Prinss:


Yes, I have done it. Thanks for the reply. Only that I was concerned, perhaps the change did not take effect since I didn't get a 'confirmatory message' after clicking the Submit button. It just responded with 'This BVN user already exists'??

I think peeps4u misunderstood your question. If you had already submitted, you can't make any changes again.

That returning option is for people yet to complete their application.

lizzychom:


There is nothing like age limit as long as your bvn brings out ur name even if ur date of birth is not correct just proceed.the error is from them

OK thanks.
But the error message with the age after inputing BVN and having loaded does not me proceed to the next step.

sheddyboy01:

I checked, I got no mail from them

ok

kingbee90:
Why is everyone applying for HOUSEHOLD? Una dey fear to apply under SME?

For want of meeting the requirements and also for the presumed relative easy experience with the HOUSEHOLD application, many have opted for it.
Please take me through the process and procedure for SME. I have a micro business with a CAC registered business name. What else could be challenging with the application for SME cos I want to encounter less issues? Any SME applicant with experience please share. Thank you.

chuksneco:


For want of meeting the requirements and also for the presumed relative easy experience with the HOUSEHOLD application, many have opted for it.
Please take me through the process and procedure for SME. I have a micro business with a CAC registered business name. What else could be challenging with the application for SME cos I want to encounter less issues? Any SME applicant with experience please share. Thank you.

Have you already applied under HOUSEHOLD?

kingbee90:


nice1 boss! Was the money deposited in your company's corporate account or it can be paid into one's savings account if they request for bank details.

It hasn't been approved yet.
But from experience i think the company's business account will be better since its a business loan.

Beedude:

It hasn't been approved yet.
But from experience i think the company's business account will be better since its a business loan.

That's alright. I also have a biz account too. Just that I just realized I applied for a small amount(1.3m)
I want to edit it but unfortunately, I didn't save my reference number so I can't. But hey, nothing spoil. It's only a LOAN.

peeps4u:


Why do some people believe going to Cafe will solve browsing/internet issue. Your phone will access virtually any website PC can access.

The bvn issue only needs you to keep trying, has nothing to do with phone or laptop.

Thanks bro. I eventually did it on my phone.

Orente21:
Goodday everyone, pls can someone put me through on how to register my business. The processes and the fee and documents that I ll be needing.i m doing it myself online. Thanks in anticipation.

If its Business Name , then you can do that yourself .

Log on to cac.gov.ng
Create a profile (username and password )
Proceed to name availability, by starting an application of submitting two desired name , where one will be approved for you. This will cost you #500 payment is online. Within 24-48, an approval or denial notice will be sent to you.
If one is approved, you can proceed to register the name proper....if non of the two is approved, you will have to review the name and do the process again,you will pay another #500.

(You may want to use the public search link on the website, to know if someone isn't already using your intended name, this will save you wasting #500 over and over )

After approval , the registration is #10,000 , fill all details properly otherwise you may encounter a query to amend here and there .
Once done, your certificate will be ready for either download online or state headquarter pickup as the case may be

I hope this helps

.

yommexe:


Not here to discourage you !

But I’d advise you to look for all those agents that can help you fast track the process

I’ve done all the necessary things since over a month

The process has been on pending approval and I’ve tried sending mail and calling them, all effort to reach them proof abortive

That's also good .
But like I said , IF IT IS BUSINESS NAME , can be done by self .

I have registered 4 BN for myself and my wife , all by myself . I just made sure I obey all that's stated .
There is a place you should take the FORM BN1 to court and Commissioner for Oat should sign, some people will ignore and upload the form like that .

yommexe:


Not here to discourage you !

But I’d advise you to look for all those agents that can help you fast track the process

I’ve done all the necessary things since over a month

The process has been on pending approval and I’ve tried sending mail and calling them, all effort to reach them proof abortive

Somethings are not done online or via phone call, take all the document you scanned and visit the CAC office close to you, they will assist you in no time.

kingbee90:


That's alright. I also have a biz account too. Just that I just realized I applied for a small amount(1.3m)
I want to edit it but unfortunately, I didn't save my reference number so I can't. But hey, nothing spoil. It's only a LOAN.

I actually applied for 2.4m cos its likely they slash the money before approval.
Ur 1.3m isn't bad as well. U may be lucky it wont get slashed. At the end we should just do something productive with the fund.

Beedude:

I actually applied for 2.4m cos its likely they slash the money before approval.
Ur 1.3m isn't bad as well. U may be lucky it wont get slashed. At the end we should just do something productive with the fund.

Abi oh! Growing the money(whatever amount) given to us should be the top priority.
All the best bro.

Cant go beyond step 4. Where i'm supposed to choose amount is always going blank. Tried using chrome and firefox on a laptop. Same thing always. Anyone having same issues and how did u fix it?

Buddy0:


I think peeps4u misunderstood your question. If you had already submitted, you can't make any changes again.

That returning option is for people yet to complete their application.

But isn't that suppose to make the details uneditable??

kingbee90:


That's alright. I also have a biz account too. Just that I just realized I applied for a small amount(1.3m)
I want to edit it but unfortunately, I didn't save my reference number so I can't. But hey, nothing spoil. It's only a LOAN.

