Statistics has it that saving at least 10 Percent of your monthly income can make you a millionaire after retirement. However, some people find it difficult to attain this benchmark, a factor that can be largely attributed to the ever increasing cost of living. In this situation, setting funds aside for future purposes is “easier said than done” but, it is VERY important that we all learn this act to avoid future financial stress.

Whether planning towards your dream vacation, a trust fund for the children or a new house, it is safe to say that virtually everyone has a goal, whether long or short term. In the same vein, there is the pressing need to cater to present financial needs whilst living a comfortable lifestyle. The issue for a lot of people is striking and maintaining a successful balance between living for the present and planning for the future.

Rosabon Financial Services does not only provide various financial plans to ensure this balance, we also give our customers the opportunity to earn highly competitive interests on their fund placements. With the Rosabon Earning Plan - REAP, you are able to reap much more than you save.

As one of our most sought after products, REAP caters to all level of income earners, so no matter how much you earn, you can conveniently put some aside for your plans, whilst living a stress free lifestyle.
REAP gives you lots of benefits including, unlimited accessibility, highly flexible and structured monthly payment plan, competitive interest rate which ensures profit in your funds and so much more, giving you the chance to plan towards your dream without feeling the heat.

Your tomorrow begins today; wouldn’t you rather make a great start?

For more information, send a mail to clientservices@rosabon-finance.com , visit www.rosabon-finance.com/reap or call our client service representatives on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt) and 08036485861 (Warri).

WHAT ARE YOU PLANNING FOR?

A new house

A new car

Children’s School Fees

That dream vacation

A destination wedding

WHAT ARE YOU DOING ABOUT IT?

Thinking

Borrowing

Selling off your properties

WHAT YOU SHOULD DO

Set up a Rosabon Earning Plan (REAP) Account

BENEFITS OF REAP

Smart and Secure way to achieving short/long term goals

Unlimited accessibility

Amazing interest rates

Flexible monthly payment plan

HOW TO APPLY/FOR MORE INFORMATION

Send a mail to info@rosabon-finance.com, visit www.rosabon-finance.com/reap or call or call 08150880038, 08150880039

Award Winning Rosabon Financial Services has just closed a N620 Million deal with OVH Energy Marketing Limited.
The four - year Operating Lease deal which became effective in April 2017, will see Rosabon take on the responsibility for acquisition and daily management of the energy giant’s fleet at an affordable monthly rate while the organization focuses on its core business, giving room for more efficiency and productivity.

With this, OVH Energy Marketing Limited joins the league of Huawei and Bourn Bon InterOil Nigeria Limited currently enjoying highly affordable and top notch service on the Rosabon Operating Lease Platform.

As a wholly owned Nigerian company with over 23 years of operations in Nigeria, our track record of providing value added Operating Lease and Fleet Management services to reputable organizations is exemplary and at unbeatable prices.

Rosabon Financial Services has worked with reputable organizations like Huawei, Exxon Mobil, Ericsson, Transocean Sedco Forex, Oando Plc, Samsung Electronics West Africa, Nigerian-German Chemicals Plc and many more in this regard by leveraging current systems and infrastructure to manage their fleet day in day out.

Our Operating Lease takes care of all acquisition processes and expenses (maintenance, drivers, fueling, trackers, and insurance) getting the whole fleet for your business use, while your company pays an affordable amount on a monthly basis.

This new deal with OVH Energy Marketing Limited testifies that indeed Rosabon Financial Services will continuously outbid other service providers while we remain the only choice for our clients (Current and Prospective) in the matters of Operating Lease and Fleet Management.

For more information, visit www.rosabon-finance.com/lease, send a mail to clientservices@rosabon-finance.com or call us on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt) and 08036485861 (Warri).

Many a time[img][/img], the need for money arises without prior warning, while revenue expectations fail to turn out as initially planned. Unfortunately, expenses keep piling and some need to be attended to promptly.
To meet these pressing financial needs crying for attention, many people resort to taking out loans while using some of their assets as collateral and in an event of a bad loan, there is a possibility of losing these assets.
With the new Asset Cash Loan – ACL, from Rosabon Financial Services, this is an entirely avoidable situation as the ACL was introduced to increase people’s access to credit facilities without losing their assets. Simply put, vehicle owners can now use their vehicles to access affordable loan facilities based on its value, while they continue to make use of their vehicles all through the loan tenor.
This is a WIN-WIN solution for individuals because rather than lose complete ownership of their vehicles during the loan tenor, they are able to retain them for daily operational or business uses which contributes to an increase in profit, making it easier to repay their loans.
Just like all our Loan Facilities, the ACL is quick and affordable; it, however, comes with lower interest rates than the regular loans and is cus¬tomized to suit the needs of individual customers. That’s not all; we have a structured repayment structure of up to 8 months, lifting the pressure/stress of bulk repayment off our customers.
Accessing this facility is quite seamless once you have a proof of employment and a stable flow of income. Once all forms of documen¬tation including passport pho¬tographs, valid means of ID, etc have been confirmed and approved, the customer gets credited within 48 hours.
For more information on ACL visit our office at Plot 789 a, First Floor, Nigerian Reinsurance Building (opposite BOI), Herbert Macaulay Way, Central Business District, Abuja, our website: www.rosabon-finance.com/Loan, send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150991085.
*Terms and Conditions apply!

Many a times, the need for money arises without prior warning, while revenue expectations fail to turn out as initially planned. Unfortunately, expenses keep piling and some need to be attended to promptly.

To meet these pressing financial needs crying for attention, many people resort to taking out loans while using some of their asset as collateral and in an event of a bad loan, there is a possibility of losing these assets.

With the new Asset Cash Loan – ACL, from Rosabon Financial Services, this is an entirely avoidable situation as the ACL was introduced to increase people’s access to credit facilities without losing their assets. Simply put, vehicle owners can now use their vehicles to access affordable loan facilities based on its value, while they continue to make use of their vehicles all through the loan tenor.

This is a WIN-WIN solution for individuals because rather than lose complete ownership of their vehicles during the loan tenor, they are able to retain them for daily operational or business uses which contributes to an increase in profit, making it easier to repay their loans.

Just like all our Loan Facilities, the ACL is quick and affordable; it however comes with lower interest rates than the regular loans and is customized to suit the needs of individual customers. That’s not all; we have a structured repayment structure of upto 8 months, lifting the pressure/stress of bulk repayment off our customers.

Accessing this facility is quite seamless once you have a proof of employment and a stable flow of income. Once all forms of documentation including passport photographs, valid means of ID, etc have been confirmed and approved, the customer gets credited within 48 hours.

