₦airaland Forum

Enugurangers:
You call someone who served as member of the Nigerian House of Representatives for three times pedestrian analyst. Lol

I am sure you cant even win a ward election in your village.

Who told you his wife would even vote for the nonentity

Ifeoluwadev:
Before anybody calls me a liar or a complainer, sit down and read this first. Because I have numbers. And numbers don't lie.

In 2019, I was earning ₦150,000 per month. Junior staff. I was not rich at all. But I was comfortable. I could breathe.

Today in 2026, I earn ₦500,000 per month. On paper that is more than 3x growth. I should be living large. I should have savings. I should be talking about investments by now.

Instead I am broke before the 25th of every month.

Let me show you exactly why.


THE NAIRA ITSELF
In 2019, one dollar was roughly ₦360.
Today in 2026, one dollar is over ₦1,500.

The naira has lost about 75% of its value against the dollar in 7 years. So anything imported, whether electronics, medicine, baby products or even some food, now costs 4 times what it used to.

My ₦500k today equals roughly $333.
My ₦150k in 2019 was worth roughly $416.

Read that again.

I earn more naira but fewer dollars. In real purchasing power I have gone backwards even though my salary tripled on paper.


FOOD

In 2019, I fed myself comfortably for around ₦30,000 per month. Decent food, market twice a week, occasionally a small restaurant.

Today that same lifestyle costs me at least ₦120,000 and that is me managing carefully.

| Item | 2019 | 2026 |
|---|---|---|
| Bag of rice (50kg) | ₦18,000 | ₦85,000+ |
| Cooking gas (12.5kg) | ₦3,500 | ₦18,000+ |
| Groundnut oil (4 litres) | ₦2,800 | ₦12,000+ |
| Tomatoes (paint bucket) | ₦800 | ₦5,000+ |
| Full chicken | ₦2,500 | ₦10,000+ |
| Big loaf of bread | ₦350 | ₦1,500+ |

My food budget went up by 400%. My salary went up by 233%. The food is winning.



RENT

In 2019, I paid ₦350,000 per year for a decent one bedroom in a Lagos suburb. That is about ₦29,000 per month if you break it down.

Today that same apartment, same area, same size, same leaking ceiling, is ₦1.2 million per year. That is ₦100,000 per month equivalent.

I now spend 20% of my gross salary on rent alone. And landlords still want one to two years upfront. So every renewal season I need to drop over ₦1 million at once like I am buying land.



ELECTRICITY AND GENERATOR
In 2019, NEPA was bad but manageable. Fuel was ₦145 per litre. My monthly gen fuel was around ₦8,000.

Today petrol is close to ₦1,500 per litre. My monthly generator fuel alone is ₦45,000. And NEPA is still giving me the same 4 hours they gave me in 2019. Nothing changed on their side except the bills went up.


TRANSPORT

Bus from my estate to office in 2019 was ₦150 each way. That is ₦300 per day, about ₦6,600 per month.

Same route today is ₦700 minimum each way. ₦1,400 per day. Nearly ₦31,000 per month.

Ride hailing? Multiply that by three. I now spend between ₦30,000 and ₦50,000 every month just moving my body from home to work and back.



SO WHERE DOES THE ₦500K GO?

| Expense | Monthly |
|---|---|
| Rent (broken down monthly) | ₦100,000 |
| Food and groceries | ₦120,000 |
| Generator fuel | ₦45,000 |
| Transport | ₦35,000 |
| NEPA bill | ₦18,000 |
| Airtime and data | ₦12,000 |
| Toiletries and misc | ₦20,000 |
| Tithe | ₦25,000 |
| **Total** | **₦375,000+** |

That leaves me ₦125,000 for savings, emergencies, hospital, clothes, sending money home, school fees if you have children, and anything unexpected.

In 2019 on ₦150,000, my total expenses were under ₦90,000 and I had ₦60,000 left. That leftover was worth $167 at the time. My ₦125,000 leftover today is worth $83.

I saved more real money when I earned less. That is not a feeling. That is arithmetic.



THE PART NOBODY TALKS ABOUT
Beyond the numbers, what has changed is how money feels.

In 2019, seeing ₦100,000 in my account felt like safety. Like I had options. Like I could breathe easy.

Today I see ₦500,000 land on payday and my first feeling is anxiety, not happiness. Because I immediately start calculating what is owed, what is running out, what will still not be enough.

That shift from feeling okay to feeling like you are always one emergency away from trouble, even as your salary grows, is what this economy has quietly done to the Nigerian middle class.

We are not imagining things. We are not lazy. We are not bad at managing money. We are just running on a treadmill that keeps speeding up.



MY QUESTION TO NAIRALANDERS:
What was your salary in 2019 and what is it today? Are you genuinely better off or are you like me, earning more and living less?

Drop your numbers in the comments. No judgement for anybody. Let us count together.

It depends on how you view it but note these 2 points!
1. In that year, government was borrowing to pay part of your expenses in forms of fuel and Forex.
2. There is nothing bad in government doing that but the bulk of the borrowing went into private pockets.
3. Are we better off with the subsidy removal. No because the money flow back to the states that ought to make life better but not.
4. I have similar situation but couldn't finish my house then until my situation changes to same as yours in terms of salary.