Lol...baba wan grab the opportunity with both hands... chai

kingbee90:


Have you already applied under HOUSEHOLD?

Nope. Though I tried but couldn't get past 2nd step due to error message with age tied to BVN.
I want to consider the SME hence my request for clues and hints. Thanks.

Prinss:


But isn't that suppose to make the details uneditable??

The only difference between new and returning is that with returning you will be able to continue from your last attempt. But when it comes to submission, both new and returning won't submit again if there is already a record of that bvn.

truvine:

If its Business Name , then you can do that yourself .

Log on to cac.gov.ng
Create a profile (username and password )
Proceed to name availability, by starting an application of submitting two desired name , where one will be approved for you. This will cost you #500 payment is online. Within 24-48, an approval or denial notice will be sent to you.
If one is approved, you can proceed to register the name proper....if non of the two is approved, you will have to review the name and do the process again,you will pay another #500.

(You may want to use the public search link on the website, to know if someone isn't already using your intended name, this will save you wasting #500 over and over )

After approval , the registration is #10,000 , fill all details properly otherwise you may encounter a query to amend here and there .
Once done, your certificate will be ready for either download online or state headquarter pickup as the case may be

I hope this helps

thanks so much sir. Do I need any documents? ND how soon will the certificate be ready.

Buddy0:


The only difference between new and returning is that with returning you will be able to continue from your last attempt. But when it comes to submission, both new and returning won't submit again if there is already a record of that bvn.

you will not have record until you submitted.

Orente21:
thanks so much sir. Do I need any documents? ND how soon will the certificate be ready.

Except its a spcialized service business like pharmaceutical stores and all, no document needed. How soon depends on all the steps listed and if you don't encounter query.
Ever since they started doing everything online , I want to believe it will be "swifter" than ever.
BUT if you're doing it because of COVID loan, I am not certain your TIN from FIRS will come out as fast as needed

truvine:

Except its a spcialized service business like pharmaceutical stores and all, no document needed. How soon depends on all the steps listed and if you don't encounter query.
Ever since they started doing everything online , I want to believe it will be "swifter" than ever.
BUT if you're doing it because of COVID loan, I am not certain your TIN from FIRS will come out as fast as needed

Oh. Thanks. Very grateful

truvine:

Except its a spcialized service business like pharmaceutical stores and all, no document needed. How soon depends on all the steps listed and if you don't encounter query.
Ever since they started doing everything online , I want to believe it will be "swifter" than ever.
BUT if you're doing it because of COVID loan, I am not certain your TIN from FIRS will come out as fast as needed

TIN for a Business name is not gotten from FIRS. It is gotten from a state's board of internal revenue.
I stand to be corrected on this.

kingbee90:


TIN for a Business name is not gotten from FIRS. It is gotten from a state's board of internal revenue.
I stand to be corrected on this.

Tin is gotten from FIRS & JTB (non individuals)
08061217205 you can call me for more details
I work with IRS

Who has applied for this one?
Seems it's different from the one here.
I applied last year, got a msg that I have been pre-qualified. Am stuck with that dashboard for almost a week now. When are they going to approve the loan Any ody?

kingbee90:


TIN for a Business name is not gotten from FIRS. It is gotten from a state's board of internal revenue.
I stand to be corrected on this.

from FIRS
https://apps.firs.gov.ng/tinverification/

people can get their tin number here
https://apps.firs.gov.ng/tinverification/

kingbee90:


TIN for a Business name is not gotten from FIRS. It is gotten from a state's board of internal revenue.
I stand to be corrected on this.

It seems ure right because I also got my own from state internal revenue service.

Orente21:
Goodday everyone, pls can someone put me through on how to register my business. The processes and the fee and documents that I ll be needing.i m doing it myself online. Thanks in anticipation.

1. Register an account on CAC website.
2. Make a name reservation N500 and some service charge of about 116
3. Once name is reserved you'll log in and copy ur name reservation code. Use that code to commence the business registration process.
Payment for Business reg thru remita is 10k, plus some service charge
4. Fill the form and upload the required documents (passpt, means of ID, Signature and payment receipts)
5. Wait for it to be approved if all goes well.

Mine was a hassle. I was queried several times so here are some tips for u to avoid the pitfalls.
* Sign your signature on a white sheet of paper and upload.
* When uploading documents, the one marked others (last one) is where u upload receipt (I didn't upload initially and I was queried.)
*Keep ur business description brief. About 100 characters per nature of business.
*they only accept pdf or JPEG so used a PDF merger to merge ur ID card back and front before uploading.
*use PC for ur registration to make ur life easy
*If u need more assistance just ask.

Cheers and Good luck mate!

yommexe:


Not here to discourage you !

But I’d advise you to look for all those agents that can help you fast track the process

I’ve done all the necessary things since over a month

The process has been on pending approval and I’ve tried sending mail and calling them, all effort to reach them proof abortive

Exactly. Initially I used phone to register and my registration was queried. I couldn't rectify it and had to email and call them several times. No reply or answer from them. I just decided to use a PC and that's how I discovered it's only on a PC u can rectify a query. To worsen maters the English they blow on your query may not even relate to what they what u to do.. so stupid.
Instead of them to tell me to upload payment receipts they said "fill proprietor details complete and submit". Poor site they have and poor customer service as well.