For more information on ACL visit our office at Plot 789 a, First Floor, Nigerian Reinsurance Building (opposite BOI), Herbert Macaulay Way, Central Business District, Abuja, our website: www.rosabon-finance.com/Loan , send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150991085.

*Terms and Conditions apply!

It does not take a finance degree to know that the desire of every business owner is to continuously expand and mark profitability. This is however quite difficult in a country like Nigeria where Small and Medium Enterprises - SMEs are the least serviced set of people as they rarely get access to easy and convenient funding from Financial Institutions.

Research has shown that asides the inability to access funding, many SMEs battle with negative cash flow due to the inability to strike a balance between their expenses and investment because they lack proper and suitable financial packages to help them achieve this.

Award winning Rosabon Financial Services launched the Rosabon Emerging Enterprise Fund -REEF to help businesses expand and remain profitable while ensuring they have adequate funds set aside for other long or short term plans.

With REEF, business owners can now have an investment plan which allows them earn highly competitive interest rates while being able to access a loan of certain percentage of the sum invested for working capital needs and business expansion.

The benefits of REEF are limitless as entrepreneurs get easy and unrestrained access to affordable business loans, highly competitive interest on investment which can be collected upfront and free publicity in partnership with Rosabon Financial Services.

SME owners also get unrestricted access to our Business Seminars where they learn more on the tips and tricks of entrepreneurship and also get to network with people of like minds to build their business portfolio.

Are you a business owner interested in this product, you can find out more information and requirement on www.rosabon-finance.com/REEF, send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt) and 08036485861 (Warri).

Combining daily business activities with fleet management operations is becoming an increasingly difficult task for organizations to accomplish these days.

From driver monitoring, legal regulations and safety issues to driver and vehicle management, fleet management is quite a strenuous job on its own and when combined with an organization’s core business it becomes OVERWHELMING and may amount to a waste of time and resources, slow down production process and ultimately a dwindle in the organization’s profit margin.

Getting a competent partner to take care of your fleet management details while you focus on the main reason you are in business, saves you the stress of experiencing the above as it allows you to reduce cost, improve productivity and maximize efficiency, leading to the growth of your organization.

Award Winning Rosabon Financial Services offers top notch and affordable Operating Lease and Fleet Management services dedicated solely to ensure adequate organization of your company’s fleet. This relieves you of daily administrative headaches and costs, whilst leaving you with enough funds to reinvest into your company and grow your core business.

For over 23 years, we have successfully worked with reputable organizations like Huawei, Exxon Mobil, Ericsson, Transocean Sedco Forex, Oando Plc, Samsung Electronics West Africa, Nigerian-German Chemicals Plc in this regard by leveraging current systems and infrastructure to manage their fleet day in day out.

No matter the size of your fleet (20 or 2000); our team of dedicated experts is ready to work with you on the development, implementation and maintenance of an effective fleet management program that will achieve your organization’s financial and operational goals.

We take care of all acquisition and maintenance processes and expenses (drivers, paperwork, record keeping, fuel management, license renewals, trackers, insurance, etc.) getting the whole fleet for your business use, while your organization pays an affordable amount on a monthly basis.

In addition, Rosabon Financial Services assumes all residual risks that come with running your fleet, releasing you from the largest single source of uncertainty in operating the fleet - the issue of depreciating vehicle assets from your businesses.
Let’s take the stress of fleet management off you!

For more information, visit www.rosabon-finance.com/operating-lease , send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt) and 08036485861 (Warri).

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As expected, expenses are on the rise on a daily basis and in order to meet up with these huge financial commitments, there are cases where individuals have been forced to sell their vehicles - which may be their only source of mobility.

Rather than dispose of your beloved asset (car) at a ridiculous amount, we bring you a win-win solution! You can now access our loan facility using your car without losing ownership of your asset. This is possible with the new Rosabon “Asset Cash Loan” - ACL, from award winning Rosabon Financial Services.

The Rosabon Asset Cash Loan was introduced to meet the financial needs of individuals who need access to quick funds without having to lose their vehicles which may be vital to their business operations and daily living.

Simply put, once you get a loan based on the value of your car, you regain access to capital that was once tied up in owning that car, whilst you continue to use it all through the loan tenor.

Just like our other loans, the ACL is a quick and affordable loan. This product however comes with lower interest rates than the regular loans and is customized to suit the needs of individual customers.

Once all forms of documentation including Passport Photographs, Valid means of ID, etc have been confirmed and approved, you get credited within 48 hours!

For more information, visit www.rosabon-finance.com/ACL, send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt) and 08036485861 (Warri).

*Terms and Conditions apply!

Two years ago, Bodunde bought a brand new car as things were quite rosy and needed an easier way to shuttle between his home and office which was quite a distance. However, the cookie crumbled last year when he was relieved of his high paying job and had to settle for a pay cut in another organization.

Since then, buying the car has been one of Bodunde’s greatest regret as he wishes he had invested the money into other profit yielding ventures which would have sufficed now that he needs financial succor.

With the cost of living increasing on a daily basis, individuals and organizations now resort to loans to meet their long or short term financial needs. At Rosabon, we realize that you don’t just want loans, but affordable loans that don’t cost you the right to living your desired lifestyle, hence the Rosabon Asset Cash Back Loan.

The Rosabon Asset Cash Loan is designed to meet the needs of individuals who want to free up capital being tied down in their investment in asset without losing these assets (cars) that are vital to their operations and daily living.
This quick and affordable loan comes with lower interest rates than the regular loans and is customized to suit the needs of individual customers.

Our loans can be accessible within 48 hours after all documentations are confirmed and approved.

For more information, send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt)

*Terms and Conditions apply!

Alabi Olayinka, a customer who has a Rosabon Treasury Note - RTN account is the lucky customer who gets to enjoy a TWO NIGHT STAY for TWO in a luxurious hotel, all expense paid by Rosabon Financial Services.

expressing her delight, Olayinka said “I am very excited to be the first winner in this promotion. I want to appreciate Rosabon Financial Services for their efforts to continually please their clients.”

The Rosabon Treasury Note, RTN is a flexible tenor-based placement, offering highly competitive interest rates for individuals and corporate groups. It is targeted at self-employed and working class individuals, corporates, and small to medium businesses
Did you miss out on the first draw, no problem! To allow for more participation, the promo which was supposed to end on 15th February now runs till 28th February, 2017.

Now is your chance to claim those gift vouchers and household appliances up for grabs!

To be a part of this, all you need to do is:
· Apply for a Loan (Personal Loan, Quick Loan, Rental Loan, Education Loan or Credit Cash Back )
· Get on any of our Treasury plans ( RWIN, RTN, REAP, RABAN and RPN)
· Provide necessary documentation
· On loan approval and disbursal/confirmation of fund placement, you get to enter the raffle draw for the week and who knows, you might just be our next lucky winner!