I think not relying on one source of income is the best of which I am also trying to get.
I went outside Nigeria, they may have security and electricity but the cost of living in Nigeria is closed to the lowest in Africa.
If you disagree, covert 100 dollars into naira and any other currency in Africa, go to the market in the 2 countries and compare the purchasing powers.

edlion57:
Ghana moving forward and Nigeria now looking up to them...thanks to APC

You are backwards. Nigeria had signed the law as far back to 2014

marlow1962:
They said they're ready to drop like flies as long as obi or any igbo man rule them.
What an irony.

Why wailing. Was it not just recently Kanu and your brother beheaded a soldier and her husband going for wedding? Are you different from the terrorist?

Omoawoke:
Where are their corpses ?

Oku wan da?

You want to tag them innocent civilians as usual

4

bobogogo:
Oh! You mean the doctrin that won lagos?

Wait, remember pankere is there

ablejesus26:
Tpain nor fit see 5℅ for SE .

With how He has proven the whole World that He is just a Vegie ugwu-ewedu .

Then he will use Buhari doctrine of 5%

Goo0dHardDick:
Can Tinubu do and f.cking resign?

Man irritates me alot. Zero achievement! No productivity. Nothing nothing. Nigeria is in complete darkness. Insecurity everywhere

Probably your life is in complete darkness

A neatly used Toyota Camry. 05 is available for sales.
I rarely take it to work.
AC chilling
Gear 100%
Engine working perfectly.
It has never broken down, all I ever do is change oil. No repairs done.
Abule Egba .
4.3m no agency, I am the owner
Call 08067435032

WizardOfNG:
If Nigeria is serious, we should sanction SA officially. Bilateral trade with SA is in Nigeria's favour. We should not be targeting South African businesses operating in Nigeria.

We are behaving like a rogue and lawless nation doing that. If Nigerian leaders really view the killing of Nigerians as unacceptable then we should start by sanctioning SA over bilateral trading we host with them.

The likes of Oshiomhole love sabre rattling emptily to con us that care and are working. Why can't he insist we stop crude export to SA that may have an impact on his own lavish income?

They know what they have to do if they are ready to get justice for Nigerians murdered in South Africa.

Th USA can invade Nigeria, to grab perpetrators themselves, if two of their citizens are murdered.in our nation. They won't be targeting Bayo Ogunlesi and his business interest.

I disagree with the word lawless. Firstly, just one debate about it is enough to force the country to act which I believe the president spoke immediately after the discussion on the floor.
Secondly, Nigeria did it in 1977 under indigenization decree. It will be discussed and the law will be passed. Several assets have been ceased in other countries

kedeojo:
Very dumb. I was ashamed of him while watching. how can you say because Nigeria is looking for foreign investor and the life of Nigerians been killed in south africa don't matter. oshiomohle said after his statement about normalizing mtn, the south Africa president quickly responded by condemning the attack because he is a major shareholder of mtn. they make their highest profit in Nigeria because of the huge number of users. Rufai is truly an emergency journalist. he need a crash course on journalism.

He was actually doing that to entertain his followers so that they can say he tackles everybody.
Down his mind he knew he was dumb

WizardOfNG:
MTN and DSTV are businesses. They cannot be held responsible for what ordinary South Africans do. If you build a great business in Ghana, do you want it destroyed when some Nigerians over there attack and kill some Ghanaians?

Your business must be destroyed or taken away from you simply because you share nation of origin with wrongdoers you don't know and do not even approve of their action? This is too ignorant from Oshiomhole abeg.

Besides the live list, are economic of Nigerian not being destroyed?
All the measure attempts to do is force the government to act. The companies are owned by majority of their citizens including the president, if they forsee their interests would be affected, they will force the government to act

insidelife22:
Omo, Osho should answer the damn question.

Answer what? To go and loot their property?
Osho has proposed the highest instrument to stop their madness, you are here constituting same menace

JohnMo2:
Former Rivers State Governor and immediate past Minister of Transportation, Chibuike Rotimi Amaechi, has formally entered the 2027 presidential race under the platform of the African Democratic Congress (ADC), following his purchase of ADC presidential nomination form.

The nomination form was obtained on his behalf on Friday by former Edo State Governor and prominent ADC chieftain, Chief John Odigie-Oyegun, at the party national headquarters in Abuja, in what political observers have described as a major development capable of reshaping the opposition landscape ahead of the 2027 general elections.

Amaechi’s formal entry into the contest has already generated widespread political interest across the country, with many stakeholders describing him as one of the most experienced and nationally recognised figures within the opposition coalition.

A seasoned administrator and influential political mobiliser, Amaechi brings decades of governance experience spanning the legislative arm, State administration, and federal executive service. His political trajectory continues to command significant attention due to his strong grassroots networks, national visibility, and reputation for decisive leadership.

As Governor of Rivers State, Amaechi oversaw extensive infrastructural transformation, educational reforms, and urban development projects that positioned the State among Nigeria’s leading sub-national economies. His administration’s investments in road construction, healthcare, and model educational institutions remain notable aspects of his governance legacy.

