pfadom: 11:31am On Dec 26, 2020
adelnehis:
The new CBN rule doesn't allow international transfers anymore

Hidden or open CBN rule?
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Orjioorji(f): 11:39am On Dec 26, 2020
They will pay you by January and you will appreciate they do because the money would be more useful than.

1 Like

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by indoorlove(m): 11:41am On Dec 26, 2020
Firmvine:
All banks have their own down side but I love first Bank and UBA. For all the banks I have used so far, they are the only two banks I know that responds to email and they will follow through until your queries have been addressed. First Bank called me after the last email I sent and they assigned one of their middle level managers in their branch closer to me to take up my case and it was resolved. Since then my respect for first Bank grew so high. Now any time I have issue I just call that man in the branch close to me.
First Bank is the worst bank in Nigeria

1 Like

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by hakeem4(m): 11:41am On Dec 26, 2020
fid3fid:


Brother, according to CBN, all forex transfers should go to Dormicilliary account ($€£). The policy does not allow bank to convert the dollar to naira at the low rate (386) and deposit in your naira account.

Try to open dorm account and do direct transfer to that account. You can withdraw dollar at account and change at aboki @470

thank you. On Monday I would go to zenith to create a domocilliary account

1 Like

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Ihatethemods: 11:42am On Dec 26, 2020
Naijaarchive:
My brother for your adsense payment choose gtbank o... Speaking from experience... With gtbank it takes 24hrs to reflect with good rates

Bro, please what was the last rate you got this month?
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by cybersteveben(m): 11:42am On Dec 26, 2020
Kuda Bank have helped in simplifying all these transaction palava.... Try Kuda Bank
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Ghostfaze(m): 11:43am On Dec 26, 2020
I hope you see this as it is the fastest way to solve the issue.

Simply send a complaints email to CBN and copy EFCC and other financial regulatory agencies. Trust me, after you have done this, your bank will be the ones calling you and not you calling them.

Again, endeavor to open dollar accounts if you haven’t. This will save you some stress too.

And Access bank is still the fastest amongst all the banks I have used to receive payments from Google. You should try them.

Jisike

2 Likes

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Ghostfaze(m): 11:46am On Dec 26, 2020
Ihatethemods:


Bro, please what was the last rate you got this month?
the last thing I will do is to receive my dollars with a Naira account. Ha! The exchange rate is too poor. Simply open a dollar account and receive your money in dollars in peace and change from black market. Very sweet exchange rate

1 Like

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Ihatethemods: 11:46am On Dec 26, 2020
Dollanaira:
Open a domiciliary account with gtb and receive your fund easily. I have spent my google earnings paid this month on Rolex watches

Lol..it wasn’t that big I guess
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Offpoint1: 11:46am On Dec 26, 2020
IFSHR:
Sorry for your ordeal

FCMB has always being a cheaty bank.

But out of curiosity, you said you receive such payment every month and at December you are left with zero naira. Is your expenses monthly 2k dollars ni
To make sure amount you know how much he must have spent in advertising his blog?

You think you don spend on online business?

Half of the money goes into ads

1 Like

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by verygudbadguy(m): 11:47am On Dec 26, 2020
GofuckYourself:
CBN has stopped all direct credit international transfers my brother

This is the issue

As you confirmed in the past they credit your account directly so this new rule is the issue you have to go to the bank and pick up your funds in dollar if they have

Not true bro. The particular policy that you are trying to quote is basically for IMTOs. Not for direct inflow into an account. The OP will definitely get his money after FCMB is done with the investigation they are carrying out.

Check the attachments for better understanding.

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Joemeen(m): 11:47am On Dec 26, 2020
FCMBIssues:
Good Day Nairalanders,

I’m a Blogger and Google Publisher. I’m here to Report my Issue with FCMB Bank.

On The 21st of this Month (December 2020), A Payment was sent to me by Google Ireland Limited just as they do every month Since this Year Started. The Payment was sent into my FCMB Bank- same Bank I’ve been using to receive all my Advert Payment From Google and Other Companies, but this time Around FCMB is refusing to Credit my Funds which was sent in by Google and I want to use this medium to WARN People about Transacting with FCMB Bank (Mostly International Money Transactions).

My Story goes as thus:
On The 21st of This Month Google Sent $2,685.38 USD to my FCMB Bank Account (The Same which they have been sending to every month and I’ve been getting credit – without issues).