This promotion is open to all new and existing customers that apply (and approved) or subscribe to any Rosabon Treasury and Credit product in Lagos, Port Harcourt, Warri and Abuja while the promotion lasts.

For more information, please visit our website: www.rosabon-finance.com, send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt) and 08036485861 (Warri)

*Terms and Conditions apply!

Ever wondered what it would feel like to spend this Valentine’s Day with your loved one in a romantic and serene environment and an opportunity to shower that special person with amazing gifts? Wonder no more, as award winning Rosabon Financial Services presents an opportunity to experience these and many more!

At Rosabon, we love our customers and don’t hesitate to show it to them at every available opportunity. In a bid to spice up this season of love for them, we launched “The Rosabon Valentine Promo.”

From 9th to 15th February 2017, our Treasury and Loan (Personal Loan, Quick Loan and Cash Back) clients and customers get a chance to win a Romantic Hotel Stay for TWO, gift cards, household appliances and other exciting prizes once they take out a loan or get on any our treasury plans.

HOW IT WORKS? IT’S QUITE SIMPLE!
· Apply for a Loan (Personal Loan, Quick Loan, Rental Loan, Education Loan or Credit Cash Back of N500, 000 and above)
· Get on any of our Treasury plans with a minimum fund placement of N500, 000
· Provide necessary documentation
· On loan approval and disbursal/confirmation of fund placement, you get to enter the raffle draw for the week. At the and at the end of each week, the lucky winners are chosen from the draw to enjoy their prizes.

This promotion is open to all new and existing customers that apply (and approved) or subscribe to any Rosabon product in Lagos, Port Harcourt, Warri and Abuja, within the campaign period.

For more information, send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt)

*Terms and Conditions apply!

From the unstable foreign exchange rates, to the inflation of prices of goods and services, we can all agree that 2016 was a tough year for the entire country. Most especially as a large number of organizations were adversely affected due to the increase in the cost of production which led to a drop in their expected profit margins. At the Concept Group, we had no control over the economic challenges of 2016, but what we had control over, was our choice on how to manage these challenges. In essence, it’s safe to say that we made lemonades out of the lemons thrown at us.
Here at The Concept Group, we do things a bit more differently. While being faced with enormous external challenges, we aggressively and dedicatedly pushed forward with the growth plan of the company and recorded various successes and expansion across new regions. While numerous organizations were letting go of staff or cutting off benefits, we focused our energy on hiring and training the best talents. We passionately searched for extraordinary talents that will come on board and join in stirring the wheel of the concept Group in the right direction. We experienced over 27 Percent increase in our staff strength, while we have the intention of hiring more talents in 2017.


At the Concept Group our people are our best assets and we stop at nothing but getting the right people on board and offering them the best trainings. It is impossible to forget in a hurry our satisfying experience at the OLCA Leadership Development Training conducted in 2016. This training undoubtedly exposed our minds to the depths of being a great leader as it caused many to introspect on their leadership and managerial skills. With us, every New Year must top the previous year and that is why we are eagerly looking forward to the launch of the TCG e-learning portal, where significant knowledge sharing would become seamless and limitless.
Trainings at the Concept Group are just the starting point as we also explored other innovative ways to boost staff performance and increase productivity. One interesting way was by running in house promotions and competitions whereby members of staff get to win cash prizes or extra leave days amongst others. One of our most popular competitions was the Concept Group video challenge where members of staff were asked to come up with creative ways to demonstrate why they love working with the company. At the end of the challenge which was widely publicized and voted for on all social media platforms, the winners got cash prizes, fully paid hotel stays with complimentary meals and other fantastic items.
Since employees last longer and thrive in environments that provide the right tools for performance optimization and engagement, we have staff spending over a decade with us. At our village meeting held in May 2016, these special staff were recognized and rewarded for their loyalty and dedication over the years. Our new staff have also shown the same extraordinary standard of dedication to their work. In 2016, John Egwu of the Asset Creation Department demonstrated the attributes of a custodian of the Concept Group culture. He was able to totally change the face of the Asset Creation Department in an extremely unique way. Not only did he introduce a strategically thought out structure and system for the department, he dramatically increased the performance of his team by 70%. As a result of this, the Asset Creation Department is the envy of many other departments within the company.

For the organization, 2016 was a significant year because we celebrated one of our greatest milestones which was the celebration of the 23rd anniversary of Rosabon Financial Services in April. This was our first time declaring the age of any of our subsidiaries and since we acknowledge the difficulties in running a company through many economic seasons over the years, we decided to celebrate it in a big way. Highlights of the week-long celebration included our partnership with Mama Moni, a women empowerment NGO as part of our “23 Women Project,” where Rosabon Financial Services provided grants to 23 women in Lagos to start up their businesses.

Our other subsidiary, Concept Nova was definitely not left behind in 2016. As an IT company, we explored various new and exciting paths. One of which was our maiden Concept Nova Debate for Junior Secondary schools where winning students won scholarships and had their computer rooms in school refurbished. We also participated in various initiatives, one of which was an initiative for young girls with a passion to learn how to code. To support this great enterprise and ensure we give back to the society, we donated laptops to the girls.
Last year was a truly engaging year for us as an organization. However, this would never be complete without our numerous loyal customers who despite all odds chose to patronize us. The gratitude we feel for our customers is unlimited but to show our appreciation in our little way, we had a mind blowing cobalt tie dinner and also a customer appreciation party in November 2016. Our customers were treated to the best food, drinks, entertainment and a serene environment.


Lest we forget, we ended the year on a high as Rosabon Financial Services was awarded the MEA Business Award for leading experts in Bespoke Wealth Management Services in 2016. Let’s chip in that we are the very first organization to receive such an award in Africa. Do we have bragging rights? Your guess is as good as ours. In 2016, we expanded Rosabon market to Abuja, Warri, Ogun and Oyo States, while Concept Nova branched out to Abuja with a 5 City expansion plan in the first half of 2017.

Our MD had this to say as we settle in fully into the New Year: “For 2017, I am very confident it shall become a groundbreaking year for the Group despite the unabated adverse economic situation. This shall be achieved with innovative customer-focused product development, continuous geographical and demographical segmented market penetration, superior operations across ALL areas of our business as well as learn from and defeat competition. EACH and EVERYONE play an IMPORTANT role.”