At the federal level, his tenure as Minister of Transportation was marked by renewed focus on railway modernisation and transportation infrastructure. Strategic rail projects such as the Abuja-Kaduna and Lagos-Ibadan rail lines emerged as signature initiatives during his stewardship of the ministry.

Political analysts believe the decision by respected elder statesman John Odigie-Oyegun to personally obtain the nomination form on Amaechi’s behalf further signals growing confidence in his candidacy within influential political circles.

The development is also expected to strengthen the profile of the ADC as political consultations and alignments intensify ahead of the next electoral cycle.

With his formal entry into the race, Amaechi is increasingly being projected as one of the frontline presidential aspirants capable of mounting a formidable national campaign built on experience, political structure, and administrative capacity.

As the political atmosphere gradually gathers momentum toward 2027, the ADC presidential contest is expected to attract heightened national attention, with Amaechi’s candidacy already emerging as a major talking point within Nigeria’s evolving democratic landscape.



https://thenationonlineng.net/just-in-amaechi-joins-adc-presidential-race-picks-n90m-nomination-form/

Lauretta Onochie reacts:



Source

Is this not the hungry Ameachi that couldn't afford transportation?

PlasmaTV:
Naija just taya pesin.

Why are we celebrating roads in 2026? I know people will insult me, but common!

Just do the roads, and let the citizens have a fair shot at life. Why the celebration? Are you using personal funds?

It is citizens that are celebrating and not the government. When it was not done, you were wailing but now that it is done, you are free to wail while those who celebrate it be left to do so

EmmaSeun12:
Iyabo Obasanjo Withdraws From Ogun Guber Race As APC Picks Yayi


source

When will Ogun water side be good enough to produce a governor?

God1000:
This is what they do all over the world, they fund and support militias and armed groups to destabilize other countries, and whenever they fall out with them, they lebel them terrorist organization

Indisputable fact. Only Gid knows the real people behind Nigeria terrorism

franchasng:
Na so na, winning in this life is subjective; Iran is winning on virtual using AI while USA & Israel are winning in real life, so everybody is a winner based on how they see it

How you people pass exams in your region baffles me. Your reasoning and comments are just irrational and illogical

okoliobinna84:
Iran will surely regret this war at the long run.

Iran is never like your lazy warlord that ran away in the middle of war

CyynthiaKiss:
Platue is on fire, and here you are crying over Isreal..

All of you ran away from Platue genocide thread..

Nonentity, does it matter where evil is committed?

God1000:
So-called God's chosen people, Evil to the core, No Conscience at all, Shame on them

Very despicable human beings

Their lost brothers are in the south east of Nigeria

Galactics:
Remi gate crashing gatherings where she isn't needed.

Severe pain

Food4Thought:
They are sending food and medical aids to the people winning the war according to nairanders supporters of the evil regime.
You can't be winning the war and at the same time receiving food and medical aids.

You age very irrational and daft, even your warlord is begging everyone to end the war.
Why don't you ask why media are not allowed to show the happenings over there.

donleo92:
I so much like this woman
She calls a spade a spade!!!

Na this kind woman suppose be our president, then okonjo iwele as senate president.....

Then naija go work die

Some people dey ask were I put natasha

Anyway, that one go be minister of women affairs, because she go too protect women matter..

Irrational idea. When they speak of governance, policy and contributions to world growth, you talk of Ngozi but mentioning this empty parrot Kemi is insensitive

SeverusSnape:
I wish all those people here supporting iran can just relocate there, I want to check something... Very useless people.

I'm happy that Israel and the US are now punishing the evil mullahs for killing thousands of their people during the protest.

The bolo haram and their supporters you refused to kill yesterday years because of western sanctions are now killing you daily.
Life is dynamic

fergie001:
https://www.vanguardngr.com/2026/03/2023-obi-denies-seeking-bwalas-support-says-he-doesnt-do-transactional-politics/

Except structure of criminalty

timilehin007:
Fake because u have never bought things in other African company and compare wit Nigeria. Try dey travel, even if na to BeninRepublic, Togo or Ghana

The guy has not even crossed Onitsha bridge let alone Lagos

Slytiger:
https://saharareporters.com/2026/03/05/n25billion-fraud-ex-aviation-minister-stella-oduah-offers-return-stolen-funds-plea

The people that want to govern claiming they can do it better

SmartPolician:
PDP presidents were by far better than these incompetent and tribalistic rulers that APC is giving this country. For living this long, Obasanjo has a special place in God's heart.

How old were you when PDP was in power?
How many houses did your parents build?

CyynthiaKiss:
Very Useless terrorists..

And to some ignorant people In Nigeria that are supporting Iran. …….How can you claim to love Nigeria as an entity, and at the same time cheering the same country Iran that wants to destroy you and your country with terrorism ?

Isn’t that madness and political blindness ?

I am not a supporter of any but so far, all the identified foreign terrorists in Nigeria, none has been traced to Iran.

Brendaniel:
We didn't even know there was an attempt, this one just came to spill the beans...

We have so much lifeless people like the then Jubril from sudan