Programming › Re: Which Of These AI Tools Is The Best And Why? Please Vote. by SALLYBERRY01(m): 5:26am On Feb 16 |
Can someone suggest a good AI tool that can help interior designers |
Properties › Re: Quality & Affordable interior and Exterior Designs Services For your Home/Office by SALLYBERRY01(op): 4:16pm On Aug 25, 2025 |
Geekop: Long time Yes more active on TikTok now Atlantic_interiors |
Health › Re: What Do You Use To Last In Bed? by SALLYBERRY01(m): 9:18pm On Aug 24, 2025 |
Yes |
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Properties › Re: Quality & Affordable interior and Exterior Designs Services For your Home/Office by SALLYBERRY01(op): 8:25pm On Aug 24, 2025 |
Good evening |
Autos › Re: Lexus Rx 330 2006 Vs Rav4 2009 by SALLYBERRY01(m): 12:17pm On May 22, 2025 |
Timolanki: Please family, I am confused in my choice of first car. I want to buy either lexus RX330 2006 model or Rav 4 2009 model but I don't know the one to pick. I need the one with a lesser fuel consumption rate, easy to maintain, spacious and durable. Please if u ve experience with any of them do share with me to guide my choice. Thanks. Which one did you later go for ? |
Career › Re: What's Your Greatest Mistake In Life? Share Your Experience by SALLYBERRY01(m): 6:16pm On May 11, 2025 |
OnlyChris: Being a s€x addict. What do you mean by sex addict? |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 12:06pm On Apr 13, 2025 |
Grupo: To those that bought their first car when did you decide it was time ?
Got my first car, which I still drive by the way on December 1st, 2019.
The reason I decided to get the car was funny. I had been sick sometime in November of that year. Then one morning, it dawned on me that if I died now, no one knew of any money I had. And I would have died without enjoying the little I had made. I was 28 at the time.
So I decided to just get a car as that was the only thing that would make me happy at the time.
After buying your first car how much did you have left?
So I had circa 1.8m in cash at the time and had another 3.4m in treasury bills that was maturing in February 2020.
I got my car for 1.4m. It was a 2007 Toyota corolla. Naija used but with a tokunbo engine. Got it from Gazzuzz (RIP).
You can do the maths to know how much I still had left after buying the car.
Did you regret buying it?
No. I never regretted it. And I still have the car till now. The car has been very reliable. And has helped my movements so well.
I travel a lot both intra and inter state. And the convenience of a personal car has made my journeys so bearable. I've never used public transport for any of my journeys since I got that car in 2019. So the car has really served me.
Car or Land first which one will you suggest?
Just do the one that you need the most.
I plan to change my car soon, and I still don't have a piece of land.
I honestly don't fancy this idea of buying land inside the bush and leaving it for years to appreciate.
I prefer to buy land in an already developed part of town (more pricey, yes). And building on it immediately. And that's what I am going to do when I am ready.
Honestly, the money I used to buy my car wouldn't have gotten me a good piece of land in a developed part of town.
In this life, you must realize that almost everyone has an ulterior motive when dishing advice.
Most land agents will tell you to buy land first, and build a house because they expect you'll buy from them.
But let's be realistic, the amount you'll need to buy a car and the one you'll need to build a house are never the same.
For instance, the car I want to buy next costs 14m. But if I want to build a bungalow, I'll need nothing less than 50m, land inclusive.
So we can't really compare house and car.
At the end of the day, you just have to do what's best for you. If you want to go and tie down money in a bush, hoping for 20 years that it appreciates, that's on you. Thank you so much for your input , it really an eye opener I really appreciate |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 5:39am On Apr 13, 2025 |
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Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 5:38am On Apr 13, 2025 |
JentleJosh: 1. When did you decide it was time to buy your first car?
Later part of 2023. The cost of Uber and Bolt had skyrocketed, and I realized I was spending an absurd amount on transportation. It hit me that owning a car would be more cost-effective in the long run. Plus, it felt like one of those things you eventually step into as an adult. So, I just went for it.
2. After buying your first car, how much did you have left?
I had about the same value of the car left in savings. I quickly invested a portion of that into real estate shortly after.
3. Did you regret buying the car?
Not at all. I took my time to research and make a well-informed decision. Even though it was a registered (used) car, it’s been reliable and has had no major issues. More importantly, it significantly improved my quality of life—and even the lives of people around me. It’s also helped me save money on transportation overall. I documented my experience getting my car in my blog - that might be helpful. It’s in my signature.
4. Car or land first—what would you suggest?
I bought land and started building in Ibadan back in 2021. By 2023, I had gotten it to the carcass stage, then paused for a while. I recently completed it and rented it out. Funny enough, I still live in a rented apartment because the area isn’t developed enough for me to live in yet—even for holidays.
My advice? Do what makes the most sense for your current situation, but also think about what will make you happy and comfortable.
When I started my building project, I was okay with using Uber and public transport—it worked for that phase of my life. So, I didn’t really need a car at the time.
If you’re thinking of getting a car now:
Decide on a budget which ideally shouldn't cost more than 50% of your total savings. If it does, it might be wise to keep saving.
If you're considering buying land:
If the goal is to eventually live there, be very strategic about the location. I wasn’t as strategic as I should have been. I banked on the area developing quickly, but that hasn’t happened. People live there, but it's not developed enough for me—so I just rented it out.
What would I have done differently?