This year, we are looking at greater heights, expansion (into all areas of Nigeria) and lots of accomplishments and of course more money. We need like-minded individuals to help us achieve this. So, are you exceptional at what you do? Are you seeking greater challenges? Are you highly creative and can think on your feet? Do you think you can give our CEO a run for his money? If the answer to all of these is YES, why not apply HERE at www.conceptgroup-ng.com/portal

A comfortable shelter is one of the most basic needs and should not be taken for granted. However, for some, a decent home is way more than a luxury due to the inability to come up with the required funds to pay rent for their desired apartment.

In a bid to provide affordable and comfortable housing to everyone, award winning Rosabon Financial Services launches its house rental initiative, the Rosabon Rent Financial Scheme- RRFS.

Can't afford to pay rent at the moment? Seen an apartment you love but cannot meet up with the payment? The RRFS gives you the opportunity to rent this apartment without stress, whilst providing affordable repayment plans that suit your budget.

You can now access fast and sufficient funds to rent that apartment you have always desired. That's not all, our housing loan comes with the quickest approvals, fastest disbursals and the lowest interest rate you can get in the market.

For more information about the RRFS, send a mail to partnerships@rosabon-finance.com or call us on 08150880038, 08150880039

It’s a New Year and the excitement of the Christmas celebrations has worn out leaving many with an almost empty wallet and the eagerness for January’s salary which may not come till the next few weeks. This has left many confused and agitated as to how to handle some financial responsibilities that have surfaced.
Here are frequently asked questions on quick and easy ways in accessing affordable loans from Rosabon.
Q: How many types of Loans do you have?
A: We have the Rosabon
Personal Loan
Rosabon Quick Loan
Rosabon Travel Loan
Rosabon Educational Scheme Initiative
Rosabon Rent Financing Scheme
Q: What is the minimum and maximum amount of loan I can borrow?
A: You can access between N150, 000 to N2, 500,000
Q: Do I need to be an employee to access your loans?
A: Yes, you need to be in paid employment to access our personal loans
Q: What Is required to be eligible to take out a loan?
A: You must be in a paid employment
Your age should be between 21 and 58 years
You must have a salary account
You must have a valid Proof of Identification
You must have a recent utility Bill (PHCN, Water bill, LAWMA bill OR Rent Agreement)
Q: How do I apply?
A: You can apply through the following ways;
Send an email to info@rosabon-finance.com
Call us on these numbers; +2348150880038, +2348150880039
Walk into any of our branches in Lagos, Warri, Abuja and Port Harcourt
Head Office (Lagos); 32, Montgomery Road, Sabo, Yaba, Lagos.
Branch Office (Port Harcourt); Imperial plaza, No. 24, Olu Obasanjo Road, Port Harcourt
Branch Office (Abuja); Suit B9,Kuriftu Plaza Oluawotesu Street, Jabi District Abuja

Q: What documents do I need for personal loans?
A: 1 Passport Photograph
A valid means of Identification
Employee ID Card
NUBAN Cheques or Direct Debit Mandate
Q: Can I access a loan facility from Abuja?
A: Yes, residents of Abuja can easily access any of our loan facility
Q: Are the interest rates negotiable?
A: Our interest rates are not negotiable as they are dependent on what category the client falls under
Q: Can I access the loan facility as a civil servant?
A: Yes, federal civil servants can access the loan facility
Q: Do you finance SME's?
A: No, we presently do not finance SME’s
Q: Do you grant student loans?
A: No, we presently do not offer outright loans to students however, we have a loan product specially designed for parents to help pay their wards school fees.
Q: Why is there a restriction to the amount I can access based on my salary?
A: Considering our repayment tenor and CBN regulations we cannot deduct more than 33% of your salary. This is why we consider your monthly earnings to allow for ease of payment on your side.
Q: What can I do to get more funds in case of emergencies?
A: Getting more funds is easy; all you need to do is request for a Top Up considering you have repaid up to 5 months in an 8 months tenor and 3 months in a 6 months tenor.
For more questions kindly send us a mail at clientservices@rosabon-finance.com , visit www.rosabon-finance.com/loan or call us on +2348150880038, +2348150880039

It’s a New Year and the excitement of the Christmas celebrations has worn out leaving many with an almost empty wallet and the eagerness for January’s salary which may not come till the next few weeks. This has left many confused and agitated as to how to handle some financial responsibilities that have surfaced.

Here are frequently asked questions on quick and easy ways in accessing affordable loans from Rosabon.
Q: How many types of Loans do you have?
A: We have the Rosabon
Personal Loan
Rosabon Quick Loan
Rosabon Travel Loan
Rosabon Educational Scheme Initiative
Rosabon Rent Financing Scheme

Q: What is the minimum and maximum amount of loan I can borrow?
A: You can access between N150, 000 to N2, 500,000

Q: Do I need to be an employee to access your loans?
A: Yes, you need to be in paid employment to access our personal loans

Q: What Is required to be eligible to take out a loan?
A: You must be in a paid employment
Your age should be between 21 and 58 years
You must have a salary account
You must have a valid Proof of Identification
You must have a recent utility Bill (PHCN, Water bill, LAWMA bill OR Rent Agreement)

Q: How do I apply?
A: You can apply through the following ways;
Send an email to info@rosabon-finance.com
Call us on these numbers; +2348150880038, +2348150880039
Walk into any of our branches in Lagos, Warri, Abuja and Port Harcourt
Head Office (Lagos); 32, Montgomery Road, Sabo, Yaba, Lagos.
Branch Office (Port Harcourt); Imperial plaza, No. 24, Olu Obasanjo Road, Port Harcourt
Branch Office (Abuja); Suit B9,Kuriftu Plaza Oluawotesu Street, Jabi District Abuja

Q: What documents do I need for personal loans?
A: 1 Passport Photograph
A valid means of Identification
Employee ID Card
NUBAN Cheques or Direct Debit Mandate

Q: Can I access a loan facility from Abuja?
A: Yes, residents of Abuja can easily access any of our loan facility

Q: Are the interest rates negotiable?
A: Our interest rates are not negotiable as they are dependent on what category the client falls under

Q: Can I access the loan facility as a civil servant?
A: Yes, federal civil servants can access the loan facility

Q: Do you finance SME's?
A: No, we presently do not finance SME’s

Q: Do you grant student loans?
A: No, we presently do not offer outright loans to students however, we have a loan product specially designed for parents to help pay their wards school fees.

Q: Why is there a restriction to the amount I can access based on my salary?
A: Considering our repayment tenor and CBN regulations we cannot deduct more than 33% of your salary. This is why we consider your monthly earnings to allow for ease of payment on your side.

Q: What can I do to get more funds in case of emergencies?
A: Getting more funds is easy; all you need to do is request for a Top Up considering you have repaid up to 5 months in an 8 months tenor and 3 months in a 6 months tenor.

