₦airaland Forum

NinjaMetahuman:
Wise decision from the man. Or should I say both of them.

If you are comfortable here as man, like comfortable enough to send your wife or any of your family members abroad for school or holiday, it will be dumb to move your family out to go and deal with problem such as racism, starting life over Again, etc over there

Whatever problem we have in Nigeria didn't kill him till his adult.

Sonnobax15:
. Having this kind of mentality at this stage of your life,I can see you receiving a very warmth hug from menopause itself

NaijaHelper1:
Igboamaka. We don't really want yours. We want to work hard and get ours. That's why we're so prosperous.

Atarakpa:
Nigeria is doing far better than all these so called develop country in many areas

YoobaNesan:
I applied on July 23, as I saw the thread here on Nairaland with same thought as many Doubting Thomases that it's an audio loan, APC members loan, election bribe loan, you have to know someone that knows someone to get it, infact the first and most liked comment of that thread was 'if you've never benefitted from any of these grants/loans from FG click like'.

But I'm here to clear your doubt that it's far from that and it was an easy-peasy without needing anyone or agent to get but just following simple instructions and providing your correct details.

I first sing-up with my basic info like name, mail, number, NIN on app.youthcred.com

It has 3 tiers;

For Youth Corpers
For Employed Youth
For Entrepreneurs/Self-employed Youth

I applied as an entrpreneur/self-employed youth.

I got a confirmation mail on July 30, that my application has been approved!

Now, this is where the main processes began.

It has 5 stages/level from 0 - 5 and all stages are accessibble from your dashboard.

Stage 0 & 1, you answer basic financial questions relating to loans and your experience around credits, banks, lenders & repayments.

Stage 2, you provide your business details, address, business name, number (just put a random number that follows the format) etc.

Stage 3, you link your bank details with BVN and supply your 1yr account statements.
Ths is where the crux of the matter is, it's your 1yr account statements that determines the amount of loan you'll get, in my case #233k maximum, which I took all.
You keep trying/refreshing as this may take time before it reflects.

Stage 4, you set-up your automatic debit repayment link, here you send #50 from your account to theirs for confirmation.

Stage 5, I got the loan today Aug 3!

The loan comes with. just 2% interest rate, 233k to pay back 247k over 3 months, difference of roughly 20k, all administrative charges inclusive.

Also, they have a responsive customer support at; support@youthcred.com

Disclaimer; I'm neither a card carrying member of APC nor their supporter but just a Nigerian and this ain't an approval for Tinubu or APC government but just a confirmation that you can apply for any FG schemes, loans, grants, jobs & opportunities without knowing any OGA at the top and got selected.

MAY GOD BLESS NIGERIA!

UncleAyo:
Please, how many people have been able to register a business name with SMEDAN as promised by the FG to register 250,000 new businesses for free.

I need a testimony of just one or two person and with evidence.


Update: Some people actually got their business name registered for free while some are still pending. (The picture is attached)

NIKEDEEDS:
Uk used Google pixel 6 pro
260k

saintopus:
Poor family!

Never ever marry from a Poor lady's family.

Am talking from experience

ikorodureporta:
When the Akara, Corn & Kulikuli statement started trending, I had to search for the video myself and watched to understand how it came about....

Dear Nigerians, most of you don't understand what she said - you're just being carried away by sentiments...

She was talking about how they're helping businesses with loans (that means you pay back later) and she referenced some other businesses that require less support (like akara, corn, etc) that they don't have to pay back (grant), so as to encourage those in that category.....

So why the uproar about it??

She's absolutely right in everything she said. Based on my experience with NGOs, we assist people with as little as helping them to get foodstuff to start cooking business. Some people just need cartons of indomie & eggs to establish it....
If you're very comfortable in life, you will never understand what she meant...

Some people just need the basic stuffs so that they can carry on...
Like people doing shoe maker aboki job, what does it take to equip that box they carry about?

Let's be guided pls. Businesses are of different categories and she didn't limit what she said to the grant of about 50k. There's loan for those willing to pay back...






Your view should be limited to Ikorodu only, just as your nickname implies.

Ttalk:
Those people you are badmouthing are better exposed, better educated, well connected and more richer than you. No amount of insult will add to your account balance. Hustle o

Onkoolos:
Good morning guys, I have 545k that I saved in a bank giving me return of 7k per month, 2 months ago i saw a land available at place in ogun state after mowe ofada area. I want to ask should I withdraw the money to buy the land or keep enjoying the 7k..

Investment wise what is the best decison to take here

Pls banter and roasting is welcome. Because I’m here to learn. I know I’m not too smart.

Pix Google Image

Onkoolos:
I bought a gle for 150 million in 2020 and I sold it for 50 million when I was broke in 2024, I use that 50 million to build a business that now generate 40 million on a bad month

Sonofgod1990:
I'm a prophet of God

Sonofgod1990:
Good old days.


Arsenal 0 vs Burnley 3

DeclanR:
So, what are u now going to do now,?

Do you have the powers to do anything? If yes, I would be glad

DeclanR:
I thought they said this woman had cancer?

Please, just let her Be. Let God judge her

Apcshit:
They should let this woman be

KStylist:
No way a dispatcher will spend 10k daily on fuel or else he's mad.
Even as an amateur who was doing pole to pole delivery that year, max I ever spent was 6k fuel to make 40k minimum.
When I eventually understood parking at a spot to amass works, I've never used more than 2500 fuel to make same amount. God's my witness.

Ketamine9000mg:
I just bought Oraimo power bank box 400(40, 000 mAh). I was advised by the seller to use the power bank until it is 0% before my first charge to 100%. Please, is this necessary?

Salewa97:
Good.

We are expecting the news of the departure of the Guinea Bissau President who was holed up with some cabinet members.

muyico:
Salary isn't main for saving but clear bill, our security here, he earnings 45k monthly, I wonder 🤔 how he dey scope!
I save Tru my side hustle, I buy scraps and resell to companies,

sabbiboi:
I am at the stage of taking the English test, it will last for 30 minutes.
Anyone with an info on how simple or tough is the test?

shinaola21:
🌺

Omo things have changed in Nigeria,use to buy this biscuits for #5 naira but it looks like it has gone into extinction.i remember pressing that pepper snack till it becomes soft then I'll add little water into it and turn it together then begins to eat it 😂




Found it in Ekiti last month, was actually surprised.


Once upon a country!

whytediamond:


Snatch it! Grab it! Zoom with it!

10k for who tell me the sauce of the quote above

neolboy:
Getting married last year December and ending it this year January. Just 9 days in