“How Big Are Your Dreams?”

This was the question posed at Mr. Chinedu when he visited Rosabon Financial Services office at Port Harcourt, Rivers State. Mr Chinedu who specializes in dealing with the sales and procurement of Auto Spare Parts was looking to expand his business, despite making close to N300,000 monthly, he is rarely able to save any reasonable amount of money at the end of the month.

When asked why? His reply was “As a guy man I like to dey visit bar anytime my money enter and my babe Nkechi no dey let me rest say I too dey waste money, even though she dey follow me chop inside”. However, he noted that he wanted to do more and take his business seriously, as most of his colleagues in the same line of business were doing better than him.

While searching for means to improve his business and finances, he came across a flyer for one of our investment packages, REAP (Rosabon Earning Plan) which piqued his interest and prompted him to visit our office to inquire. He had an insightful discussion with one of our financial advisors and he was advised appropriately according to the goal he was planning to achieve in the next one year.

Mr. Chinedu started a REAP investment in February 2017, choosing to place funds N100,000 monthly in his account by February, 2018 he had accrued N1,276,343. April 2018, Mr Chinedu smiling broadly alongside a happy looking Nkechi, invited some of the staff of Rosabon Financial Services at Port Harcourt to the opening ceremony of two of his new Spare Part auto stores.

Source: http://rosabon-finance.com/blog/mr-chinedu-became-millionaire-within-year-see/

Yes, you read that right. You can access up to 1 million Naira loan without any collateral or asset with Rosabon Personal Loan facility.



Rosabon Personal Loan is stress-free and affordable and it can be delivered to you within 48 hours once all the requirements are met.



Baba Ade, who suddenly had an urgent need for N1,000,000 Naira as a result of a sudden medical expense he never planned.



His son, Ade, a final year Medical student had been diagnosed with a kidney disease, the medical bills requested by the hospital was well over 2 million naira. Baba Ade and his family were able to raise over a million Naira but the doctors could not start Ade's treatment until the money was complete.



They contacted all their family members and acquaintances in order to raise the rest of the money, including people they had helped in time past, but no one was willing to lend them such an amount of money and time wasn't on their side. A family friend who had obtained a Personal loan from Rosabon Financial Services in the past suggested the credit facility to Baba Ade as a quick and viable alternative without any collateral.



His friend brought him into the office, and he went along with all the necessary documents and requirements. His loan was disbursed in less than 48 hours, everything is now history.

Ade is now doing well as a medical doctor.



You too can easily pay for that family emergency, children’s school fees, buy a land and achieve all your financial goals with our Personal loan.



Rosabon’s Personal loan comes with a flexible repayment period of 3 to 8 months.



Start today and apply by sending a mail to info@rosabon-finance.com.

Do you know that you can easily access a loan of 5 Million Naira and above with Rosabon’s Asset Cash Loan (ACL) facility? Rosabon ACL is a financial solution that offers you the opportunity to easily meet your financial needs and achieve your financial goals, such as buying a car, paying for your children’s school fees or payment of house rent.

Fully licensed by the Central Bank of Nigeria and audited by the EY, Rosabon Financial Services is one of the leading Non-banking Financial Institutions in Nigeria with 25 years of experience in the financial industry.

We’ve been able to create ACL to increase your access to credit facilities without losing your assets, thereby helping you solve financial problems easily and reach those financial goals with no hassle. This simply means that as a vehicle owner you can use your vehicle to access a loan facility of up to N5,000,000 and above with a repayment plan of up to 18 months while you enjoy the use of your vehicle throughout the loan period and definitely after.

ACL also comes with the lowest interest rate available in the financial market, making repayment easy and stress free.

Accessing this loan is easy, we have listed some of the important criterias below:
You must have a steady source of income (e.g an employee / employer earning a stable income)
An asset (vehicle) to access the loan.
Letter of Employment
Utility Bill (PHCN bill/Water bill/LAWMA bill)

That’s it!

Once you have met all requirements, expect your loaned sum within 48 hours!

Send an email to info@rosabon-finance.com or simply visit this link to fill the online application form ----> http:///RFSACL

Often times when financial problems begin to creep in; most especially in the process of executing a project or a goal or attending to family emergencies, most individuals would either turn to selling off their assets such as cars, lands and in very tough situations, their houses.

You can avoid such unpleasant situations with Rosabon Asset Cash Loan, which was created with the aim to increase your access to credit facilities without losing your assets, thereby helping you solve financial problems easily and reach those financial goals with no hassle. This simply means that as a vehicle owner you can use your vehicle to access a loan facility of up to N5,000,000 and above with a repayment plan of up to 18 months while you enjoy the use of your vehicle throughout the loan period and definitely after. You cannot access this loan package anywhere else!

Rosabon’s ACL is quick and affordable and it comes with minimal interest rates. ACL is tailored to meet the needs of individuals and can be accessed within 48 hours once all the requirements are met.

Nigeria’s leading non-banking financial institution, Rosabon Financial Services, licensed by the Central Bank Of Nigeria, turns 25 this year and to celebrate her 25th Anniversary we’d be giving out cool prizes in the forthcoming weeks!

To apply for this loan, simply send an email to info@rosabon-finance.com or call 08150880039 or Whatsapp 08150880038. Visit www.rosabon-finance.com for more info.