22nd of December: I called FCMB Headquarters via this Phone Number: 012798800 and informed them about the incoming WIRE Transfer from Google Ireland; I mailed the Payment Receipt send to me by Google to them (via: customerservice@fcmb.com) and FCMB Bank’s Customer Service Rep who Picked up my Call and Logged my Transaction responded to me as thus: “I have Logged your Incoming Transaction, Be rest assured that FCMB will credit you once we confirm we have the corresponding Inflow…. Please, expect an update within the Next 24 Hours – You should receive it immediately we confirm we have the Funds in question”. That has been the response they always give me whenever I call in to inform them about an incoming USD Inflow every month and I get my credit before the end of Working day on that day or early 23rd which is the next Day….. This time Around I didn’t get it even on 23rd December.

23rd December: On This day, I called back FCMB Headquarters and the Customer Care Representative that spoke with me confirmed the Inflow and made me understand that he can see the Inflow pending and FCMB Bank is in receipt of the Funds and the only thing remaining is to credit my account, I asked him “Why is this taking Long? Since FCMB is in receipt of my Fund, Credit my account because I need my Money!”, The Customer Service Rep went ahead to let me know that “From what I can see here, This Current Inflow is bigger than what you usually get from Google in the Past Months, we are looking into it – why is it so?” I replied as thus: “It’s not a Fixed Payment, it might go up or even be lesser depending on so many factors, but the Payment for this Month is bigger”, The Customer Service Rep went ahead to end the conversation by telling me this “Please, I have done a follow up on this issue to confirm why You’ve not been credited this amount which I can see from my end. Please, give us 24 Hours; you should be credited on or even before the 24 hours elapses”. After everything, I was expecting my credit as he promised But I saw nothing and I didn’t get any Credit after 24 Hours.

24th December: On This Day I called FCMB Headquarters again to complain on why they have not credited me my Inflow despite conforming they are in receipt of my Inflow, the Customer service Rep that Picked up my call told me this “We are in receipt of the Fund but the appropriate team noted that Your Name was not written in Full by the sender, Please inform REMITA to write your name in Full” I was dumbfounded because that was not my first time of receiving payment from the same Company Google Ireland Limited, and IF it was a Wrong Account or mistaken transaction, They wouldn’t see the inflow, neither will the transaction bear my account number and I explained it to the rep to check my previous inflows from the same company and see that’s how all the inflows has been and I have always been credited without such issues, I made her to understand that I need my money credited fast because I need to use it for my Christmas Celebration. I also made her know that it’s a Wire Transfer which has been coming in monthly like that and I’ve been getting my credit and I don’t have any transaction or history with Remita to start up a conversation with them… The Customer Rep informed me that I would be credited before the day runs out as she has done a Follow up on my Issue…. Uptill Today I have not received my PaymentI Was Home all day Yesterday being Christmas and uptill Now I’ve been and I’m Still feeling Bad because I have #0 With me and FCMB is holding my funds with Flimsy excuses. That Made me Not To Celebrate my Christmas- FCMB BANK is WITHOLDING MY HARD EARNED MONEY.

I decided to send a tweet to their Twitter Handle so as to make a further report in regards to the issue, and on getting to their Most Recent Post (as at 24th December 2020) I noticed a tweet by another Blogger who complained about FCMB Holding his Payment which was sent to him by Google Too (Screenshot Attached to this Post)… There and then I noticed I was not alone on this and it looks like FCMB is trying to play a Fast one on Bloggers. I sent out a tweet to their Official handle but got no reply even till this moment.

I have been getting my Credit into my FCMB Bank Account every month until this December and some FCMB Customer Reps have handled my Google Transactions in the Past and here are their Details for further confirmation:

Rep 1: Ayomide Omole
E-mail: ayomide.omole@fcmb.com

Rep 2: Mariam Okubena
E-mail: mariam.okubena@fcmb.com

Current Inflow Transaction Request ID (Assigned to me for this transaction by FCMB Via Mail): RE-1962584
Transaction Amount: $2,685.38
Date Sent: 21st December 2020
Payment Method: Wire Transfer

FCMB BANK plc, please Credit me My Google Inflow!

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Ihatethemods: 11:48am On Dec 26, 2020
INSTANTCASH345:



Which rule? I received $300 last month via WorldRemit( Direct Transfer).

Bro, which bank and at what rate ? I feel cheated because First Bank always exchange at 385 for me. Whereas , my friend who goes to Aboki has been getting at 450+ naira. He has a Dom account, I don’t
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by chilan: 11:49am On Dec 26, 2020
Just get a good lawyer. Most Nigerian banks don't succumb to media fights like this.

