₦airaland Forum

[quote author=roland18 post=126731611]A site inspection is just as easy as a phone call

Begin with a Budget

First up, assess your budget and finances. Take advantage of the many property tools available online – loan calculators, guidelines, etc., – to work out your financing. Remember to take into consideration the downpayment needs in your overall financing, which is usually a lump sum equal to 10% of the total cost of the said property.

Start Smart

Buying a house under your name, is your first big step into building your financial worth, it is a long term commitment. Depending on your personal financial capability and affordability, always ‘start smart’ to find property that match your financial capability. As a first-time buyer, it makes sense to also start small before moving on to bigger and more luxurious properties to avoid any financial turmoil in the future.

Leverage on Location

When deciding on your first home – and any future homes, for that matter – always take location into consideration. If your home is too from your workplace or school, you may end up spending more on transportation to work and school, such as petrol. If your options are limited, consider a home with the convenience of public transport, such a bus stations nearby to save on travelling cost and time.

Railview Estate and Redwood by Sylvastar residence at Idu and life camp are both sited on strategic localities with direct access to main roads and expressways.

Do your Own Research

For most Nigerians, buying a house is tough; buying your first house is even more challenging due to the high upfront payments. Do your research and you might benefit from some home-ownership programmes.

Compare the Costs

You may have found the property of your dreams, but do not rush right into things immediately! Always take a step back and compare the property against other similar properties. Costs such as developer incentives may also help you save a lot on cashing it out for your first home.

Engage an Expert

As you familiarise yourself with the steps and processes of home ownership along the way, you may encounter some walls, but do learn from the experience. We encourage you to seek advice from experts, such as reliable agents or reputable and honest developers to guide you on your journey.

Weigh your Options

Once you have all the necessary information, you can weigh your options. Many factors come into play when deciding on which home to settle in, or which loan package to take up on. Ultimately, choosing your dream home is a personal decision that differs from person to person.
Happy new month to all of us
Remember to go hard is month and trust God
Owning your dream home is just a call away
Roland Ochube- 09020605010

Source:

1) https://www.imoney.my/articles/home-buying-tips-from-real-estate-agents-in-Malaysia

2) https://www.propertyguru.com.my/property-guides/how-to-buy-new-house-malaysia-16637

3) https://www.edgeprop.my/content/1484917/incentives-homebuyers

*FAQ - RAILVIEW ESTATE, IDU DISTRICT.*

*1. WHAT IS RAILVIEW ESTATE?*
RAILVIEW ESTATE is a residential housing estate situated in Idu, after The Idu Railway Station, Idu District , FCT, Abuja.

*2. WHAT IS THE RATIONALE BEHIND RAILVIEW ESTATE?*
Out of need to offer affordable housing and to help reduce the housing deficit in Nigeria, where plots of land (residential & commercial) are easily owned.

*3. WHO IS THE DEVELOPER OF RAILVIEW ESTATE?*
Sylvastar Residences Ltd, a front-liner in the Nigeria Real Estate Industry. Sylvastar Residences is a subsidiary of Sylvastar Group.

*4. WHAT DOCUMENT DOES RAILVIEW ESTATE HAVE?*
C of O (Certificate of Occupancy).

*5. ARE THERE ANY ENCUMBRANCES ON THE LAND?*
We are proud to say that the estate is free from any private/government known acquisition, interests or adverse claimants.

*6. WHAT ARE THE PLOT SIZES IN RAILVIEW ESTATE?*
Plots are available in 200SQM, 250sqm, 400sqm & 500sqm.

*7. WHAT FEATURES DOES THE ESTATE HAVE?*
Good Road Network, Perimeter Fence, Electricity, Security Post, Good neighbourhood, High R.O.I., High Capital Appreciation, Serene Environment and more.

*8. WHAT IS THE PRICE PER PLOT IN THE RAILVIEW ESTATE?*
For *200sqm*
Land price - N2,600,000 (outright payment)
N2,750,000 (3 months)
N2,900,000 (6 months)
Form: N10,000
Survey fee, Setting out, All drawings - N300,000
Documentation fee - N20,000
Development fee - N600,000 (To be paid before roofing level)

For *250sqm*
Land price - N3,200,000 (OUTRIGHT)
N3,350,000 (3 months)
N3,500,000 (6 months)
Form: N10,000
Survey fee, Setting out, All drawings - N300,000
Documentation fee - N20,000
Development fee - N750,000 (To be paid before roofing level)

For *400sqm*
Land price - N5,000,000 (OUTRIGHT)
N5,150,000 (3 months)
N5,300,000 (6 months)
Form: N10,000
Survey fee, Setting out, All drawings - N300,000
Documentation fee - N20,000
Development fee - N1,200,000 (To be paid before roofing level)

For *500sqm*
Land price - N6,250,000 (OUTRIGHT)
N6,400,000 (3 months)
N6,550,000 (6 months)
Form: N10,000
Survey fee, Setting out, All drawings - N300,000
Documentation fee - N20,000
Development fee - N1,500,000 (To be paid before roofing level)

*9. WHAT IS THE TERM OF PAYMENT OF THE ABOVE?*
- Form and Documentation fees are paid alongside the land price.
- Survey, Setting out and drawings (architectural, structural, mechanical and electrical) comes before proceeding to site for construction.
- Development fee comes before roofing during your construction stage.

*10. WHAT IS THE COMMITMENT AMOUNT FOR A PLOT & WHAT DOCUMENT IS GIVEN?*
a. Initial deposit is 50%
b. A starter kit is given which includes; Purchase Invoice, Receipt(s) of payment(s), Provisional offer letter(not allocation) and customized other gifts.

*11. AFTER COMPLETION OF ALL PAYMENTS, WHAT NEXT?*
Letter of Allocation, Physical allocation on site, Handover Letter, Registered Survey and Deed of Assignment will all be given and each Subscriber may commence activity on their land.

*12. WHAT IS THE NEIGHBOURHOOD OF RAILVIEW ESTATE LIKE?*
Idu Railway station
Idu industrial area
Redwood Estate
Nizamiye Turkish Hospital
Mshel home
Ama court


*13. HOW WILL PLOTS BE ALLOCATED?*
After completion of the purchase price and all ancillary fees, each Subscriber will be allocated on the estate layout which will directly be converted during physical allocation exercise.

*14. WHAT IS THE APPRECIATION RATE OF RAILVIEW ESTATE PLOTS?*
Each plot will sell for more than *250%* of the present rate within 3 years.

Book a site inspection today by calling 09020605010

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[quote author=roland18 post=126468067]✅Get the best value for the lowest possible cost in the Abuja real estate market

✅Build the home of your dreams in a secure location

✅Get a landed property with a certificate of occupancy

✅Take advantage of the opportunity to own real estate in the fastes developing area of Abuja

The land comes with a verifiable C of O
We are offering a major discount now so grab the opportunity and become the latest landlord in Abuja
Call 09020605010 today or visit our head office at Suit 443, Rock of Ages Mall,Jabi,Mabushi,Abuja.

✅Get the best value for the lowest possible cost in the Abuja real estate market

✅Build the home of your dreams in a secure location

✅Get a landed property with a certificate of occupancy

✅Take advantage of the opportunity to own real estate in the fastes developing area of Abuja

The land comes with a verifiable C of O
We are offering a major discount now so grab the opportunity and become the latest landlord in Abuja
Call 09020605010 today or visit our head office at Suit 443, Rock of Ages Mall,Jabi,Mabushi,Abuja.

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