Often times when financial problems begin to creep in; most especially in the process of executing a project or a goal or attending to family emergencies, most individuals would either turn to selling off their assets such as cars, lands and in very tough situations, their houses.

You can avoid such unpleasant situations with Rosabon Asset Cash Loan, which was created with the aim to increase your access to credit facilities without losing your assets, thereby helping you solve financial problems easily and reach those financial goals with no hassle. This simply means that as a vehicle owner you can use your vehicle to access a loan facility of up to N5,000,000 and above with a repayment plan of up to 18 months while you enjoy the use of your vehicle throughout the loan period and definitely after. You cannot access this loan package anywhere else!

Rosabon’s ACL is quick and affordable and it comes with minimal interest rates. ACL is tailored to meet the needs of individuals and can be accessed within 48 hours once all the requirements are met.

Nigeria’s leading non-banking financial institution, Rosabon Financial Services, licensed by the Central Bank Of Nigeria, turns 25 this year and to celebrate her 25th Anniversary we’d be giving out cool prizes in the forthcoming weeks!

To apply for this loan, simply send an email to info@rosabon-finance.com or call 08150880039 or Whatsapp 08150880038. Visit www.rosabon-finance.com for more info.

Buying a car outrightly isn’t the only way to own a car, there is also the option of obtaining a vehicle lease, which to some extent makes more financial sense than paying for a vehicle all at once, most especially if you do not have the financial capacity at the time to cover the one off payment.



So what’s a Lease? A lease is a contractual agreement between two parties, the lessor (owner or financer) and the lessee (you). The lessor grants the lessee rights to exclusively possess a specific asset, which can be a land, vehicle, equipments or household appliances, over a specific period of time and pre agreed conditions, in return for specified periodic rental or lease payments.



How Leasing a Car Works In Nigeria

Generally getting a car lease with financial institutions or car leasing companies involves this two options - An “Operating Lease” and or a “Finance Lease”. They are both almost similar but have quite a distinct difference.



With an Operating lease, you are given exclusive rights to use and possess a car over a particular period of time, the period of use is expected to be shorter than the economic life of the car, without any transfer of ownership rights of the vehicle.



During the period of the lease agreement, you are expected to make rental payments (usually monthly) for the use of the vehicle. At the end of the agreed period of use, you will be required to return the vehicle back to the lessor. If you however choose to continue utilizing the vehicle after the end of your lease period, you will be required to apply for a new Operating Lease.



With a Finance Lease, you are also given exclusive rights to use and possess a vehicle over an agreed period of time, which is dependent on your agreement with the lessor. However, the contractual terms of the lease would require that you make an advanced payment for the cost of the vehicle, which is relatively a small percentage of the cost of the asset. While the lessor takes up the larger percentage of the cost of the vehicle (the remaining cost). The agreement also features a fixed monthly payment over the agreed period of time, during this period the ownership of the vehicle will be in the name of the lessor until you complete the final rental payment before ownership of the vehicle can be transferred to you.



What this simply means is, if you wish to own a car and not just possess a car the best type of lease for you as an individual will be a Finance Lease. But for a company this is not advised, Operating lease will be the best option.

Have you ever had an investment go really bad?

Share your story with others

Yes, you read that right, as much as an investment can be very lucrative, help you to achieve your financial goal and make you succeed financially. If you go about it the wrong way you might end up shooting yourself in the foot by losing all your hard earned money, which would cause you to hate all sort of investment opportunities, indirectly making investment your worst enemy. All owing to your poor decision making when it comes to investment.


Investment Can Be Your Worst Enemy When:



Chase After Get Rich Quick Schemes

When someone offers or introduces you to an investment opportunity that promises unimaginable returns over a short period of time, almost looking like a fairy tale, it probably is. It is usually a scheme to rob you off of your money.

Do not get overly get excited about such opportunities to the extent that you’d drop your money without thinking, take your time to think and research about the investment. If you don’t find any information about it, it is best you do not delve into it.


Put All Your Eggs In One Basket:

If you stick to just one investment plan, most especially if it is a high risk investment plan, you might end up losing all your funds. If you are new to the financial market, start with low risk investment plans that offer guaranteed returns, like government securities and investment packages offered by Financial Institutions. That way you are sure you can get your funds with the accrued interest when the tenor ends.



You Do Not Understand What You Are Investing In:

Before you place funds in an investment opportunity, make sure you understand everything and the all terms stated when you are about to embark on it. Take your time, do not rush, if you do not understand any financial terminologies used, request for an explanation. A finance company or an investment broker who truly has your best interest at heart would explain every nitty gritty.

In our own way of promoting a better savings culture amongst Nigerians, we’ve been able to reward customers who invest as little as N20,000 with us with more than 40 million naira for over five years. This we’ve made possible through our special investment package called Rosabon Win-Big Note (RWIN).


Rewarding a Savings Culture
The RWIN investment plan was introduced in September, 2012 to enable an average Nigerian earn more than what he gets from a regular savings account and also stand a chance of winning a whooping N250,000 cash prize with other cash and consolation prizes in our monthly RWIN raffle draw which amounts to a total of N630,000 in prizes(20 lucky winners) monthly.
In the space of 65 months (over 5 years) our customers have been rewarded with well over 40 Million Naira for placing a minimum of N20,000 in their RWIN account for 30 days.