Visit www.excellawchambers.com for more information
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by chilan: 11:50am On Dec 26, 2020
Just get a good lawyer. Most Nigerian banks don't succumb to media fights like this.

Visit www.excellawchambers.com for more information.
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Ihatethemods: 11:50am On Dec 26, 2020
Ghostfaze:
the last thing I will do is to receive my dollars with a Naira account. Ha! The exchange rate is too poor. Simply open a dollar account and receive your money in dollars in peace and change from black market. Very sweet exchange rate

Exactly. Can you believe First Bank has been exchanging at 385 naira per dollar for me for several months now, whereas my guy exchange at very high rate with abok.is
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by HelpYourself(m): 12:00pm On Dec 26, 2020
verygudbadguy:


Not true bro. The particular policy that you are trying to quote is basically for IMTOs. Not for direct inflow into an account. The OP will definitely get his money after FCMB is done with the investigation they are carrying out.

Check the attachments for better understanding.

Thank you for this very enlightening comment brother

Happy holidays
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Nobody: 12:08pm On Dec 26, 2020
Ihatethemods:


Bro, which bank and at what rate ? I feel cheated because First Bank always exchange at 385 for me. Whereas , my friend who goes to Aboki has been getting at 450+ naira. He has a Dom account, I don’t

Same first bank.

Opening a dom acct isnt a problem and i think thats what i will do as well but dollar is scarce at the bank these days.

1 Like

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by verygudbadguy(m): 12:28pm On Dec 26, 2020
GofuckYourself:


Thank you for this very enlightening comment brother

Happy holidays

Same to you bro.
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Nwaotu10(m): 12:34pm On Dec 26, 2020
I feel your pain brother.

Pm me with your full name, let me do some spiritual work on it.

I wouldn't charge you Penny. Just show appreciation with anything when they credit you.

If you pm your name now, you'd be credited on Tuesday 12am.
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by MrDam(m): 12:35pm On Dec 26, 2020
This kind money go sweet to spend oo before you finish 600 buck on top Christmas them go don know say na man you be, show me the way... and my advice to you is go to any fcmb go show them werey shout at the top of your voice if you can disturb that day activity for them, by doing so the oga at the top in that branch will reason with you, don't be a gentle man while your money is at stake that's my opinion.
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by pacespot(m): 1:05pm On Dec 26, 2020
I heard Nigerian banks and CBN are the reason why PayPal does not allow Nigerians to withdraw money into their bank. Something is weird about all Nigerian financial institutions. Ordinary PayPal, we cannot get paid using PayPal and withdraw our money into our bank account.

If government is serious about youth empowerment, this issue of international transaction by Nigerian banks is what they need to address quickly. Allow Nigerians to get paid easily by their foreign clients, this will boost economy and create jobs for the youth.

There are many ways that Nigerians can make money legimately online with the right skills that are in hot demands in foreign countries. Indian tech entrepreneurs and digital marketers drive hundreds of billions of dollars into indian economy every year.

1 Like

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by RapportNaija(m): 1:25pm On Dec 26, 2020
Receive all that amount and you've not thought to use Payoneer? SMH

Do you know how much you'd be losing on a $2k transaction?

FCMB will likely do $1 for not more than 370 Naira... Meanwhile on Payoneer, you can can exchange with buyers for like 450+.

SMH

2 Likes

Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by nams77: 1:29pm On Dec 26, 2020
I will like to drop you a mail @valentinneuwakwe.
Or reach me @namsteflon@yahoo.com.

Pls
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Flexherbal(m): 1:29pm On Dec 26, 2020
IMASTEX:
Banks actually hate debit this time even local withdrawals are tactically moderated. They want to quickly get interest on it.

Which is not supposed to be.
Re: I Can't Celebrate Christmas As FCMB Refuses To Pay Me My Google Earnings by Mickeydray(m): 1:38pm On Dec 26, 2020
valentineuwakwe:



who told you that? Pls stop mis informing the public and the op concerned. ...am a blogger as well as a Google publisher....mine was sent to Polaris bank and I have been credited and the funds drop into my account.it's even bigger than what the op receive so what are you saying!
if not for the extended holidays, I would have pick It up on Thursday or Monday. ...but by Tuesday, my New year celebrations is set.

it has to do with the respective banks involve who may still wish to trade with the inflow before dropping them in the owner's account.I think CBN should sanction them.

Sorry for the inconvenience... Please can you put me through this stuff. I need to make some cash to support myself in school, i humbly request.

1 Like

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