₦airaland Forum

For infertility, please ensure you make tomato your favourite meal. You can slice tomatoes and boil it, allow to cool and eat it or drink it.

Tomato is rich in lycopene which is responsible for quality of sperm and swimming speed of sperm. My Masters project was on antioxidants and tomato was the main fruit.

All men should eat enough of it. Women should encourage their men to take tomatoes either as soup, juice or raw...but findings show that the cooked one is more nutritious than the raw one...because there are certain nutrients that can only be released when the tomatoes are subjected to heat.

Personal recommendation will be 4 tomatoes, 1 big cucumber and 2 cloves of garlic every week plus one tin of milk....this will boost your sperm swimming speed.

Also there is this herbal supplement that you can use....but because of the stringent regulation on health supplement, I cannot mention the name here. The product is on Amazon and Walmart.

I pray you share your testimonies soon.

MASTAkiLLAh:
use your head please. Is he part of the people looking for such loans ? I wonder why some of you are so insensitive and talk carelessly especially when people are facing problems.

Op, I suggest you get any Central Bank of Nigeria contact and send them a detailed complaint, I'm sure they'll take it up. You can also involve the consumer protection council and alternative dispute resolution department of any high court in your state of residence. I'm not an expert in these things but there's no harm in trying your luck

Thanks for your advice. I will consider it

1TrippleCee:
Some people are looking for such loans and will repay within the time frame.

What kind of low risk genuine business gives 50% profit within 3 months

Hello everyone, please I need help and guidance on this whole issue with Palmcredit loan app. I will provide as much information as possible. I will be grateful if it can be taken to front page for maximum exposure and help.

Sometimes, last year around April 2023, my phone was stolen by a one chance korope bus. The phone was a major tool for my office work, so I had to get another about three days later. I was not expecting to spend on phone but the lost of my phone made me bought a phone in one of the slot shop where there was EASYBUY ....I paid 30% and allowed to pay instalmental payments for 4 months. I had no issue paying back the loan as I was in a paid employment. I paid back as and when due.

Little did I know that EASYBUY is same as PALMCREDIT, the name of the company is NEWEDGE FINANCE LIMITED but they have different loan apps that they manage.

I assumed that EASYBUY gave my data to Palmcredit which I have also used before. They started calling me to take loans. I believe the calls ware due to my prompt payment for the phone I bought without defaulting in the instalmental payments.

Fast forward, in late October 2023, I was no longer in a paid employment as I had resigned from the company I work for. I needed a small amount of money to complete a payment so I downloaded PALMCREDIT LOAN APP, they already have my information, I'm sure it was given to them by EASYBUY, their sisters company where I bought a phone. In the loan app of Palmcredit, there was a pop up that showed I qualified for N78,000 - N200,000 loan.

This is quite above the average loan given to Nigerians. Note, I was not employed at this time. So the first question was, what did I need the loan for? I chose Business.....

Immediately, I received a pop up message which stated congratulations your loan of N200,000 is on its way.

I was shocked. I have not indicated how much loan I wanted, I have not checked the interest rate and I have not check the time to repay and the loan was disbursed to one of my old account that I had used the last time I used the app about two years ago or so.

Immediately, the loan was disbursed to my account, the app went BLANK. Nothing was clicking, NO information about repayment nor interest rate. (I made a screen record of this)

After about 1 hour, the update came that the repayment is 3 months (28 days interval) and that with the N200,000, I would payback 303,000.

How could I pay back 303K for a loan I didn't even request for. I am not stupid to collect a loan of 200K in this economy and pay back 303K....that's over 50% .

This PALMCREDIT pushed their loan on me...now I'm struggling to payback....and for each passing day...they are increasing the loan balance for me.

This is a daylight robbery, I didn't request for N200,000.

I even asked their loan collector where their office is, whether I should visit them....she refused to tell me.

I am being blamed for keeping their money when they sent it to me....that I should have sent it back to them?

But as soon as they send it, their app went blank and I could not reach their customer service representative.

I did a little research and I realized that this loan app intentionally gives loan to some people without them requesting for such amount, because they know they have good records.

Please I need your advice. I have paid back the money sent to me but they are disturbing me to pay the full loan with interest.

How can I give free 100K to loan app when I didn't even use the loan for my personal gain.

Please I need professional advice