We’ve been able to help people reach their financial goals over and over again by giving them a reason to not just invest but also a chance to win big because, we understand how difficult it can be to invest. People have been able to startup businesses, buy lands, pay their kids school fees and do so much more with our rewarding investment plan, RWIN.

With RWIN everyone's a winner because, in addition to the chance to be one of the 20 lucky winners each month, your savings accrue highly competitive interest rates.

It is not just enough to have a business idea you must act on it to make it a reality, most people think you need a really huge capital to make a business idea successful, but that isn’t always the case, most of the successful entrepreneurs in the world started small before they became bigger.

We wrote on how to develop a business idea earlier on our blog, you can read up before proceeding with turning that idea into a business empire. This can go a long way in helping you achieve the financial breakthrough you’ve always wanted in the New Year.

Believe In Your Product/Service: You must believe strongly that the idea you transformed into a product or service will work, solve problems and also generate profit. You must be able to easily pitch it to people, convince and attract both investor and customers.

Write Your Business Plan: Every successful business has a great business plan and it is very important that you develop one for your business. Your business plan should state your business goals and also indicate how and when you wish to achieve them. It helps put your business in the right direction.

Register Your Company: It is very important that you register your business if you plan to create a very strong business empire and do not wish to stay small so your business would be recognized legally.

Create a Good Brand Identity: Branding is a very important part of a company’s success, from the logo to the color, the catchphrase(s) you intend to use for your business or product and o much more. It defines what your business is and helps her stand out in the crowd.

Launch Your Product or Service: Before you launch the product or service, it must have undergone various stages of testing, no matter how little to ensure that you aren’t coming into the market with below the par product(s) or service(s). Well-executed marketing activities are the core part of this stage.

It is not just enough to have a business idea you must act on it to make it a reality, most people think you need a really huge capital to make a business idea successful, but that isn’t always the case, most of the successful entrepreneurs in the world started small before they became bigger.

We wrote on how to develop a business idea earlier on our blog, you can read up before proceeding with turning that idea into a business empire. This can go a long way in helping you achieve the financial breakthrough you’ve always wanted in the New Year.

Believe In Your Product/Service: You must believe strongly that the idea you transformed into a product or service will work, solve problems and also generate profit. You must be able to easily pitch it to people, convince and attract both investor and customers.

Write Your Business Plan: Every successful business has a great business plan and it is very important that you develop one for your business. Your business plan should state your business goals and also indicate how and when you wish to achieve them. It helps put your business in the right direction.

Register Your Company: It is very important that you register your business if you plan to create a very strong business empire and do not wish to stay small so your business would be recognized legally.

Create a Good Brand Identity: Branding is a very important part of a company’s success, from the logo to the color, the catchphrase(s) you intend to use for your business or product and o much more. It defines what your business is and helps her stand out in the crowd.

Launch Your Product or Service: Before you launch the product or service, it must have undergone various stages of testing, no matter how little to ensure that you aren’t coming into the market with below the par product(s) or service(s). Well-executed marketing activities are the core part of this stage.

Planning towards reaching your financial goals for the year, like buying a car, building your house or taking your family on that vacation you’ve been promising them, can be a daunting task if you have just one source of income coupled with responsibilities and expenses that can pop up at any time, making it quite hard to achieve your financial goals.
However, have you considered other alternatives asides from your monthly income and not about going into business, because that’s what everyone is doing or plan to do and you probably want to do the same, but if you go about it the wrong way you might end up running into unwanted debts, which is not what we want.

Alternatives to Consider:
Placing funds with Financial Investment Institutions: There are lots of financial institutions that offer unbeatable interest rates on your placed funds as opposed to the meagre interest rates you get on regular savings account with banking institutions. Financial Institutions have various investment packages tailored to suit the needs of individuals and you get your investment back at the end or of the agreed tenor with interest. Rosabon Financial Services, a leading financial institution regulated by the CBN, and audited by EY offers such mouth-watering investment packages that you can choose from. There’s currently an investment plan called RWIN, Rosabon Win-Big Note, that offers you a chance not to only earn interest on your investment but also a chance to win as much as N250, 000, amongst other cash and consolation prices when you place a minimum of N20, 000 for 30 days. There are other plans that give you the opportunity to collect interest on your investment upfront while you place your funds or wait until the end of your tenor to collect your investment with interest.

Get a Lease: A lease is quite useful when you plan to acquire assets such as cars, household appliances and many more, depending on the financial institution you wish to get your lease from. Rosabon Financial services also provide personal lease solutions to individuals to help them acquire their dream cars or vehicles (old or new) with ease, you can get a car lease within 48-72 hours and a payment period spread over 36-48 months or less depending on the individual. Another interesting benefit of getting a car lease with Rosabon Finance is that it is collateral free, so you don’t have to worry about losing any of your assets.

Apply for a Loan: When you need to start building your house or complete that housing project you’ve not been able to finish for years or get funds for an expected business opportunity that you can’t afford to miss out on or for a family emergency that just pops up, then considering getting a loan that just suit your needs is great. A loan can help you get by when you are short of funds and you have a secure source of income that will enable you payback within a particular period of time. Rosabon Financial Services has various loan plans tailored to meet the needs of individuals either for short or long term period, with the lowest interest rates available in the financial market. The loans are quite easy to secure and they come with flexible repayment structure.

