₦airaland Forum

Stockpromoter:
ROYAL EXCHANGE (ROYALX) – Q4 2025 IN FOCUS
Market attention is shifting to Royal Exchange Q4 2025 numbers, as current forecasts point to over ₦1bn profit after tax in Q4 alone. This is significant because Q4 is typically the strongest quarter for insurance firms due to premium recognition, investment income and claims adjustments.
If Q4 delivers ₦1bn+ PAT, even a modest or breakeven performance in Q1–Q3 means FY 2025 unaudited results will close positive, confirming a clear turnaround for the company.
A strong Q4 would:
Validate Royal Exchange’s earnings recovery
Reset market perception from survival to growth
Support a re-rating ahead of audited results
As long as the Q4 profit is largely operational and not just one-off accounting gains, the market is likely to price in the turnaround before full-year numbers are released.
In insurance stocks, earnings inflection always comes before price breakout. Q4 2025 is the key trigger to watch.

yMcy56:
We are all still talking books self.
What can we say about other stocks selling way above their peers, book values or any metric for that matter?
Once the happening guys reason am, we'll all see it repriced closer to its peers in the sector. 😊

MEYER OS: 531M
BERGER OS: 289M
CAP OS: 815M

Yes, revenue may varies but it's share price looking at market events is way lower than others in the group.......
Street/Pumping analysis 😁

unite4real:
it is more expensive compared to its peers. CAP now the cheapest, followed by Berger paint.

yMcy56:
CARDTRONICS acquired 66.7M (61.76%) out of the 108M of NCR, anything can happen here too......people can Google CARDTRONICS...😊

Mpeace:
Let me just say it here so that e go leave my mind.

Since TOE entered Seplat I never get myself.
If I dey there when him dey plan enter, I for no gree make them let that man enter.
I for ask him to first arrange Transcorp into a good dividends paying company. No be to dey declare excellent result all year round then come dey pay kobo kobo dividend.

Transcorp don dey become jijo stock.

mikeapollo:
I don't intend holding brief for any company.
Company prior performance is very fundamental, no doubt. But we must understand that there are various factors that influence the share price. Expectations of future prospects and rewards is also very key. We may never know what some insiders may know.

nicestlady:
Any thoughts on the MCO Penny ltd savings? It promises 26% interest per annum with upfront interest payment. How safe is it? Anyone invested before?

Streetinvestor2:
I have been wanting to ask because u are definitely not new to this thread. Watin be the old handle...e get why,lol

yMcy56:
Well, I don't know who's behind this moniker but your caution is not bad.

However, if you follow some recent news on Premier Paints, maybe you'll get yourself updated the more.

No one is paying me for info here, so I won't say much.
Where have you even seen the Premier Paints to buy now self?

On ASO SAVINGS, there are some reasons some of us picked when suspension was lifted, if it had delivered 10 baggers by now, some people won't come and castigate it.

DEAPCAP that was the toast of investors now, was once on life support but now, it's getting things right.

CBN played politics with ASO, if not they would have allowed the company restructure and get on the right track as well.

ppogba:
Please, where and how can one get the form?

Amarachibaby:
Pls🤲🏾🤲🏾 more detailing of the process that app has finished me

Ourown:
Bamboo is a frustrating and very terrible company. I have been following up with them since September 2025 to find out why I did not receive a dividend payment for a stock I bought on their platform. Till now, nothing.

Also, you cannot place a limit order on their app. I regret opening an account with them.

yMcy56:
* Let's even do small Maths here:
OANDO OS: 12.43bn
ARADEL OS: 4.35bn
SEPLAT OS: 600M

* Price as at 12/01/2026
OANDO: N40
ARADEL: N751
SEPLAT: N6,171

1. Comparing OS Ratio of OANDO to ARADEL and the price: OANDO should be N250 (based on yesterday's price)
2. Comparing OS Ratio of OANDO to SEPLAT and the price: OANDO should be N297
3. ARADEL ratio to SEPLAT: ARADEL should be N852

ARADEL fair price should be N852..... considering more new rooms for upward growth should be more than this.......
While OANDO's fair price should be N250.....worst case scenario N200....

** Una go fear this Mcy's Arithmetics 😁 😁
Na wetin I calculate be that......
Don't know how many months or years it will take to achieve that o.... All things being equal

* I did same Arithmetics for Transcorp and Geregu a long time ago, when it was trading at circa N1/N2 or so.

Joyful365:
Any chance FCMB will meet capitalisation requirement before deadline or should one pull out their savings now before they go under? Surprised they're still struggling to meet up even when fidelity has achieved the goal

emmanuelewumi:
Meet the new owners of Geregu.


Hopefully Otedola should be able to give new jobs at First Bank to the directors that resigned with him

nutripot:
call or visit our showroom in Lagos

skimanski:
Tiles Samples On ground. We Bought the Tiles From the MArket. Like almost all the clients I work for, The Client was comfortable enough to allow me Make my choice on Tiles to be used.

abdulwastecx:
More roofing updates

Olasuposaheed:
Pls how many block can complete two bedroom flat

skimanski:
Arrival of some tiles as we prepare for Tiling Works. Detailed Part of the Work Has Begone now. Always Scary when it gets to this Point.

brunofarad:
This is a very new concept

No one has ever thought or done this.

STONE STUDDED WIRE MESH FENCE

JOB. In progress

fippycbk:
Have a nice weekend people. #BLH

erico2k2:
Ok thank U would that be delivery inclusive?

princejones:
More pics and we get to the final stage of the wood work

EgunMogaji:
One of the constrains that I gave my Architect was no high pitched roofs, no roman pillars and arches. Oh yeah also no ensuite galore