For more questions kindly send us a mail at clientservices@rosabon-finance.com , visit www.rosabon-finance.com/loan or call us on 08150880038, 08150880039

As a fast paced company currently experiencing exponential growth, Rosabon Financial Services is recruiting for its Port Harcourt Branch. Are you innovative, enthusiastic and ambitious? We may have the perfect job for you!
Rosabon Financial Services is Nigeria’s leading non-banking Financial Intermediary and Equipment Leasing firm. Since its inception, it has provided various value added lease financing services amongst other financial services to reputable companies across different sectors of the economy.

Sales Officer (Lease) - Port Harcourt
We are looking for an astute salesman who is an excellent communicator and negotiator and is up to date in the world of consumer & operating lease. The objective is sourcing for new businesses and potential clients and converting them in to long term profitable relationships in line with goals of the organization.

Client Service Officer - Port Harcourt
The Client Service Officer will act as a liaison between the company and its clients; provide product /services information and resolve issues clients may face effectively and promptly. The officer will ensure that our high standard of excellent customer experience is well maintained. Excellent people skills are an important requirement.

Communications Executive - Port Harcourt
We are looking for an enthusiastic Communications Executive to manage our external and internal communications. You will promote a positive public image and control the dissemination of information on behalf of the company. You will need phenomenal communication, copywriting, creativity and project management skills along with a positive attitude.

Strategic Partnerships - Port Harcourt
We are looking for an ambitious and enterprising Strategic Partnerships Executive to help us expand our clientele and business partnerships. You will help drive sustainable financial growth by identifying and forging essential relationships for the organization.

Internal Auditor - Port Harcourt
The internal auditor is responsible for the timely execution of risk-based internal audits; developing, ensuring implementation and monitoring compliance with policies and procedures, as well as carrying out other audit matters and projects.
He/she will help improve the effectiveness of risk management, control, and governance processes. The right candidate will possess a thorough knowledge of accounting procedures, a sound judgment and be straightforward.

Channel Manager - Port Harcourt
The Channel Manager monitors the establishment, maintenance, and expansion of relationships within sales channels. The Channel Manager is responsible for driving sales team towards achieving profitability on the entire range of company products/services and maximizing revenue opportunities with channel partners. You will require a great amount of leadership skills, zeal and resourcefulness.

Do you have what it takes to fill in any of these roles? Head over to our career portal: www.conceptgroup-ng.com/portal to begin your journey to landing an amazing job!

Christmas is fast approaching and a lot of festivities will be going on. While some people are focusing on their weight, especially after two holidays of eating good food, others are focusing on their finances and setting financial goals for the New Year.
There is no better time to start planning your finances than the start of a New Year. This way you are able to take stock, look at what you did wrong the previous year and make adjustments.

Today, Rosabon Financial Services is sharing some personal finance tips to keep your account from turning red in the New Year.

1. Set a savings goal
This is perhaps the most important way to start your “Better Finances Plan.” On New Year's Day, after all the eating and drinking, sit yourself down and comprehensively set a savings goal for 2017. Remember the acronym SMART? Your goal should be specific, measurable, achievable, realistic and timely.
When deciding on a savings goal, think of a specific purchase or benchmark you could realistically reach within 12 months. This goal should require self-discipline and a little sacrifice when it comes to spending, but you should not overreach.
Once you have done this, find a friend or family member who can hold you accountable, or write the goal down in a place where you will see it every day, this makes it easier.

2. Thoughtfully choose a savings account
Once you have established your savings goal, the next activity is to carefully choose your savings partner.
Savings accounts vary widely once it comes to interest, fees and other charges, so it is important that you do your research and find the one that is perfect for you. Since you are saving towards a specific goal, every extra interest you earn on your savings is worth it! So, find an organization that guarantees you this.

3. Use your credit card sparingly
This tip is very important as it's easy to spend now with plastic and much harder to pay later. It is your responsibility to use your credit card wisely.
Remember that you'll be relying on your future earnings to pay for today's credit card purchases and if you keep a running balance, you will also be paying interest. Don't fall into this trap of saving to settle debts, rather, save money to meet financial goals.

4. Establish an emergency fund
While your savings account might also serve as a rainy-day fund, it is in your best interest to have another fund placement plan dedicated solely to emergencies. Your savings account might be for big purchases like a house or car and tampering with it during emergencies might delay your goal accomplishment. If you have emergency funds set aside, you will have something to fall back on without having to sacrifice that big purchase you have been saving for.

5. Monitor your monthly expenses
Tracking your monthly expenses goes a long way to help your finances. By doing this, you know exactly where your paycheck is going and which areas you are overspending on.
You will feel more in control of your money, and it's a key step toward forming a realistic budget that you can actually abide by.
For example if you discover that you are spending more on coffee every week, you can limit stopping at the coffee shop to three times a week, and put the rest of that money into savings.

6. Shop Smarter
Everything right to shopping has gotten smarter and savvier. Why not take advantage of this? Get more rewards by signing up for loyalty programs at your go-to stores, buy in bulk when you can and plan your shopping trips around sales and daily deals.
In addition, when shopping online, use the internet to your advantage and check out price-comparison websites to make sure you are getting the best deal. The little amount you save here goes a long way towards achieving your savings goals.
At Rosabon Financial Services we have various Funds Placement Plans that guarantee you safety and competitive interests on your funds. With us there is flexibility of savings and NO HIDDEN CHARGES!

For more information, visit www.rosabon-finance.com/invest, send a mail to clientservices@rosabon-finance.com or call 08150880038, 08150880039

Every year, Award Winning Rosabon Financial Services, Nigeria’s foremost non-banking financial intermediary firm, organizes end of the year Promotions for its customers to appreciate and reward them for their continuous patronage.

This year we decided to give our customers a wonderful treat to ease them of the stress they may have encountered, especially with the recent economic instability, hence the Ember Loan Promo.

From October 4th - December 31st, 2016, customers who apply for a loan and get approval stand a chance to win a TWO Night Stay, Dinner and Spa package for TWO at a Luxurious Hotel.

Last month, Orok Ayi Okon emerged winner for the month and he got an amazing treat at Reiz Continental Hotel, Abuja.

This month our winner is Ralph Omeregie and he would be lodged in another Luxurious Hotel to enjoy his prize. “ I feel elated to be this month’s winner. This shows that Rosabon has a very strong Customer Focus which is very good,” he said.

Did you miss out this time? You still have a chance to be apart of the last draw!

All you need to do is:
1. Apply for a Personal Loan or Quick Loan (N500, 000 and above)
2. Provide necessary documentation including; 2 passport photographs, valid ID, current utility bill etc.
3. On Loan approval and disbursal, you are automatically entered in the month’s draw!