Whichever of the method above you decide to adopt to achieve your set out financial goals, be rest assured that you are in the safest hands with Rosabon Financial Services.

Planning towards reaching your financial goals for the year, like buying a car, building your house or taking your family on that vacation you’ve been promising them, can be a daunting task if you have just one source of income coupled with responsibilities and expenses that can pop up at any time, making it quite hard to achieve your financial goals.
However, have you considered other alternatives asides from your monthly income and not about going into business, because that’s what everyone is doing or plan to do and you probably want to do the same, but if you go about it the wrong way you might end up running into unwanted debts, which is not what we want.

Alternatives to Consider:
Placing funds with Financial Investment Institutions: There are lots of financial institutions that offer unbeatable interest rates on your placed funds as opposed to the meagre interest rates you get on regular savings account with banking institutions. Financial Institutions have various investment packages tailored to suit the needs of individuals and you get your investment back at the end or of the agreed tenor with interest. Rosabon Financial Services, a leading financial institution regulated by the CBN, and audited by EY offers such mouth-watering investment packages that you can choose from. There’s currently an investment plan called RWIN, Rosabon Win-Big Note, that offers you a chance not to only earn interest on your investment but also a chance to win as much as N250, 000, amongst other cash and consolation prices when you place a minimum of N20, 000 for 30 days. There are other plans that give you the opportunity to collect interest on your investment upfront while you place your funds or wait until the end of your tenor to collect your investment with interest.

Get a Lease: A lease is quite useful when you plan to acquire assets such as cars, household appliances and many more, depending on the financial institution you wish to get your lease from. Rosabon Financial services also provide personal lease solutions to individuals to help them acquire their dream cars or vehicles (old or new) with ease, you can get a car lease within 48-72 hours and a payment period spread over 36-48 months or less depending on the individual. Another interesting benefit of getting a car lease with Rosabon Finance is that it is collateral free, so you don’t have to worry about losing any of your assets.

Apply for a Loan: When you need to start building your house or complete that housing project you’ve not been able to finish for years or get funds for an expected business opportunity that you can’t afford to miss out on or for a family emergency that just pops up, then considering getting a loan that just suit your needs is great. A loan can help you get by when you are short of funds and you have a secure source of income that will enable you payback within a particular period of time. Rosabon Financial Services has various loan plans tailored to meet the needs of individuals either for short or long term period, with the lowest interest rates available in the financial market. The loans are quite easy to secure and they come with flexible repayment structure.

Whichever of the method above you decide to adopt to achieve your set out financial goals, be rest assured that you are in the safest hands with Rosabon Financial Services.

If you have ever made contributions as a group with your colleagues, family, or co-operative, then you know it felt and how useful it was when it was your turn to collect.
Inspired by the traditional Àjọ/Esusu/Cooperative contributions, Rosabon Àjọ aims to make group contributions more rewarding. People who make their group contributions with Rosabon Àjọ can receive interests as high as 14% on their principal, in addition to other benefits.

A Secure Way To Make Group Contributions
Rosabon serves as the independent third party which houses your group’s funds. This eliminates the danger of one person eloping with the group’s funds.
Rosabon is also regulated by the CBN, and audited by EY. As such, your funds will be 100% safe with us.

Why you consider making your group contributions with Rosabon Àjọ:
• Rosabon offers high interest rates on the funds invested unlike traditional Àjọ/cooperatives.
• Unnecessary charges associated with housing group funds with banks are eliminated with the Rosabon Àjọ.
• Ease of contribution.
• Option to borrow against the funds invested at very cheap rates.
• Rosabon Àjọ offers an unbiased/independent way for groups to make contributions, as the funds are not domiciled with any single member but with Rosabon.
• Interest is compounded monthly giving the subscribers a higher yield.
• Personalised relationship manager who provides expert financial advisory services.

Want to know more? Shoot us an email at info@rosabon-finance.com, chat us up on Whatsapp at +2348150880038 or call us on +2348150880039.

If you have ever made contributions as a group with your colleagues, family, or co-operative, then you know how it felt and how useful it was when it was your turn to collect.
Inspired by the traditional Àjọ/Esusu/Cooperative contributions, Rosabon Àjọ aims to make group contributions more rewarding. People who make their group contributions with Rosabon Àjọ can receive interests as high as 14% on their principal, in addition to other benefits.

A Secure Way To Make Group Contributions
Rosabon serves as the independent third party which houses your group’s funds. This eliminates the danger of one person eloping with the group’s funds.
Rosabon is also regulated by the CBN, and audited by EY. As such, your funds will be 100% safe with us.

Why you consider making your group contributions with Rosabon Àjọ:
• Rosabon offers high interest rates on the funds invested unlike traditional Àjọ/cooperatives.
• Unnecessary charges associated with housing group funds with banks are eliminated with the Rosabon Àjọ.
• Ease of contribution.
• Option to borrow against the funds invested at very cheap rates.
• Rosabon Àjọ offers an unbiased/independent way for groups to make contributions, as the funds are not domiciled with any single member but with Rosabon.
• Interest is compounded monthly giving the subscribers a higher yield.
• Personalised relationship manager who provides expert financial advisory services.

Want to know more? Shoot us an email at info@rosabon-finance.com, chat us up on Whatsapp at +2348150880038 or call us on +2348150880039.