If I had the knowledge I have now back in 2021, I probably wouldn’t have bought land and started building. Instead, I’d have looked into pooling funds to co-develop income-generating properties. That way, I’d have recurring revenue today—and possibly the capital to buy land in a more upscale area.
Cheers! Thank you for taking your time to contribute to this thread I appreciate your input |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 11:20pm On Apr 12, 2025 |
TechCapon: 9m can't get you direct Belgium of these cars, only naija used. Was curious too. |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 10:22pm On Apr 12, 2025 |
laivwire: Why would you buy a house first? A house ia luxury because business wise, the liquid cash returns are so low. You need stable hustle and business first before house.
Get a car first, it opens more opportunities. Also get a cheap but reliable Naija used as your first car to learn the ropes if you're not buoyant enough for a toks. You can upgrade as your income grows later.
You don't want to replace engine or rear light or #1m Thank you for input, my buisness requires me to move from one place to another, like how much can one budget for rav 4 nigeria used in a good condition. 07 upwqrd |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 10:18pm On Apr 12, 2025 |
adecamp: First of all, are you a businessman or a salary earner ? I'm a buisness man, I'm into interior and exterior desigs |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 10:16pm On Apr 12, 2025 |
Letmecum: 2014 honda Accord Sport. Or Camry . But I prefer Honda Tokunbo 9m right |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 10:15pm On Apr 12, 2025 |
greggng: Make sure you build a house ...even if na room and parlour ...ride is a liability depending on what you are using it for ....but your house can accommodate you ...be rented to others ...you can even sell it and make more money ...for those relocating .....for me i built a house b4 buying a car Thank you for the input I really appreciate it |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 6:48pm On Apr 12, 2025 |
Letmecum: Oga car first. Because na car go give you quick connect to go higher. Except you're not an hustler. I'm targeting 9m to get a direct Belgium so I can face this hustle better. Because if as you dey hustle and you go buy Nigeria drive wen get problem. It will drag you back in life 10times. Car first abeg Thank you sir , I like your advice what car do you intend to buy? |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 5:47pm On Apr 12, 2025 |
Waiting |
Autos › Re: To Those That Bought Their First Car by SALLYBERRY01(op): 5:47pm On Apr 12, 2025 |
Please your contribution will be appreciated |
Autos › To Those That Bought Their First Car by SALLYBERRY01(op): 5:46pm On Apr 12, 2025 |
To those that bought their first car when did you decide it was time ? After buying your first car how much did you have left? Did you regret buying it? Car or Land first which one will you suggest? |
Politics › Re: MDAs, Presidency Spend ₦1.9 Billion On Trips, Training In France by SALLYBERRY01(m): 5:24am On Mar 09, 2025 |
I have this iPhone 12promax for sale 128gb very neat bh is 80% price is 650k |
Technology Market › Re: TLC OFFER Ebay, offerup orderShip To Lagos # ship @20$ # check deal last page by SALLYBERRY01(m): 9:20am On Mar 04, 2025 |
ndudiogeleka: iphone xr cracked front and back 128g total landing cost 170k 140k |
Technology Market › Re: Iphone Xr No Face I.d, 128gb With Truetone by SALLYBERRY01(m): 2:50am On Mar 01, 2025 |
150 |
Business › Re: What Has Been Your Biggest Source Of Income In 2024? by SALLYBERRY01(m): 7:39pm On Dec 18, 2024 |
I’m the most popular interior designer on TikTok.
Atlantic_ interiors
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Phones › Re: Samsung Official Thread by SALLYBERRY01(m): 7:23am On Nov 25, 2024 |
Good morning please I just woke up to this line on my samsung s20 fe and the screen is not touching is there a partial solution that won’t cost me more
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Technology Market › Re: All Offerup, Letgo, Craigslist, 5miles, Ebay, Amazon Deals.*READ FIRST PAGE* by SALLYBERRY01(m): 7:19am On Nov 25, 2024 |
Who have samsung s20fe screen for sale
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Technology Market › Re: House Clearance Sales.. Come In Here!!!! by SALLYBERRY01(m): 5:32pm On Nov 12, 2024 |
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Crime › Re: Pandemonium As Police, NSCDC Clash In Osun (Photos) by SALLYBERRY01(m): 7:47pm On Oct 25, 2024 |
Like for police, share for NSDC |
Fashion › Re: Tall Guys' Fashion Issues In Nigeria by SALLYBERRY01(m): 8:47pm On Oct 17, 2024 |
theoadedi: Hi Sallyberry Did you ever get a shoe plug? No |
Phones › Re: Can I Get Iphone 12 Promax For 500k? by SALLYBERRY01(op): 11:39pm On Oct 04, 2024 |
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Phones › Re: Can I Get Iphone 12 Promax For 500k? by SALLYBERRY01(op): 3:21am On Oct 04, 2024 |
Pussyisgud: Use that money to do better thing in your life. Ok |
Phones › Can I Get Iphone 12 Promax For 500k? by SALLYBERRY01(op): 6:09pm On Oct 03, 2024 |
I'm on a budget I just need an upgrade, most important thing to me is camera |
Politics › Re: We’ll Teach You A Lesson’, Wike Mocks Fubara Camp For ‘Seeking Refuge’ In APP by SALLYBERRY01(m): 8:25am On Sep 29, 2024 |
Power is transient.
Your time is definitely coming ,The house you dream of, you will build and live in. Claim it!
IG: atlantic_interiors Tiktok: atlantic_interiors
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