For more information on this promo, send a mail to clientservices@rosabon-finance.com, visit www.rosabon-finance.com/loan or call our customer service representatives on 08150880038, 08150880039.

* Terms and Conditions apply

Something big is happening in town - the Rosabon Lease-It-To-Win It Promo!
From November 1st to December 31st 2016, customers of Rosabon Financial Services who apply for and are granted Consumer Leases of N1 Million and above, have an opportunity to win one of the iPhone 6s up for grabs in this exciting promo.
Being a part of this promo is quite easy, all you need do is:
• Pick out your desired vehicle(s) from our Partner -Jumia Cars or any car dealer of your choice
• Apply for a consumer lease and provide all necessary documents including; 2 passport photographs, valid ID, current utility bill etc
• On approval, you automatically enter into the draw which would be held at the end of each month and stand a chance to be the winner for the month.
This promotion is open to all old and new consumer Lease customers in Lagos, Port Harcourt and Abuja who have their lease transactions approved within the campaign period.
The Rosabon Consumer Lease gives you the opportunity to own vehicle(s) of your choice (Used or Brand New) at an affordable rate and a more flexible repayment pattern of 31-48 Months, freeing up your cash for other pressing financial needs.
The higher your lease value, the higher your chances of winning! What are you waiting for? Be part of our first set of lucky winners!
For more information on this promo, send a mail to clientservices@rosabon-finance.com , visit www.rosabon-finance.com/lease or call our customer service representatives on 08150880038, 08150880039.

How would you like to have a memorable day off at a Luxurious Hotel, Dinner and Spa Package for you and your loved one without spending a dime? This could just be you if you take part in the ongoing Rosabon Ember Months Promo!

This exciting promotion was initiated in appreciation of loyal customers who have remained committed to our products and services over the years.

From October 3 to December 31, 2016, three lucky Personal Loan customers would be treated to a luxurious Hotel Stay, Dinner and Spa package for Two, all expenses fully paid for by Rosabon!

At the end of each month, a draw would be held where the winner for the month would emerge. The first draw is holding next week and it may just be YOU!

What are you waiting for?
• Apply for a Personal Loan (N1 Million and above) from Rosabon Financial Services
• Provide necessary documentation including; 2 passport photographs, valid ID, current utility bill etc.
• On loan approval and disbursal, you get a chance to enter the raffle draw for the month

This promotion is open to all old Personal Loan customers in Lagos, Port Harcourt and Abuja who have their loans approved and start within the campaign period.

Rosabon Financial Services offers affordable Loan Services with the lowest interest rates available in the financial market. Our repayment time of 6-8 Months is highly flexible, giving you the opportunity to easily attend to other pressing financial obligations.

For more information on this promo, send a mail to clientservices@rosabon-finance.com , visit www.rosabon-finance.com/loan or call our customer service representatives on 08150880038, 08150880039.

*Terms and Conditions apply!

The joy of a buoyant economy is most times short-lived especially in a state of uncertainty. With cost of feeding and transportation increasing, salaries decreasing and everything else changing daily, people are constantly on the edge as to what would happen next.

To keep up with this change, some people have decided to take on additional jobs. It is however sad that most times, the more work you do, the less income you take home because they have to spend on all things which have gotten expensive.

When your run-to people fail you because they have financial burdens too, Award-Winning Rosabon Financial Services always comes through for you. We remain consistent with our efficiency and reliability to our customers (New and Old) in spite of the harsh economic situation.

Guess what? Taking out a loan from us just got better with the Rosabon Ember Month Promo! Every end of the year, we make it a point of duty to treat our customers like kings and this year heralds a package of relaxation and tranquility.

From 5th October to 31st December 2016, three lucky treasury customers will get a Luxurious Hotel Stay, Dinner and Spa Package for Two.

How exciting!

Want to be a part of this promo? It's quite easy
• Apply for a Personal Loan (N1 Million and above) from Rosabon Financial Services
• Provide necessary documentation including; 2 Passport photographs, valid ID, current Utility bills etc
• On loan approval and disbursal, you get a chance to enter the raffle draw for the month

Our collateral-free personal loans are quick to access and come with as low as 2.75 Percent, the lowest interest rates available in the financial market.

What are you waiting for? Send a mail to clientservices@rosabon-finance.com , visit www.rosabon-finance.com/loan or call our customer service representatives on 08150880038, 08150880039.

As part of efforts to reward its Treasury (New and Old ) customers for their patronage over the course of this year which has not been particularly financially friendly, Rosabon Financial Services, Nigeria’s foremost non-banking financial institution, duly licensed by the Central Bank of Nigeria, CBN, introduces its EMBER LOAN PROMO.

Every end of the year, the Award Winning Organization holds promos and giveaways for its customers, but this year’s is very different and way BIGGER than what we have had before. This year presents an opportunity for our winners to relax and enjoy in spite of the mounting economic and work pressures as three lucky customers get a chance to win a Luxurious Hotel Stay, Dinner and Spa package for TWO from 3rd October to 31st December, 2016.

HOW IT WORKS
Apply for a Personal Loan (N1 Million and above) from Rosabon Financial Services
Provide necessary documentation which may include; 2 passport photographs, valid ID, current utility bill etc.
On loan approval and disbursal, you get a chance to enter the raffle draw for the month

At the end of each month, the lucky winner chosen from the draw gets to enjoy a Luxurious Hotel Stay, Dinner and Spa package for TWO.

This promotion is open to all new and old Personal Loan customers in Lagos, Port Harcourt and Abuja whose loans are approved and start within the campaign period.

The Personal Loan is an affordable Loan Facility from Rosabon Financial Services, we provide your desired amount with as low as 3 Percent Interest rate and also create a very flexible payment plan of 6-8 months, removing the burden of bulk payment, giving you the opportunity to meet other financial obligations.

For more information on this promo, send a mail to clientservices@rosabon-finance.com , visit www.rosabon-finance.com/loan or call our customer service representatives on 08150880038, 08150880039.

*Terms and Conditions apply!

Two years ago, Emeka, a business man got on a fund placement plan for his wedding which is scheduled for January next year. In the same vein, he sets aside certain amount from the proceeds of his business from the beginning of the year till the third quarter to ship in his consignment to be sold during the Christmas holidays.

Things took a different turn this year as he did not even make close to half of his regular proceeds due to the almighty “RECESSION” so his weddings and business plans are on the line. Emeka needs to get his goods in as soon as possible before the EMBER rush surfaces so he does not incur more cost. Now he is torn between two options, dip into the savings earmarked for his wedding and postponing the event to the displeasure of his fiancée or sourcing for alternatives.