If you have ever made contributions as a group with your colleagues, family, or co-operative, then you know how it felt and how useful it was when it was your turn to collect.
Inspired by the traditional Àjọ/Esusu/Cooperative contributions, Rosabon Àjọ aims to make group contributions more rewarding. People who make their group contributions with Rosabon Àjọ can receive interests as high as 14% on their principal, in addition to other benefits.

A Secure Way To Make Group Contributions
Rosabon serves as the independent third party which houses your group’s funds. This eliminates the danger of one person eloping with the group’s funds.
Rosabon is also regulated by the CBN, and audited by EY. As such, your funds will be 100% safe with us.

Why you consider making your group contributions with Rosabon Àjọ:
• Rosabon offers high interest rates on the funds invested unlike traditional Àjọ/cooperatives.
• Unnecessary charges associated with housing group funds with banks are eliminated with the Rosabon Àjọ.
• Ease of contribution.
• Option to borrow against the funds invested at very cheap rates.
• Rosabon Àjọ offers an unbiased/independent way for groups to make contributions, as the funds are not domiciled with any single member but with Rosabon.
• Interest is compounded monthly giving the subscribers a higher yield.
• Personalised relationship manager who provides expert financial advisory services.

Want to know more? Shoot us an email at info@rosabon-finance.com, chat us up on Whatsapp at +2348150880038 or call us on +2348150880039.

Your investment plan should be based on your life and goals, not some impersonal benchmark. Most people who decide they want to invest look into shares and the stock market. However, the stock market is very unstable and prices could crash at any time.
If you are looking for a smart low-risk way to build a fortune, a guaranteed returns investment is the way to go. Rosabon Treasury Note (RTN) is one of such. RTN offers you the option of a fund management solution with guaranteed returns and highly competitive interest rates.

Who can use RTN?
Everyone.
-Are you retired, or a few years away from retiring? Then the safest course of action when it comes to secure investments is relarisk-freesk free investments like RTN.

-If you are not approaching retirement, or just cannot afford to invest in government securities, you’re almost certainly looking for investments that are not as volatile as the stock market which also yield great returns. RTN is the answer.

-Are you a business owner or a salary earner? You also can tap into this investment plan and start building a sustainable investment portfolio with as little as NGN50,000

You need not have huge stockpiles of money to augment your investment portfolio with a high-return, low-risk investment.

With RTN, you have the option to build your portfolio with a flexible tenor-based account which offers highly competitive interest rates.
You get to decide your deposit, tenor of investment plan and form of payment.
Your returns are guaranteed, and you can choose to receive your interests upfront thus achieving a higher yield on your investment.

What do you get from RTN?
There are a lot of benefits attached to being a Rosabon Treasury Note customer, some are:
-Borrow against your funds (up to 150% your investments)
-Interest rates on Deposits over N1, 000, 000 can be negotiated.
-Flexible investment opportunities
-You can choose to receive your interests upfront
-We are both licensed and regulated by CBN so your funds are 100% safe with us.
- NGN1.5 Billion in funds under management.
-Wide range of investment tenor ranging from 90 days to 365 days
-Highly competitive interest rates up to 21.25%
-Personalised client-manager relationship and financial advisory
-Easy access to swift Customer Service
How To Get Started With Rtn
A RTN account can be opened through the following mediums;
Send an email to clientservices@rosabon-finance.com
Call us on these numbers; 08150880038(LAG) | 08150880039(LAG) | 08150880082(PH) | 08150991085(ABJ) | 08150991086(WARRI)
Send a whatsapp message to 08150880038

Are you tired of paying rent and want to finally own your dream house? Have you daydreamed about a destination wedding or an amazing vacation that you feel like you cannot afford?
Then REAP (Rosabon Earning Plan) is for you. REAP offers you the chance to save towards your goals, and rewards you substantially for it with great interest rates on your fund placements.

You also have the option to withdraw your funds at any time, no questions asked.

Benefits Of A REAP Account

Flexible Monthly Deposit.
Competitive interest rate which ensures profit on your deposit.
You can open an account with as little as ₦20,000.
All your savings yield returns unfailingly.
Peace of mind.
Better planning to achieve your goals.

How To Open A REAP Account

It is incredibly easy to open a REAP account

Simply visit our dedicated page here and click on the apply now button
You can also shoot us an email at client srevices@rosabon-finance.com or call us at +2348150880038, +2348150880039, +2348150991085, +2348150991086, +234150880082 and our client service officers would be glad to attend to you.
Start saving towards realizing your dreams today.

The biggest problem which Small and Medium Enterprises in Nigeria face is sustainability. Most businesses start off strong and fade out due to a lack of working capital to pump into the business.
If you have a struggling business and you need help to keep it up and running, REEF( Rosabon Emerging Enterprise Fund) is the answer.
REEF is Rosabon’s all encompassing financial solution created specifically for Nigerian SMEs to ensure they can cater to their daily operational needs and still set funds aside to cater to other short or long term goals.
Most business owners tend to have all of their money tied up in their business, with other financial obligations causing a strain. However, Rosabon is aiming to make being an entrepreneur less financially draining,
Benefits Of REEF
Free access to quarterly business seminars specifically designed for SMEs
Access to affordable business loans
Interest on investment can be collected upfront to fund working capital needs
A dedicated Newsletter database
Dedicated helpdesk to assist should you have enquires
Free publicity on our website

Need more working capital, Want to see your business turn more profits? Start Now.
Visit our REEF page here to apply

Every month at Rosabon Financial Services, The RWIN draw holds, and a total of 20 lucky winners emerge to win prizes worth a total of N650,000.