If only Emeka had been a customer of Rosabon Financial Services, he wouldn’t be in this dilemma because the award winning financial institution has launched an easier and more affordable way out of urgent financial constraints accompanying this recent economic downtime.
With the Rosabon Credit Cash Back, CCB option, our Treasury Clients and Customers (RWIN, RTN and REAP) can go about their daily businesses without disrupting their monthly fund placement savings plans meant for other purposes.

Our RCCB allows you to easily access a loan of up to 150 Percent of your current placement in record time. It comes with interest rates from 2.75%, the lowest in the market and an easy repayment pattern of up to 10 Months.

To apply, you need to have 2 passport photographs, 2 valid forms of identification, updated company bank statements etc. For more information, visit www.rosabon-finance.com/personal-loan, send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150880038, 08150880039

*Terms and Conditions Apply!

Last year, Adeola, a fashion designer in Lagos started saving up for a vehicle to make his business easier most especially with deliveries to customers in their homes and offices. At the verge of completing the savings, an emergency came up and he had to spend the money.

Since then he abandoned the dream and opted to borrow his cousin’s vehicle whenever he had deliveries. This arrangement went on smoothly until two weeks ago when Adeola’s cousin informed him of the decision to sell his car. He had to go back to relying solely on cabs; an expense that is eating deep into his pocket with at least three thousand Naira spent each day on delivery.

With his cousin’s car gone, Adeola has two choices; keep paying exorbitant cab fares or buy a car. Buying a car outrightly was not an option as he just renewed his shop rent, hence the dilemma!

At the award winning Rosabon Financial Services, we understand how difficult it can be to fully finance a vehicle at once with other financial responsibilities at hand. To relieve our customers of the pressure and stress, we offer very affordable and quality Leasing Services.
Our affordable lease was created to meet the vehicular needs of all our clients whether for personal or business use. With the lowest interest rates (as low as 18 Percent) available in the financial market, Rosabon’s Affordable Lease provides the opportunity to get any vehicle (Used or Brand New) without stress and at an easy repayment plan between 31-42 Months.

Our customers get way more than they pay for as we take care of registration, insurance, glass protection (with an anti-glass break film) and Vehicle tracking. Nothing beats that!

For more information, visit www.rosabon-finance.com/lease, send a mail to clientservices@rosabon-finance.com or call us on +2348150880038, +2348150880039.

From August 5th to August 31st 2016, customers who apply for the Rosabon Quick Loan, RQL get instant 3 Percent Cash back on loaned amount from Award Winning Rosabon Financial Services.

Repeat or existing customers also earn brokerage on referring new customers to access RQL. You get to earn an extra sum both ways!

RQL is the fastest means of accessing quick cash for urgent financial needs. It eliminates unnecessary paperwork, long approval time, giving you access to N150, 000 - N1.5 Million within 24 Hours without the need for any Collateral or Guarantor(s).

With schools on holiday, there are varieties of summer camp programmes and vacation packages are available for kids.

However, due to other financial commitments or constraints, some parents may find it difficult to sponsor these trips. Are you in this kind of situation? The right solution is here!

Rather than allow your kids stay home while others are sightseeing and learning new things, why not take advantage of the Rosabon CashBack Promo to access quick cash and sponsor your kids to the vacation of their dreams?

HERE’S HOW IT WORKS
New, old or existing customers can apply for a Rosabon Quick Loan

Old, existing or repeat customers can spread word about the product to potential customers.

On approval, customers who apply for RQL get 3 Percent Cash Back of their loan value instantly.

Once referral the transaction has been consummated, referee earns a percent brokerage

This promotion is open to all new and repeat credit customers for a period of eight and ten months respectively once they meet the
requirements of opening an RQL account.

For more information, click www.rosabon-finance.com/quick-loan#, send a mail to clientservices@rosabon-finance.com or call 08150880038, 08150880039
*Terms and conditions apply!

Another opportunity to get rewarded is here!

As part of efforts to reward old, repeat and existing customers, Award Winning Rosabon Financial Services introduces the “REFER AND GET REWARDED PROMO.”

The promo which runs from July 11, 2016 to August 1, 2016, will see Rosabon Financial Service give incentives to all its old, repeat or existing customers when they refer a new customer or start a new transaction for themselves during this period.

As an old or existing customer, all you need to do is spread the word about the various Loan Products offered by Rosabon Financial Services and get 5 Percent of the interest paid by the referred customer, no matter the amount.

Repeat customers will also receive 5 Percent interest payback in addition to their discounted interest rate for their repeat patronage when they get a loan.

HOW IT WORKS
1. Spread word about Rosabon’s Loan Products and refer potential customers.
2. Potential customers who decide to take out any of the loan with Rosabon MUST indicate your name (referee) in the portion of our form that says “How did you hear about us”.
3. Once the transaction has been consummated, you instantly get 5 Percent of the interest paid by the new customer!
4. In the case of repeat customers, your interest payback will be given at the end of the transaction.

This promotion is open to all old and existing customers who have serviced any of our products in the past (credit, lease or treasury) as well as repeat credit or lease customers.

For more information about this promo, send us a mail at clientservices@rosabon-finance.com or call us on 08150880038, 08150880039

Earning extra income with little or no stress can be a lifesaver; most especially during these harsh economic times with the sudden hike in the standard of living. An additional source of income is a welcome development to anyone in Nigeria.

This fact coupled with the desire to get our financial products across to our target audience nationwide is the sole reason why the Rosabon Broker’s Program was launched.

Award-winning Rosabon Financial Services, seeks responsible, confident and passionate independent sales consultants (Brokers) who will introduce its debut products on the broker's platform - RTN and Operating Lease, to their wide network of corporate clientele and individuals who are looking to earn highly competitive rates in the finance market.

Rosabon Treasury Note - RTN, one of our best investment plans is a fixed deposit account that guarantees one of the best interest rates in treasury management.

Our Operating Lease takes off the risks and expense of running a fleet from organizations with an affordable rental payment. This is currently been enjoyed by a vast number of multinationals and telecommunication companies in Nigeria.

As a Rosabon sales consultant, you can earn as high as 11 Percent Brokerage on each transaction closed. Besides being able to work from anywhere, you also get to choose your working hours and products that can be sold.

As our consultant you are entitled to the following;

Reward on your efforts: the higher the number of leads, the more you earn!
Complete freedom and control over your activity.
Development of new skills and self-confidence.
A great chance to meet new people and network
Quarterly training on new products.