Ten people win recharge cards, and ten people win cash prizes.

Last week Saturday, on the 7th of October, we had a good turnout of RWIN clients who came to watch the draw, and the twenty winners of September's edition of The Rosabon Win Big Note Draw were picked.



CASH PRIZE WINNERS

1ST PRIZE 250,000- RISIKAT ARAMIDE SHODUNKE
2ND PRIZE 100,000- WILCOX ALESTA
3RD PRIZE 80,000- OFFOR EMEKA ATHANASIUS
4TH PRIZE 50,000- OLUSOLA OKANLAWON
5TH PRIZE 40,000- ADENIKE BELLO
6TH PRIZE 30,000- AREGBESOLA OLUSEGUN MICHEAL
7TH PRIZE 25,000- UNCLE SAM FIN CONSULT
8TH PRIZE 20,000- OLUSOLA OKANLAWON
9TH PRIZE 15,000- RUBY ONYERUGBO
10TH PRIZE 10,000- OBIAKONWA EBUKA GERALD
RECHARGE CARD WINNERS (N1000 each)

Etuk Godwin Benson
Favour Oseghale
Ahmed A Ashake
Columbus O Richard
Nallah Isiaq Suyuti
Sokunle Wasiu Abolore
Adebayo Folorunso Adeyinka
Ruby Onyerugbo
Ogbonna Chinyere Ann
Odutolu Iyabode Abosede Janet


Every RWIN account holder is a winner because, in addition to the chance to be one of the 20 lucky winners each month, your savings accrue highly competitive interest rates.

The next lucky winner of the grand prize of N250,000 could be you. Open a RWIN account today and start winning.

20,000 guarantees you one slot in the draw. The more money in your account, The higher your chances of winning. Visit our RWIN page here to learn more. You can open an account instantly by clicking on the 'apply now' button

Email info.treasury@rosabon-finance.com or call +2348150880038 for enquiries

From the moment your child is born, they rely on you for everything important in their lives; from the day they take their first step with their trusting hands in yours, to the day you celebrate their graduation from the university with a smile on your face.

Money isn't everything, but it is vital to make your kids' dreams come true. When you have savings, you can meet the future without hesitation and with a smile on your face.

It's never too early to start setting funds aside for your kids' future. You might be saving for the long-term, to cover university costs; or it could be a short-term thing to make paying their next school fees stress-free. Either way, we recognize the need to put your children first, and we've got you covered.

REAP is the ideal way to set funds aside for your kids' future. With as little as N20,000 you can start sowing into their future. With great interest rates that make saving rewarding and incentivize you to save more, REAP is the low-high income earner's best friend.





At Rosabon, we understand that saving is not very easy, especially in this economic climate. But we also recognize the importance of setting funds aside for the future. Hence we aim to make saving as rewarding as possible for you. Place your funds with REAP and watch your money grow.



We offer interest rates as high as 12.50% on fund placements, as well as the option to make monthly payments into your REAP account via a standing order mandate to your bank. We offer 0.50% incremental interests to all clients who do this.

You can visit our site and calculate potential interests on your deposits here

Other Benefits of REAP include:

Monthly deposits which are flexible and can be liquidated at any time.
Competitive interest rates which ensure profits on your savings, no matter how small they are.
You can start saving with as little as N20,000.
Your funds are a 100% secure with us.
Call +2348150880038 or email clientservices@rosabon-finance.com to start saving today.

From the moment your child is born, they rely on you for everything important in their lives; from the day they take their first step with their trusting hands in yours, to the day you celebrate their graduation from the university with a smile on your face.

Money isn't everything, but it is vital to make your kids' dreams come true. When you have savings, you can meet the future without hesitation and with a smile on your face.

It's never too early to start setting funds aside for your kids' future. You might be saving for the long-term, to cover university costs; or it could be a short-term thing to make paying their next school fees stress-free. Either way, we recognize the need to put your children first, and we've got you covered.

REAP is the ideal way to set funds aside for your kids' future. With as little as N20,000 you can start sowing into their future. With great interest rates that make saving rewarding and incentivize you to save more, REAP is the low-high income earner's best friend.





At Rosabon, we understand that saving is not very easy, especially in this economic climate. But we also recognize the importance of setting funds aside for the future. Hence we aim to make saving as rewarding as possible for you. Place your funds with REAP and watch your money grow.



We offer interest rates as high as 12.50% on fund placements, as well as the option to make monthly payments into your REAP account via a standing order mandate to your bank. We offer 0.50% incremental interests to all clients who do this.

You can visit our site and calculate potential interests on your deposits here

Other Benefits of REAP include:

Monthly deposits which are flexible and can be liquidated at any time.
Competitive interest rates which ensure profits on your savings, no matter how small they are.
You can start saving with as little as N20,000.
Your funds are a 100% secure with us.
Call +2348150880038 or email clientservices@rosabon-finance.com to start saving today.

Are you tired of your regular savings account offering you barely discernable interest rates and no returns? Then RWIN is for you. RWIN is Rosabon’s niche fund management solution with competitive interest rates. It also gives you the chance to win N250,000 every month!
You can open an account with as little as N20,000.
N20,000 gives you one slot in the monthly draw. The more money in your RWIN account, the more chances you have of winning. For example, N100,000 gives you five slots in the monthly draw.
There are 20 lucky winners each month for a total of N610,000 worth of prizes. Ten lucky people win cash prizes and another ten lucky people win recharge cards.
You get this golden opportunity EVERY MONTH as long as you have a RWIN account. There are no hidden charges as Rosabon is a completely legit operation licensed by CBN. Visit our website here: https://www.rosabon-finance.com/win-big-note?utm_source=promotedarticle&utm_medium=sponsoredarticle&utm_term=RWIN&utm_content=27_09_2017&utm_campaign=RWIN to learn more.
You can also send an email to info.treasury@rosabon-finance.com or call +2348150880038, +2348150880039 for enquiries.

With unbeatable interest rates which rival interests received on the Federal Government’s treasury bills; Rosabon is committed to helping you Build, Manage, and Sustain your wealth.

Who We Are
Award Winning Rosabon Financial Services is a world-class financial institution which is licensed by the Central Bank of Nigeria.
Our work draws on over 23 years of experience as a non-bank financial institution; we tailor our lease, loans, and investment offerings to meet the financial needs of our customers.
The firm has received multiple awards including the;
MEA business awards;
IFC affiliated CFI Best SME Financial Advisory awards;
African Financial Quality Service Loans Awards for best practice in Treasury Management, equipment leasing, and corporate venturing.

How To Invest With Us
We offer a wide range of flexible investment packages aimed at helping individuals and companies alike Build, Manage and Sustain wealth.
Our treasury products are the best risk-free investment you could make and here is why;

Our interest rates are highly negotiable and returns are guaranteed. Although these rates on our investment packages are largely dependent on principal and tenor chosen.
1% maturity bonus on all investments which can be redeemed at the time of deposit or at the end of the investment tenor.

Rosabon Treasury Note (RTN)
This is a tenor-based account which offers highly competitive interest rates for individuals and corporate organizations.
Benefits of RTN
You get a higher interest than what you would get on Treasury Bills
Interest rates as high as 21.25% redeemable on some investments
Flexibility: you get to determine the tenor of your investment plan
You get to negotiate interest rates on all deposits above 1,000,000
You can borrow against your investment, and get top priority when it comes to access to loans
Considerably lower interest rates on loans
The opportunity to network with other High Networth Individuals at our annual events.


Rosabon Promissory Note (RPN)
The Rosabon Promissory Note, RPN is designed for companies and high net worth individuals. It is an agreement from us to pay account holders back within a specified period of time in instalments.
Benefits of RPN
Attractive interest rates on a minimum placement of ₦2,000,000 for individual and ₦5,000,000 for Corporate account.
Interest rates on Deposits over ₦2,000,000 can be negotiated.
Flexible investment opportunities
Higher tenor attracts higher interest
Repayment is guaranteed by issuance of post-dated cheques

Rosabon has an active customer base of over 5000 clients. Our focus on client satisfaction, integrity, and professionalism have ensured that they have continued to partner with us over time.
Some of our clients include:
Shell
Schlumberger
OVH
Huawei
Nestle

All our investments are solid low risk ventures and we have a policy of transparency and integrity.
Send an email to us at info@rosabon-finance.com or call us on +2348150880038,+2348150880039 for further enquires.

In this harsh economy where money is quite difficult to come by, do you know that a whopping N250, 000 could be yours? Are you serious, you say? Yes, we mean it!

Imagine the great sense of relief when you think of all that can be done with the whooping sum considering the economy’s recent state. With just a few steps, you could walk away with the grand prize of N250, 000 at our monthly RWIN Draws.

The Rosabon Win Big Note – RWIN is a monthly fund placement plan that offers you a higher interest rate and other mouthwatering benefits than any other regular savings account.

For every block of N20, 000 placed in your account for a tenor of 30 days, you get a chance to win cash prizes from N10, 000 to N250, 000 at our monthly draw which holds every first Saturday of the month.

STEP ONE
Determine your monthly fund placement (a minimum of N20, 000)

STEP TWO
Indicate interest by filling the form on our website, speaking to a treasury representative or visiting our offices.

STEP THREE
Once all documentation has been done, start your fund placements (Note that every N20,000 guarantees you one chance at the draws, so the higher you deposit the higher your chances of winning the grand prize!)

STEP FOUR
Your fund is entered into the draw at the end of the month (3O Days)

STEP FIVE
Attend the exciting draws every first Saturday of the month

Voila, you could end up being the winner of the grand prize of N250, 000!

Due to the Sallah celebrations and in order to ensure that all our clients get the chance to attend, this month’s Draw has been moved to Saturday, September 9, 2017 and as usual it promises to be an exciting one filled with food, music, refreshment, consolation prizes, other side attractions and Networking opportunity.

Don’t have an RWIN account yet? Not a problem, you can open one for yourself and other family members today to start enjoying limitless benefits.

For more information, send an email to clientservices@rosabon-finance.com , call our client service representatives on 08150880039, 08150880039 or visit www.rosabon-finance.com/rwin .