To become a broker, sign up on the portal Here, activate your account, login to your account, take the introductory training and start gaining leads!
Independent Sales Consultants are welcome from any part of the country. For more information, send a mail to brokers@rosabon-finance.com or call us on +2348150880038, +2348150880039

Q: What exactly is a consumer Lease?
A: Rosabon Consumer Lease is the easiest way to finance a range of items, from household appliances to vehicles while you pay with ease over a period of time.
Q: Do I need to be an employee to access your consumer Lease?
A: Yes, you need to be in paid employment to access our consumer lease
Q. How much can my salary be to take out a lease?
A: You need to earn at least N150, 000 monthly to apply for a lease.
Q: How do I apply?
A: You can apply through the following ways;
1. Send an email to info@rosabon-finance.com.
2. Call us on these numbers; +2348150880038, +2348150880039
3. Walk into any of our branches in Lagos and Port Harcourt
· 32, Montgomery Road, Sabo, Yaba, Lagos.
· Imperial plaza, No. 24, Olu Obasanjo Road, Port Harcourt
Q: What documents do I need for a consumer lease?
A:
1 Passport Photograph
A valid means of Identification
Letter of Employment/Confirmation Letter/Promotion Letter/Salary Review Letter
Bank Statement of account for the last six months
Proforma invoice addressed to Rosabon Financial Services
Post-dated cheques for the number of months for lease facility
Recent utility Bill
Executed Rosabon Lease Application Form
Q: Can I access a lease facility from anywhere in Nigeria?
A: Yes you can as long as the Vehicle you want is in Lagos or Port Harcourt
Q: How much is my initial contribution going to be?
A: For a Brand New Vehicle, the initial contribution is 25 Percent, while it is 27 Percent on a Used Vehicle.
Q. What is my repayment tenor?
A: For a Brand New Vehicle, the repayment tenor is upto 42 Months, while for Used Vehicle, it is 31 Months.
Q. Can Rosabon help me source for the Vehicle?
A. Yes Rosabon can help you source for the vehicle of your choice if you do not want to do that on your own.
Q: What else can I access in a consumer Lease aside a vehicle?
A: You can get household appliances like Air Conditioners, Freezer, Television Sets, Kitchen Utensils etc
Q: Can someone come over to my office to discuss with me?
A: Yes, a member of our team can come to your office
Q: Do you have an office on the island?
A: No, we presently don’t , but our office is just about 10 minutes drive away from the Island
Q: Can I access the lease facility as a civil servant?
A: Yes, federal civil servants can access our lease facility
For more questions kindly send us a mail at ask_rosabon@rosabon-finance.com or call us on +2348150880038, +2348150880039
To know more about our various financial products, log on to www.rosabon-finance.com

Q: What is the minimum and maximum amount of loan I can borrow?
A: You can access between N150, 000 to N1, 500,000.
Q: Do I need to be an employee to access your loans?
A: Yes, you need to be in paid employment to access our personal loans
Q: What do I require to be eligible for your loans?
A:
• You must be in a paid employment
• Your age should be between 21 and 58 years
• You must have a salary account
• You must have a pension account or tax ID
• You must have a valid Proof of Identification
• You must have a recent utility Bill (PHCN, Water bill, LAWMA bill OR Rent Agreement)
Q: How do I apply?
A: You can apply through the following ways;
1. Send an email to info@rosabon-finance.com.
2. Call us on these numbers; +2348150880038, +2348150880039
3. Walk into any of our branches in Lagos and Port Harcourt
• 32, Montgomery Road, Sabo, Yaba, Lagos.
• Imperial plaza, No. 24, Olu Obasanjo Road, Port Harcourt
Q: What documents do I need for personal loans?
A:
• 1 Passport Photograph
• A valid means of Identification
• Employee ID Card
• Pension Statement or Tax ID and Employment Letter
• Six months Bank Statement
• Employment offer letter/transfer letter/promotion letter/letter of introduction from company HR,
• Postdated cheques for the rental period
• You must have a recent utility Bill (PHCN, Water bill, LAWMA bill OR Rent Agreement)
Q: Can I access a loan facility from Abuja?
A: Yes, you can access our loan facilities from Abuja
Q: Is the interest rate negotiable?
A: Credit interest rates are not negotiable; it is dependent on what category the client falls under while our Treasury interest rates are competitive and negotiable.
Q: Can someone come over to my office to discuss with me?
A: Yes, a member of our team can come to your office
Q: Do you have an office on the island?
A: No, we presently do not have an office on the island
Q: Can I access the loan facility as a civil servant?
A: Yes, federal civil servants can access the loan facility
Q: Do you grant student loans?
A: No, we presently do not offer loans to students.
Q: Why is there a restriction to the amount I can access based on my salary?
A: Restrictions are placed on amounts that can be accessed based on the customer’s debt to income ratio (DTI). This is to ensure that the customer is able to pay back his/her loan with ease
Q: What can I do to get more funds in case of emergencies?
A: Getting more funds is easy; all you need to do is request for a Top Up considering you have repaid up to 6 months in an 8 months tenor or 4 months in a 6 months tenor.
For more questions kindly send us a mail at clientservices@rosabon-finance.com or call us on +2348150880038, +2348150880039
To know more about our various financial products, log on to www.rosabon-finance.com

Do you have more questions? Feel free to drop them in the comments box and we will answer them as soon as possible.

Emeka deals in branded items and souvenirs which he sources from China. Last month, he got a contract to supply students’ badges to a group of school in Lagos and was given the usual 50 Percent Upfront payment.

As usual, he planned to withdraw from his business account to summate the money so production could commence in China. However, he got the news of his mother’s illness which needed urgent financial attention. With little left in his savings account, Emeka had no choice but to withdraw from his business account as he rushed to the village.

On getting back to Lagos, he was faced with the herculean task of getting the agreed amount to his partner in China soon enough to avoid extra payment because of the fluctuating interest rate and also to meet the School’s deadline.

Just like Emeka many people have their financial plans set, but the unexpected happens altering these plans, causing them to need extra cash fast!

To fast track access to quick cash to individuals in these situations, Rosabon Financial Services, Nigeria’s leading award winning non-banking financial institution introduced the Rosabon Quick Loan, RQL.

The RQL eliminates unnecessary paperwork and long approval time, giving you access to upto N650, 000 to be repaid within 6 months without any Collateral or Guarantor(s).

With the following you are good to go!
• Credible source of income,
• Passport photographs and
• Valid means of identification

Once your application gets approval, you are credited the desired amount by the next business day!

For more information, send an email to clientservices@rosabon-finance.com or call 08150880038, 08150880039. Are you in Port-Harcourt and its environs, send an email to Clientservicesphc@rosabon-finance.com or call 0815 088 0082.