WATCH YOUR MONEY WORK FOR YOU!
So you just landed this huge deal that brought in quite a huge sum, congratulations!
After making payment for everything and to everyone necessary, you discover that you still have some change to spare, great!
Do you know that you can earn mouthwatering interest on that fund even on a short term basis?
Last week was about setting funds aside for future goals. This week, we would be discussing “Watching your money work for you.”
The Rosabon Treasury Note – RTN is one of the easiest and most guaranteed ways to earn more than the meager interest rates on your regular savings account.
It is a flexible tenor-based plan that offers highly competitive interest rates on placements of individuals and corporate organizations.
That’s not all! You also get to determine your deposit, the tenor of your investment plan (Between 30 days and one year) and your form of payment.
You know what’s more interesting? Once your placement is above N1, 000,000 you are allowed to negotiate your desired interest rates.
Why not invest in the Rosabon Tenor Note, RTN, and watch your money multiply with ripple effect.
Get on board today and make great returns!

Want to know more about RTN, call our client services on +2348150880038 or +2348150880039 or visit www.rosabon-finance.com/treasury-note

The yuletide season is upon us! Few more months to go, can you feel it?

For many, Christmas is not just about the festivities and merriment; it also comes with new hope and dreams for the New Year.
Do you have plans to move into your own house this season? Acquire that brand new car?
Were you looking to get married but was unable to do so because you had to spend your money on other urgent needs earlier in the year?
Keep reading to find out strategies to maximize your income!

Set a budget

One of the best ways to maximize your income and plan for future goals is setting a budget. Once you have an idea of what you spend in a month, the next step is organizing your recorded expenses into a workable budget.
This budget outlines how your expenses matches up to your income, helping you plan spending and limit overspending. In addition to your monthly expenses, be sure to factor in expenses that occur regularly but not every month, such as car maintenance, fuelling etc. From there, you should be able to work out how much money you would need to put away each month.

Record your expenses

After setting your budget, it’s time to record your daily expenses. To effectively set money aside, you need to figure how much you want to spend and how.
Keep track of all your expenses, no matter how little. This means that every coffee, airtime, newspaper and snack you buy, you should be able to account for them. Once you have your data, organize the numbers by categories and total each amount.
You receipts, bank statements and other items can help you with this. With the constant technological advancements, there are now apps that can help you achieve these seamlessly.

Decide on your priorities

After your expenses and income, your goals are likely to have the biggest impact on how you save money.
While doing this, remember your long –term goals and ensure that planning for retirement doesn’t take a back seat to shorter-term needs.
Prioritizing goals gives you a clear idea of where to start saving. For example, if you know you’re going to need to replace your car in the near future, you could start putting money away for one.

Use the right tools

When planning for future goals, it is usually important to use the right third party tools. These tools are not only good for accountability purposes, they also smart ways to earn interest on your funds.
These tools could be in form of fund placement plans which lock in your money at a specific interest rate for a specific period of time.
We know that setting money aside is easier said than done, but it’s possible with the right knowledge and partner.

How do you set funds aside for your goals? Share with us, we would like to know!

Responsive Design, Aesthetics and Better Navigation – Welcome to our newly upgraded website!

Working in line with our “Continuous Improvement” mantra and in a bid to maintain our position as Nigeria’s foremost Non-Banking Financial Intermediary firm, Rosabon Financial Services has launched her upgraded website for better user experience.

Upgrading the Rosabon Financial Services website is part of the award winning organization’s efforts to reposition its brand, keep up with technological advancements, whilst ensuring that clients are able to access information on all products and services in a seamless and timely manner at the click of a button.

The upgraded website which is desktop and mobile friendly is highly responsive, loaded with customer-focused content, better aesthetics and functionality which ensures seamless use.

That’s not all; additional value-added features such as; interest calculator for loan, treasury and lease products, online account opening forms are also available on the new website. Our customers also get first-hand and real time information on financial tips, news, updates and activities going on in the organization via our revamped blog and events page.

Ready for the new feel? Click here! Or visit www.rosabon-finance.com

No matter the kind of business you are involved in, one thing is sure!
You need funds for daily business activities, just as you need an investment plan to guarantee your business and personal long term goals. Like most business owners, you probably don’t know how to maintain this balance but that’s okay, we have a solution for you -REEF!
The Rosabon Emerging Enterprise Fund - REEF is an all-encompassing business and lifestyle product that helps businesses expand and remain profitable whilst ensuring they have adequate funds set aside for future personal and business goals.
REEF is a plan for business owners who are willing to earn highly competitive interest rates on their investments while being able to access a business loan for working capital needs and business expansion.

BENEFITS OF REEF
• Highly competitive interest rates on investment
• Interest on investment can be collected upfront to fund working capital needs
• Access to cheap business loans
• Access to quarterly business seminars specifically designed for SMEs
• Dedicated helpdesk to answer SME related questions
• Free publicity for some SME clients on our website

APPLICATION REQUIREMENTS
• Completed application form
• Letter from principal partners authorizing the business relationship
• Certificate for registration of business names
• Passport photograph of appointed signatories to the account
• Means of identification of appointed signatories to the account
• Valid utility bill (PHCN, Water bill, etc)
• Rosabon duly completed KYC form

For more information, visit www.rosabon-finance.com/REEF, send a mail to clientservices@rosabon-finance.com or call our customer service representatives on 08150880038, 08150880039 (Lagos), 08150991085(Abuja), 08150880082 (P/Harcourt) and 08036485861 (Warri).

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